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Overview — Great Southern Agency, LLC: Gun Stores Program This Gun Stores program from Great Southern Agency, LLC provides tailored property and liability solutions for retailers that sell firearms, ammunition and gun-related accessories. It is built for independent agents who place accounts for gun shops, federal firearms dealers, outdoor/hunting stores and other retail operations where the primary business activity is retail sales of guns, ammunition and related merchandise. What this program covers The program offers a package of property, casualty and specialty coverages designed for the unique exposures of gun store operations. Core coverages include: Property — building and business personal property, values and schedules for firearms and inventory Professional Liability — coverage for errors & omissions exposures that may arise from retail sales or consultation General Liability — premises and products liability for retail operations Umbrella — excess limits to broaden primary liability limits EPLI — employment practices liability for workplace claims Cyber Liability — data breach and cyber risk coverage for point-of-sale and customer data Inland Marine — transit and scheduled equipment coverages for guns and specialized equipment Employee Benefits Liability Coverage limits and capacity Property: limits up to $20,000,000 per location General Liability: available up to $1,000,000 per occurrence / $2,000,000 aggregate Umbrella: available up to $5,000,000 Available limits and specific terms vary by account size, class of business and state. Great Southern Agency’s underwriting team works with agents to structure limits and endorsements that match each client’s operations and risk profile. Ideal accounts and underwriting appetite Primary target: independent gun shops and retail firearms dealers with on-site sales of firearms, ammunition and accessories. Also considered: outdoor and hunting supply stores where firearms sales are a material part of operations. Typical fit: retailers with organized inventory controls, clear documentation of transfers and background check procedures, and appropriate security measures (safes, alarm systems, employee training). May be restricted: high-volume manufacturers, large wholesalers, accounts with known regulatory violations, or businesses with significant ancillary operations (e.g., indoor ranges) that require specialized underwriting. Example scenarios where this program is useful You have a regional gun shop with multiple locations seeking property and GL placement, scheduled inventory values for firearms, and an umbrella to sit over GL limits — this program can provide capacity up to stated limits. You represent a small outdoor store that recently added firearms and needs tailored inland marine for transit and cyber liability for point-of-sale systems — the program can package those coverages together. Underwriting notes Underwriting reviews focus on sales practices, recordkeeping for transfers, background-check processes, inventory controls, and physical security. Loss history, store layout, safes/secure storage, alarm/monitoring systems and training programs are important factors in pricing and eligibility. Minimum premiums and deductibles vary by state and account characteristics — please submit details or contact underwriting for program minimums and state-specific requirements. Territories and availability This program is available in the following states: AL, AZ, AR, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why place Gun Stores business with Great Southern Agency, LLC Niche underwriting expertise — focused capacity for retail firearms risks and related retail exposures. Flexible coverage package — ability to combine property, GL, professional liability, cyber and inland marine for a consolidated placement. Responsive support — underwriting and placement assistance for agents who need tailored terms or endorsements specific to gun retail operations. Contact & submissions: Call 877-451-0669 or Email us - [email protected] For more info please visit - https://firearmsins.com/coverage/ Frequently Asked Questions What types of gun store accounts are a good fit for this program?Retail gun shops, federal firearms dealers and outdoor/hunting stores where firearms and related accessories are a primary part of the business are the best fits. Accounts with documented inventory controls, security measures and standard transfer procedures are preferred. Which coverages can I package for a single placement?Great Southern Agency can package property, general liability, professional liability, inland marine, cyber liability, EPLI and umbrella coverage together to create a consolidated placement tailored to a retailer’s exposures. Are there states where the program is not available?The program is available in the listed states shown above. Availability and terms can vary by state; please check with underwriting for state-specific requirements and any regulatory limitations. What information should I include with a submission?Include a completed application, recent loss runs (5 years if available), value schedules for firearms and inventory, descriptions of security and transfer procedures, and details on any background check or dealer recordkeeping processes. How quickly can underwriting respond to a submission?Response times depend on file complexity and completeness. Providing full loss runs and documentation of inventory controls and security measures helps underwriting evaluate and respond more quickly. Need help placing an account? Connect with a market specialist.

