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Group Home Insurance from RPS NIPC is a spe...ogram admitted in all states?Yes. The Group Home Insurance program is availabl...

...dividual licensed foster homes Group homes and youth residential facilitie...ons tailored for individual licensed foster homes as well as larger agency operation...

...ncluding: Owner-occupied mobile homes (primary or seasonal/secondary residences) Tenant-occupied mobile homes Mobile homes used for commercial purposes (coverag... is designed to consider older mobile homes, including those with past losses ...

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Mobile Home Park Insurance Program from Colonial General Insurance Agency Colonial General Insurance Agency, Inc. offers a specialized Mobile Home Park Insurance program designed to help independent agents and brokers place coverage for a range of mobile home and RV park risks. Whether your clients operate permanent mobile home parks, seasonal RV parks, or year-round campgrounds, this program provides flexible solutions with both property and liability options available on a monoline or package basis. Ideal Accounts and Classes This program is well-suited for: Mobile home parks (both permanent and tourist-based) Recreational vehicle (RV) parks Campgrounds with short- or long-term guest stays Typical accounts include family-owned parks, regional park operators, and seasonal sites. You might have a client with a multi-acre RV park in Arizona catering to snowbirds or a mobile home community in Utah with permanent residents—both are excellent fits for this program. Coverage Highlights and Advantages Property Coverage Options: Accounts Receivable Basic, Broad, or Special Form Building and Contents Business Income and Extra Expense Computer Equipment Equipment Breakdown Food Spoilage Inland Marine Outside Signs Replacement Cost or Actual Cash Value Valuable Papers General Liability Coverage Includes: Primary limits up to $3,000,000 occurrence/aggregate $5,000 Medical Payments Coverage – Included Blanket Additional Insureds – Included Liquor Liability (where applicable) Hired and Non-Owned Auto Liability Excess or Umbrella limits up to $25,000,000 No liability deductible required Crime Coverage Options: Theft of Money and Securities (Inside the Premises) Robbery or Safe Burglary of Other Property Losses Outside the Premises Underwriting Notes Colonial General underwrites through a variety of carriers and offers access to both admitted and non-admitted markets, depending on the risk profile and state. This flexibility allows you to place both standard and harder-to-place risks efficiently. While minimum premium requirements vary by carrier, the underwriting team will work closely with you to review submissions and explore viable options for your accounts. Territories and Availability This program is currently available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Colonial General maintains a strong regional focus in the Western U.S., making them a reliable partner for agents working in these territories. Why Work with Colonial General? As a Managing General Agency and Excess & Surplus Lines Broker with deep experience in specialty property and liability risks, Colonial General provides access to a wide range of markets and strong underwriting support. Their expertise in the mobile home park and RV park segment allows you to deliver tailored coverage solutions for your clients while streamlining the placement process. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for mobile home parks (permanent or tourist-based), RV parks, and campgrounds, including both seasonal and year-round operations. Is coverage available on an admitted or non-admitted basis?Colonial General offers both admitted and non-admitted options, depending on the specific risk and state requirements. What limits are available for liability coverage?The program offers primary general liability limits up to $3 million occurrence/aggregate, with excess or umbrella coverage available up to $25 million. Are there any specific states where this program is available?Yes, the program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. What is included in the property coverage?Property coverage includes options such as buildings, contents, business income, equipment breakdown, outside signs, inland marine, and more. Need help placing an account? Connect with a market specialist.

Policy Highlights: Colonial General Insurance Agency, Inc. offers a dedicated Home Inspectors Errors and Omissions Insurance program designed specifically for residential home inspector firms. This stand-alone E&O solution is crafted to help your clients manage professional liability exposures and maintain the confidence needed to grow their business. Overview of the Program From Colonial General This E&O insurance program is tailored for residential home inspection firms, especially those with 1 to 5 inspectors. With admitted coverage available through select markets and a variety of optional enhancements, this is a flexible and competitive solution for your home inspector clients. Whether your insureds are just starting out or are established professionals, Colonial General provides options that align with their risk profile and business size. Ideal Accounts and Appetite This program is best suited for: Sole proprietors and small home inspection firms (1–5 inspectors) Residential inspection professionals with a clean claims history Inspectors offering additional services such as radon or termite inspections (optional coverage available) If you’re working with a home inspector in states like Utah, California, or Arizona who is looking for affordable, reliable professional liability coverage, this program could be a strong fit. Coverage Highlights and Advantages This E&O policy includes key features that help agents deliver meaningful protection to their clients: Admitted coverage available in select markets Claims-made and reported form Premiums starting as low as $750 MP Defendant reimbursement, disciplinary defense, and discrimination defense – all sub-limited Optional coverage for radon, termite, and premises liability Contingent bodily injury and property damage coverage available with select carriers Prior acts coverage available for qualified applicants Multiple extended reporting period (ERP) options, including retiree ERP for sole proprietors Claims expense outside the limits (CEOL) available Retention reduction of up to 50% for claims resolved via alternative dispute resolution Limits starting at $100K/$100K with deductibles as low as $1,500 Underwriting Notes and Minimum Premiums Colonial General targets well-qualified residential inspection firms and offers competitive pricing, with minimum premiums starting around $750. Prior acts coverage and other enhanced features are available for eligible applicants. Firms with a strong loss history or complex risk profiles may be considered on a case-by-case basis. Territories and Availability This program is available to agents and brokers placing business in the following states: AZ, CA, CO, ID, NV, NM, UT, and WY. Admitted and non-admitted options are available depending on the risk and state. Why Work With Colonial General? Colonial General Insurance Agency, Inc. is a trusted managing general agency and E&S broker with deep experience in niche programs. Their home inspector E&O offering reflects their commitment to providing tailored solutions backed by responsive service and access to a range of carriers. Agents benefit from Colonial General’s underwriting expertise and ability to place both standard and harder-to-place risks. You can rely on Colonial General to help you place residential inspection firms with appropriate, competitive E&O coverage, even when additional exposures or prior acts are involved. Frequently Asked Questions What types of accounts are a good fit for this program?Residential home inspection firms with 1 to 5 inspectors, especially those with low claims frequency and a focus on standard home inspections, are ideal candidates. Is prior acts coverage available?Yes, prior acts coverage is available for qualified applicants, depending on underwriting and claims history. Are optional coverages like radon or termite inspection included?These coverages are available as optional endorsements. Agents can request them during the submission process based on the insured’s services. What is the minimum premium for this program?Premiums start as low as $750, depending on underwriting factors such as state, coverage limits, and applicant history. Which states is this program available in?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Need help placing an account? Connect with a market specialist.

...One- and two-family owner-occupied homes Secondary or seasonal residences ...ve been declined elsewhere, including homes with prior claims or no prior insu...

...ch as outpatient clinics, clients’ homes, and contract assignments. Be sure to...

... properties Vacant or unoccupied homes Dwellings undergoing renovations Homes with prior cancellations or non-renew...