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InsureMe has dedicated the last 20+ years to providing thousands of agents with high quality, ready-to-close auto, home, life, and health insurance leads to help grow their business and reach new heights. (Up to a $200 value!) FEATURES & BENEFITS OF THE PROGRAM: Highest Quality Leads Every one of our leads is filtered through our ever-evolving, proprietary Bankrate Insurance Verified 2.0 lead quality management system - part of our continuing pursuit to provide the highest quality leads available. Quality Connections Our leads are only sold 3-4 times on average, and never to more than one agent from the same captive carrier. Targeted Prospects Outstanding filtering and lead capping options so you can get the lead you want, and reach your sales goals. Online Account Services Through the online account profile you are provided the flexibility to tailor your lead mix, geographic area, vacation setting, and more to ensure you get the appropriate set-up to fit your needs. Agent Connection Get leads quickly and organize them effortlessly 24 hours a day with the Agent Connection. The Agent Connection if a tool that lets you receive, view, print, rate, archive, and flag your leads. Lead Integrations InsureMe is partnered with the industry’s top raters, dialers and lead management systems. Integrating your leads can save you both time and money, ultimately allowing you to focus on growing your business. Visit our various community spaces for up to date news, videos, tips and tools.

Garage Insurance — Ashley General Agency Ashley General Agency offers a specialized Garage Insurance program designed for agents placing auto-related businesses in Texas. As a managing general agency, we provide access to admitted and non-admitted capacity through markets including Catlin, Acceptance, Mesa, and Underwriters at Lloyds. Our garage markets write limits up to $1,000,000 per occurrence / $3,000,000 aggregate and can handle dealer physical damage and garagekeeper exposures with limits up to $1,000,000. Programs accept drivers age 18 and older, with minimum premiums starting around $500. Ideal Accounts and Appetite This program is built for a broad range of garage-related risks. Typical classes we underwrite include: Auto repair shops and general auto repair Used auto sales / internet auto sales Dealers (including dealer physical damage and garagekeeper exposures) Auto parts sales and installation Car washes Mobile auto repair and towing-related operations RV, motorcycle, scooter, and golf cart sales & repair Heavy truck repair/sales and utility trailer sales/repair Impound yards and emergency vehicle sales/repair We are willing to consider niche operations such as mobile mechanics and internet-based auto sellers, subject to underwriting review. Coverage Highlights and Advantages Commercial general liability and garage liability limits available up to $1,000,000/$3,000,000 agg. Dealer physical damage and garagekeeper coverage offered up to $1,000,000. Competitive minimum premiums (from approximately $500) for smaller accounts and select risk profiles. Flexible appetite across common garage exposures—parts installation, service operations, and vehicle sales. Access to multiple specialty carriers through Ashley General Agency’s MGA platform for tailored placements. Underwriting Notes and Minimums Minimum driver age is 18 for program eligibility. Minimum premium: approximately $500 (final premium subject to underwriting and state rules). We evaluate account details including loss history, operations mix, physical premises, and protective safeguards (signage, keys, secured lots) for garagekeeper and dealer placements. Certain high-hazard operations, excessive exposure to long-haul towing, or accounts with frequent high-severity claims may be declined or require higher limits/deductibles. Territories and Admitted Status This program is available in Texas. Note: the carrier panel includes non-admitted capacity; Ashley General Agency places these risks through specialty markets. Check state-specific placement rules and filing requirements before submission. Why Work With Ashley General Agency Ashley General Agency combines focused garage underwriting with direct access to specialty carriers experienced in automotive classes. Agents benefit from hands-on underwriting, quick turnarounds on straightforward risks, and competitive minimums for smaller accounts. We can work with you on multi-line placements and handle dealer physical damage and garagekeeper exposures that many standard markets limit. Example Accounts That Fit This Program A two-bay independent auto repair shop with modest payroll, routine parts installation, and a secured lot—seeking combined general and garage liability with garagekeeper limits. A small used-car dealer that needs dealer physical damage and liability for inventory and customer vehicles, with drivers aged 18+ and a lower premium budget. For more information on our Garage program, call us today! Frequently Asked Questions What types of accounts are a good fit for this program?Accounts such as independent repair shops, used car dealers, auto parts installers, car washes, mobile repair services, and specialty sellers (motorcycle, RV, golf cart) are good fits. We particularly focus on operations with standard safety controls and manageable loss histories. What limits and garage-specific coverages are available?We offer liability limits up to $1,000,000 per occurrence / $3,000,000 aggregate and can provide dealer physical damage and garagekeeper coverage with limits up to $1,000,000, subject to underwriting review. What are the key underwriting requirements or red flags?Key considerations include driver age (minimum 18), past loss activity, premises security, vehicle inventory controls, and the mix of operations. Accounts with frequent or high-severity claims, poor inventory controls, or unusual exposures may be declined or require modified terms. How do I submit a submission and what turnaround can I expect?Submit complete applications and loss runs through your usual wholesale channels to Ashley General Agency. Straightforward accounts typically receive faster responses; complex or higher-limit submissions may require additional underwriting review and documentation. Is this program available outside Texas?This specific garage program is currently available in Texas. Coverage may be placed through non-admitted markets on our carrier panel; verify state filing requirements before submission. Need help placing an account? Connect with a market specialist.

