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Overview — Assurity Life Insurance Company: Hospital Indemnity Assurity Life Insurance Company’s Hospital Indemnity program (Assurity at Work) provides a straightforward hospital cash benefit designed for workplace voluntary programs and individual supplemental coverage. The plan pays a fixed daily benefit for covered inpatient stays, with flexible daily limits and optional riders that let you tailor protection to the client’s needs. Benefits are available in six-month and one-year maximum payment periods and the contract is guaranteed renewable to age 65. Coverage highlights Daily benefit range: $30 to $250 Choice of maximum benefit period: six months or one year No elimination period for injuries; choice of elimination period for sickness Guaranteed renewable to age 65 Interchangeable rider options to expand or customize coverage Riders available Family Rider Annual First Occurrence Hospital Rider Annual Wellness Benefit Rider Emergency Accident Rider Injury Hospital Indemnity Rider Hospital Indemnity Rider Accidental Death, Dismemberment and Paralysis Benefit Rider Outpatient Sickness Rider Intensive Care Unit Rider Private Duty Nurse Rider Surgery and Anesthesia Rider Surgery, Anesthesia and Additional Benefits Rider Ideal accounts and appetite This program is a good fit for: Employers offering voluntary or payroll-deducted supplemental benefits for employees (small to mid-sized groups). Agents placing individual or worksite hospital indemnity policies for clients who need predictable cash assistance during inpatient stays. Clients seeking simple, limited-duration inpatient benefits to help cover deductibles, lost wages, transportation, or incidental out-of-pocket costs related to hospitalization. Not a fit when clients require long-term institutional care, indefinite hospital coverage, or extensive medical expense reimbursement — this product is designed as a daily cash indemnity, not primary medical insurance. Underwriting notes and placement tips Daily benefit selections allow you to match benefit levels to payroll contributions or individual budgets — useful for voluntary worksite programs. No elimination period applies to injuries; sickness elimination periods are selectable, which can help manage pricing for higher risk groups. Benefit periods (six months or one year) limit exposure — make sure buyers understand the maximum payable days per claim period. Riders can broaden appeal (e.g., family coverage, ICU, surgery riders); evaluate which riders improve fit for your client’s population without exceeding budget constraints. Typical declines or restrictions may apply for applicants with recent hospitalizations or ongoing inpatient care needs; submit full medical details with applications to speed decisions. Territories and availability Available in: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why place this business with Assurity Life Insurance Company Simple, easy-to-explain hospital cash benefits that work well in voluntary worksite programs and individual supplemental placements. Flexible daily limits and multiple riders let you create modular solutions for different employee or consumer segments. Guaranteed renewable to age 65 provides portability and predictable renewal expectations for clients. Designed for fast quoting and straightforward underwriting when complete information is submitted. Agent examples You might have a small employer who wants an affordable voluntary benefit to reduce employee financial stress after an inpatient stay — propose a $75–$150 daily benefit with an ICU rider and family rider to cover dependents. You might place an individual supplemental policy for a client who needs predictable cash to cover hospital coinsurance and transportation costs — select a daily benefit that matches their anticipated out-of-pocket exposure and add an annual first occurrence rider for added peace of mind. Frequently Asked Questions What are the available daily benefit amounts and maximum payment periods?Daily benefits range from $30 to $250. The policy offers maximum benefit periods of six months or one year, so total payable days are limited by the chosen period. Are there elimination periods for injury or sickness?There is no elimination period for covered injuries. For sickness, the policy offers selectable elimination periods — choose the option that best balances client cost and coverage needs. Which riders are most commonly used to expand coverage?Common rider selections include Family Rider, ICU Rider, Surgery and Anesthesia Riders, and Annual First Occurrence Hospital Rider. These let you customize the policy for employee groups or individual preferences. In which states can I place this hospital indemnity product?This program is available in most states listed on the storefront, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI and WY. Check availability for the specific applicant state before quoting. What types of accounts are a good fit for placement with Assurity?Good fits include small to mid-sized employers offering voluntary worksite benefits and individuals seeking supplemental hospital cash protection. This product is less appropriate for cases needing long-term institutional care or comprehensive medical expense reimbursement. Need help placing an account? Connect with a market specialist.

