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...urance Solutions for Physically Handicapped Support Services AFC Insurance I...lable in all states?The Physically Handicapped Insurance Program is available ...

Overview — AFC Insurance Inc. Not-For-Profit Housing Facilities Insurance AFC Insurance Inc. offers a targeted Health & Human Services program for not-for-profit housing facilities. This program is designed for transitional and low-income housing providers that combine affordable housing with an active social service component — for example, counseling, case management, job-readiness or other programs that help residents move from temporary to permanent housing. Ideal Accounts and Appetite You can use this program to place not-for-profit providers focused on temporary-to-affordable housing and low-income housing programs. Typical fits include: Transitional housing programs with documented social services (case management, counseling, re-entry support) Small to medium low-income housing projects operated by 501(c)(3) organizations Programs that operate residential units plus program vans or staff vehicles used in support services Accounts that lack a social service component, operate as licensed medical or skilled nursing facilities, or present unusually high liability exposures may not fit. Submit unusual or complex risks for review — appetite and terms vary by carrier. Coverage Highlights Property coverage for buildings, contents and tenant improvements (limits and forms vary by carrier) Auto coverage for owned or program vehicles used to transport residents or staff (symbol and usage restrictions apply) Program Administrator placement through a variety of carrier partners — admitted or non-admitted availability depends on state and carrier Underwriting Notes and Documentation Underwriters will want to see evidence of the social service component and operational controls. Typical submission requirements include: Statement of operations describing resident eligibility, length of stay and program services Loss runs for current carrier (if any) Copies of lease or occupancy agreements and residential rules Driver lists and vehicle use policies for auto exposures Safety, screening and eviction procedures Minimum premiums and specific terms vary by carrier and state; AFC Insurance Inc. will confirm minimum premium requirements on submission. Territories and Availability Coverage is available in most states; capacity and admitted status vary by carrier. This program is available in the following jurisdictions: AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY Why Place This Business With AFC Insurance Inc.? As a program administrator focused on Health & Human Services risks, AFC Insurance Inc. provides access to multiple carrier markets and underwriting expertise for not-for-profit housing operators. You’ll benefit from a tailored appetite for transitional and supportive housing, flexible placement options (property and auto), and underwriting that understands the operational nuances of social service programs. Example Accounts Small nonprofit with a 20-unit transitional housing program offering counseling and job support — needs property coverage and a program van on a single policy. Community housing agency operating multiple low-income buildings with on-site case management — needs building and contents protection, plus limited auto coverage for staff transport. If you have a potential submission that fits the classes above, prepare the program description and basic loss information and submit for quotation — carrier availability and terms will be confirmed on review. Frequently Asked Questions What types of accounts are a good fit for this program?Not-for-profit organizations that operate transitional or low-income housing with an active social service component (counseling, case management, job readiness, re-entry programs). The program focuses on housing providers rather than licensed medical or skilled nursing facilities. What coverages are available through AFC Insurance Inc.?Property and auto coverage are the primary offerings for this program. Limits, forms and endorsements depend on the carrier selected and the state of placement. Are there specific underwriting requirements I should include with submissions?Yes. Provide a description of program operations, resident screening and stay limits, loss runs, lease or occupancy agreements, and vehicle use policies if auto is requested. These items speed underwriting and improve placement prospects. How does admitted vs. non-admitted placement work for this program?Admitted status varies by carrier and state. AFC Insurance Inc. works with multiple markets, so placement as admitted or non-admitted depends on the risk profile and state regulations. The program is available in most states listed above. Need help placing an account? Connect with a market specialist.

