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Overview J.M. Wilson Corp. offers a Commercial Umbrella Insurance program designed to expand liability limits and provide broader excess coverage for a wide range of small-to-medium commercial classes. As a Managing General Agency and Excess & Surplus (E&S) broker, we place excess and umbrella limits with both admitted and non-admitted markets to give agents flexible placement options for their clients. Target Classes and Ideal Accounts Below is a sampling of classes we routinely place on this program. These accounts typically fit when the underlying liability program is standard and loss history is acceptable: Apartment buildings Bakeries Beauty shop supplies distributors Beverage stores Cable TV companies Car washes Caterers Clubs Computer and electronics stores Department / discount stores Food and drink distributors Drywall installation Florists & gift shops Golf courses / driving ranges Hardware stores Hotels & motels Janitorial services Laundries & dry cleaners Lawn care services / contractors Masonry Meat, fish, poultry, seafood stores Nail salons Paving — sidewalks / parking / drives Paint / wall covering stores Photographers Pet stores Plumbing contractors Restaurants Video stores and theatres Coverage Highlights and Advantages Limits available up to $20,000,000 to meet higher-limit requirements for premises, products, auto and other liability exposures. Placement options include both admitted and non-admitted markets depending on state and class, allowing more flexibility where admitted forms aren’t required. Excess/umbrella placements with adjustable attachment points and the ability to consider deletion of a Self-Insured Retention (SIR) where markets permit. Competitive minimum premium structure for smaller accounts: $1,250 minimum premium for the initial $1,000,000 of limit $1,000 minimum premium per additional $1,000,000 of limit Typical minimum attachment points often $1,000,000 primary / $2,000,000 excess for lower-hazard classes (subject to underwriting) Underwriting Appetite and Restrictions Underwriters prefer accounts with class-appropriate operations, stable or improving loss histories, and standard underlying limits and endorsements. The program favors low- to medium-hazard retail, service, hospitality, and light contracting risks listed above. Generally not a fit: accounts with severe or repeated liability losses, significant professional or pollution exposures, or operations that require specialized excess capacity (heavy industry, high-hazard manufacturing) unless underwriting reviews and approves placement options first. Sample Accounts (Agent View) Small regional motel seeking $5M excess over a $1M primary — the umbrella can provide a clean excess layer with broader limits for premises liability and guest exposures. Landscaping contractor with conservative loss history that needs higher aggregate limits for general and auto liability — the program can offer $1M+ excess limits and alternative attachment structures. Territories and Availability This program is available in: GA, IL, IN, KS, KY, MI, MS, MO, NC, OH, PA, SC, TN, VA, WV and WI. Admitted versus non-admitted placement depends on the state, class and carrier appetite. Why Place Commercial Umbrella with J.M. Wilson Market access: we represent a number of admitted and non-admitted carriers, giving producers flexibility to place accounts that need admitted forms or E&S capacity. MGA & E&S expertise: focused underwriting for umbrella/excess placements with experience handling layered liability structures. Streamlined quoting: a focused appetite and clear minimums help agents get quick indications on common small-to-mid sized commercial risks. Underwriting Notes and Submission Tips Include current underlying liability declarations pages and forms so we can confirm attachment points and coverage consistency. Provide 3–5 years of loss history when available; include explanations for any losses to speed placement. Describe operations, annual payroll/sales and vehicle exposures for contractors and service accounts. If you need deletion of an SIR or unusual attachment points, flag that on submission so underwriting can evaluate markets early in the process. Frequently Asked Questions What types of accounts are a good fit for this Commercial Umbrella program?Retail, hospitality, light contractors, service and distribution classes with standard underlying programs and acceptable loss histories are the primary appetite. The program is designed for small- to mid-size commercial risks that need higher liability limits. What limits and attachment points are available?Limits are available up to $20,000,000. Typical minimum attachment points for lower-hazard classes are $1,000,000 primary / $2,000,000 excess, but underwriting will consider other structures based on the account. Minimum premium guidelines apply for each layer. Which states does this program serve?The program is available in GA, IL, IN, KS, KY, MI, MS, MO, NC, OH, PA, SC, TN, VA, WV and WI. Coverage options and admitted vs. non-admitted availability depend on the state and carrier. Is coverage placed admitted or non-admitted?We work with both admitted and non-admitted markets. The placement method depends on the class, state regulation, and the carrier selected by underwriting. What information should I include with a submission?At minimum provide current underlying declarations pages, loss runs (preferably 3–5 years), a description of operations, and exposure details (payroll, sales, vehicles). For contractors or hospitality accounts, include any contracts or risk-transfer requirements. Need help placing an account? Connect with a market specialist.