Expertise. Solution. Service. Here at MAXIMUM we understand the intricacies and obligations of the professional liability sector. That is why we created the Professional Solutions Insurance package — a tailored program that combines rigorous form analysis with flexible insurance structures to meet your clients' needs. Our MAX team reviews policy forms, identifies gaps, and crafts appropriate insurance terms to fit each account. Overview of the Program from MAXIMUM MAXIMUM’s Professional Solutions Insurance program provides wholesale access to national markets and editorial support for complex professional exposures. We partner with industry-leading carriers and can structure coordinated solutions across the P&C lines most relevant to professional and management risks. The program is designed for agents and brokers who need a partner that understands form language, coverage nuances, and placement strategies for difficult-to-place accounts. Coverage Expertise: • Crime liability • Long term care liability • Technology / Cyber liability • Architects & Engineers liability • Employment Practices liability (EPL) / HR exposures • Errors & Omissions (E&O) insurance • Directors & Officers (D&O) insurance • Miscellaneous medical liability • Kidnap, Ransom & Extortion (KRE) insurance • Privacy & Network Security liability Ideal Accounts and Appetite This program is built for a wide range of professional classes, with particular depth in healthcare, technical design trades, and organizations with management exposure. Target classes include: • Architects and Engineers • Assisted living facilities • Nursing homes • Insurance agents and brokers • Gaming / Crime exposures • Home healthcare providers • Physician groups (10+ providers) • Private and public organizations • Law firms (10+ attorneys) • Surgical centers • Hard-to-place physicians • Not-for-profit organizations Typical fits are accounts with specialized professional exposures, claims-sensitive histories that benefit from form-by-form analysis, and clients requiring combined solutions across E&O, D&O, EPL, and cyber. Accounts that generally do not fit include highly speculative ventures without established controls or accounts that require admitted-only placement where admitted markets are not available. Coverage Highlights and Advantages Form review and policy tailoring — our team performs detailed form analysis to align coverage to client operations. Access to national markets — longstanding carrier relationships let us structure placements across the country. Multi-line flexibility — combine professional liability, management liability, cyber/privacy, and specialty coverages in coordinated solutions. Specialized underwriting — experienced underwriters who understand technical professions and healthcare specialties. Underwriting Notes and Submission Requirements Underwriting focuses on exposures, claim history, controls, and risk management practices. Submissions should generally include a current application, most recent loss runs (typically five years), prior policy forms/declarations, and any relevant risk management materials (policies, procedures, contracts). Flag accounts early that have complex limits, unusual contract wording, or recent losses so we can match them to the appropriate market quickly. Territories and Availability The Professional Solutions Insurance program has placement capability nationwide, including all 50 states and DC. As a wholesale broker, availability may vary by carrier appetite and by admitted vs. non-admitted options — submit accounts and we will confirm market eligibility and the best placement route for each state. Why Work With MAXIMUM on Professional Solutions Wholesale broker expertise — we act as an extension of your brokerage team, handling market placement and policy negotiations. Carrier relationships — long-standing partnerships allow us to structure non-standard placements and coordinate multi-line solutions. Service orientation — form analysis, coverage recommendations, and responsive underwriting support to help you close difficult accounts. Example scenarios: You have a ten-physician group with network security concerns and employment practices exposure — we can package E&O, cyber, and EPL in a coordinated submission. An A/E firm needs liability limits and contract wording review for a large public project — we perform form analysis and pursue carriers that will accept contractually sensitive terms. Please reach out to us today by phone or email with any questions and to discuss how we can assist you in this placement process. Frequently Asked Questions What types of accounts are a good fit for the Professional Solutions Insurance program?Accounts with professional, management, or technology exposures that need tailored forms and coordinated multi-line solutions — for example, A&E firms, healthcare providers, law firms, brokerages, and not-for-profits. We prefer accounts with supporting documentation (applications, loss runs, contracts) available for review. What submission materials should I include to start the placement?Include a current application, five years of loss runs, prior policy forms and limits, and any relevant risk management documents (contracts, cybersecurity policies, credentialing processes). Early disclosure of prior losses or high-severity exposures helps us route the account to the right market faster. Is the program available in all states?Yes — we have market access nationwide, including all 50 states and DC. Specific admitted or non-admitted options depend on carrier appetite for the class and state. How quickly can you get a quote or placement?Turnaround depends on account complexity and market response. Clean renewals or straightforward submissions can move quickly; contractually sensitive or claims-heavy placements require more time. Providing complete submission materials will expedite the process. Can you combine cyber or privacy coverage with professional liability?Yes. We routinely structure packages that combine E&O, cyber/privacy, EPL, D&O, and other specialty lines when appropriate to the client’s exposures and carrier appetite. Need help placing an account? Connect with a market specialist.

