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Group Home Insurance from RPS NIPC is a spe...ogram admitted in all states?Yes. The Group Home Insurance program is availabl...

...ncluding: Owner-occupied mobile homes (primary or seasonal/secondary residences) Tenant-occupied mobile homes Mobile homes used for commercial purposes (coverag... is designed to consider older mobile homes, including those with past losses ...

...d Exposures Halfway Houses and Group Homes Independent and Assisted Li..., home health agencies, medical spas, group homes, and social service agencies. Can ...

...owing operations that handle motor homes and large RVs. As an experienced mana...wing or in-transit services for motor homes are the primary targets for this p...

Mobile Home Park Insurance Program from Colonial General Insurance Agency Colonial General Insurance Agency, Inc. offers a specialized Mobile Home Park Insurance program designed to help independent agents and brokers place coverage for a range of mobile home and RV park risks. Whether your clients operate permanent mobile home parks, seasonal RV parks, or year-round campgrounds, this program provides flexible solutions with both property and liability options available on a monoline or package basis. Ideal Accounts and Classes This program is well-suited for: Mobile home parks (both permanent and tourist-based) Recreational vehicle (RV) parks Campgrounds with short- or long-term guest stays Typical accounts include family-owned parks, regional park operators, and seasonal sites. You might have a client with a multi-acre RV park in Arizona catering to snowbirds or a mobile home community in Utah with permanent residents—both are excellent fits for this program. Coverage Highlights and Advantages Property Coverage Options: Accounts Receivable Basic, Broad, or Special Form Building and Contents Business Income and Extra Expense Computer Equipment Equipment Breakdown Food Spoilage Inland Marine Outside Signs Replacement Cost or Actual Cash Value Valuable Papers General Liability Coverage Includes: Primary limits up to $3,000,000 occurrence/aggregate $5,000 Medical Payments Coverage – Included Blanket Additional Insureds – Included Liquor Liability (where applicable) Hired and Non-Owned Auto Liability Excess or Umbrella limits up to $25,000,000 No liability deductible required Crime Coverage Options: Theft of Money and Securities (Inside the Premises) Robbery or Safe Burglary of Other Property Losses Outside the Premises Underwriting Notes Colonial General underwrites through a variety of carriers and offers access to both admitted and non-admitted markets, depending on the risk profile and state. This flexibility allows you to place both standard and harder-to-place risks efficiently. While minimum premium requirements vary by carrier, the underwriting team will work closely with you to review submissions and explore viable options for your accounts. Territories and Availability This program is currently available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Colonial General maintains a strong regional focus in the Western U.S., making them a reliable partner for agents working in these territories. Why Work with Colonial General? As a Managing General Agency and Excess & Surplus Lines Broker with deep experience in specialty property and liability risks, Colonial General provides access to a wide range of markets and strong underwriting support. Their expertise in the mobile home park and RV park segment allows you to deliver tailored coverage solutions for your clients while streamlining the placement process. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for mobile home parks (permanent or tourist-based), RV parks, and campgrounds, including both seasonal and year-round operations. Is coverage available on an admitted or non-admitted basis?Colonial General offers both admitted and non-admitted options, depending on the specific risk and state requirements. What limits are available for liability coverage?The program offers primary general liability limits up to $3 million occurrence/aggregate, with excess or umbrella coverage available up to $25 million. Are there any specific states where this program is available?Yes, the program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. What is included in the property coverage?Property coverage includes options such as buildings, contents, business income, equipment breakdown, outside signs, inland marine, and more. Need help placing an account? Connect with a market specialist.

... the unique risks faced by nursing homes and elder care facilities that transp...e a good fit for this program?Nursing homes, assisted living facilities, and e...

...ch as outpatient clinics, clients’ homes, and contract assignments. Be sure to...