RMS Hospitality Group offers a specialized Bars & Taverns insurance program tailored for establishments that serve alcohol and face unique liability exposures. As a trusted Managing General Agency with access to various carriers, RMS Hospitality Group helps you secure competitive coverage for your hospitality clients in a wide range of states. Ideal Accounts and Appetite This program is designed for bars, taverns, lounges, nightclubs, and similar venues that serve alcohol and may offer live entertainment, dancing, or late-night hours. Ideal accounts include: Neighborhood bars and sports pubs Taverns with food service Live music venues Nightclubs with security staff You might have a client with a downtown bar that features live DJs and employs bouncers—this program is built to handle that kind of risk. RMS Hospitality Group understands the nuances of nightlife exposures and provides tailored solutions. Coverage Highlights and Advantages Key limits and coverage features include: General Aggregate Limit$2,000,000 Products-Completed Operations Aggregate$2,000,000 Personal & Advertising Injury$1,000,000 Each Occurrence Limit$1,000,000 Liquor Liability Limit$1,000,000 Fire Damage Limit (Any One Fire)$100,000 Medical Expense LimitExcluded Assault & Battery Available Up To$1,000,000 Excess Limits Available Up To$5,000,000 Hired/Non-Owned Auto Liability Limit$1,000,000 Underwriting Notes and Minimum Premiums Underwriting is tailored to address the operational risks of nightlife and hospitality businesses. Assault & Battery coverage is available, an essential component for venues with security or crowd control. Minimum premiums vary based on risk characteristics such as location, operations, and prior loss history. Submission requirements typically include a completed application and loss runs. Territories and Availability The Bars & Taverns program is available in most U.S. states. RMS Hospitality Group currently offers this program in all states except Alaska, Vermont, and West Virginia. Admitted status varies by state, and the program is written with various carriers depending on the risk and jurisdiction. Why Work With RMS Hospitality Group RMS Hospitality Group brings deep expertise in the hospitality and nightlife sector. Their focused underwriting approach, access to multiple markets, and commitment to responsive service make them a reliable partner for agents and brokers looking to place bars and taverns with confidence. Whether you're dealing with a new venture or an established venue with complex exposures, RMS Hospitality Group can help you find a solution that fits. Frequently Asked Questions What types of accounts are a good fit for this program?Bars, taverns, nightclubs, lounges, and venues that serve alcohol and may feature live entertainment or dancing are strong candidates for this program. Is Assault & Battery coverage included?Yes, coverage for Assault & Battery is available up to $1,000,000, depending on underwriting approval. What states is this program available in?The program is offered in most states except Alaska, Vermont, and West Virginia. Availability may vary slightly depending on carrier and risk profile. Are excess limits available?Yes, excess liability coverage is available up to $5,000,000. What is the minimum premium for this program?Minimum premiums vary based on account characteristics such as location, operations, and loss history. Contact RMS Hospitality Group for specific underwriting requirements. Need help placing an account? Connect with a market specialist.

