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Golf carts are no longer limited to the gre...under this program?The program covers golf carts, golf cart rentals, golf cart equipment, ATVs, and personal ...

Policy Highlights for Golf Course Insurance: Colonial General I...ets for non-standard or hard-to-place golf risks?Yes, Colonial General has acc...

...nc. offers a specialized Miniature Golf Course Insurance program designed to h...g ranges are ideal. Public or private golf-related venues with clean loss hist...

...mobile vendors operating with push carts, kiosks, temporary booths, and tables...ram is ideal for mobile vendors using carts, kiosks, or booths to sell food, b...

...coverage or a property owner with rental or vacant dwellings, this program off... (CPL only), and Short-term vacation rental (Premises only). Need help placi...

Many agents and brokers ask—“Why should my client carry special event insurance?” At most special events across the country, injuries and accidents are common, and lawsuits frequently follow. Whether it’s bodily injury to a guest, property damage to a rented venue, or general negligence, liability exposures can be significant. Without proper coverage, your client could be held personally responsible for costly claims that threaten their financial well-being. Overview of the Special Event Insurance Program From Prime Insurance Company Prime Insurance Company offers a comprehensive Special Event Insurance program designed to protect your clients from the unexpected. With an all-in-one policy approach, Prime provides flexible solutions tailored to a wide range of event types and risk levels. Whether your client is organizing a one-day wedding or a multi-day festival, this program delivers broad protection and peace of mind. Ideal Accounts and Appetite This program is an excellent fit for: Weddings and Receptions Sporting Events and Tournaments Concerts and Music Festivals Trade Shows and Expos Religious or Cultural Celebrations Private Parties, Banquets, and Baby Showers Community Fairs and Showcases The program is designed to accommodate both individuals and organizations hosting public or private events. Risks with complex liability exposures—such as alcohol service, crowd control, or high foot traffic—can be considered. Example: You may have a client hosting a large outdoor concert in a public park. With third-party vendors, a liquor license, and thousands of attendees, this account would benefit from Prime’s comprehensive event liability package. Coverage Highlights and Advantages Prime Insurance Company offers broad and flexible protection, including: General Liability (including Spectator Liability) Property Damage to Rented Premises Event Cancellation Insurance Liquor Liability Umbrella/Excess Liability Professional Liability (as needed) Bodily Injury Personal and Advertising Injury Medical Expense Coverage This all-in-one approach ensures that organizers, venues, vendors, and participants are protected under one policy, helping agents reduce gaps in coverage and streamline the quoting process. Underwriting Notes and Minimum Premiums Prime is known for its flexible underwriting and ability to consider unique or hard-to-place risks. While minimum premiums vary by event type and exposure, Prime works directly with agents to craft custom solutions. Risks with prior claims, last-minute submissions, or unusual exposures will be considered on a case-by-case basis. Territories and Availability This program is available nationwide, including all 50 states and Washington, D.C. Prime writes in both urban and rural areas and can handle events in challenging venues or jurisdictions. Why Work With Prime Insurance Company? As a carrier with a strong reputation for underwriting difficult risks, Prime Insurance Company offers agents a responsive, solution-oriented partner for special event business. Their deep experience with unique liability exposures, direct carrier authority, and ability to turn quotes quickly makes them an ideal resource for brokers looking to place event-related coverage with confidence. To learn more or discuss your client’s needs, please reach out to Prime Insurance Company directly by phone or email. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for clients organizing weddings, concerts, sporting events, banquets, festivals, religious celebrations, and other private or public gatherings. Can Prime Insurance cover events that serve alcohol?Yes, liquor liability coverage is available for events where alcohol is served or sold, subject to underwriting approval. Is this coverage available in all states?Yes, Prime Insurance Company offers this program in all 50 states and Washington, D.C. What if my client has had previous claims or a last-minute event?Prime is known for flexible underwriting and will consider accounts with prior claims or short lead times on a case-by-case basis. Does the policy cover event cancellation?Yes, cancellation insurance is available and can be included in the overall event insurance package. Need help placing an account? Connect with a market specialist.