Overview — Colonial General Insurance Agency, Inc. Colonial General Insurance Agency, Inc. offers the Communications Equipment Contractors Program—Residential Insurance to help agents place property and liability coverage for contractors who install, service, and repair residential communications systems. This program is designed specifically for small to mid-size contractors working on television cable, satellite dishes, home networking and computer equipment, telephones, and related electrical communications apparatus. Policy Highlights: Property and liability coverages are available on a mono-line or package basis for contractors engaged in residential installation, service and repair of communications systems such as television cable and satellite dishes, computers, telephones, and other electrical apparatus related to communications. Commercial General Liability Coverage available Primary limits up to $3,000,000 occurrence/aggregate Errors & Omissions (E&O) coverage part — policy limits available Excess/umbrella limits up to $25,000,000 Included coverages: Additional interests Medical payments — $5,000 limit Lost key coverage — $25,000 limit Property damage extension (care, custody and control) — policy limits up to a maximum of $200,000 per occurrence / $300,000 aggregate No deductible required (subject to underwriting) Property Coverage available Accounts receivable Basic, broad, or special form Building and business personal property Business income Computer equipment Contractor’s equipment Equipment breakdown Outside signs Replacement cost or actual cash value Valuable papers Crime Coverage available Inside the premises — theft of money and securities Inside the premises — robbery or safe burglary of other property Outside the premises Ideal Accounts and Appetite This program is a fit for independent contractors and small companies that primarily perform residential communications work: satellite and cable installation, home audio/video and networking, telephone and low-voltage data wiring, and similar services. Typical insureds are mobile crews or small shops with limited storage of client property and minimal exposures from heavy construction operations. Generally not a fit: large commercial contractors, businesses performing extensive structural or high-voltage electrical work, significant fiber-splicing projects with elevated third-party exposure, or accounts with frequent high-value subcontractor liability without proper controls. Coverage Advantages Broad limit options for GL and excess/umbrella to accommodate growing contractors E&O coverage available — important for installation and service errors Property forms and equipment coverage tailored for contractor tools and mobile operations Optional crime coverages to address theft and employee-related loss exposures Available on admitted and excess & surplus lines markets depending on state — see availability below Underwriting Notes Underwriters will review payroll, annual receipts, percentage of residential vs. commercial work, subcontractor usage, driving records for mobile crews, and loss history. Premium and terms vary by state and carrier; carriers for this program vary by risk. No minimum premium is published on this page — contact Colonial General for current submission guidelines and markets. Example accounts A two-crew residential satellite and TV installer with under $1M in receipts, company-owned trucks, and a modest tool inventory — potential fit for package GL + property + E&O. A small home networking/IT contractor who performs in-home installs and provides limited on-site service agreements — fits well with GL limits and E&O coverage for installation errors. Territories and Admitted Status States available: AZ, CA, CO, ID, NV, NM, UT, WY. Markets vary by state; Colonial General places business through admitted and excess & surplus markets depending on the carrier and risk characteristics (Some Available Markets). Why Work With Colonial General Specialized program focused on communications equipment contractors, with program terms and endorsements tailored to common exposures in this niche. Access to multiple carriers and capacity for primary, E&O, and large umbrella limits. Flexible package options — mono-line or combined property/liability placements. Experienced underwriting that understands trade practices for residential installers and service providers. Frequently Asked Questions What types of accounts are a good fit for this program?Small to mid-size contractors who focus on residential communications work — TV/cable/satellite installers, home networking/IT installers, telephone and low-voltage wiring contractors — with primarily in-home work and limited heavy construction exposures. What limits and coverages can I access?General liability primary limits are available up to $3,000,000 occurrence/aggregate, E&O coverage at policy limits, and excess/umbrella up to $25,000,000. Property, equipment, and crime coverages are also available in various forms. Are policies admitted or non-admitted?Availability depends on the state and the carrier — Colonial General places accounts in both admitted and excess & surplus markets as appropriate (Some Available Markets). Underwriting will determine the best market for each risk. What information should I include with a submission?Provide a completed application, loss run for the past 3–5 years, revenue breakdown (residential vs. commercial), payroll and subcontractor detail, vehicle list and driving records for mobile crews, and a description of equipment and storage practices. Colonial General can provide detailed submission requirements for the target carrier. Need help placing an account? Connect with a market specialist.

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