We specialize in placing insurance coverage for ammunition and firearms manufacturers—a high-risk sector where liability exposures are significant and complex. Great Southern Agency, LLC has the industry knowledge and carrier relationships to help agents secure coverage for small to mid-sized ammunition manufacturers that may otherwise struggle to find viable markets. Ideal Accounts and Appetite This program is designed for operations involved in manufacturing ammunition and related firearms components. We are particularly well-suited for: Small to mid-sized commercial ammunition manufacturers Firearm component and accessory manufacturers Operations with on-site manufacturing, testing, and warehousing Accounts with clean safety and claims histories, well-documented risk management practices, and clear operational protocols tend to fit best. If you have a client expanding from component assembly into full ammunition manufacturing, or one needing coverage for increased production capacity, we can help. Coverage Highlights and Advantages Our program offers a broad range of insurance solutions tailored to the unique exposures in this industry. Available coverages include: Property: Limits up to $20,000,000 per location General Liability: Up to $1,000,000 per occurrence / $2,000,000 aggregate Umbrella: Limits up to $5,000,000 Professional Liability Employment Practices Liability (EPLI) Cyber Liability Inland Marine Employee Benefits Liability We understand the nuanced risks that come with production, storage, and distribution in this class of business, and our markets are equipped to offer competitive terms and specialized endorsements. Underwriting Notes and Support We work closely with agents to gather the right information upfront, ensuring a smoother underwriting process. While specific minimum premiums vary by account complexity and size, our markets are open to reviewing a wide range of operations, including startups and growth-phase manufacturers. Our team can assist with risk submissions and guide you through carrier-specific requirements, helping you position your client’s operation for the best possible terms. Territories and Availability This program is available in 48 states including AL, AZ, AR, CO, CT, DE, FL, GA, ID, IL, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Coverage is offered on a non-admitted basis, allowing for greater flexibility in underwriting and policy customization. Why Work With Great Southern Agency, LLC As a program administrator with deep expertise in the firearms and ammunition sector, Great Southern Agency, LLC offers a streamlined placement process, access to specialized carriers, and knowledgeable support. We understand the challenges agents face when trying to insure high-hazard manufacturers and are here to help you deliver solutions that meet your clients’ needs. Our dedicated team will work with you from submission through binding and beyond. Whether your client is a new entrant to the market or an established manufacturer with evolving needs, we are prepared to help you find the right coverage. Call 877-451-0669 or Email us - [email protected] For more info please visit - https://firearmsins.com/coverage/ Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for small to mid-sized ammunition and firearm component manufacturers, especially those with in-house production and warehousing. Is this program available on an admitted basis?No, coverage is offered on a non-admitted basis, allowing for greater flexibility in tailoring policies to unique manufacturing risks. What are the available limits for property and liability coverage?Property coverage is available up to $20 million per location. General liability offers limits up to $1 million per occurrence and $2 million aggregate, with umbrella options up to $5 million. Can this program accommodate new or growing manufacturers?Yes, we are open to reviewing startup and growth-phase operations, provided they meet basic underwriting criteria such as safety practices and operational transparency. In which states is this program available?The program is available in 48 states, including most of the continental U.S., plus DC. Need help placing an account? Connect with a market specialist.