Comprehensive Sports Teams Insurance Program by Sadler & Company, Inc. Sadler Sports & Recreation offers a focused Sports Teams Insurance program designed for amateur and youth sports organizations. You can use this program to place coverage for small community teams up to larger multi-sport leagues. The platform streamlines placement for agents and brokers and provides flexible options for common exposures faced by clubs and leagues. Ideal Accounts and Appetite The program is built for amateur youth and adult teams, leagues, and clubs across many athletic activities. Target classes include: Youth baseball, softball, and soccer leagues Basketball and volleyball clubs Flag and tackle football teams Hockey, lacrosse, and cheerleading organizations Multi-sport associations and recreational sports programs Accounts with organized team structures, consistent coaching, formal registration, and basic safety protocols are the best fit. The program is not intended for professional-level teams or unsanctioned extreme sports. Coverage Highlights and Advantages Sadler & Company packages key protections agents commonly need when placing sports organizations. Available coverages include: League Accident: Helps cover medical expenses for players and volunteers injured during sanctioned activities and events. General Liability: Protection for third-party bodily injury and property damage claims arising from team operations and events. Directors & Officers Liability: Coverage that helps shield board members and volunteers from personal liability in administrative disputes or management errors. Crime: Coverage for theft of league funds, embezzlement, and dishonest acts by volunteers or staff handling money. Equipment: Protection for sports gear and property from fire, theft, and other covered perils. Limits and endorsements can be adjusted to match the sport, number of participants, season length, and tournament exposure. Sadler leverages multiple carrier relationships to tailor solutions for common recreational exposures. Underwriting Notes and Minimum Premiums Underwriters review submissions for organizational structure, participant counts, coaching and safety protocols, and completeness of the application. Minimum premiums vary by sport, exposure, and coverage selections; some accounts will be placed in admitted markets while others may be written non-admitted depending on state and risk characteristics. Example accounts you might place through this program: A regional youth soccer league with 300 registered players seeking accident, general liability, and equipment coverage for practices and weekend tournaments. A volunteer-run community baseball league that wants D&O protection for its board and crime coverage to protect fundraising proceeds and team cash handling. Territories and Availability The program is available in most U.S. states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY. State-specific markets and admitted availability may vary by carrier. Why Work With Sadler & Company, Inc. Sadler & Company is a managing general agency with deep experience in sports and recreation insurance. Agents benefit from their focused underwriting, access to multiple markets, and service-oriented placement support. Sadler’s team understands the practical exposures of amateur and youth sports and can help structure programs quickly for organized teams and leagues. To learn more about Sadler & Company and its full suite of programs, visit the company profile. Frequently Asked Questions What types of accounts are a good fit for this Sports Teams Insurance program?This program is designed for youth and amateur sports teams, leagues, and clubs across common sports such as baseball, soccer, football, basketball, hockey, lacrosse, volleyball, and cheerleading. Does the program offer coverage for team equipment?Yes. Equipment coverage is available to protect sports gear and property from theft, fire, and other covered perils; limits and deductibles can be adjusted to match team needs. Are both admitted and non-admitted markets available?Yes. Some risks can be placed in admitted markets depending on the state and risk profile, while other accounts may be placed non-admitted. Availability depends on the specifics of the account. In which states is this program available?The program is available in most U.S. states. Specific coverage options, admitted market access, and carrier appetite can vary by state. What is the minimum premium for this program?Minimum premiums vary based on the sport, number of participants, coverages selected, and the chosen market. Contact Sadler & Company for a quote tailored to the account. Need help placing an account? Connect with a market specialist.

