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Policy Highlights for Golf Course Insurance: Colonial General I...ets for non-standard or hard-to-place golf risks?Yes, Colonial General has acc...

...f services they provide, including golf course operations, restaurants, clubho...unts include private and semi-private golf courses, tennis clubs, city clubs, and resorts with golf course operations. Can I submit accounts ...

...s Fire Sprinkler Designers Golf Course Designers LEED Design & Certifica... program?This program is ideal for architects, engineers, construction manager...

...nsulting engineers Landscape and golf course architects Surveyors and interior designers ...etail on program features, see the Architects Insurance page. Frequently As...

Club Insurance Allstar Financial Group, through its Allstar Underwriters division, offers a Club Insurance program tailored for agents and brokers placing club and hospitality risks. With access to multiple carriers and streamlined underwriting, the program helps you quickly quote and bind coverage for small to mid-sized nightclubs, bars, private clubs, and similar venues. Whether your insured operates a nightclub, bar, social club, or private event venue, Allstar’s Club Insurance program provides a full range of property, casualty, liquor liability, and umbrella solutions. The program is available in AL, GA, LA, MS, NC, SC, TN, and VA, and most coverages are offered on a non-admitted basis. Ideal Accounts and Appetite Allstar targets a broad set of commercial risks that align with club operations and their common exposures, including: Nightclubs and dance venues Private and membership-only clubs Bars and lounges (with or without entertainment) Event venues and mixed-use hospitality spaces Beyond traditional clubs, the program can accommodate select contractors, retail and wholesale tenants, habitational properties, offices, vacant buildings, and institutional facilities depending on the coverage line and risk characteristics. Coverage Highlights and Advantages Property Coverage Total Insured Value (TIV) up to $5 million per location Available as monoline or packaged coverage No coinsurance options where appropriate (subject to underwriting) Optional enhancements such as equipment breakdown Casualty Coverage Monoline or packaged options Minimum premium starting at $500 Primary limits up to $5 million per occurrence/aggregate Project-specific policies available Coverage for uninsured subcontractors Optional enhancements include: Blanket Additional Insureds Waiver of Subrogation Primary & Non-Contributory wording Per Project / Per Location Aggregate Hired & Non-Owned Auto (for certain classes) Miscellaneous Professional (for certain classes) Liquor Liability Limits from $100K/$100K up to $1M/$2M Available as monoline or part of a package Assault & Battery coverage follows the general liability form Offered in NC, SC, GA, TN, and VA Umbrella Coverage Limits up to $5 million Minimum premium starting at $750 Available on both supported and unsupported bases Underlying carrier requirements: A-VI or better for Auto/GL; B++ or better for Employers Liability Required GL underlying limits typically $1M/$2M/$2M Underwriting Notes and Minimum Premiums Allstar focuses on flexible, efficient handling of small to mid-sized accounts. Minimum premiums vary by line and risk; casualty coverage minimums start around $500 and umbrella minimums around $750. Underwriters work with agents to determine eligibility, available enhancements, and any state-specific considerations. Territories and Availability The Club Insurance program is offered in the following states: Alabama (AL) Georgia (GA) Louisiana (LA) Mississippi (MS) North Carolina (NC) South Carolina (SC) Tennessee (TN) Virginia (VA) Most coverages are placed non-admitted with carriers rated A- or better. Why Work With Allstar Financial Group? As a Managing General Underwriter and Excess & Surplus Lines Broker, Allstar combines underwriting expertise with broad market access. The Club Insurance program is backed by multiple carriers and built for quick quoting, flexible terms, and practical endorsements that meet common hospitality exposures. You might have a client who runs a busy nightclub that needs liquor liability with assault & battery and an umbrella layer, or a private club seeking a packaged policy that includes property, general liability, and optional equipment breakdown. Allstar’s small business underwriting team is available to help structure terms and move business efficiently. Need help placing an account? Connect with a market specialist.

...pitals with emergency generators • Golf courses, ski areas, and parks with fue...as, hospitals with backup generators, golf courses, and contractors with heavy machi...

...ructures and materials during the course of construction. The program accommod...

...s, jet skis, ATVs, snowmobiles, or golf carts Families with teen or multiple...

...basketball, bowling, cheerleading, golf, flag football, soccer, softball, tenn...

Program Highlights: Colonial General Insurance Agency, Inc. offers a flexible and comprehensive Dwelling Liability Only Insurance program tailored for one- to four-family residential properties. Whether you're working with owner-occupied, tenant-occupied, seasonal, or vacant dwellings, we provide solutions to fit your insureds’ unique needs—especially when standard markets fall short. Ideal Accounts and Appetite This program is designed for agents looking to place residential dwellings that don't meet traditional underwriting criteria. We specialize in hard-to-place risks, including: Vacant dwellings Seasonal or secondary residences Dwellings under renovation Unprotected properties (e.g., lacking nearby fire protection) Homes with prior cancellations or non-renewals Low or high-value homes Builders risk properties You might have a client with a vacant property awaiting sale or recently inherited—this program can provide essential liability protection when other carriers decline coverage. Coverage Highlights and Advantages Our dwelling program offers customizable coverage options to meet a wide range of residential exposures. Available coverages include: Personal & Premises Liability Mono-line Liability or Mono-line Property Medical Payments Fire and Extended Coverage DP-3 Special Form Additional Living Expense Fair Rental Value Burglary, Vandalism & Malicious Mischief Unit Owner’s Coverage for Condominiums Optional Day Care Liability (up to 5 children) Residential Vacant Land Liability This flexibility allows you to tailor a policy specifically to your client’s exposures—whether they need protection for a rental property, temporary vacancy, or a primary residence undergoing renovations. Underwriting Notes and Minimum Premiums Colonial General underwrites through a variety of carriers and markets, with both admitted and non-admitted options available depending on the risk and the state. Our underwriters are experienced in non-standard residential exposures and work with you to find the best fit for your client’s needs. Minimum premiums vary by coverage selection and risk profile. Please contact us for details specific to your account. Territories and Availability This program is available to licensed agents and brokers in the following states: Arizona (AZ) California (CA) Colorado (CO) Idaho (ID) Nevada (NV) New Mexico (NM) Utah (UT) Wyoming (WY) Why Work With Colonial General? As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General specializes in niche residential markets that many standard carriers avoid. We offer a wide range of flexible coverage options, access to multiple carriers, and underwriting expertise that helps you successfully place hard-to-insure residential properties. From quick quotes to responsive service, we’re committed to making your job easier. Frequently Asked Questions What types of accounts are a good fit for this program?Occupied or vacant one- to four-family dwellings, seasonal homes, renovations, and risks that have been cancelled or non-renewed are ideal candidates. Can I write only liability coverage without property coverage?Yes, Mono-line Liability is available, allowing you to provide liability protection without including property coverage. Is this program available in admitted markets?Some admitted markets are available, depending on the risk type and state. We also offer non-admitted options for harder-to-place risks. Can I write coverage for a vacant residential dwelling awaiting sale?Yes, our program is well-suited for vacant dwellings, including those temporarily unoccupied or awaiting sale or renovation. What states is this program available in?The program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Need help placing an account? Connect with a market specialist.