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Animal Mortality Coverage for Horses - Minimum premium: $250 For the las... reasonable veterinary history. Which horses are not eligible?Horses older than 17 years and any equin...

An insurance provider that is passionate about the industry in which we serve. Equisure, part of the Amwins Underwriting division, is a specialty program designed for animal clubs, associations and organizers of animal-related events. For more than 30 years Equisure has developed targeted products that address the unique exposures of clubs, breed registries, collegiate teams and show organizers. Agents can place a wide range of accounts through this program, supported by underwriting that understands animal-related operations and member-driven organizations. Overview of the Program From Amwins Underwriting This program offers straightforward, market-ready solutions for animal clubs, associations and sanctioned or non-sanctioned events. Coverage is built to protect organizers, volunteers and members from common liability risks that arise during competitions, shows, rallies and club-sponsored activities. Equisure’s appetite emphasizes practical, affordable coverages to keep members protected and events running smoothly. Ideal Accounts and Appetite Polo clubs and other mounted-sport groups Dog clubs (excluding protection-training focused clubs) Multi-state clubs that travel or compete in several jurisdictions Breed registries and associations providing member benefits Competitive trail riding groups and endurance events Collegiate riding and animal clubs Vaulting and English/Western shows (one-day or multi-day, sanctioned or non-sanctioned) Ineligible accounts typically include rescues and sanctuaries, wagering-based racing operations, dog clubs whose primary activity is protection training, and rodeo bull riding. If you are unsure whether a specific account fits, provide a summary of operations and event profiles when submitting. Coverage Highlights and Advantages General liability tailored for club and event exposures Optional professional liability where appropriate for instructors, judges or club-run services Medical payments coverage for on-site incidents Amwins Underwriting’s Equisure program emphasizes practical policy forms and limits that reflect the realities of volunteer-run organizations and temporary event exposures. The underwriting team is experienced with common risk controls for animal events and can provide guidance on risk transfer and certificate requirements for venues. Underwriting Notes and Minimum Premiums Underwriters look for clear event descriptions, typical participant counts, venue details, and any third-party vendor activities. Standard eligibility questions include whether events are sanctioned, whether animals are transported across state lines, and whether professional trainers or paid instructors are involved. The program’s stated minimum premium is $500; actual terms and premiums depend on exposure details, limits requested and loss history. Territories and Availability This non-admitted/surplus lines program is available in the following jurisdictions: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Note: Amwins positions this offering through Equisure as a specialty market—confirm surplus lines placement requirements in the insured’s home state as needed. Why Work With Amwins Underwriting on This Business Amwins Underwriting combines deep niche expertise with flexible underwriting for animal-related organizations. Agents benefit from a program that understands member-driven clubs, offers practical coverages, and has a track record of working with events and associations. Submissions that include clear activity descriptions, participant numbers and venue information will receive the most efficient review. Example scenarios You have a regional dog-breed club that runs two one-day shows per year and provides member benefits—this program can provide general liability and optional professional coverages for judges and trainers. A collegiate equestrian club that travels to sanctioned events in multiple states needs a single program to cover both practices and competitions—Equisure can underwrite multi-location exposures through this offering. Frequently Asked Questions What types of accounts are a good fit for the Equisure program?Clubs and associations focused on non-racing animal activities—polo clubs, dog breed clubs, collegiate groups, trail-riding and sanctioned or non-sanctioned shows—are ideal. The program is designed for member-based organizations and event organizers rather than rescues or wagering/racing operations. What coverages can I request through this program?Primary offerings include general liability and medical payments, with optional professional liability in many cases. Limits and coverage parts will depend on the account’s operations and the underwriting review. Is this program admitted in the states listed?The program is offered on a non-admitted (surplus lines) basis. Agents should follow surplus lines placement and disclosure requirements that apply in the insured’s home state. What information helps speed underwriting and placement?Provide a clear description of club activities and events, typical participant/attendance numbers, venue types, whether events are sanctioned, any paid instructors or vendors, and loss history. This information allows for a faster, more accurate quote and reduces follow-up requests. Need help placing an account? Connect with a market specialist.

