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https://completemarkets.com/company/sloanmason/Marine-General-Liability/
At Sloan Mason Insurance Services, Inc., we specialize in tailored Marine General Liability Insurance for businesses operating in the maritime and waterfront sectors. As a wholesale broker with deep marine expertise, we provide agents and brokers with the underwriting guidance and market access needed to place hard-to-place and complex marine risks.
Ideal Accounts and Appetite
Our Marine General Liability program targets a broad range of maritime and waterfront operations where both land- and water-based exposures exist. We focus on accounts that require a nuanced understanding of marine liabilities and flexible placement options. Typical classes include:
Diving contractors
Dock and wharf construction
Dredging contractors
Labor contractors
Marine construction contractors
Painting and sandblasting contractors
Shipyards
Ship repair subcontractors
Stevedores
Wharfingers
Terminal operators
Examples of good fits: you might have a client that operates a small shipyard on the Gulf Coast, or a contractor who performs underwater welding and requires coverage for both wet and dry operations. These types of accounts are exactly what this program is built to address.
Coverage Highlights and Advantages
This program provides broad Marine General Liability protection designed for maritime operations exposed to third-party bodily injury and property damage. Key features include:
Limits up to $1,000,000 per occurrence
Coverage for third-party bodily injury and property damage
Customizable endorsements tailored to specific marine operations
Options to address both wet (watercraft/boarding) and dry (onshore/marine construction) exposures
Policy wording and endorsements are selected with maritime exposures in mind so insureds receive coverage that aligns with operational realities on docks, vessels, and waterfront job sites.
Underwriting Notes and Minimum Premiums
We work with a range of admitted and non-admitted carriers to deliver flexible placement options. Underwriting is deliberate and risk-focused—especially for complex operations—and we welcome detailed submissions. Minimum premiums start at $15,000, depending on class of business, limits, and loss history.
For faster review, provide a completed application, detailed operations descriptions, recent loss runs, and any safety or risk-control documentation available.
Territories and Availability
This Marine General Liability program is available in the following states:
Alaska (AK)
Arizona (AZ)
California (CA)
Florida (FL)
Louisiana (LA)
Mississippi (MS)
Nevada (NV)
New Jersey (NJ)
Texas (TX)
Some markets are available on an admitted basis depending on state and carrier; other placements may be non-admitted. We will help identify the best regulatory/placement option for each client.
Why Work With Sloan Mason Insurance Services, Inc.
Sloan Mason brings specialized marine underwriting knowledge and hands-on service to the wholesale market. We combine access to multiple carriers with practical experience evaluating marine risks, which helps you place accounts that many standard markets decline or struggle to price.
Our approach emphasizes clear underwriting requirements, partnership with brokers on risk control, and tailored endorsements that reflect the insured’s operations. Whether placing a small stevedoring operation or a larger marine construction firm, we aim to streamline the placement process and produce durable, market-appropriate solutions.
Let us help you place your clients’ Marine General Liability Insurance needs today!
Frequently Asked Questions
What types of accounts are a good fit for this Marine General Liability program?Ideal accounts include diving contractors, shipyards, marine construction firms, stevedores, terminal operators, and other maritime service providers with both wet and dry exposures.
What is the minimum premium for this program?Minimum premiums generally start at $15,000, though the final premium depends on the class of business, limits requested, and loss history.
Is this program available on an admitted basis?Some carrier options are admitted depending on the state and specific risk; we also place business on a non-admitted basis where appropriate.
Which states is this program available in?This program is offered in AK, AZ, CA, FL, LA, MS, NV, NJ, and TX.
What information is needed to submit a risk?Provide a completed application, a detailed description of operations, current loss runs, and any available safety/risk control documentation to expedite underwriting review.
Need help placing an account? Connect with a market specialist.
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https://completemarkets.com/company/sloanmason/Sewer-and-Water-Main-Contractors-Insurance/
Comprehensive Insurance for Sewer and Water Main Contractors
Sloan Mason Insurance Services, Inc. offers a specialized insurance program designed for sewer and water main contractors. This program is backed by A-rated, admitted carriers and provides a robust package of coverages, including Auto Liability, General Liability, Property, Inland Marine, Workers' Compensation, and Umbrella. Offered exclusively through Sloan Mason, this program is ideal for contractors operating in large-scale infrastructure environments.
Ideal Accounts and Target Risks
This program is specifically tailored for contractors working in new tract developments and public infrastructure projects. It is not intended for contractors performing residential hook-ups or other small-scale residential work. Ideal accounts include those involved in underground utility work, pipeline installation, and municipal water and sewer projects.
Example accounts include:
Contractors installing water mains for a new commercial development
Firms replacing sewer lines for municipal improvement projects
Coverage Highlights
Key coverages available under this program include:
Auto Liability
General Liability
Property
Inland Marine
Workers' Compensation
Umbrella Liability
Coverage is available on an admitted basis, providing agents and their clients with peace of mind and regulatory compliance in most states.
Underwriting Requirements and Minimum Premiums
To receive a full underwriting review and the most competitive quote, agents should be prepared to submit the following documentation:
Five-year payroll history
Five years of currently valued, carrier-issued loss runs (dated within 120 days of the requested effective date)
Acord applications for AL, GL, Property, Inland Marine, and Umbrella
Current NCCI or WCIRB Experience Rating Worksheet
Completed contractor supplemental (generic forms accepted)
Minimum premium thresholds:
$25,000 for the combined AL/GL/Property/Inland Marine/Umbrella package
$7,500 for Umbrella coverage alone
For a detailed submission checklist, please refer to our Underground Utility Contractors Data Sheet.
Territory and Availability
This program is available in all 50 states and the District of Columbia. Sloan Mason works with various carriers to ensure broad access and flexible underwriting capabilities nationwide.
Why Partner With Sloan Mason Insurance Services, Inc.?
As a wholesale broker with deep expertise in contractor-related risks, Sloan Mason delivers tailored solutions for complex accounts. Their access to top-rated, admitted markets ensures that you can place your contractor clients with confidence. With a strong focus on underground utility and infrastructure contractors, Sloan Mason understands the unique liability and equipment exposures in this industry and provides responsive service and underwriting support to help you close more business.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program targets sewer and water main contractors working on new tract developments and public infrastructure projects. It is not suitable for contractors performing residential hook-ups.
Is this program available in all states?Yes, the program is available in all 50 states and the District of Columbia through Sloan Mason’s network of carriers.
What is the minimum premium for this program?The minimum premium is $25,000 for the combined AL/GL/Property/Inland Marine/Umbrella package, and $7,500 for Umbrella coverage alone.
What documentation is required to obtain a quote?Agents must provide five years of payroll history, five years of loss runs, Acord applications, a current NCCI or WCIRB worksheet, and a completed contractor supplemental form.
Can residential plumbing contractors qualify for this program?No, this program does not cover contractors who perform residential hook-ups or small-scale residential work.
Need help placing an account? Connect with a market specialist.