The McGowan Companies — McGowan Program Administrators Hospitality Umbrella Insurance Overview of the Program From The McGowan Companies The McGowan Companies, through McGowan Program Administrators, offers a robust Hospitality Umbrella Insurance program that helps agents and brokers secure excess liability capacity for a wide range of commercial real estate and hospitality clients. As a program administrator with access to multiple carriers, McGowan delivers specialized underwriting, flexible layered limits, and solutions tailored to complex liability exposures. Ideal Accounts and Appetite This program targets insureds in the hospitality, commercial real estate, and light industrial sectors. Eligible classes include: Apartments Hotels and Motels Light Industrial Properties Office Buildings and Office Condominiums Shopping Centers and Strip Malls Timeshares Warehouses The program is well suited to multi-location portfolios and regional operators who need higher liability limits or coordinated excess placement across properties. Example scenarios: You have a regional hotel chain seeking excess limits above primary policies for multiple properties — the program can place limits efficiently without shared policy limits. A property owner with several retail strip centers needs consolidated umbrella capacity with per-location aggregates — this program handles that structure. Coverage Highlights and Advantages McGowan’s Hospitality Umbrella Insurance offers features designed for hospitality and commercial property risks: Limits available from $1MM to $100MM Defense costs paid outside the coverage limits No shared limits — each insured receives its own policy and policy number No exclusion for real estate managers Aggregates calculated per location Available follow-form coverage includes: Automobile Liability Employers Liability Employee Benefits Liability Liquor Liability Underwriting Notes and Minimum Premiums Underwriting requires quality primary programs and focuses on operations, controls, and loss history. All underlying carriers must be rated B++ / VI or better. The program accommodates a range of risk profiles, but specific terms, retentions, and minimum premium requirements vary — please contact McGowan for underwriting criteria and minimum premium details. Territories and Availability This hospitality umbrella program is available nationwide, including all 50 states and Washington, D.C. Admitted or non-admitted placement will depend on state and carrier availability. Why Work With The McGowan Companies on This Business? The McGowan Companies brings decades of program administration experience and deep familiarity with hospitality and commercial real estate exposures. Their underwriting team provides: Access to multiple carrier partners for layered umbrella placements Specialized underwriting that understands property- and hospitality-specific liability risks Flexible structures (per-location aggregates, individual policy numbers) to meet portfolio needs Responsive service to help you move placements quickly If you need excess capacity for hotels, apartments, shopping centers, or mixed-use commercial portfolios, McGowan’s Hospitality Umbrella program is built to deliver stable capacity and practical placement mechanics. For more information on Hospitality Umbrella Insurance, please connect with a market specialist. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for apartments, hotels, motels, shopping centers, office buildings, light industrial properties, and similar commercial real estate or hospitality risks, including multi-location portfolios. What limits are available under this umbrella program?Limits range from $1 million up to $100 million, subject to risk profile and underwriting approval. Is this program available on an admitted basis?Admitted or non-admitted availability varies by state and carrier; the program is available nationwide. Are defense costs included within the limits?No. Defense costs are paid outside the policy limits, which can preserve limits for indemnity payments. What is required for the underlying insurance?Underlying carriers must have a minimum rating of B++ / VI or better; McGowan will also review loss experience and operational controls when underwriting. Need help placing an account? Connect with a market specialist.

Since 1975, Leavitt Recreation & Hospitality Insurance has been a trusted source of insurance solutions for the camping and outdoor hospitality industry. We specialize in a surplus lines program — Campground and Park Insurance for Harder-to-insure risks — that gives agents access to markets designed for complex or elevated exposures. Overview of the Program From Leavitt Recreation & Hospitality Insurance As a Managing General Agency with decades of niche experience, Leavitt Recreation & Hospitality Insurance combines deep underwriting knowledge with strong carrier relationships to serve more than 1,200 camping resorts nationwide. Our surplus lines program helps you place campgrounds and parks that are difficult to place in the standard market due to high liability exposure, prior claims, or challenging locations. Ideal Accounts