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InsureMe has dedicated the last 20+ years to providing thousands of agents with high quality, ready-to-close auto, home, life, and health insurance leads to help grow their business and reach new heights. (Up to a $200 value!) FEATURES & BENEFITS OF THE PROGRAM: Highest Quality Leads Every one of our leads is filtered through our ever-evolving, proprietary Bankrate Insurance Verified 2.0 lead quality management system - part of our continuing pursuit to provide the highest quality leads available. Quality Connections Our leads are only sold 3-4 times on average, and never to more than one agent from the same captive carrier. Targeted Prospects Outstanding filtering and lead capping options so you can get the lead you want, and reach your sales goals. Online Account Services Through the online account profile you are provided the flexibility to tailor your lead mix, geographic area, vacation setting, and more to ensure you get the appropriate set-up to fit your needs. Agent Connection Get leads quickly and organize them effortlessly 24 hours a day with the Agent Connection. The Agent Connection if a tool that lets you receive, view, print, rate, archive, and flag your leads. Lead Integrations InsureMe is partnered with the industry’s top raters, dialers and lead management systems. Integrating your leads can save you both time and money, ultimately allowing you to focus on growing your business. Visit our various community spaces for up to date news, videos, tips and tools.

Garage Insurance — Ashley General Agency Ashley General Agency offers a specialized Garage Insurance program designed for agents placing auto-related businesses in Texas. As a managing general agency, we provide access to admitted and non-admitted capacity through markets including Catlin, Acceptance, Mesa, and Underwriters at Lloyds. Our garage markets write limits up to $1,000,000 per occurrence / $3,000,000 aggregate and can handle dealer physical damage and garagekeeper exposures with limits up to $1,000,000. Programs accept drivers age 18 and older, with minimum premiums starting around $500. Ideal Accounts and Appetite This program is built for a broad range of garage-related risks. Typical classes we underwrite include: Auto repair shops and general auto repair Used auto sales / internet auto sales Dealers (including dealer physical damage and garagekeeper exposures) Auto parts sales and installation Car washes Mobile auto repair and towing-related operations RV, motorcycle, scooter, and golf cart sales & repair Heavy truck repair/sales and utility trailer sales/repair Impound yards and emergency vehicle sales/repair We are willing to consider niche operations such as mobile mechanics and internet-based auto sellers, subject to underwriting review. Coverage Highlights and Advantages Commercial general liability and garage liability limits available up to $1,000,000/$3,000,000 agg. Dealer physical damage and garagekeeper coverage offered up to $1,000,000. Competitive minimum premiums (from approximately $500) for smaller accounts and select risk profiles. Flexible appetite across common garage exposures—parts installation, service operations, and vehicle sales. Access to multiple specialty carriers through Ashley General Agency’s MGA platform for tailored placements. Underwriting Notes and Minimums Minimum driver age is 18 for program eligibility. Minimum premium: approximately $500 (final premium subject to underwriting and state rules). We evaluate account details including loss history, operations mix, physical premises, and protective safeguards (signage, keys, secured lots) for garagekeeper and dealer placements. Certain high-hazard operations, excessive exposure to long-haul towing, or accounts with frequent high-severity claims may be declined or require higher limits/deductibles. Territories and Admitted Status This program is available in Texas. Note: the carrier panel includes non-admitted capacity; Ashley General Agency places these risks through specialty markets. Check state-specific placement rules and filing requirements before submission. Why Work With Ashley General Agency Ashley General Agency combines focused garage underwriting with direct access to specialty carriers experienced in automotive classes. Agents benefit from hands-on underwriting, quick turnarounds on straightforward risks, and competitive minimums for smaller accounts. We can work with you on multi-line placements and handle dealer physical damage and garagekeeper exposures that many standard markets limit. Example Accounts That Fit This Program A two-bay independent auto repair shop with modest payroll, routine parts installation, and a secured lot—seeking combined general and garage liability with garagekeeper limits. A small used-car dealer that needs dealer physical damage and liability for inventory and customer vehicles, with drivers aged 18+ and a lower premium budget. For more information on our Garage program, call us today! Frequently Asked Questions What types of accounts are a good fit for this program?Accounts such as independent repair shops, used car dealers, auto parts installers, car washes, mobile repair services, and specialty sellers (motorcycle, RV, golf cart) are good fits. We particularly focus