CoverXSpecialty’s Life Sciences Insurance program is designed for agents placing product, professional and general liability for manufacturers, clinical sponsors, contract organizations and other life-science operations. This market focuses on science-driven exposures — pharmaceuticals, biologics, medical devices, contract manufacturers, CROs, clinical trial sponsors, durable medical equipment and dietary supplements — and offers tailored forms, capacity and underwriting for those risks. Overview of the Program As a general agency and carrier program, CoverXSpecialty provides a focused Life Sciences Insurance solution that balances industry knowledge with flexible placement options. The program provides both primary and excess limits (capacity up to $5,000,000) and makes available product/completed operations, professional liability and general liability coverage appropriate to manufacturing, research, clinical and distribution operations. Ideal Accounts and Appetite Target risk size: Accounts up to $1 billion in revenue; start-ups and early commercial companies are acceptable when supported by strong risk management and regulatory controls. Target classes include: Pharmaceuticals (including biologics) Contract manufacturers Generics (prescription and OTC) Clinical trial sponsors and investigators Contract research organizations (CROs) Durable medical equipment suppliers Medical devices (FDA Class I and II) Dietary supplement manufacturers and distributors Typical fits are clients with documented quality systems, clear supply chains, and well-defined clinical or manufacturing protocols. Accounts with complex global distribution, significant recall history, or high-risk Class III devices may require specialized placement and are reviewed on a case-by-case basis. Coverage Highlights and Advantages Capacity: up to $5,000,000 available for primary or excess policy limits. Coverage forms: Products/Completed Operations and Professional and General Liability; products and professional coverage usually written on a claims-made basis while other general liability coverages are provided on an occurrence basis. Defense provisions: Defense within the limit for claims-made coverages; defense in addition to the limit for occurrence coverages. Contractor/vendor features: Automatic Additional Insured status for life science contractors, sites, investigators and vendors where appropriate. Underwriting experience: Underwriters familiar with FDA-regulated products, clinical trial exposures and GMP/GCP risk controls. Underwriting Notes and Minimum Premiums Underwriting focuses on product risk profile, regulatory status, quality systems, distribution channels, clinical trial protocols and loss history. Required submission items often include completed applications, current loss runs, regulatory/clearance documentation (e.g., FDA status), product lists and descriptions of manufacturing controls or trial oversight procedures. Minimum premiums and terms vary by account and carrier — submit for quote to get state-specific pricing and eligibility. Territories and Admitted Status Program availability: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Admitted status: No States. Coverage is generally placed on a non-admitted/surplus lines basis; confirm state eligibility and filing requirements at submission. Why Place Life Sciences Business with CoverXSpecialty CoverXSpecialty combines specialized underwriting expertise in life sciences with programmatic flexibility for both start-ups and established manufacturers. Agents benefit from access to tailored forms, automatic additional insured language for contractors and targeted capacity up to $5M. Underwriters understand clinical and regulatory exposures, which speeds accurate risk assessment and improves quote quality. Example scenarios you might place here: a mid-sized contract manufacturer seeking primary products liability and professional liability for contract sterile fills; a CRO sponsoring multi-site clinical trials needing limits for investigator and vendor exposures; or a small medical device company with Class II devices requiring product liability and recall-response underwriting. Submission