This specialty insurance program from Great Southern Agency, LLC is built for agents placing coverage for archery ranges, archery shops, and facilities that offer archery instruction. Whether your client runs a dedicated indoor or outdoor range, a retail shop that sells and services bows and arrows, or a training school for beginners through competitive archers, this program provides tailored solutions for the industry’s common exposures. Ideal Accounts and Appetite This program is a strong match for: Indoor and outdoor archery ranges that host public shooting, leagues, or tournaments Retail archery shops that sell, repair, and store inventory of bows, arrows, and accessories Archery schools and individual instructors offering lessons, camps, or certification classes Multi-use sporting facilities where archery is one of several offered activities If your client rents equipment, runs organized competitions, or combines retail and instructional operations, this program is designed to address those mixed exposures. Typical accounts have clear range safety procedures and documented instructor qualifications. Coverage Highlights and Advantages Available coverages include: Property — limits up to $20,000,000 per location General Liability — up to $1,000,000 per occurrence / $2,000,000 aggregate Professional Liability — for instructors and training-related exposures Umbrella — limits up to $5,000,000 Employment Practices Liability (EPLI) Cyber Liability — for retail e-commerce or POS systems Inland Marine — for mobile inventory and specialized equipment Employee Benefits Liability The program targets the primary risks archery businesses face: participant injury, equipment loss or damage, instructor negligence, and digital/data exposures for retailers. Policy forms and limits are structured to respond to incidents ranging from a training-related injury to property damage at a retail shop or range facility. Underwriting Notes Underwriting is managed by a team with deep experience in firearms and archery-related risks. Submissions are reviewed by underwriters who understand range operations, instructor qualifications, equipment inventories, and common safety controls. Accounts are evaluated based on size, scope of operations, safety procedures, and prior loss history. No published minimum premium is listed; pricing is determined case-by-case during submission review. Territories and Availability This is a non-admitted program available in a broad set of states, including (but not limited to) TX, FL, GA, IL, NC, PA, and WA. Coverage is currently available in 48 states plus DC. Contact the underwriting team for specific state eligibility and filing details. Why Work With Great Southern Agency, LLC? Great Southern Agency, LLC focuses on niche specialty programs for firearms- and archery-related risks. As a program administrator, they provide agents with market access, underwriting expertise, and a responsive placement process tailored to these classes. Working through this program gives you access to forms and endorsements shaped for archery operations and instructors. For more information or to submit a risk, call 877-451-0669 or email [email protected]. For more info please visit – https://firearmsins.com/coverage/ Frequently Asked Questions What types of accounts are a good fit for this archery insurance program?This program is ideal for indoor and outdoor archery ranges, archery shops with retail and repair services, and facilities offering archery instruction or training. Is this program available nationwide?The program is available in 48 states and the District of Columbia. Contact the team for state-specific availability. Does the coverage include professional liability for instructors?Yes, professional liability is offered to cover risks associated with instruction and training services. What are the typical coverage limits available?Property coverage is available up to $20 million per location, general liability up to $1 million per occurrence, and umbrella limits up to $5 million. Who underwrites this program?The program is administered by Great Southern Agency, LLC, a program administrator with expertise in niche risks including firearms and archery exposures. Need help placing an account? Connect with a market specialist.

Our specialty Hunting Lodges Insurance Program is tailored for the unique exposures faced by hunting and fishing lodges. Great Southern Agency, LLC understands the complex risk landscape in this niche — from rugged terrain and remote settings to water-based activities, firearms usage, and animal handling. Whether your client operates a seasonal wilderness lodge or a year-round outfitting business, this program is built to meet their needs. Ideal Accounts and Appetite We are looking for accounts that operate commercial hunting and fishing lodges, especially those involving guided trips, fly-in access, or backcountry experiences. Many of these operations involve activities such as boating, hiking, horseback riding, and the use of dogs and firearms — all of which bring unique liability considerations. You might have a client running a fly-in hunting lodge in Montana with guided services, dog kennels, and boat rentals — or a fishing resort in the Southeast that includes cabins, docks, and watercraft. These types of accounts are ideal for our program. Coverage Highlights and Advantages We offer a comprehensive set of coverages that address the operational risks of outdoor hospitality businesses: - Property: Limits up to $20,000,000 per location - General Liability: Up to $1,000,000 per occurrence / $2,000,000 aggregate - Professional Liability - Umbrella: Limits up to $5,000,000 - EPLI (Employment Practices Liability Insurance) - Cyber Liability - Inland Marine - Employee Benefits Liability This broad set of coverage options allows your insureds to protect both their physical assets and their business operations — including staff, guests, and digital infrastructure. Underwriting Notes Our dedicated underwriting team is experienced in evaluating the nuanced risks involved in outdoor hospitality. We work closely with agents to understand each operation’s footprint and exposures. While we do not publish a minimum premium, accounts are reviewed holistically to ensure proper fit and coverage structure. Territories and Availability This program is available in most states, including AL, AZ, AR, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Why Work With Great Southern Agency, LLC? As a program administrator with deep expertise in firearm-related and outdoor recreation risks, Great Southern Agency, LLC offers specialized underwriting, responsive service, and tailored solutions for a challenging class of business. We help you place hard-to-insure accounts with confidence and speed — with access to broad coverage options and risk-specific insights. Call 877-451-0669 or Email us - [email protected] For more info please visit - https://firearmsins.com/coverage/ Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for commercial hunting and fishing lodges, especially those offering guided trips, fly-in access, or outdoor activities like boating, dog handling, and horseback riding. Is this program available in my state?Yes, the program is available in most U.S. states, including key outdoor markets like MT, TX, CO, and the Southeast. Please refer to the list above for full availability. Can this program handle lodges with firearm use and dog kennels?Yes. The program is specifically designed to cover risks associated with firearms, dog usage, and other outdoor exposures common at hunting lodges. What coverage limits are available?Property coverage is available up to $20 million per location, and general liability up to $1 million per occurrence / $2 million aggregate. Umbrella limits up to $5 million are also available. Who can I contact to submit a risk or ask questions?You can call 877-451-0669 or email [email protected] to speak with our underwriting team. Need help placing an account? Connect with a market specialist.