Because of our excellent reputation in the insurance industry, Worldwide Facilities has been able to negotiate exclusive contracts for specific lines of business, regionally, nationally and internationally. Put our expertise to work for you with our various Exclusive Programs. Visit us online for more details. Contact Hank Haldeman President of Programs (213) 236-4597 [email protected] Exclusive Programs Auto Dismantling & Scrap Metal Community Associations Energy / Oil & Gas Healthcare D&O Life & Health Primary & Excess Flood Taxicab & Paratransit Transportation Additional Proprietary Facilities include: Auto Physical Damage Cannabis & Nutraceuticals Design Professionals Florida Wind Gov. Service Contractors (8a) Minority Status Hawaii Property Program Motor Truck Cargo Small Auto Fleets Special Events USL&H Business Overview of the Program From Worldwide Facilities, LLC Worldwide Facilities, LLC offers a suite of exclusive programs and proprietary facilities designed for agents and brokers who need niche capacity and tailored underwriting. Operating as a Managing General Agency and Excess & Surplus Lines broker, WWFI places specialized lines—regionally, nationally and internationally—through negotiated, program-specific contracts. These programs give you access to markets and forms that are not always available through standard channels. Ideal Accounts and Appetite Fortified specialty classes named in the program list: auto dismantling & scrap metal operations, community associations, energy (oil & gas), transportation fleets, taxicab/paratransit operators, and life & health programs. Accounts needing primary or excess flood solutions, healthcare directors & officers coverage, or customized transportation and motor truck cargo layers. Mid-sized to larger placement needs that require program structure or proprietary paper—accounts where standard markets are limited or decline based on exposure, loss history, or territory. Coverage Highlights and Advantages Exclusive carrier relationships and program forms that reduce the time you spend shopping placements. Proprietary facilities for high-demand niches such as cannabis & nutraceuticals, Florida wind, Hawaii property, and auto physical damage. Flexible placement options using admitted or surplus lines capacity as appropriate for the account and state. Program-level expertise: underwriting guidelines and referrals managed by dedicated program staff to streamline submissions and bind decisions. Underwriting Notes and Minimum Premiums Underwriting varies by program and by carrier. Worldwide Facilities evaluates risks on a program-by-program basis and will advise on appropriate limits, deductibles and appetite. If you have accounts with unusual exposures (environmental issues, significant regulatory compliance matters, or complex transportation loss experience), flag those in your submission so the underwriter can assess program fit quickly. Minimum premium requirements, when applicable, are set per program and state—contact the programs team for specific thresholds. Territories and Availability These exclusive programs and proprietary facilities are available across the U.S. territories listed below. Placement options (admitted vs. non-admitted) depend on the program and state regulatory requirements. Available in: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why Work With Worldwide Facilities on This Business Established program relationships and negotiated contracts give you access to unique capacity. Dedicated program leadership and underwriting tailored to niche classes reduces submission turnaround. Experienced in both admitted and surplus lines placements through wholesale and MGA distribution channels. Centralized program contact—reach out to the Programs team (contact above) to discuss fit, submission requirements and turnaround expectations. Example Accounts You have a regional taxi/paratransit operator with a history of claims and special endorsement needs — WWFI's taxicab & paratransit program can provide tailored liability cover and industry-specific underwriting. A homeowner association client in Florida needs a combination of property, D&O and flood coverage—WWFI's community association and Florida wind offerings may provide an efficient program placement. Frequently Asked Questions What types of accounts are a good fit for Worldwide Facilities’ Exclusive Programs?Accounts in the specialty classes listed—auto dismantling & scrap metal, community associations, energy/oil & gas, transportation, taxicab/paratransit, healthcare D&O, and life & health—are ideal. Also consider risks that need programized or proprietary capacity such as cannabis, Florida wind, or motor truck cargo. How do I submit a risk for consideration?Start by contacting the Programs team using the contact above or by visiting the program pages linked on this profile. Include loss runs, operations descriptions, revenue/limits, and any risk-control measures to speed underwriting review. Are these programs available on admitted paper?Placement (admitted vs. non-admitted) depends on the specific program, carrier appetite and state filing requirements. Worldwide Facilities works with admitted and surplus lines markets; the Programs team will advise the best placement for each account. Need help placing an account? Connect with a market specialist.