Tips Provide complete applications and recent loss runs (minimum 5 years if available). Include product descriptions, FDA or regulatory status, manufacturing/quality procedures and distribution territories. For clinical trials, include study protocol overview, investigator qualifications and monitoring procedures. Flag any prior recalls, regulatory actions or product liability claims up front to avoid delays. Frequently Asked Questions What types of accounts are a good fit for CoverXSpecialty’s Life Sciences program?Accounts with pharmaceutical, biologic, device, CRO, clinical trial sponsor or contract manufacturing exposures are a good fit, especially when they can demonstrate quality systems, regulatory oversight and clear distribution channels. The program accepts start-ups through larger companies (up to $1B revenue). What limits and coverage forms are available?CoverXSpecialty offers up to $5,000,000 in primary or excess limits. Products and professional liability are typically provided on a claims-made basis; other general liability coverages are provided on an occurrence basis. Defense is within the limit for claims-made and in addition to the limit for occurrence coverages. Is this program admitted in all states?The program’s admitted status is listed as “No States,” so placements are generally non-admitted/surplus lines. Availability is shown for specific states; confirm state eligibility and filing requirements at submission. What information does underwriting need for an efficient quote?Provide completed applications, recent loss runs, product lists, regulatory/FDA status, manufacturing or clinical protocols, quality control processes and details on distribution. Early disclosure of recalls or regulatory actions helps speed the review. How long does a typical quote turnaround take?Turnaround varies by complexity but simple, well-documented submissions often receive an initial response within 7–14 business days. Complex manufacturing or international distribution risks may take longer. Need help placing an account? Connect with a market specialist.

With FASTCOV.com, powered by American Specialty Insurance & Risk Services, independent agents can quickly secure insurance coverage for short-term special events, sports, and recreation activities. This easy-to-use online platform allows you to quote, bind, and issue coverage in just minutes—perfect for time-sensitive risks and clients who need fast, efficient solutions. FastCov.com Programs Short-Term Special Events Vendors & Exhibitors Teams & Leagues Camps & Clinics Sports Tournaments & Events Youth Baseball Gymnastics Facilities Baseball Training Facilities FastCov.com Offers General Liability, Accident Medical, and Inland Marine Insurance "A" Rated Carriers and Admitted Coverage Instant Quotes 24/7 Online Convenience Easy Purchase Process Affordable, Quality Insurance Options Certificates Available in Minutes No Charge for Certificates FASTCOV.com coverage is made available through The American Specialty Sports & Entertainment Purchasing Group , administered by American Specialty Insurance & Risk Services, Inc.—a trusted name in insurance, risk management, and claims services for the sports and entertainment sectors. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for short-term sports and recreational events, including youth sports teams, leagues, camps, clinics, tournaments, vendor booths, and training facilities. Can I get a quote and bind coverage instantly?Yes, the FASTCOV.com platform allows agents to quote, bind, and issue certificates online in just minutes, 24/7. Is the coverage admitted and backed by rated carriers?Yes, coverage is admitted in all available states and written through "A" rated carriers to ensure financial strength and compliance. Are there any minimum premium requirements?Minimum premiums vary depending on the type and duration of the event or activity. The platform is designed to accommodate a broad range of budgets. In which states is this program available?This program is available in all 50 states and Washington, DC, making it accessible to agents nationwide. Need help placing an account? Connect with a market specialist.