Great Southern Agency, LLC offers a specialized insurance program for trap, skeet, and sport clay shooting operations. Built for independent agents and brokers, the program is tailored to the operational realities of shooting ranges and preserves. Whether your client operates a tournament-ready club, a family-owned sporting clay course, or a commercial facility with food and beverage, an on-site pro shop selling firearms and ammunition, or hunting preserves, this program provides flexible coverage options to address complex exposures. Ideal Accounts and Appetite This program is a fit for a range of shooting-sports operations, including: Shooting ranges offering trap, skeet, and sporting clay activities Facilities that include hunting preserves or managed game bird operations Operations with on-site pro shops that sell firearms and ammunition Ranges that also provide food, beverage, team hospitality, or event services You might have a client who runs a family-owned clay shooting range, hosts tournaments and lessons, and maintains a pro shop—this program is structured to accommodate those combined exposures. Coverage Highlights and Advantages Great Southern Agency’s Trap, Skeet & Sport Clay Shooting program offers a broad suite of options so you can assemble a package that fits each insured’s operations: Property — limits up to $20,000,000 per location General Liability — up to $1,000,000 per occurrence / $2,000,000 aggregate Professional Liability Umbrella — limits up to $5,000,000 Employment Practices Liability (EPLI) Cyber Liability Inland Marine Employee Benefits Liability These coverages allow you to tailor protection for premises exposures, instructor or staff professional risk, product exposures from pro shop sales, and ancillary operations such as food service or event hosting. Underwriting Notes The program is written on a non-admitted basis, which provides underwriting flexibility and broader customization than many admitted markets. Great Southern Agency’s underwriters have deep experience in firearms- and shooting-sports-related risks and aim for practical, timely responses on submissions. When submitting accounts, include full details of services offered, facility layout and maps (including shooting fields and spectator areas), safety and training procedures, loss-control measures, staff certifications, and a breakdown of revenue streams. These elements help speed placement and ensure accurate limits and endorsements. Territories and Availability The program is available in most states, including AL, AZ, AR, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Contact Great Southern Agency to confirm eligibility in a specific state. Why Work With Great Southern Agency? Great Southern Agency, LLC is a program administrator focused on firearms-related insurance. Their underwriting team understands the regulatory considerations, operational exposures, and loss-control practices common to shooting ranges and preserves. That niche expertise makes it easier for you to place complex accounts that combine retail, instruction, events, and food service under one program. To submit business or request more information, call 877-451-0669 or email [email protected]. For more info please visit - https://firearmsins.com/coverage/ Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include shooting ranges offering trap, skeet, or sporting clays, especially those with hunting preserves, pro shops, or food and beverage services. Is this program available on an admitted basis?No, this program is offered on a non-admitted basis to allow greater underwriting flexibility and customization. What coverage limits are available?Property limits are available up to $20 million per location, with General Liability up to $1 million per occurrence and $2 million aggregate, and Umbrella limits up to $5 million. In which states is the program available?The program is available in most states, including TX, FL, GA, PA, OH, and many others. Contact Great Southern Agency for the full list and state-specific availability. Do operations with firearm sales or ammunition qualify?Yes. Operations with on-site pro shops that sell firearms and ammunition can be considered, provided they meet the program’s underwriting guidelines and safety requirements. Need help placing an account? Connect with a market specialist.