Policy Highlights: Colonial General Insurance Agency, Inc. offers a flexible Sports League Insurance program designed to meet the unique needs of amateur athletic organizations. Whether your client manages a seasonal youth soccer league, a community basketball program, or a nonprofit athletic camp, this program provides tailored protection for non-contact sports organizations operating in AZ, CA, CO, ID, NV, NM, UT, and WY. Ideal Accounts and Appetite This program is a strong fit for local and regional amateur sports organizations, camps, clinics, and leagues focused on non-contact sports. Target classes include: Youth and adult recreational leagues Seasonal sports camps and clinics Community-based athletic programs Eligible sports include, but are not limited to, archery, baseball, basketball, bowling, cheerleading, golf, flag football, soccer, softball, tennis, and volleyball. Contact sports and high-risk athletic programs may be outside the program’s appetite. Reach out to Colonial General for underwriting clarification on fringe or high-risk activities. Coverage Highlights and Advantages Coverage is available on a mono-line or package basis, allowing you to customize protection based on your insured’s operations. Highlights include: Commercial General Liability Primary limits up to $3 million per occurrence/aggregate Excess or Umbrella limits up to $25 million Included coverages: Additional Interests Medical Payments Coverage – $5,000 limit Limited Participant Liability – $25,000 per occurrence / $50,000 aggregate Sexual and Physical Abuse Coverage – $25,000 per claim / $50,000 aggregate No deductible Property Coverage Buildings, Contents, and Equipment Breakdown Business Income and Food Spoilage Accounts Receivable Basic, Broad, or Special Form options Replacement Cost or Actual Cash Value Crime Coverage Theft of Money and Securities inside the premises Robbery or Safe Burglary of Other Property Coverage for losses occurring outside the premises Underwriting Notes Colonial General works with various carriers to offer access to both admitted and non-admitted markets, depending on the risk and location. While minimum premiums are not listed, underwriting flexibility allows room for a variety of account sizes, especially in community-based and nonprofit markets. Submissions should include details such as the type of sport, number of participants, location, and duration of events or seasons. Territories and Availability This program is currently available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Agents operating in these Western states can rely on Colonial General’s regional knowledge and market access to place coverage efficiently. Why Work With Colonial General Insurance Agency, Inc.? As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General has deep expertise in placing niche programs for specialty markets. With access to a variety of carriers and a flexible underwriting approach, they support agents in tailoring solutions for sports leagues and camps that face unique liability and property exposures. Their in-depth knowledge of regional risks and responsive service model make them a trusted partner for placing amateur sports accounts. Whether you’re helping a local youth soccer league secure liability coverage or working with a nonprofit that runs seasonal cheerleading clinics, Colonial General can help you find the right protection for your client’s activities. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for amateur sports leagues, camps, clinics, and community-based athletic organizations involved in non-contact sports such as soccer, baseball, cheerleading, and tennis. Are contact sports eligible for coverage?Generally, this program focuses on non-contact sports. Contact sports may be outside the standard appetite, but you can contact Colonial General for specific underwriting guidance. What states is this program available in?The Sports League Insurance program is available in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Is liability coverage available as standalone or only as part of a package?Liability coverage is available on a standalone (mono-line) basis or as part of a package with property and crime coverages. What limits are available for general liability?Primary general liability limits are available up to $3 million per occurrence and aggregate, with excess or umbrella limits up to $25 million. Need help placing an account? Connect with a market specialist.

Policy Highlights: Colonial General Insurance Agency, Inc. offers a specialized Sports Camp Insurance program designed for amateur sports operations, including camps, clinics, leagues, and training programs. This program is available on a mono-line or package basis and provides comprehensive Property and General Liability coverage tailored to the unique risks of non-contact sports activities. Ideal Accounts and Target Classes This program is ideal for amateur sports organizations and youth athletic programs that focus on non-contact sports. Eligible classes include but are not limited to: Archery Baseball and Softball Basketball Bowling Cheerleading Golf Flag Football Soccer Tennis Volleyball You might have a client who runs a regional summer soccer camp or a youth basketball league—these are exactly the types of operations that fit well within this program’s appetite. Coverage Highlights and Advantages Commercial General Liability Coverage: Primary limits up to $3 million per occurrence and aggregate Excess or Umbrella limits available up to $25 million Included Coverages: Additional Interests Medical Payments—$5,000 limit Limited Participant Liability—$25,000 per occurrence / $50,000 aggregate Sexual and Physical Abuse Coverage—$25,000 per claim / $50,000 aggregate No deductible required Property Coverage Options: Building and Contents Business Income and Equipment Breakdown Food Spoilage Accounts Receivable Basic, Broad, or Special Form Replacement Cost or Actual Cash Value Crime Coverage Options: Theft of Money and Securities (Inside the Premises) Robbery or Safe Burglary of Other Property Losses Outside the Premises Underwriting Notes Colonial General works with a range of carriers and offers flexible underwriting for qualifying risks. While there is no published minimum premium, competitive pricing is available depending on the risk profile and coverage limits selected. This program is best suited for well-managed amateur programs that emphasize safety and maintain proper supervision protocols. Territories and Availability The Sports Camp Insurance program is available through Colonial General in the following states: Arizona California Colorado Idaho Nevada New Mexico Utah Wyoming Some markets are admitted, while others are non-admitted, depending on the state and specific risk. Why Work With Colonial General Colonial General is a trusted Managing General Agency and Excess & Surplus Lines Broker with deep experience in placing niche and hard-to-place risks. Their focus on regional underwriting and access to both admitted and non-admitted markets allows agents to confidently place amateur sports and camp-related risks. When you partner with Colonial General, you gain access to responsive underwriters, tailored program options, and a streamlined submission process. Frequently Asked Questions What types of accounts are a good fit for this program?This program is designed for amateur, non-contact sports camps, clinics, and leagues—such as youth basketball camps, summer soccer clinics, and community cheerleading programs. Is participant liability coverage included?Yes, limited participant liability coverage is included at $25,000 per occurrence and $50,000 aggregate. Are both property and liability coverages available?Yes, you can place Property and Liability coverage as a package or on a mono-line basis, depending on your client's needs. What states is this program available in?The program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Is this an admitted program?Some admitted markets are available, depending on the state and risk class. Colonial General also works with non-admitted carriers where appropriate. Need help placing an account? Connect with a market specialist.