Amateur Sports Insurance Program from AI Risk AI Risk offers a specialized Amateur Sports insurance program designed for organizations that manage, sponsor, or participate in organized amateur athletic activities. As a Managing General Agency and Carrier with access to AIG, AI Risk provides tailored coverage solutions to meet the unique exposures of amateur sports operations. This program is available in all 50 states and Washington, DC. Ideal Accounts and Appetite This program is ideal for a wide range of amateur sports-related organizations, including: Local and regional sports clubs Independent teams and leagues Sports event organizers and sponsors Athletic participants and officials Coaches and volunteer staff Whether it’s a youth soccer league, an adult softball team, or a nonprofit sponsoring weekend tournaments, AI Risk can help you place these accounts with confidence. The program is designed to support both recreational and competitive amateur sports activities. Coverage Highlights and Advantages The Amateur Sports program offers comprehensive General Liability coverage on an ISO "occurrence" form. This includes protection for bodily injury, property damage, and personal injury arising out of sponsored activities such as: Practices, training sessions, and competitions Fundraising events and public promotions Concession operations and office exposures Optional coverages are available to further enhance protection, including: Participant Accident Insurance Directors and Officers (D&O) Liability Sexual Molestation Coverage This flexible program allows agents to tailor policies based on the specific risks of each insured organization. Underwriting Notes and Minimum Premium The minimum premium for General Liability coverage is $2,500. This includes Participants Legal Liability, Spectators Legal Liability, and the option to include Sexual Molestation coverage. AI Risk underwrites with a focus on well-organized and properly supervised amateur sports operations. Accounts with strong risk management practices and clearly defined roles for participants, coaches, and volunteers are preferred. Territories and Availability This program is available in all 50 states and Washington, DC. Whether your client is based in California, Texas, New York, or anywhere in between, AI Risk can support your placement needs with admitted solutions where applicable. Why Work With AI Risk? AI Risk brings deep expertise in underwriting amateur sports exposures. As both a Managing General Agency and Carrier, AI Risk offers competitive and customizable solutions backed by AIG’s financial strength. You’ll benefit from responsive service, underwriting support, and a partner that understands the unique risks involved in amateur athletic programs. Example accounts that may be a good fit include a youth basketball league in Illinois that hosts seasonal tournaments, or a nonprofit organizing adult flag football games in Texas. If your client provides structured, supervised athletic activities, AI Risk’s program offers the protection they need—and the coverage options you want to offer. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for amateur sports teams, leagues, clubs, sponsors, and event organizers who provide structured and supervised athletic activities. What coverages are included in the base policy?The base policy includes General Liability on an occurrence form, covering bodily injury, property damage, and personal injury related to sponsored sports activities. Are optional coverages available?Yes, optional coverages include Participant Accident Insurance, Directors and Officers Liability, and Sexual Molestation coverage. What is the minimum premium for this program?The minimum premium for General Liability coverage is $2,500, which includes Participants Legal Liability and Spectators Legal Liability. In which states is this program available?This program is available in all 50 states and Washington, DC. Need help placing an account? Connect with a market specialist.

Sadler & Company, Inc. offers the Sadler Sports and Recreation Insurance Programs, a dedicated market for youth and adult sports organizations, camps, clinics, instructors, and a broad range of recreational activities. If you are an independent agent or broker placing hard-to-insure or time-sensitive sports accounts, Sadler provides a fast, reliable solution with an easy online placement flow and instant proof-of-coverage documents. Overview of the Program From Sadler & Company This program is designed to support amateur teams, leagues, event hosts, camps, and individual instructors by delivering quick online proposals and immediate evidence of coverage—removing the delays and paperwork that often slow sports placements. Sadler’s online platform is tailored for speed and ease of use so you can close business faster with minimal friction. Ideal Accounts and Appetite The program primarily targets: Youth and adult sports leagues and teams Sports camps and clinics Tournament hosts and event organizers Commonly covered sports include: Baseball, softball, and basketball Tackle and flag football Soccer, volleyball, and similar amateur sports Sadler also writes non-sports day camps, gymnastics and cheer schools, dance and martial arts studios, fitness and sports instructors, health/fitness clubs, and hunting/shooting/archery clubs. Special events not related to sports may be eligible as well. Note: This program is not appropriate for facility owners, batting cages, amusement parks, ice hockey, or professional teams. Coverage Highlights and Advantages General Liability and Accident coverage available across core programs Optional enhancements such as Directors & Officers Liability, Crime, and Equipment coverage for teams and leagues Full commissions paid on most core classes (certain niche classes may differ) Instant online quotes and immediate proof-of-coverage documents Where commissions do not apply, agents may add a permitted consulting fee, subject to state rules Use this program when you need a quick, straightforward placement for amateur sports exposures or for recreational instructors who require timely evidence of insurance. Underwriting Notes and Minimum Premiums Minimums and underwriting