on operations with standard safety controls and manageable loss histories. What limits and garage-specific coverages are available?We offer liability limits up to $1,000,000 per occurrence / $3,000,000 aggregate and can provide dealer physical damage and garagekeeper coverage with limits up to $1,000,000, subject to underwriting review. What are the key underwriting requirements or red flags?Key considerations include driver age (minimum 18), past loss activity, premises security, vehicle inventory controls, and the mix of operations. Accounts with frequent or high-severity claims, poor inventory controls, or unusual exposures may be declined or require modified terms. How do I submit a submission and what turnaround can I expect?Submit complete applications and loss runs through your usual wholesale channels to Ashley General Agency. Straightforward accounts typically receive faster responses; complex or higher-limit submissions may require additional underwriting review and documentation. Is this program available outside Texas?This specific garage program is currently available in Texas. Coverage may be placed through non-admitted markets on our carrier panel; verify state filing requirements before submission. Need help placing an account? Connect with a market specialist.

Amateur Sports Insurance Program from AI Risk AI Risk offers a specialized Amateur Sports insurance program designed for organizations that manage, sponsor, or participate in organized amateur athletic activities. As a Managing General Agency and Carrier with access to AIG, AI Risk provides tailored coverage solutions to meet the unique exposures of amateur sports operations. This program is available in all 50 states and Washington, DC. Ideal Accounts and Appetite This program is ideal for a wide range of amateur sports-related organizations, including: Local and regional sports clubs Independent teams and leagues Sports event organizers and sponsors Athletic participants and officials Coaches and volunteer staff Whether it’s a youth soccer league, an adult softball team, or a nonprofit sponsoring weekend tournaments, AI Risk can help you place these accounts with confidence. The program is designed to support both recreational and competitive amateur sports activities. Coverage Highlights and Advantages The Amateur Sports program offers comprehensive General Liability coverage on an ISO "occurrence" form. This includes protection for bodily injury, property damage, and personal injury arising out of sponsored activities such as: Practices, training sessions, and competitions Fundraising events and public promotions Concession operations and office exposures Optional coverages are available to further enhance protection, including: Participant Accident Insurance Directors and Officers (D&O) Liability Sexual Molestation Coverage This flexible program allows agents to tailor policies based on the specific risks of each insured organization. Underwriting Notes and Minimum Premium The minimum premium for General Liability coverage is $2,500. This includes Participants Legal Liability, Spectators Legal Liability, and the option to include Sexual Molestation coverage. AI Risk underwrites with a focus on well-organized and properly supervised amateur sports operations. Accounts with strong risk management practices and clearly defined roles for participants, coaches, and volunteers are preferred. Territories and Availability This program is available in all 50 states and Washington, DC. Whether your client is based in California, Texas, New York, or anywhere in between, AI Risk can support your placement needs with admitted solutions where applicable. Why Work With AI Risk? AI Risk brings deep expertise in underwriting amateur sports exposures. As both a Managing General Agency and Carrier, AI Risk offers competitive and customizable solutions backed by AIG’s financial strength. You’ll benefit from responsive service, underwriting support, and a partner that understands the unique risks involved in amateur athletic programs. Example accounts that may be a good fit include a youth basketball league in Illinois that hosts seasonal tournaments, or a nonprofit organizing adult flag football games in Texas. If your client provides structured, supervised athletic activities, AI Risk’s program offers the protection they need—and the coverage options you want to offer. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for amateur sports teams, leagues, clubs, sponsors, and event organizers who provide structured and supervised athletic activities. What coverages are included in the base policy?The base policy includes General Liability on an occurrence form, covering bodily injury, property damage, and personal injury related to sponsored sports activities. Are optional coverages available?Yes, optional coverages include Participant Accident Insurance, Directors and Officers Liability, and Sexual Molestation coverage. What is the minimum premium for this program?The minimum premium for General Liability coverage is $2,500, which includes Participants Legal Liability and Spectators Legal Liability. In which states is this program available?This program is available in all 50 states and Washington, DC. Need help placing an account? Connect with a market specialist.