Cyber$ential Personal Data Security & Cyber Liability Program New Empire Group’s Cyber$ential Personal Data Security & Cyber Liability Program is purpose-built to help agents place coverage for Community Associations, Property Owners, and Property Managers facing increasing cyber risks. As a Program Administrator with access to top-rated carrier Great American, New Empire Group offers a streamlined solution designed for insureds with limited IT expertise but growing exposure to cyber threats. Ideal Accounts and Appetite Cyber$ential is ideal for accounts such as: Homeowners Associations (HOAs) Condominium and Co-op Boards Residential and Commercial Property Management Companies Apartment Building Owners These clients typically store sensitive personal data on tenants, residents, or employees—making them vulnerable to cyber breaches, even if they are not technology-focused businesses. Coverage Highlights and Advantages Cyber$ential delivers broad and practical cyber liability protection with features that matter to your insureds: Simple Application Process – No need to gather technical specs or IT vendor documentation. Designed for non-technical applicants. Coverage for Employee Privacy Claims – Options available for employees suing their employer over unauthorized disclosure of personal data. Compliance Support – Covers costs to comply with breach notification laws or correct privacy compliance deficiencies flagged by regulators. Subcontractor Coverage Extensions – Protects against breaches involving third-party vendors that store association or tenant data. Physical Theft Coverage – Personal data physically stolen (e.g., files, laptops) is treated as a covered breach. Rogue Employee Breach Coverage – Goes beyond unauthorized access to also include breaches caused by authorized users acting outside their scope. Mobile Device Coverage – Extends protection to data compromised through mobile devices. Claims Support You Can Count On In the event of a breach, New Empire Group’s dedicated claims team is fully equipped to assist clients throughout the process. Support services include: • Incident Response Planning • Regulatory Consulting • Personalized Breach Consulting • Damage Assessment • Consumer Notification Assistance • Media Relations Consulting Underwriting Notes and Minimum Premiums This program is designed for ease of entry, with a minimum premium starting at just $350. The underwriting process is simplified for agents and insureds alike, with flexible options to meet a variety of exposures. Cyber$ential is an excellent fit for insureds seeking affordable and effective cyber liability protection without the complexity of a traditional IT-focused policy. Territories and Availability Cyber$ential is available in most U.S. states, including but not limited to CA, FL, NY, TX, and IL. Coverage is offered on an admitted basis in most jurisdictions, providing peace of mind and regulatory confidence for your clients. Why Work With New Empire Group? New Empire Group is a trusted Program Administrator specializing in tailored insurance solutions for real estate-related risks. With deep market relationships and niche expertise, they make it easy for agents to place cyber liability coverage for property-focused accounts. Fast quoting, responsive service, and practical coverage features make Cyber$ential a strong addition to your brokerage options. Frequently Asked Questions What types of accounts are a good fit for this program?The Cyber$ential program is built for Community Associations, Property Owners, and Property Managers—especially those who handle personal data of residents or employees. Do my clients need to have advanced IT systems to qualify?No. The application process is designed for non-technical applicants and does not require detailed IT infrastructure information. What kinds of breaches are covered?Cyber$ential covers breaches due to hacking, physical theft of data, rogue employees, vendor mishandling, and unauthorized disclosure of private information. Is coverage available nationwide?The program is available in most U.S. states. Admitted coverage is offered in many jurisdictions. Check with New Empire Group for specific state availability. What is the minimum premium for this program?The minimum premium starts at $350, making it a cost-effective solution for small to mid-sized accounts. Need help placing an account? Connect with a market specialist.