and Appetite This program is a good fit when you need a market for campgrounds, RV parks, and outdoor resorts that present elevated risk characteristics. Typical accounts include: Campgrounds with water features, zip lines, ropes courses, or other interactive activities RV parks or resorts with rental cabins, seasonal lodging, or long-term tenants Properties in coastal zones or areas exposed to high wind/hail or severe weather Operations with prior loss history, higher limits needs, or unusual recreational exposures We offer preferred terms and pricing for lower-risk locations and risk-managed operations, but the program is designed to accommodate more complex and harder-to-place risks through tailored underwriting. Coverage Highlights and Advantages Property coverage for buildings, contents, and equipment Auto coverage for owned vehicles, tow/service units and park maintenance vehicles General liability written with language and limits appropriate for recreational exposures Access to surplus lines coverages and endorsements not commonly available in admitted markets Responsive underwriting and efficient claims handling through experienced teams The program is underwritten by Penn America and is available on a non-admitted (surplus lines) basis. Underwriting Notes and Minimum Premiums Underwriters evaluate each submission for operations, exposure controls, and loss history. Submissions should include a completed application, a detailed description of operations, current loss runs, and any risk management procedures in place. Minimum premiums vary based on the size and complexity of the risk; provide full exposure details so we can identify an appropriate structure. Territories and Availability Our program writes business in the following jurisdictions: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Please inquire for specific state availability and any state-specific requirements. Why Work With Leavitt Recreation & Hospitality Insurance Leavitt Recreation & Hospitality Insurance is the leading specialty MGA for campgrounds and camping resorts. Agents benefit from: Decades of industry-specific underwriting expertise Access to surplus lines capacity for difficult-to-place risks Dedicated service teams and experienced claims handling Competitive pricing for qualifying risks and flexible terms for complex accounts Examples of accounts you can place: a coastal RV resort with seasonal storms and prior hail claims that needs a tailored property program; or a campground adding a supervised ropes course and looking for combined liability and property solutions with customized endorsements. Contact us today at http://www.lrhinsurance.com to learn how we can help you place Campground and Park Insurance for Harder-to-insure risks. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for campgrounds, RV parks, and outdoor resorts with unique liability exposures, prior claims, or locations in coastal or severe-weather-prone areas. Is this program available on an admitted basis?No. This is a non-admitted surplus lines program, which allows us to consider and structure coverage for harder-to-insure risks. Can you write in coastal or wind/hail exposed territories?Yes. The program is designed to accommodate properties in challenging territories, including coastal zones and areas exposed to high wind or hail. What carrier backs this program?This program is underwritten by Penn America, a carrier experienced in surplus lines and specialty hospitality risks. What submission documents are needed?Provide a completed application, detailed description of operations, current loss runs, and any documented risk management or safety procedures to speed underwriting and placement. Need help placing an account? Connect with a market specialist.

In the hospitality industry, exceptional service is expected — but behind the scenes employees face physical risks that make workers compensation coverage a top priority. With a higher-than-average frequency of workplace injuries in this sector, hospitality businesses need reliable, technology-driven solutions to control costs and manage liability. Integrated Underwriters, in partnership with ShiftPixy®, offers a specialized Workers Compensation Hospitality program built for hotels, restaurants, bakeries, grocery and retail food outlets. The program leverages ShiftPixy’s next-generation technology to streamline payroll, HR and workers comp administration while shifting employer-related liabilities away from your insureds. Ideal Accounts and Target Classes This program is tailored for a broad range of hospitality-related operations. It fits accounts that have moderate to high payroll and significant hourly staff exposure — for example, kitchens, servers, delivery drivers, housekeeping and retail sales. Active class codes include: • Bakery – Salesperson & Driver (2003) • Drivers, Chauffeurs & Messengers (7380) • Grocery & Retail Stores (8006) • Retail Stores NOC (8017) • Wholesale Stores NOC (8018) • Meat, Fish & Poultry Stores (8031) • Outside Salesperson (8742) • Clerical Office Employees (8810) • Hotels (9050) • Hotel – All Other Employees (9052) • Hotel – Restaurant