AFC Insurance Inc. offers a specialized Health & Human Services Program designed to meet the unique insurance needs of Mentoring Programs. These programs foster positive, goal-oriented relationships between students and professional adult mentors. AFC understands the risks and responsibilities involved in these services and provides tailored insurance solutions to help protect both the organizations and the individuals they serve. This program is ideal for non-residential mentoring programs—overnight operations are not eligible. All participating staff and volunteers must undergo employment background checks to qualify. AFC’s underwriting team is experienced in evaluating human service risks and works closely with agents to deliver responsive and effective coverage options. Ideal Accounts and Appetite AFC is looking to partner with agents who have clients operating educational or social development programs that include mentorship as a core component. Eligible classes include: Education Programs GED Preparation Programs Literacy and Reading Assistance Programs These programs must focus on structured, daytime mentoring services and may include both volunteers and paid staff. Organizations that emphasize youth development, academic support, or life skills training are typically a strong fit. If you have a client running a community-based youth tutoring program or a nonprofit offering career mentoring for at-risk teens, this program may be an excellent placement opportunity. Coverage Highlights and Advantages AFC’s Mentoring Programs Insurance offers broad, flexible coverage to address the real-world exposures these organizations face. Available coverages include: Package Policies General Liability & Professional Liability Endorsements for Volunteers & Independent Contractors as Insureds Optional Key Employee Replacement Endorsement Optional Extended Coverage Endorsement with Blanket Additional Insureds Commercial Umbrella Property Coverage Commercial Auto (with restrictions) Abuse & Molestation Coverage These coverages are designed to protect the organization and its people—especially in areas where liability can be high due to working with minors or vulnerable populations. Underwriting Notes and Minimum Premiums AFC requires thorough employment background checks for all staff and volunteers involved in mentoring activities. Overnight or residential mentoring programs are not eligible under this offering. Minimum premiums vary depending on risk characteristics, size of the organization, and selected coverages. AFC’s underwriting team works with agents to evaluate each submission on its individual merits. Territories and Availability This program is available in most states on an admitted basis. Current availability includes but is not limited to AL, AZ, CA, CO, FL, GA, IL, IN, MA, MI, NC, NJ, NY, OH, PA, TX, VA, and WA, among others. If you’re unsure whether your state is eligible, AFC welcomes submissions for review. Why Work With AFC Insurance Inc.? As a dedicated Program Administrator, AFC Insurance Inc. brings deep expertise in Health & Human Services insurance. Their focus on niche programs like mentoring services allows them to offer tailored underwriting, flexible endorsements, and responsive service. With access to multiple carriers and a broad appetite across most states, AFC is a reliable partner for agents seeking dependable markets for their nonprofit and educational clients. Frequently Asked Questions What types of accounts are a good fit for this mentoring program insurance?Ideal accounts include non-residential mentoring programs such as youth literacy initiatives, GED tutoring services, and adult-to-youth career mentoring programs that operate during the day and require background checks for all staff and volunteers. Are overnight or residential mentoring programs eligible?No, this program is for non-residential mentoring services only. Overnight or residential risks are not eligible under AFC’s current underwriting guidelines. What coverage options are available through this program?Available coverages include General and Professional Liability, Property, Auto (restrictions apply), Umbrella, Abuse & Molestation, and optional endorsements for key employee replacement and additional insureds. Is this program available in all states?The program is available in most states, including CA, TX, NY, FL, and others. Agents should check with AFC for availability in specific states. Do volunteers and independent contractors receive coverage?Yes, endorsements are available to include volunteers and independent contractors as insureds, helping protect everyone involved in the mentoring operation. Need help placing an account? Connect with a market specialist.

... Mental Retardation / Mentally Handicapped (often described today as intellec...ties, foster care agencies, birthing centers, programs serving sex offenders, ...

...gencies and workforce development centers Vocational and technical trainin...

...ng volunteer counts and delivery activity, property values and fire protection...food banks, soup kitchens, nutrition centers, kosher food banks, and similar p...

...ude outreach programs, counseling centers, religious groups, and nonprofits th...

...ential care facilities Birthing centers Big Brothers/Big Sisters programs ...acilities and violent youth lockdown centers Foster care agencies and psychi...

... and on-site communal dining and activity spaces. Coverage Highlights and Ad...