...your client operates a snowmobile rental business, leads guided tours, or teac...This program is ideal for snowmobile rental operators, guided tour providers, ...

... inflatables or operates an event rental business, they need tailored protecti...re a good fit for this program?Event rental companies that offer inflatable bo...

Customized Insurance Solutions for Nursing Home Facilities At XINSURANCE, powered by Evolution Insurance Brokers, we understand the unique risks and regulatory challenges faced by nursing home facilities. Our tailored insurance program—offered by Prime Insurance Company—is designed to help agents and brokers secure comprehensive, flexible coverage for clients in the long-term care and senior living sectors. With 24/7 claims support and a client-first underwriting approach, we’re here to be your strategic partner in protecting healthcare operations of all sizes. Ideal Accounts and Appetite We specialize in hard-to-place or non-standard risks, including facilities with prior claims, high liability exposures, or unique operations. The Nursing Home Facilities program is ideal for: • Skilled nursing facilities • Long-term care operations • Assisted living with complex care needs • Facilities hosting special events or providing transportation You might have a client who operates multiple locations or offers specialized memory care services—this program can help address their evolving exposure needs. Coverage Highlights and Advantages This program offers broad, customizable coverage options. Whether your client is a single-location facility or a multi-state operator, you’ll have access to flexible terms and limits. Coverages Can Include: • Special Events • Commercial General Liability • Property Coverage • Commercial Auto (available in most states) *Not available in NY • Individual Liability • Alleged Sexual Abuse • Alleged Molestation Liability • Alleged Assault and Battery Liability • Professional Liability • Directors and Officers Liability Program Highlights: • Premium Financing • Flexible limits, premiums, and coverage customization • Risk Management Support • All-in-One Policy Solutions • Direct Market Access • Responsive Underwriting • 24/7 Claims Reporting and Support Underwriting Notes and Minimum Premiums Our underwriting team focuses on identifying coverage gaps, exclusions, and tailoring solutions to fit each client’s specific operations. While there is no set minimum premium listed, pricing is assessed based on risk characteristics, size, and coverage needs. Accounts of any size are welcome for review. Territories and Availability The Nursing Home Facilities program is available in all 50 states and Washington, D.C., except for specific limitations on auto coverage in New York. As a non-admitted solution through an excess and surplus lines broker, this program is ideal for clients who may not qualify for standard markets. Why Work With Prime Insurance Company and XINSURANCE Prime Insurance Company, through its XINSURANCE platform, offers a high-touch, flexible approach to non-admitted risks. With direct access to underwriters, in-house claims expertise, and a willingness to write tough or unique accounts, you gain a reliable partner when placing difficult healthcare facility risks. Whether you’re working with a new venture, a facility with a claims history, or a client needing specialized coverages, this program offers the tools you need to succeed. *Please Note: XINSURANCE is powered by Evolution Insurance Brokers, LC (“EIB”), an excess and surplus line insurance brokerage. XINSURANCE is a DBA of EIB, which is domiciled in and has its principal place of business in Sandy, Utah. This insurance product is offered by an unlicensed surplus lines insurer. The licensed brokers for EIB are: Rick J. Lindsey (except in CA) (NPN 91653) & Mike Fennell (Only CA) (NPN 1435429) Frequently Asked Questions What types of accounts are a good fit for this Nursing Home Facilities program?This program is ideal for skilled nursing facilities, long-term care operations, and assisted living centers—especially those with higher risks, prior claims, or unique service offerings. Can I customize coverage options for my client?Yes, coverage, limits, and premiums can all be tailored to meet your client’s specific needs. The program is designed for flexibility. Is this program available in all states?Yes, it is available in all 50 states plus D.C., although commercial auto coverage is not available in New York. What makes this program different from standard admitted markets?This is a non-admitted solution through an excess and surplus lines broker, allowing more flexibility in underwriting and broader coverage options for hard-to-place risks. How do I get started with a quote?You can contact the underwriting team directly through the company profile or storefront page to request a free, customized quote. Need help placing an account? Connect with a market specialist.