PROGRAM DESCRIPTION The Amateur Sports Tournaments Insurance program from Sadler & Company, Inc. provides short-term liability coverage for single amateur sports tournaments and annual coverage for promoters running multiple approved events. The program is designed for U.S.-based organizers, covering the named organization, its employees and volunteers for liability arising from event operations. Ancillary participant-only activities—such as banquets, awards ceremonies and concerts tied to the tournament—are also eligible for coverage when included in the event schedule. Ideal Accounts and Appetite Adult and youth amateur tournaments and showcases, including college recruit/showcases and all-star/bowl events (including practices). Promoters, nonprofit organizers, community recreation departments, and private clubs running one-off or scheduled series of events. Events with participant counts up to 2,500 and daily spectator counts up to 7,500 (see underwriting limits below). Coverage Highlights and Advantages Primary general liability for event operations covering bodily injury and property damage claims arising from covered activities. Coverage extends to employees and volunteers named on the policy for the conduct of the event. Short-term single-event policies and annual programs for promoters with multiple approved tournaments. Ability to include standard ancillary activities for event participants without a separate admission charge. Placement through Sadler & Company gives agents access to multiple carrier options—admitted and non-admitted—depending on the state and account characteristics. Sport Classifications and Restrictions Eligible events are grouped by sport classification. Typical eligible sports include (by class): Class 1. Bowling, Dance, Golf, Tennis, Volleyball, Walking Class 2. Baseball, Cross Country Skiing, Kickball, Softball Class 3. Basketball, Cheerleading (age 19 & under), Flag or Touch Football, Lacrosse (age 19 & under), On-shore fishing, Racquetball, Running events (5K, 10K, half marathons), Soccer (age 19 & under), Swimming, Tackle Football (age 19 & under), Wrestling (age 19 & under) Class 4. Cheerleading (age 20 & over), Diving, Dodgeball, Gymnastics, Ice Hockey, In-line Hockey or Skating, Martial Arts, Soccer (age 20 & over) Underwriting Notes and Minimums Events must meet all program criteria to be eligible. Maximums: 2,500 participants per event; 7,500 spectators per day; event timeframe (including practice days) must not exceed 14 days (setup/tear down excluded). Certain exposures are excluded from this policy, including abuse/molestation, amusement devices (inflatables, rides, climbing walls, dunk tanks), ancillary activities that require a separate public admission charge, fireworks, and haunted attractions. Carriers and specific terms vary by state and account characteristics. Minimum premium and program availability are subject to underwriting and vary by market. Territories and Availability This program is available through Sadler & Company in many states. Available states include: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY. Market availability and admitted vs. non-admitted options vary by state and carrier. Why Place This Business with Sadler & Company Managing General Agency with focused expertise in sports and recreational event liability placement. Access to multiple carriers and flexible short-term and annual program structures for promoters and event organizers. Responsive underwriting for common tournament exposures and streamlined submission process for qualified events. Example Accounts You Might Place A community recreation department running a weekend youth soccer showcase (participants under age 19) seeking a one-time liability policy for the event and associated participant-only awards banquet. A private tournament promoter producing a series of approved adult softball tournaments across several states who needs an annual program to cover multiple scheduled events. If an event does not meet the program criteria, contact Sadler & Company at 1-800-622-7370 to discuss alternate placement options or broader solutions. Frequently Asked Questions What types of events are a good fit for this Sadler & Company program?Single amateur tournaments, college showcases, all-star games and multi-event promoters that meet the program limits (up to 2,500 participants, 7,500 spectators per day, and event duration of 14 days or less including practices). Can tournaments with ancillary activities be covered?Yes—ancillary activities such as awards ceremonies, banquets and concerts that are only for tournament participants are typically eligible. Activities that charge separate public admission usually require a separate policy and are excluded from this program. Are all sports accepted?Accepted sports are grouped by class (Class 1–4). Higher-risk activities or events with excluded exposures (e.g., amusement devices, fireworks, haunted attractions, abuse/molestation risks) are not eligible. What states and market types are available?Sadler & Company places this program in many states (listed above). Some available markets are admitted; others are non-admitted—carrier availability and admitted status vary by state and account. How do I submit an application or get a quote?Prepare event details (sport class, participant and spectator counts, event dates, location, and any ancillary activities) and contact Sadler & Company for submission instructions and carrier options. Minimum premium and terms vary by market and underwriting. Need help placing an account? Connect with a market specialist.