requirements vary by class, exposure, and state. The online quote system eliminates lengthy applications for many account types—however, some specialty risks may require additional underwriting information or higher minimum premiums depending on the class. Territories and Availability The Sadler Sports and Recreation Insurance Programs are available in nearly all U.S. states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY. Confirm availability for specific classes in your state when quoting. Why Work With Sadler & Company Sadler brings niche sports and recreation expertise plus direct access to strong carrier partners such as Nationwide Mutual Insurance Company and Philadelphia Insurance Companies. Their platform-focused service model helps agents place difficult or last-minute accounts quickly while keeping commission and fee options flexible. Whether you need a reliable market for standard youth leagues or a fast turnaround for a martial arts studio, Sadler’s combination of underwriting depth and technology can help you serve your clients efficiently. Frequently Asked Questions What types of accounts are a good fit for this program?This program fits youth and adult sports teams, leagues, camps, clinics, tournament hosts, and recreational instructors. It also accepts non-sports day camps, dance and martial arts schools, fitness clubs, and similar classes. Are commissions paid on all types of accounts?Full commissions are paid on core programs such as teams/leagues, camps/clinics, and tournament hosts. For some niche classes (for example certain fitness or day camp placements), agents may be asked to use a consulting fee in place of a commission where permitted by state rules. How quickly can I get a quote and bind coverage?Sadler’s online platform issues instant proposals and proof-of-coverage documents within minutes for most standard classes, making it one of the fastest options for sports and recreation insurance. Are facility owners or professional teams eligible?No. The program excludes facility owners, batting cages, amusement parks, ice hockey, and professional sports teams—these classes typically require a different market or specialized underwriting. In which states is this program available?The program is available in most U.S. states including CA, TX, FL, NY and many others listed on the program page. Always confirm availability and any state-specific restrictions when quoting. Need help placing an account? Connect with a market specialist.

Policy Highlights: Colonial General Insurance Agency, Inc. offers a specialized Sports Camp Insurance program designed for amateur sports operations, including camps, clinics, leagues, and training programs. This program is available on a mono-line or package basis and provides comprehensive Property and General Liability coverage tailored to the unique risks of non-contact sports activities. Ideal Accounts and Target Classes This program is ideal for amateur sports organizations and youth athletic programs that focus on non-contact sports. Eligible classes include but are not limited to: Archery Baseball and Softball Basketball Bowling Cheerleading Golf Flag Football Soccer Tennis Volleyball You might have a client who runs a regional summer soccer camp or a youth basketball league—these are exactly the types of operations that fit well within this program’s appetite. Coverage Highlights and Advantages Commercial General Liability Coverage: Primary limits up to $3 million per occurrence and aggregate Excess or Umbrella limits available up to $25 million Included Coverages: Additional Interests Medical Payments—$5,000 limit Limited Participant Liability—$25,000 per occurrence / $50,000 aggregate Sexual and Physical Abuse Coverage—$25,000 per claim / $50,000 aggregate No deductible required Property Coverage Options: Building and Contents Business Income and Equipment Breakdown Food Spoilage Accounts Receivable Basic, Broad, or Special Form Replacement Cost or Actual Cash Value Crime Coverage Options: Theft of Money and Securities (Inside the Premises) Robbery or Safe Burglary of Other Property Losses Outside the Premises Underwriting Notes Colonial General works with a range of carriers and offers flexible underwriting for qualifying risks. While there is no published minimum premium, competitive pricing is available depending on the risk profile and coverage limits selected. This program is best suited for well-managed amateur programs that emphasize safety and maintain proper supervision protocols. Territories and Availability The Sports Camp Insurance program is available through Colonial General in the following states: Arizona California Colorado Idaho Nevada New Mexico Utah Wyoming Some markets are admitted, while others are non-admitted, depending on the state and specific risk. Why Work With Colonial General Colonial General is a trusted Managing General Agency and Excess & Surplus Lines Broker with deep experience in placing niche and hard-to-place risks. Their focus on regional underwriting and access to both admitted and non-admitted markets allows agents to confidently place amateur sports and camp-related risks. When you partner with Colonial General, you gain access to responsive underwriters, tailored program options, and a streamlined submission process. Frequently Asked Questions What types of accounts are a good fit for this program?This program is designed for amateur, non-contact sports camps, clinics, and leagues—such as youth basketball camps, summer soccer clinics, and community cheerleading programs. Is participant liability coverage included?Yes, limited participant liability coverage is included at $25,000 per occurrence and $50,000 aggregate. Are both property and liability coverages available?Yes, you can place Property and Liability coverage as a package or on a mono-line basis, depending on your client's needs. What states is this program available in?The program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Is this an admitted program?Some admitted markets are available, depending on the state and risk class. Colonial General also works with non-admitted carriers where appropriate. Need help placing an account? Connect with a market specialist.

