https://completemarkets.com/company/continental-risk-continental-marine-insurance-services/taxi-insurance/
Overview — Taxi Insurance from Continental Risk / Continental Marine Insurance Services
Continental Risk / Continental Marine Insurance Services offers a dedicated Taxi Insurance program for agents and brokers placing commercial-for-hire vehicle risks. As an excess & surplus lines broker representing various admitted and non-admitted markets, we can place primary limits up to $1,000,000 with excess capacity available. Our program is designed to accommodate traditional taxi operators, small fleets, and new ventures that bring prior industry experience.
Ideal Accounts and Appetite
Small to mid-sized taxi fleets (owner-operator and multi-vehicle accounts)
Medallion and livery-style operations that provide point-to-point passenger transport
Operators expanding service (for example, airport runs) where prior experience is documented
Accounts that require admitted or non-admitted placement options depending on state and risk profile
Coverage Highlights and Advantages
Primary liability limits up to $1,000,000, with excess and umbrella options available
Access to both admitted and non-admitted markets to solve placement challenges
Flexible billing — installment plans are available to help insureds manage premium payments
Underwriting that accepts new ventures with verifiable prior experience, expanding placement options for emerging operators
Wholesale broker support to help you find the best market fit for unusual or higher-exposure taxi risks
Underwriting Notes and Minimum Premiums
Underwriting is risk-specific. We evaluate fleet size, vehicle types, use of vehicles (metered taxi, livery, airport runs), operator driving records, loss history, and exposure controls (e.g., GPS, in-vehicle cameras, safety programs). Some admitted markets are available, and non-admitted options can be used where admitted capacity is limited.
Minimum premium varies with the risk and market selected — please include complete submission details so underwriting can identify the appropriate markets and provide accurate premium guidance.
Territories and Availability
This Taxi Insurance program is available in the following states: AL, AK, AZ, AR, CA, CO, GA, ID, IN, IA, KS, KY, LA, MD, MI, MS, MO, MT, NE, NV, NC, ND, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WV, WY. Availability and admitted/non-admitted options vary by state and specific account characteristics.
Why Work With Continental Risk on Taxi Business
Wholesale placement expertise — we work with multiple admitted and non-admitted carriers to solve difficult placements.
Flexible program that can accommodate new ventures with relevant experience, expanding opportunities for your clients.
Supportive underwriting and access to excess capacity when higher limits are required.
Installment billing options to improve client retention and affordability.
Example Account Scenarios
You have a 3-car owner-operated taxi fleet with clean driving records and limited losses; we can place primary liability with admitted markets where available or non-admitted capacity if needed, and offer installment billing.
A regional livery service is expanding to airport service and needs $1,000,000 limits with excess follow-form; Continental Risk can evaluate prior operating experience and submit to markets that provide the required limits and terms.
Frequently Asked Questions
What types of taxi accounts are a good fit for this program?Small to mid-sized taxi and livery fleets, owner-operators, and new ventures with documented prior experience are primary targets. We also consider operations that need higher limits or excess placement.
Do you offer admitted paper or only non-admitted markets?We represent both admitted and non-admitted markets. Availability depends on the state and specific risk characteristics; underwriting will identify admitted options when possible.
What limits are available and can you place excess coverage?Primary liability limits up to $1,000,000 are available through the program, and excess limits can be arranged through our markets when higher limits are required.
How are minimum premiums and payment options handled?Minimum premium varies with the risk and chosen market. Installment plans are available for many accounts to help insureds manage payments; underwriting will confirm billing options on submission.
What submission information does underwriting typically require?Provide a clear description of operations, vehicle list with values, driving records (MVRs) for operators, loss runs, and any safety or risk-management programs. Complete submissions help us identify the best markets quickly.
Need help placing an account? Connect with a market specialist.