Sadler & Company, Inc. offers the Sadler Sports and Recreation Insurance Programs, a dedicated market for youth and adult sports organizations, camps, clinics, instructors, and a broad range of recreational activities. If you are an independent agent or broker placing hard-to-insure or time-sensitive sports accounts, Sadler provides a fast, reliable solution with an easy online placement flow and instant proof-of-coverage documents. Overview of the Program From Sadler & Company This program is designed to support amateur teams, leagues, event hosts, camps, and individual instructors by delivering quick online proposals and immediate evidence of coverage—removing the delays and paperwork that often slow sports placements. Sadler’s online platform is tailored for speed and ease of use so you can close business faster with minimal friction. Ideal Accounts and Appetite The program primarily targets: Youth and adult sports leagues and teams Sports camps and clinics Tournament hosts and event organizers Commonly covered sports include: Baseball, softball, and basketball Tackle and flag football Soccer, volleyball, and similar amateur sports Sadler also writes non-sports day camps, gymnastics and cheer schools, dance and martial arts studios, fitness and sports instructors, health/fitness clubs, and hunting/shooting/archery clubs. Special events not related to sports may be eligible as well. Note: This program is not appropriate for facility owners, batting cages, amusement parks, ice hockey, or professional teams. Coverage Highlights and Advantages General Liability and Accident coverage available across core programs Optional enhancements such as Directors & Officers Liability, Crime, and Equipment coverage for teams and leagues Full commissions paid on most core classes (certain niche classes may differ) Instant online quotes and immediate proof-of-coverage documents Where commissions do not apply, agents may add a permitted consulting fee, subject to state rules Use this program when you need a quick, straightforward placement for amateur sports exposures or for recreational instructors who require timely evidence of insurance. Underwriting Notes and Minimum Premiums Minimums and underwriting requirements vary by class, exposure, and state. The online quote system eliminates lengthy applications for many account types—however, some specialty risks may require additional underwriting information or higher minimum premiums depending on the class. Territories and Availability The Sadler Sports and Recreation Insurance Programs are available in nearly all U.S. states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY. Confirm availability for specific classes in your state when quoting. Why Work With Sadler & Company Sadler brings niche sports and recreation expertise plus direct access to strong carrier partners such as Nationwide Mutual Insurance Company and Philadelphia Insurance Companies. Their platform-focused service model helps agents place difficult or last-minute accounts quickly while keeping commission and fee options flexible. Whether you need a reliable market for standard youth leagues or a fast turnaround for a martial arts studio, Sadler’s combination of underwriting depth and technology can help you serve your clients efficiently. Frequently Asked Questions What types of accounts are a good fit for this program?This program fits youth and adult sports teams, leagues, camps, clinics, tournament hosts, and recreational instructors. It also accepts non-sports day camps, dance and martial arts schools, fitness clubs, and similar classes. Are commissions paid on all types of accounts?Full commissions are paid on core programs such as teams/leagues, camps/clinics, and tournament hosts. For some niche classes (for example certain fitness or day camp placements), agents may be asked to use a consulting fee in place of a commission where permitted by state rules. How quickly can I get a quote and bind coverage?Sadler’s online platform issues instant proposals and proof-of-coverage documents within minutes for most standard classes, making it one of the fastest options for sports and recreation insurance. Are facility owners or professional teams eligible?No. The program excludes facility owners, batting cages, amusement parks, ice hockey, and professional sports teams—these classes typically require a different market or specialized underwriting. In which states is this program available?The program is available in most U.S. states including CA, TX, FL, NY and many others listed on the program page. Always confirm availability and any state-specific restrictions when quoting. Need help placing an account? Connect with a market specialist.