Sports Clinic Insurance — Colonial General Insurance Agency, Inc. Overview of the Program From Colonial General Colonial General Insurance Agency offers a Sports Clinic Insurance program designed for agents placing amateur sports programs, clinics, camps and leagues. This program combines property and liability coverages on a mono-line or packaged basis, and is built specifically for non-contact and limited-contact activities such as archery, baseball, basketball, bowling, cheerleading, golf, flag football, soccer, softball, tennis and volleyball. Colonial General places business in admitted and excess & surplus markets depending on the account — some admitted markets are available. Ideal Accounts and Appetite Youth and community sports clinics, weekend skills camps, and seasonal leagues for amateur players. Organizations that operate out of community centers, school gyms (when allowed), municipal parks, private clubs, or rented facilities. Programs with organized supervision, written participant waivers, and basic risk controls (background checks for instructors, safety protocols). Not intended for professional teams, high-risk contact sports without additional underwriting, or programs with significant alcohol sales, unlicensed instructors, or persistent prior claim activity. If an account presents unique exposures, Colonial General underwriting can evaluate on a case-by-case basis. Coverage Highlights and Advantages Key liability and property features agents can offer insureds through this program: Commercial General Liability — primary limits available up to $3,000,000 occurrence and aggregate. Excess/Umbrella capacity — limits up to $25,000,000 where needed. Included coverages: Additional Interests, Medical Payments ($5,000), Limited Participant Liability ($25,000 per occurrence / $50,000 aggregate), and Sexual & Physical Abuse coverage ($25,000 per claim / $50,000 aggregate). No deductible required on the liability piece in many placements. Property options — Accounts Receivable, Building, Contents, Business Income, Equipment Breakdown, Food Spoilage, with Basic, Broad, or Special forms available and choice of Replacement Cost or Actual Cash Value valuation. Crime coverages — inside theft of money and securities, robbery/safe burglary, and outside the premises theft available where applicable. Underwriting Notes To quote quickly, underwriters typically request: Applicant details: operations description, annual revenue, and number of participants per event. Safety and risk control information: staff-to-participant ratios, instructor qualifications, use of waivers, background checks, and facility supervision. Loss history for the past 3–5 years and any prior abuse/sexual misconduct claims. Details on property values, rented locations, concessions or vendors on site, and whether activities include hazardous equipment or high-contact play. Colonial General underwriters can provide guidance on acceptable controls to improve terms. Minimum premiums vary by market and are quoted per account; discuss specifics with underwriting at placement. Territories and Availability This program is available across select western states: AZ, CA, CO, ID, NV, NM, UT and WY. Coverage may be placed admitted where markets allow; otherwise business is written through excess & surplus lines or non-admitted carriers. Carriers and exact terms vary by state and account characteristics. Why Work With Colonial General on Sports Clinic Business MGA and E&S broking capability gives agents access to multiple markets and flexible packaging for liability and property risks. Program includes participant and abuse cover options that many standard markets limit or exclude, making it practical for youth and community organizers. Responsive underwriting for western state accounts and experience placing small- to mid-sized clinics and seasonal camps. Ability to place limits up to $3M primary and large umbrella capacity when needed. Example Accounts Two typical placements: A nonprofit summer soccer clinic that runs weekly sessions for ages 6–12, uses a municipal field, requires participant waivers and seeks $1M/$2M limits plus property coverage for rented equipment. A weekend multi-sport skills camp held in a private gym offering baseball, basketball and tennis instruction, with paid instructors and on-site concessions — needing both liability and contents coverage. Frequently Asked Questions What types of sports programs are a good fit for this Colonial General program?Non-professional, amateur sports clinics, youth camps and seasonal leagues for non-contact or limited-contact sports (for example soccer, baseball, volleyball, tennis, golf and similar activities) are the primary target. Programs with structured supervision, waivers and instructor vetting match the appetite best. Are sexual and physical abuse coverages included?Yes. The program includes sexual and physical abuse coverage limits (typically $25,000 per claim / $50,000 aggregate as shown in underwriting materials) — availability and limits depend on the specific carrier and account details. Can I place both liability and property together?Yes. Colonial General can package property and liability on a mono-line or combined basis. Property options include building, contents, business income, equipment breakdown, food spoilage and choice of valuation form where available. Which states are eligible for this program?This program currently writes business in AZ, CA, CO, ID, NV, NM, UT and WY. Some admitted markets are available; other placements may be written through E&S carriers depending on the state and risk profile. Need help placing an account? Connect with a market specialist.