Employees (9058) • Restaurants & Taverns – All Other Employees (9079) • Restaurants NOC (9082) Example fits: a boutique hotel with on-site dining and housekeeping staff, or a regional restaurant group with kitchen teams and delivery drivers. The market also considers lapsed coverage accounts, giving flexibility for clients returning to the marketplace. Coverage Highlights and Program Advantages Agents and brokers gain a streamlined underwriting and servicing experience. Key features include: • Quote and Bind Online • No Audits Required • Pay-As-You-Go Billing Model • $1 Million EPLI Policy Included • Access to the ShiftPixy® Mobile App • Full Transfer of Employer-Related Liabilities to ShiftPixy® This combination reduces administrative burden for insureds, improves payroll/cash-flow predictability, and provides an integrated HR platform to help control claims and compliance exposure. Underwriting Notes and Minimum Premiums The program targets mid-sized to larger hospitality accounts. Typical guidelines include a minimum premium of $25,000 and an experience modification (ExMod) range generally between 1.20 and 2.90. Underwriting reviews payroll composition, loss history, operations mix and whether the account’s employee functions align with ShiftPixy’s service model. Availability and Admitted Status This market is available in most states on an admitted basis in many territories. Key states include AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OK, OR, PA, RI, SC, TN, TX, UT, VT, VA and WI. Availability may vary by carrier and state — underwriters will confirm admitted status at quote. Why Work With Integrated Underwriters? Integrated Underwriters combines deep workers compensation expertise with a strong partnership with ShiftPixy to deliver a modern, efficient placement for hospitality risks. Agents benefit from online quoting and binding, fewer audits, a pay-as-you-go premium flow, and access to tools that help reduce employer-related liabilities. The program is designed to help you place larger, payroll-heavy hospitality accounts that need both coverage and operational support. To request a quote or discuss placement strategy, connect with a market specialist and we’ll help determine fit and availability for your client. Frequently Asked Questions What types of accounts are a good fit for this Workers Compensation Hospitality program?This program works best for hotels, full-service and limited-service restaurants, bakeries, grocery and specialty food retailers, and other hospitality businesses with significant hourly payroll and active employee roles. Can I submit accounts with a lapse in prior coverage?Yes. Accounts with prior coverage lapses are eligible for consideration, though underwriting will review reasons for the lapse and recent payroll activity. What is the minimum premium requirement?The minimum premium for the program is $25,000, making it targeted to mid-sized and larger hospitality operations. Which states is this program available in?The program is available in most states. Major available territories include CA, TX, FL, NY, IL and many others; final availability and admitted status are confirmed at quote. How does ShiftPixy® help reduce employer-related liabilities?ShiftPixy® provides a technology-driven payroll and HR platform that assumes employer-related administrative functions, helping to centralize compliance, payroll and HR processes and reducing operational exposure for the insured. Need help placing an account? Connect with a market specialist.

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From upscale venues with valet parking and live entertainment to local bars with exotic performances, adult nightclub operations face a unique set of liability exposures. If your client owns or operates an adult nightclub—also known as a gentleman’s club or exotic club—they require specialized insurance that addresses the distinct risks of this niche hospitality segment. RMS Hospitality Group has developed a dedicated Adult Nightclubs insurance program designed to meet the specific needs of these businesses. As a Managing General Agency (MGA) with deep experience in hospitality and nightlife risks, we understand the nuances of insuring adult entertainment venues. Our tailored program offers comprehensive protection and responsive claims handling to help safeguard your clients from costly liability events. Ideal Accounts and Target Classes This program is ideal for: Adult nightclubs and gentlemen’s clubs Exotic dance venues with live entertainment Nightlife establishments with dance floors, food service, and liquor sales Clubs offering valet parking or hosting live music performances Whether your client operates a high-end club in a major metro area or a regional venue with a loyal following, we can help you find the right coverage solution. You might have a client who’s expanding their nightlife business and needs liquor liability coverage with excess limits—or one who’s had claims related to assault and battery and needs a carrier that won’t shy away from these risks. We can help in both cases. Coverage Highlights and Advantages Our Adult Nightclubs program