With FASTCOV.com, powered by American Specialty Insurance & Risk Services, independent agents can quickly secure insurance coverage for short-term special events, sports, and recreation activities. This easy-to-use online platform allows you to quote, bind, and issue coverage in just minutes—perfect for time-sensitive risks and clients who need fast, efficient solutions. FastCov.com Programs Short-Term Special Events Vendors & Exhibitors Teams & Leagues Camps & Clinics Sports Tournaments & Events Youth Baseball Gymnastics Facilities Baseball Training Facilities FastCov.com Offers General Liability, Accident Medical, and Inland Marine Insurance "A" Rated Carriers and Admitted Coverage Instant Quotes 24/7 Online Convenience Easy Purchase Process Affordable, Quality Insurance Options Certificates Available in Minutes No Charge for Certificates FASTCOV.com coverage is made available through The American Specialty Sports & Entertainment Purchasing Group , administered by American Specialty Insurance & Risk Services, Inc.—a trusted name in insurance, risk management, and claims services for the sports and entertainment sectors. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for short-term sports and recreational events, including youth sports teams, leagues, camps, clinics, tournaments, vendor booths, and training facilities. Can I get a quote and bind coverage instantly?Yes, the FASTCOV.com platform allows agents to quote, bind, and issue certificates online in just minutes, 24/7. Is the coverage admitted and backed by rated carriers?Yes, coverage is admitted in all available states and written through "A" rated carriers to ensure financial strength and compliance. Are there any minimum premium requirements?Minimum premiums vary depending on the type and duration of the event or activity. The platform is designed to accommodate a broad range of budgets. In which states is this program available?This program is available in all 50 states and Washington, DC, making it accessible to agents nationwide. Need help placing an account? Connect with a market specialist.

CoverXSpecialty’s Life Sciences Insurance program is designed for agents placing product, professional and general liability for manufacturers, clinical sponsors, contract organizations and other life-science operations. This market focuses on science-driven exposures — pharmaceuticals, biologics, medical devices, contract manufacturers, CROs, clinical trial sponsors, durable medical equipment and dietary supplements — and offers tailored forms, capacity and underwriting for those risks. Overview of the Program As a general agency and carrier program, CoverXSpecialty provides a focused Life Sciences Insurance solution that balances industry knowledge with flexible placement options. The program provides both primary and excess limits (capacity up to $5,000,000) and makes available product/completed operations, professional liability and general liability coverage appropriate to manufacturing, research, clinical and distribution operations. Ideal Accounts and Appetite Target risk size: Accounts up to $1 billion in revenue; start-ups and early commercial companies are acceptable when supported by strong risk management and regulatory controls. Target classes include: Pharmaceuticals (including biologics) Contract manufacturers Generics (prescription and OTC) Clinical trial sponsors and investigators Contract research organizations (CROs) Durable medical equipment suppliers Medical devices (FDA Class I and II) Dietary supplement manufacturers and distributors Typical fits are clients with documented quality systems, clear supply chains, and well-defined clinical or manufacturing protocols. Accounts with complex global distribution, significant recall history, or high-risk Class III devices may require specialized placement and are reviewed on a case-by-case basis. Coverage Highlights and Advantages Capacity: up to $5,000,000 available for primary or excess policy limits. Coverage forms: Products/Completed Operations and Professional and General Liability; products and professional coverage usually written on a claims-made basis while other general liability coverages