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Advanced E&S Group - Southeast Region offers a comprehensive Stock Through-Put Insurance Program designed to meet the needs of businesses engaged in manufacturing, distribution, retail, and wholesale operations. This program combines ocean cargo, inland marine, and personal property coverages to protect stock and materials in trade—whether in transit or storage—anywhere in the world. Ideal Accounts and Appetite This program is an excellent fit for insureds with global or domestic supply chains that involve regular movement and storage of goods. Ideal accounts include: Manufacturers with raw materials and finished goods in multiple locations Distributors and wholesalers shipping goods across states or internationally Retailers with multi-location inventories and varied transit exposures You might have a client who imports electronics from Asia, stores them in regional warehouses, and distributes them across the U.S.—this is a great example of a risk that fits well into our Stock Through-Put program. Coverage Highlights and Advantages This program is structured to eliminate traditional gaps between transit and storage coverage. Key features include: Worldwide protection for goods in transit and storage Broad, seamless coverage that reduces or removes coverage gaps Separate limits can be applied to transit and storage exposures Flexible loss settlement options including full value or first loss limits Property Covered Goods and merchandise of any description Furniture, fixtures, and fittings Interior glass Machinery and equipment Electronic data processing (E.D.P.) equipment Media and associated equipment Salesmen’s samples Clothing and textile stock Underwriting Notes and Minimum Premiums Advanced E&S Group works with a variety of carriers to tailor solutions based on your client’s operations and risk profile. Minimum premium varies by account size and complexity. The program is written on a non-admitted basis, allowing for greater flexibility in coverage customization. Territories and Availability This program is available in most U.S. states, including AL, CA, FL, GA, IL, NY, TX, and many more. Please contact Advanced E&S Group for state-specific eligibility and submission guidelines. Why Work With Advanced E&S Group? As a trusted Managing General Agency, Advanced E&S Group brings extensive experience in specialty and hard-to-place risks. Their underwriting team understands the complexities of global and domestic supply chains and works closely with agents to structure coverage that aligns with each client’s unique risk profile. With access to a range of carrier partners, they can offer flexible solutions for your clients' stock and goods-in-transit exposures. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include manufacturers, distributors, wholesalers, and retailers with goods in transit and storage, either domestically or internationally. Does the coverage include both transit and storage?Yes, the Stock Through-Put Program includes coverage for goods during transit and while in storage, providing seamless protection across the supply chain. What is the minimum premium for this program?The minimum premium varies depending on the size and complexity of the account. Please contact Advanced E&S Group for details. Is this an admitted or non-admitted program?This program is written on a non-admitted basis, offering flexible terms and coverage customization. Which states is this program available in?The program is available in most U.S. states, including AL, CA, FL, GA, IL, NY, TX, and others. Reach out to confirm availability in a specific state. Need help placing an account? Connect with a market specialist.