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...ity transportation providers Handicapped and paratransit transportation op... providing non-emergency medical transportation, including wheelchair van services, social service transportation, and non-emergency ambulances....

...coaching, housing assistance, transportation, and educational outreach. Ineli...unity-based provider that offers transportation and hospice care and requires ...

...lopmentally disabled or mentally handicapped individuals seeking independent l... developmentally disabled, mentally handicapped, or elderly individuals in sup...

...s, or operations with complex transportation fleets (auto coverage has restric...aining protocols, and details on transportation or residential services. Compl...

Overview — AFC Insurance Inc. Not-For-Profit Housing Facilities Insurance AFC Insurance Inc. offers a targeted Health & Human Services program for not-for-profit housing facilities. This program is designed for transitional and low-income housing providers that combine affordable housing with an active social service component — for example, counseling, case management, job-readiness or other programs that help residents move from temporary to permanent housing. Ideal Accounts and Appetite You can use this program to place not-for-profit providers focused on temporary-to-affordable housing and low-income housing programs. Typical fits include: Transitional housing programs with documented social services (case management, counseling, re-entry support) Small to medium low-income housing projects operated by 501(c)(3) organizations Programs that operate residential units plus program vans or staff vehicles used in support services Accounts that lack a social service component, operate as licensed medical or skilled nursing facilities, or present unusually high liability exposures may not fit. Submit unusual or complex risks for review — appetite and terms vary by carrier. Coverage Highlights Property coverage for buildings, contents and tenant improvements (limits and forms vary by carrier) Auto coverage for owned or program vehicles used to transport residents or staff (symbol and usage restrictions apply) Program Administrator placement through a variety of carrier partners — admitted or non-admitted availability depends on state and carrier Underwriting Notes and Documentation Underwriters will want to see evidence of the social service component and operational controls. Typical submission requirements include: Statement of operations describing resident eligibility, length of stay and program services Loss runs for current carrier (if any) Copies of lease or occupancy agreements and residential rules Driver lists and vehicle use policies for auto exposures Safety, screening and eviction procedures Minimum premiums and specific terms vary by carrier and state; AFC Insurance Inc. will confirm minimum premium requirements on submission. Territories and Availability Coverage is available in most states; capacity and admitted status vary by carrier. This program is available in the following jurisdictions: AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY Why Place This Business With AFC Insurance Inc.? As a program administrator focused on Health & Human Services risks, AFC Insurance Inc. provides access to multiple carrier markets and underwriting expertise for not-for-profit housing operators. You’ll benefit from a tailored appetite for transitional and supportive housing, flexible placement options (property and auto), and underwriting that understands the operational nuances of social service programs. Example Accounts Small nonprofit with a 20-unit transitional housing program offering counseling and job support — needs property coverage and a program van on a single policy. Community housing agency operating multiple low-income buildings with on-site case management — needs building and contents protection, plus limited auto coverage for staff transport. If you have a potential submission that fits the classes above, prepare the program description and basic loss information and submit for quotation — carrier availability and terms will be confirmed on review. Frequently Asked Questions What types of accounts are a good fit for this program?Not-for-profit organizations that operate transitional or low-income housing with an active social service component (counseling, case management, job readiness, re-entry programs). The program focuses on housing providers rather than licensed medical or skilled nursing facilities. What coverages are available through AFC Insurance Inc.?Property and auto coverage are the primary offerings for this program. Limits, forms and endorsements depend on the carrier selected and the state of placement. Are there specific underwriting requirements I should include with submissions?Yes. Provide a description of program operations, resident screening and stay limits, loss runs, lease or occupancy agreements, and vehicle use policies if auto is requested. These items speed underwriting and improve placement prospects. How does admitted vs. non-admitted placement work for this program?Admitted status varies by carrier and state. AFC Insurance Inc. works with multiple markets, so placement as admitted or non-admitted depends on the risk profile and state regulations. The program is available in most states listed above. Need help placing an account? Connect with a market specialist.

...tion – Senior citizen transport, handicapped transportation providers Residential Housing...ommunity services, job training, transportation, arts and culture, and residen...

...osures related to caregiving, transportation, and employment practices. Und...

...rticipant age ranges, whether transportation is provided, supervision ratios f...

...pervision, facility security, transportation practices, and claims history. Do... staffing ratios, and details on transportation or medical services to speed u...

AFC Insurance Inc. offers a specialized program designed to support the unique insurance needs of facilities and services for individuals with developmental disabilities. Our Services for the Developmentally Disabled Insurance program is part of our broader Health & Human Services portfolio and is tailored to address the operational and liability challenges faced by providers in this sector. Ideal Accounts and Appetite This program is ideal for a range of care providers and residential facilities offering services to developmentally disabled individuals. Eligible classes include: Services for the Developmentally Disabled Group Homes for Developmentally Disabled Adults Group Homes with Individualized Residential Alternative (IRA) Supportive Living You can place accounts such as regional group homes that serve adults with autism or cognitive impairments, or community-based living facilities that provide daily support services and supervised care. Coverage Highlights and Advantages The program is designed to address common exposures in this niche, including: General Liability and Professional Liability Abuse and Molestation Coverage Property and Equipment Protection Automobile (including transport vans for residents) Workers’ Compensation (state availability may vary) We understand the regulatory and operational environment these facilities operate in, and our coverage options are built to provide broad protection with risk management in mind. Underwriting Notes and Minimum Premiums Minimum premiums for this program vary based on location, size of operation, and selected coverages. Underwriting focuses on factors such as staffing ratios, staff training, incident history, facility condition, and levels of supervision provided. AFC Insurance Inc. works with a variety of carriers to find the right fit depending on your client’s profile and needs. Territories and Availability This program is available in most states, including but not limited to: CA, TX, NY, FL, IL, PA, OH, and WA. We currently offer coverage in 48 states plus Washington, D.C. Admitted markets are used in most states, depending on the specific risk and location. Why Work With AFC Insurance Inc.? As a trusted Program Administrator, AFC Insurance Inc. brings deep expertise in the Health & Human Services sector. Our team understands the unique risks faced by care providers for the developmentally disabled and can help you navigate placements with efficiency and care. We offer responsive service, broad market access, and tailored underwriting that helps you find the right coverage for hard-to-place accounts. Learn more about AFC Insurance Inc. on our company profile or explore the program details on our storefront. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for group homes, residential facilities, and service providers that care for developmentally disabled adults, including those offering IRA supportive living arrangements. Is the program available in my state?The program is available in most U.S. states, including CA, TX, NY, FL, and others. Contact AFC Insurance Inc. to confirm availability in your specific state. What coverages are typically included?Common coverages include General Liability, Professional Liability, Abuse & Molestation, Property, Auto, and Workers’ Compensation (where available). What underwriting information is needed?Underwriters typically request details on services offered, number of residents, staff qualifications, training protocols, facility condition, and claims history. What carriers does AFC Insurance Inc. work with?AFC works with a variety of carriers depending on the risk profile and location. Market selection is tailored to each submission. Need help placing an account? Connect with a market specialist.