Search CompleteMarkets

...line or package basis—designed for food manufacturing and processing operation...processes (especially refrigeration), food safety and recall plans, and photos...

...he Program from Charity First This Food Banks & Food Distribution Insurance program is built for agents who place nonprofit food providers — including food banks, food pantries, meal delivery programs, food recovery organizations, and community ...n, recent loss runs, a description of food-safety and volunteer/driver control...

...ndustrial Manufacturing Plants Food Processing & Packaging Facilities Serv...

...y Operations Meatpacking & Food Processing Hazardous Waste Handling & ...

Policy Highlights Colonial General Insurance Agency, Inc. provides a targeted insurance program for agencies and professionals in security and investigative services, with specific appetite for process servers. The program handles both armed and unarmed personnel and can be written monoline or packaged to include liability, property, crime, and professional liability exposures. Eligible classes also include private investigators, polygraphists, firearms training schools, and claims adjusters with limited draft authority. Ideal Accounts and Appetite This program is designed for agents placing high-liability businesses in the Western U.S. It works well for independent process servers and legal-support firms that need a combination of general liability, E&O, and optional property/crime protection. The program has particular strength in AZ, CA, CO, ID, NV, NM, UT, and WY. Example placements you might submit: A mid-sized Nevada legal support firm employing multiple process servers who handle civil service and court deliveries. A Colorado-based solo process server who also performs basic investigative tasks and needs combined liability and property coverage. Coverage Highlights and Advantages Commercial General Liability for Process Servers Primary limits available up to $3,000,000 occurrence and aggregate $5,000 Medical Payments included at no extra cost Assault and Battery coverage included at policy limits (optional sub-limits available to reduce premium) Errors & Omissions (E&O) coverage included to address professional liability exposures Additional Insureds available for $100 each Lost Key Coverage—$25,000 limit available under the Security and Patrol Program Property Damage Extension (Care, Custody, and Control)—$5,000 / $25,000 limits included Excess / Umbrella limits available up to $25 million Loss prevention brochure and risk-control resources to help reduce loss frequency and severity Property Coverage Options Available on Basic, Broad, or Special Form Options for Building, Business Income, and Contents coverage Valuation choices: Replacement Cost or Actual Cash Value Crime Coverage Theft of Money and Securities—Inside the Premises Robbery or Safe Burglary—Inside the Premises Outside the Premises coverage available Underwriting Notes and Minimum Premiums Colonial General places this business through multiple admitted and surplus markets, allowing flexibility on terms and pricing. Minimum premiums vary by carrier and account exposure; assault and battery sub-limits are commonly used for accounts where rate sensitivity is important. Underwriters will evaluate training, weapons policies, background screening, and loss history when considering submissions. Territories and Availability The program is available in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Some admitted markets are available depending on the risk profile and coverages requested; non-admitted (E&S) placements are an option for harder-to-place risks. Why Work With Colonial General As a Managing General Agency and Excess & Surplus Lines broker, Colonial General combines niche underwriting expertise with access to multiple carriers that specialize in security, investigative, and high-liability services. Agents benefit from flexible structure (monoline or package), tailored assault & battery options, and the ability to place both small operations and larger multi-state firms. From an agent’s perspective: you can use this program when a client needs higher limits, combined liability and E&O protection, or broader property/crime coverages that may be difficult to place in admitted markets. Colonial General provides underwriting guidance and loss-control materials to help your account qualify for the best terms available. Frequently Asked Questions What types of accounts are a good fit for this program?Process servers, private investigators, security firms, and legal support agencies operating in the Western U.S. are the primary focus. Is Errors and Omissions (E&O) coverage included?Yes. E&O coverage is included as part of the liability package to address professional exposures common to process servers and investigators. Are both armed and unarmed process servers eligible?Yes. The program covers both armed and unarmed personnel; terms reflect training, weapons policies, and background screening. Can I get Assault and Battery coverage at full policy limits?Assault and Battery is included at policy limits by default. Sub-limits are available as a premium-saving option for eligible accounts. Which states is this program available in?The program is offered in AZ, CA, CO, ID, NV, NM, UT, and WY. Need help placing an account? Connect with a market specialist.

...signed to meet the unique needs of food service professionals. Whether your clients operate banquet halls, food trucks, ice cream trucks, or provide o...ram is ideal for catering businesses, food trucks, ice cream trucks, and event venues providing food service for weddings, parties, or c...

... and brokers place a wide range of food service risks. Whether your client ope...r team understands the nuances of the food service industry and can help you n...

...ce program tailored for venues and food-service providers operating in event s...000. Do you offer coverage for mobile food vendors operating across multiple s...

...res, convenience stores, and small food retailers. This program is ideal for a...nts should be within the small retail food space to qualify. Agents are encour...

...and brokers placing small grocery, food, and convenience retail accounts. The ...l convenience stores, mini-marts, and food stores under 3,000 square feet, inc...