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Food Truck Umbrella Coverage through www.Um...gram?This program is ideal for mobile food vendors including food trucks, trailers, and concession st...

...ndustrial Manufacturing Plants Food Processing & Packaging Facilities Serv...

Policy Highlights: Colonial General Insurance Agency, Inc. offers a specialized insurance program designed for agencies and professionals in the security and investigative services industry—including process servers. This program is ideal for both armed and unarmed personnel, and includes coverage options for private investigators, polygraphists, firearms training schools, claims adjusters (with draft authority of $5,000 or less), and more. Coverage is available on a monoline or package basis to suit a variety of operational needs. Ideal Accounts and Appetite This program is tailored for businesses and professionals in high-liability environments. It’s an excellent fit for process serving agencies—whether independent or part of a larger investigative or legal support firm. Agencies operating in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming will benefit most from the program's regional strength. Example placements include: A mid-sized legal support firm in Nevada that employs multiple process servers handling civil case notifications. A Colorado-based process server who also offers basic investigative services and needs combined liability and property coverage. Coverage Highlights and Advantages Commercial General Liability Coverage for Process Servers: Primary limits up to $3,000,000 occurrence and aggregate $5,000 Medical Payments Coverage—included at no extra cost Assault and Battery coverage included at policy limits (optional sub-limits available for premium reduction) Errors and Omissions (E&O) Coverage Part—helping protect against professional liability claims Additional Insureds available—$100 each Lost Key Coverage included at $25,000 limit under the Security and Patrol Program Property Damage Extension (Care, Custody, and Control)—$5,000/$25,000 limits included Excess or Umbrella limits available up to $25 million Loss Prevention brochure available to support risk mitigation Property Coverage Options: Basic, Broad, or Special Form Coverage for Building, Business Income, and Contents Valuation options: Replacement Cost or Actual Cash Value Crime Coverage Available: Inside the Premises—Theft of Money and Securities Inside the Premises—Robbery or Safe Burglary of Other Property Outside the Premises Underwriting Notes and Minimum Premiums Colonial General works with a variety of carriers to provide flexible options. While minimum premiums may vary based on account size and risk, the program is built to accommodate both small operations and larger multi-state firms. Assault and Battery sub-limits are available for rate-sensitive accounts. Territories and Availability This program is available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Some admitted markets are available, depending on the risk profile and coverage structure needed. Why Work With Colonial General As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General brings deep expertise in placing hard-to-insure and niche risks. With access to multiple carriers and flexible underwriting, they provide agents with the tools to competitively place process server and related accounts. Whether you need a tailored liability package or broader property and crime protection, Colonial General can help you deliver value to your insureds. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for process servers, private investigators, security firms, and legal support agencies operating in the Western U.S. Is Errors and Omissions (E&O) coverage included?Yes, E&O coverage is included as part of the Commercial General Liability offering for process servers. Are both armed and unarmed process servers eligible?Yes, the program covers both armed and unarmed personnel. Coverage can be tailored based on the risk exposure. Can I get Assault and Battery coverage at full policy limits?Yes, Assault and Battery coverage is included at policy limits by default, with sub-limits available for reduced premium options. Which states is this program available in?The program is currently offered in AZ, CA, CO, ID, NV, NM, UT, and WY. Need help placing an account? Connect with a market specialist.

...y Highlights: As a lunch wagon or food truck owner, your vehicle is more than...00 miles to accommodate most regional food truck businesses. Is refrigerator b...

... and brokers place a wide range of food service risks. Whether your client ope...r team understands the nuances of the food service industry and can help you n...

...res, convenience stores, and small food retailers. This program is ideal for a...nts should be within the small retail food space to qualify. Agents are encour...

...and brokers placing small grocery, food, and convenience retail accounts. The ...l convenience stores, mini-marts, and food stores under 3,000 square feet, inc...

... crafts, collectibles, or prepared food at flea markets, swap meets, seasonal ...vent locations and schedules, and any food-handling procedures. Photos of the ...

...tality establishments that provide food and entertainment Accounts with prior...iting. Are there coverage options for food spoilage and equipment breakdown?Yes. Both food spoilage and equipment breakdown ar...

...t rooms. Properties with limited food service (breakfasts and light meals) r...tos of the property, a description of food and alcohol service, revenue breakd...