includes essential liability protections tailored to the hospitality environment: Assault and Battery – Coverage for common exposures in nightclub settings Liquor Liability – Protects against alcohol-related claims General Liability – Core protection for premises and operations Excess Liability – Optional higher limits for broader protection Products and Completed Operations – Coverage for food/beverage service risks Non-Owned and Hired Auto Liability – For valet services and incidental auto exposures Limits of Insurance: Personal and Advertising Injury: Up to $1,000,000 Each Occurrence Limit: Up to $1,000,000 Products-Completed Operations Aggregate: Up to $2,000,000 Non-Owned and Hired Auto Liability: Up to $1,000,000 Medical Expense Limit: Excluded Underwriting and Minimum Premiums Minimum premiums vary depending on the size, location, and nature of your client's operations. Our underwriting team specializes in evaluating adult nightclub risks and understands the operational differences between club types. We offer fast turnarounds and work with you to find competitive, appropriately structured solutions. Territories and Availability This program is available in most states, including but not limited to CA, FL, TX, NY, IL, NV, NJ, GA, and AZ. We write on a non-admitted basis through various carrier partners experienced in liquor liability and assault and battery claims. Contact us for specific state availability and to discuss your client’s needs. Why Work With RMS Hospitality Group? At RMS Hospitality Group, we focus exclusively on hospitality-related risks and understand the challenges agents face when placing adult nightclub business. Our team brings years of underwriting experience, a deep carrier network, and a commitment to helping you deliver strong coverage and service to your clients. With access to risk mitigation tools and responsive claims support, we help you reduce your clients’ exposure to losses. To learn more about our Adult Nightclubs insurance program, visit our company profile or call us today to speak with one of our hospitality experts. With our experienced team in the hospitality insurance space, we put our expertise in motion to work for your clients. Frequently Asked Questions What types of accounts are a good fit for this program?Our Adult Nightclubs program is ideal for adult entertainment venues including gentlemen’s clubs, exotic dance clubs, and nightlife establishments that offer liquor, live performances, or valet parking. Does this program offer coverage for assault and battery claims?Yes, assault and battery coverage is a key component of this program and is essential for venues with high foot traffic and late-night operations. Are there any geographic restrictions for this program?This program is available in most states. Contact us to confirm availability in your client’s state. What types of entertainment or club features are eligible?We cover a wide range of features including dance floors, food service, live music, valet parking, and adult performances. Eligibility depends on underwriting review. Is this program written on an admitted or non-admitted basis?Most placements are on a non-admitted basis through carrier partners experienced in liquor liability and adult nightclub exposures. Need help placing an account? Connect with a market specialist.

LIMITS OF INSURANCE GENERAL AGGREGATE LIMIT $2,000,000 PRODUCTS-COMPLETED OPERATIONS AGGREGATE $2,000,000 PERSONAL & ADVERTISING INJURY $1,000,000 EACH OCCURRENCE LIMIT $1,000,000 LIQUOR LIABILITY LIMIT $1,000,000 FIRE DAMAGE LIMIT (ANY ONE FIRE) $100,000 MEDICAL EXPENSE LIMIT EXCLUDED ASSAULT & BATTERY AVAILABLE UP TO $1,000,000 EXCESS LIMITS AVAILABLE UP TO $5,000,000 HIRED/NON OWNED AUTO LIABILITY LIMIT $1,000,000 Overview of the Program From RMS Hospitality Group RMS Hospitality Group specializes in insurance solutions for nightlife and entertainment venues, offering agents and brokers access to tailored programs that address high-risk exposures. Their Dueling Piano Bars program is designed specifically for venues that combine live music, alcohol service, and audience participation — elements that require nuanced underwriting and coverage structures. RMS works with various carriers to deliver broad coverage options in most states on a non-admitted basis, providing flexibility and expertise in this niche. Ideal Accounts and Appetite The Dueling Piano Bars program is ideal for establishments that feature live piano shows with audience interaction, often accompanied by full-service bars and late-night hours. These venues typically include: Standalone dueling piano bars Bars and lounges with live piano entertainment Nightlife venues with high foot traffic and liquor sales You might have a client who owns a downtown piano bar with nightly performances and a full drink menu — a perfect fit for this program. RMS understands the unique claims exposures such venues face, including liquor liability, assault and battery, and property damage. Coverage Highlights and Advantages Key coverages available through this program include: General Liability with $2M aggregate limit Liquor Liability up to $1M Assault & Battery coverage available up to $1M Excess limits up to $5M Fire Damage Limit – $100,000 per fire Hired/Non-Owned Auto Liability Medical expense coverage is excluded, which aligns with the higher-risk nature of these venues. This program is built to handle the specific liability scenarios that come with entertaining, serving alcohol, and operating in high-traffic nightlife environments. Underwriting Notes and Minimum Premiums Minimum premiums vary by account and location. RMS Hospitality Group underwrites each submission carefully, with attention to operational controls such as security measures, incident logs, and liquor service protocols. Accounts with strong risk management practices are preferred. Territories and Availability This program is available in most U.S. states on a non-admitted basis. Coverage is not currently offered in Alaska, Vermont, or West Virginia. RMS works with various markets to ensure coverage availability in the following states: AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, WA, WI, WY, and DC. Why Work With RMS Hospitality Group RMS Hospitality Group is a Managing General Agency (MGA) with deep expertise in the hospitality and nightlife sectors. Their underwriting team is experienced in evaluating entertainment venues and understands the challenges agents face when placing complex risks. By offering access to multiple carriers and customized coverage solutions, RMS helps you deliver value to your clients while streamlining the placement process. Frequently Asked Questions

At Leavitt Recreation and Hospitality Insurance, our Archery and Shooting Ranges Insurance program is tailored for businesses and organizations involved in archery, firearms, and related recreational activities. Whether you're working with an indoor archery facility, a combined gun and archery range, or a rod and gun club that hosts tournaments and special events, our program is built to meet the unique risks these operations face. Ideal Accounts and Appetite This program is an excellent fit for: Archery ranges (indoor and outdoor) Gun ranges and shooting facilities Rod and gun clubs Facilities that host tournaments or competitive shooting events Operations offering bow repair or tuning services Retailers selling sporting goods and archery equipment You might be working with a client who runs a combination shooting range and retail store, or a seasonal outdoor club that hosts organized tournaments. We understand these hybrid operations and can provide coverage tailored to each element of their business. Coverage Highlights and Advantages Our program includes broad coverage designed to protect against the specific exposures found in recreational shooting and archery operations. Key features include: Medical Payments (Med Pay) coverage included No waiver of liability exclusion No exclusion for ATV use—ideal for outdoor clubs managing large properties Coverage for professional services, including bow repair and tuning Support for both retail and event-based revenue streams Underwriting Notes and Minimum Premiums The minimum premium for this program starts at $250, making it accessible for small and mid-sized operations. Our underwriting team understands the nuances of recreational risk and works closely with agents to find the right structure for each client. We welcome submissions for both new ventures and established operations. Territories and Availability The Archery and Shooting Ranges Insurance program is available in all 50 states, including Washington, DC. Regardless of where your client is located—from rural outdoor clubs in Montana to indoor archery ranges in New York—you have access to this program through Leavitt Recreation and Hospitality. Why Work With Leavitt Recreation and Hospitality As a specialized program administrator, Leavitt Recreation and Hospitality Insurance focuses exclusively on the recreation and hospitality industries. Our deep industry knowledge, customized underwriting, and access to multiple carriers allow us to provide tailored solutions that fit the unique needs of these niche markets. We work directly with independent agents and brokers to help you place hard-to-insure risks smoothly and efficiently. Contact Leavitt Recreation and Hospitality today to learn how our Archery and Shooting Ranges Insurance program can help protect your clients' operations and give them peace of mind. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for archery ranges, gun ranges, rod and gun clubs, and facilities offering tournaments or sporting goods sales. Is coverage available in all states?Yes, this program is available in all 50 states, including Washington, DC. Are new operations eligible for coverage?Yes, we welcome new ventures as well as established businesses. Each submission is reviewed individually by our underwriting team. Does the program cover professional services like bow tuning?Yes, the program includes coverage for professional exposure related to working on bows and archery equipment. Is there a minimum premium requirement?Yes, the minimum premium for this program starts at $250. Need help placing an account? Connect with a market specialist.