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Overview of the Floating Home Program from Continental Risk / Continental Marine Insurance Services Continental Risk / Continental Marine Insurance Services offers a dedicated Floating Home Program for agents placing residential floating homes and similar waterborne dwellings. The program is written with an A-rated admitted carrier (A+ XV) and is available nationwide. Policies are issued on a DP-1 form (basic named perils), with same-day quote turnaround available in many cases. Reasonable debris removal is automatic and rental value is included up to 20% of Coverage A. Wind and hail coverage are available as buy-back options. Ideal Accounts and Appetite Owner-occupied floating homes and permanently moored houseboats. Seasonal or year-round waterfront dwellings that are not operated as commercial vessels. Rental floating homes where owners need coverage for physical damage and loss of rental income. Properties docked, moored, or anchored in fixed locations (rather than frequently navigating waterways). Not a fit: actively operated commercial vessels, passenger ferries, houseboats used primarily for charter services, or structures that lack a permanent mooring arrangement. If you have a borderline risk, contact the underwriter for pre-submission guidance. Coverage Highlights and Advantages Admitted paper placed with an A-rated carrier (A+ XV). DP-1 form—basic named perils tailored for floating home exposures. Automatic reasonable expense for debris removal. Rental Value included up to 20% of Coverage A — helpful for landlords and short-term rental exposures. Wind and hail available as buy-back options where those perils are excluded by the basic form. Nationwide availability — the program can be offered in the states shown below. Fast quoting turnaround; many submissions can receive same-day indications. Underwriting Notes and Submission Tips Underwriters typically request photos of the structure, proof of permanent mooring or docking, a brief description of how utilities are supplied, and replacement cost or valuation information. Because the program is written on a DP-1 form, discuss wind/hail buy-back needs with clients in coastal or storm-exposed areas. For rental properties, clearly document rental history and intended use (seasonal vs. year-round). Provide clear descriptions of any attached docks, pilings, or gangways and disclose any prior water-related losses. If a risk involves significant navigation or commercial operation, obtain pre-submission approval from the underwriter. Territories and Availability This Floating Home Program is available in the following jurisdictions: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY Policies are placed on admitted paper where permitted. Why Place Floating Home Business with Continental Risk / Continental Marine Insurance Services MGA expertise in waterborne and coastal dwelling risks, with a market tailored to floating home exposures. Access to admitted paper with an A-rated carrier and program features designed for floating homes. Quick turnaround on quotations and responsive underwriting for niche residential waterfront risks. Practical coverage features such as debris removal and rental value help agents present stronger options to clients. You can learn more about the program and submission requirements at www.continentalmarineins.com. For complex or large accounts, submit a pre-quote inquiry so underwriting can confirm appetite and required documentation. Frequently Asked Questions What types of floating homes are eligible for this program?Eligible risks are residential floating homes and permanently moored houseboats used as owner-occupied or rental dwellings. The program is not intended for vessels in regular navigation or for commercial passenger/charter operations. Is wind and hail included on the policy?The program is written on a DP-1 (basic) form. Wind and hail are available as optional buy-backs where those perils are excluded by the basic form—discuss options with the underwriter for coastal or storm-exposed locations. What documentation does underwriting usually require?Typical submissions include photos of the floating home, evidence of permanent mooring or docking, a description of utilities and access, and a replacement cost estimate or valuation. Rental accounts should include rental history and intended use. In which states is the program available and is it admitted?The program is available in the states listed above and is placed on admitted paper with an A-rated carrier where admitted placements are allowed. Need help placing an account? Connect with a market specialist.

...d emotional distress Hostile Fire Exception to the Pollution Exclusion Hired and Non-Owned Auto liability coverage available No liability deductible Premium credits av... status are carrier-dependent. What liability and property limits can I request?Liability limits start at $1,000,000 per o...

...m understands the logistical and liability exposures event organizers face and...verage options include Tenant Users Liability policies for rented venues, general Special Events liability placements, and contingency cove...