are provided on an occurrence basis. Defense provisions: Defense within the limit for claims-made coverages; defense in addition to the limit for occurrence coverages. Contractor/vendor features: Automatic Additional Insured status for life science contractors, sites, investigators and vendors where appropriate. Underwriting experience: Underwriters familiar with FDA-regulated products, clinical trial exposures and GMP/GCP risk controls. Underwriting Notes and Minimum Premiums Underwriting focuses on product risk profile, regulatory status, quality systems, distribution channels, clinical trial protocols and loss history. Required submission items often include completed applications, current loss runs, regulatory/clearance documentation (e.g., FDA status), product lists and descriptions of manufacturing controls or trial oversight procedures. Minimum premiums and terms vary by account and carrier — submit for quote to get state-specific pricing and eligibility. Territories and Admitted Status Program availability: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Admitted status: No States. Coverage is generally placed on a non-admitted/surplus lines basis; confirm state eligibility and filing requirements at submission. Why Place Life Sciences Business with CoverXSpecialty CoverXSpecialty combines specialized underwriting expertise in life sciences with programmatic flexibility for both start-ups and established manufacturers. Agents benefit from access to tailored forms, automatic additional insured language for contractors and targeted capacity up to $5M. Underwriters understand clinical and regulatory exposures, which speeds accurate risk assessment and improves quote quality. Example scenarios you might place here: a mid-sized contract manufacturer seeking primary products liability and professional liability for contract sterile fills; a CRO sponsoring multi-site clinical trials needing limits for investigator and vendor exposures; or a small medical device company with Class II devices requiring product liability and recall-response underwriting. Submission Tips Provide complete applications and recent loss runs (minimum 5 years if available). Include product descriptions, FDA or regulatory status, manufacturing/quality procedures and distribution territories. For clinical trials, include study protocol overview, investigator qualifications and monitoring procedures. Flag any prior recalls, regulatory actions or product liability claims up front to avoid delays. Frequently Asked Questions What types of accounts are a good fit for CoverXSpecialty’s Life Sciences program?Accounts with pharmaceutical, biologic, device, CRO, clinical trial sponsor or contract manufacturing exposures are a good fit, especially when they can demonstrate quality systems, regulatory oversight and clear distribution channels. The program accepts start-ups through larger companies (up to $1B revenue). What limits and coverage forms are available?CoverXSpecialty offers up to $5,000,000 in primary or excess limits. Products and professional liability are typically provided on a claims-made basis; other general liability coverages are provided on an occurrence basis. Defense is within the limit for claims-made and in addition to the limit for occurrence coverages. Is this program admitted in all states?The program’s admitted status is listed as “No States,” so placements are generally non-admitted/surplus lines. Availability is shown for specific states; confirm state eligibility and filing requirements at submission. What information does underwriting need for an efficient quote?Provide completed applications, recent loss runs, product lists, regulatory/FDA status, manufacturing or clinical protocols, quality control processes and details on distribution. Early disclosure of recalls or regulatory actions helps speed the review. How long does a typical quote turnaround take?Turnaround varies by complexity but simple, well-documented submissions often receive an initial response within 7–14 business days. Complex manufacturing or international distribution risks may take longer. Need help placing an account? Connect with a market specialist.