Allied American Underwriters (AAU) is a specialty product provider and commercial lines program manager. Currently, there are five divisions: Workers Compensation, Programs, Environmental, Personal Lines, and Bonds. AAU can consider standard workers' comp, hazardous workers' comp, staffing workers' comp, USL&H workers' comp, and large account workers' comp. Programs consist of Commercial Storage Tanks, Dealers Storage Tanks, Dance Schools, Educational Institutions, Non-Profit and Human Services, Religious Institutions, Security and Alarm, Special Events, and Youth & Adult Team Sports. AAU takes great pride in playing an integral part in the growth of your agency to develop a book of business together. AAU is a division of USG Insurance Services, Inc., a national wholesaler and managing general agent (MGA) with 18 offices across the country and the ability to write in all 50 states. AAU's flagship office is located in Canonsburg, Pennsylvania. Targeted Classes Include: Beer Gardens/Beer Tents Concerts/Musical Performances Festivals Parties Sporting Events Motor Vehicle Events Car Shows Conventions/Trade Shows/Exhibits Fund Raisers Parades Picnics Weddings/Receptions Other Miscellaneous Events Coverages: Casualty Liquor Liability Volunteers, Temporary or Leased Workers, and Committee Members Food & Beverage Product Liability Medical Payments Damage to Rented Premises Property Owner can be Included as Additional Insured Inland Marine

Many agents and brokers ask — “Why should my client carry special event insurance?” At most special events across the country, injuries and accidents are common and lawsuits often follow. Whether it’s bodily injury to a guest, property damage to a rented venue, or allegations of general negligence, liability exposures can be significant. Without proper coverage, your client could be held personally responsible for costly claims that threaten their financial well-being. Overview of the Special Event Insurance Program From Prime Insurance Company Prime Insurance Company offers a focused Special Event Insurance program that bundles core protections into a single, flexible policy. Designed for events of all sizes — from private parties to multi-day public festivals — the program helps agents place accounts with clarity and speed. Coverage options are modular so you can tailor limits and endorsements to the specific exposures of the event. Ideal Accounts and Appetite This program works well for a broad range of organizers and venues, including: Weddings and receptions Sporting events and tournaments Concerts and music festivals Trade shows and expos Religious or cultural celebrations Private parties, banquets, and baby showers Community fairs and showcases Prime can consider both individual hosts and organizational sponsors. Accounts with common complicating exposures — such as alcohol service, third-party vendors, pyrotechnics, or large crowds — are within the appetite when properly presented with risk controls and vendor contracts. Example: You may have a client planning a large outdoor concert in a municipal park. With multiple vendors, a liquor license, and several thousand attendees, Prime’s event liability package can be structured to cover spectator injury, rented-premises damage, and liquor liability under one policy. Coverage Highlights and Advantages Prime’s program offers broad, flexible protection designed to reduce gaps between organizers, venues, and vendors: General Liability, including spectator liability Property Damage to Rented Premises Event Cancellation Insurance Liquor Liability Umbrella / Excess Liability Professional Liability (when required) Bodily Injury and Medical Expense Coverage Personal and Advertising Injury This all-in-one approach helps agents reduce coverage gaps, simplifies certificate requests, and consolidates claims handling when issues arise during an event. Underwriting Notes and Minimum Premiums Prime is known for flexible underwriting and for considering unusual or hard-to-place risks. Underwriting decisions take into account event size, location, alcohol exposure, vendor contracts, security plans, and prior loss history. While minimum premiums vary by event type and exposure, Prime works directly with agents to craft appropriate solutions; accounts with prior claims or short lead times will be reviewed on a case-by-case basis. Territories and Availability This program is available nationwide, including all 50 states and Washington, D.C. Prime writes in both urban and rural locations and can consider events in challenging venues or jurisdictions. Why Work With Prime Insurance Company? Prime offers agents a responsive, solution-oriented partner for event business. Key strengths include: Direct carrier authority that speeds quoting and binding Experienced underwriting for complex liability exposures Flexible terms for last-minute or higher-risk events Ability to combine core coverages to reduce administrative burden To discuss placement options or submit an account, please contact Prime Insurance Company directly by phone or email. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for clients organizing weddings, concerts, sporting events, banquets, festivals, religious celebrations, and other private or public gatherings. Can Prime Insurance cover events that serve alcohol?Yes. Liquor liability is available for events that serve or sell alcohol, subject to underwriting review and controls such as licensed bartenders and responsible service policies. Is this coverage available in all states?Yes. Prime Insurance Company offers this special event program in all 50 states and Washington, D.C. What if my client has had previous claims or needs coverage on short notice?Prime is known for flexible underwriting and will consider accounts with prior claims or short lead times. Provide complete details up front (loss runs, contracts, security plans) to speed review. Does the policy cover event cancellation?Yes. Event cancellation insurance can be added to the overall package to protect against specified covered causes of cancellation or postponement. Need help placing an account? Connect with a market specialist.