Overview — Surety & Fiduciary Bond Program from First Choice Insurance Intermediaries, Inc. First Choice Insurance Intermediaries, Inc. offers a dedicated Surety & Fiduciary Bond program designed for agents and brokers who need a reliable wholesale market for commercial surety, fiduciary and related public official bonds. As a wholesale broker, First Choice helps you place bonds that guarantee contract performance, honest fiduciary administration, and a range of commercial obligations your clients must meet to do business or comply with licensing and court requirements. What this program covers The program includes traditional surety and fiduciary instruments as well as a broad selection of commercial bonds. Below are concise definitions and the core commercial bond types we handle: Surety Bond - A three-party agreement that guarantees a principal will carry out their contractual obligations or compensate the obligee for losses if the principal fails to perform. Fiduciary Bond - Bonds that guarantee an honest accounting and faithful performance of duties by administrators, trustees, guardians, executors and other fiduciaries responsible for managing assets or estates. Commercial Bond Notary public, license and permit bonds; public official, court, probate/fiduciary bonds; Medicare program supplier and contract bonds Bid bonds, payment and performance bonds, material and supply bonds, fidelity bonds for business operations Dishonesty bonds, janitorial service bonds, ERISA pension trust bonds Ideal accounts and target classes This program is aimed at agents placing a wide range of commercial clients, including: Small-to-mid-size contractors requiring bid, performance or payment bonds for municipal or private projects Businesses and professionals needing license, permit or fidelity coverage Trustees, executors, guardians and other fiduciaries who must post probate or fiduciary bonds Service contractors (janitorial, security, suppliers) and organizations needing dishonesty or ERISA bonds Typical accounts: a local general contractor bidding on municipal work, an executor required to post a probate bond, or a notary seeking a state-issued notary public bond. Coverage highlights and advantages Access to multiple surety and fiduciary markets through First Choice’s wholesale distribution Ability to place both standard commercial bonds and specialized public official/fiduciary obligations Streamlined submission process aimed at quick decisions for common bond types Guidance for documentation and underwriting expectations to help you prepare stronger submissions Underwriting notes and submission requirements Underwriting varies by bond type and carrier. Common items underwriters will request include signed applications, financial statements (when applicable), a copy of the contract or court order, and background information on principals. If your submission involves performance or payment bonds, provide project details, contract terms and owner information to speed review. First Choice works with carriers to place bonds efficiently; if you have an unusual exposure or complex project, flag it early so we can route the account to the appropriate market. Territories and admitted status Available in the following states: AL, CA, CO, CT, DE, FL, GA, IL, IN, KS, LA, MD, MA, NV, NJ, NM, NY, NC, OH, OR, PA, SC, TX, VA, WA, WI. Admitted availability varies by state and bond type—some bonds may be written on admitted paper in certain states and non-admitted in others. Contact First Choice for state-specific placement options. Why place this business with First Choice Insurance Intermediaries, Inc. Wholesale broker access—multiple carrier relationships for flexible placement options Experienced in both commonplace commercial bonds and niche fiduciary obligations Focused support for agents: clear underwriting checklists and help with documentation to reduce turnaround time If you have a bond submission, prepare the basic documentation outlined above and contact your First Choice wholesaler to discuss appetite, turnaround and any state-specific requirements. Frequently Asked Questions What types of accounts are a good fit for this Surety & Fiduciary Bond program?Good fits include contractors needing bid/performance/payment bonds, individuals required to post probate or fiduciary bonds, notaries and businesses needing license or fidelity coverage, and service providers requiring dishonesty bonds. First Choice focuses on small- to mid-size commercial accounts and common public official obligations. Which states are supported and is coverage admitted?The program is available in AL, CA, CO, CT, DE, FL, GA, IL, IN, KS, LA, MD, MA, NV, NJ, NM, NY, NC, OH, OR, PA, SC, TX, VA, WA and WI. Admitted vs. non-admitted availability depends on the bond type and carrier—ask First Choice for state-specific options on each submission. What documentation should I include with a submission?Provide a completed bond application, contract or court order (if applicable), owner/obligee information, and financial statements or references when requested. For contractors, include project dollar values, contract terms and owner contact details to speed underwriting. Need help placing an account? Connect with a market specialist.