Search CompleteMarkets

Furniture upholstery businesses provide an es...s program?This program is ideal for furniture upholstery businesses with emplo...

...kers, LLC offers a comprehensive Household Movers Insurance program designed t...ram is ideal for local and regional household goods movers operating within a ...

...kers place coverage for personal household goods stored in commercial mini-sto...program is designed for unscheduled household contents only. Business property...

...uto, RV, and boat transporters Household goods and furniture carriers requiring tailored terms ...

...s. The program targets sawmills, furniture and cabinet manufacturers, pallet a...d pallet manufacturers, cabinet and furniture shops, wood treating plants, and...

Rental Equipment & Party Goods | Ascinsure For more than 30 years Ascinsure Specialty Risk has focused on Rental Equipment Insurance, building deep expertise in the exposures rental businesses face. As a wholesale broker with national market access, Ascinsure understands the operational and contractual risks for companies that rent construction equipment, lifts, inflatables, tents, party goods, and general tools. That industry focus lets Ascinsure deliver tailored solutions that protect your insureds and help you place complex or multi-line accounts efficiently. Target Accounts and Program Appetite The Rental Equipment and Party Goods Insurance Program is designed for a broad range of rental operations, including: Construction equipment rental companies General tool and equipment rental dealers Party and event rental providers (tents, tables, chairs, inflatables) Contractor and homeowner rental operations This program suits agents placing accounts that need both liability protection and physical asset coverage. Typical fits are small to mid-sized rental fleets and event rental businesses with routine delivery operations and standard loss-control practices. Coverage Highlights and Program Advantages Ascinsure places a full suite of coverages to address rental exposures, including: General Liability — Third-party bodily injury and property damage. Property & Equipment Coverage — Protection for owned and rental equipment, including mobile and high-value units. Auto Liability & Physical Damage — Coverage for delivery and transport vehicles. Excess/Umbrella Liability — Additional limits to meet contractual and operational needs. Optional Endorsements — Specialized enhancements available by carrier request. Working with multiple carriers, Ascinsure offers admitted-paper options in most states and can structure programs to meet lease, vendor, and venue requirements commonly encountered by rental businesses. Underwriting Notes and Submission Guidance Ascinsure works with experienced agents and brokers; submissions should include a clear description of operations, equipment schedules, fleet usage, loss history, and any safety programs in place. Minimum premiums vary by carrier and risk characteristics—underwriting will determine specific thresholds. Accounts with unusual exposures or significant prior losses may require additional underwriting information or risk mitigation evidence. Example scenarios that typically fit this program: An event rental company with tents, tables, and inflatables that requires liability and inland marine coverage for inventory and scheduled high-value items. A regional tool rental dealer with a small delivery fleet that needs combined GL, auto, and equipment physical damage protection. Territories, Admitted Status, and Carriers This program is available in most U.S. states. Ascinsure places admitted paper in most available states and works with a variety of carriers to provide flexibility. States served include: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why Work With Ascinsure? Ascinsure is a specialty-focused wholesale broker with industry-specific underwriting knowledge, market access, and a responsive service model. Their experience placing hundreds of rental accounts nationwide helps you secure competitive terms and timely responses. For agents who need underwriting flexibility and carrier options for rental equipment and party goods, Ascinsure provides the specialized support to get deals placed. Need help placing an account? Connect with a market specialist. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include rental companies that provide construction tools, party supplies, tents, inflatables, or general equipment to contractors, homeowners, or event planners. Is the program available in all states?The program is available in most U.S. states. Contact Ascinsure to confirm availability and admitted-paper options in your specific state. Can this program cover both liability and equipment damage?Yes. The program offers General Liability, Property and Equipment coverage, Auto Liability, and Excess/Umbrella Liability, plus optional endorsements for specific needs. Who underwrites the policies offered in this program?Ascinsure partners with various carriers to provide tailored solutions, including admitted options in most states. How do I submit a risk or get a quote?Start by contacting Ascinsure with details of the operation, equipment schedule, fleet use, and loss history. Visit the company profile for contact details and submission instructions.

...lectronics, clothing, furniture, household items, children’s products, and spo...cturers, importers, retailers, and wholesalers. Suppliers & Component Parts:...

...Example accounts include: A furniture importer shipping containers from A...nufacturers, importers, exporters, wholesalers, and distributors with goods in...

For more than 15 years, Insurance Program Managers Group (IPMG) has served as a trusted wholesale broker for agents and brokers placing Workers Compensation Insurance. With deep underwriting experience across a wide range of industries and access to multiple A-rated carriers (admitted and non-admitted as available), IPMG helps you secure competitive, tailored coverage for clients with routine and more challenging exposures. Ideal Accounts and Target Industries IPMG has the underwriting expertise and market access to handle a broad spectrum of Workers Compensation classes. Our appetite includes, but is not limited to: Contractors and construction-related businesses Healthcare providers and facilities Manufacturing operations Auto dealerships and service centers Trucking and transportation firms We routinely consider accounts with elevated experience modification factors, complex loss histories, and other loss-challenged characteristics that can be difficult to place in standard markets. Example: You might have a client operating a regional trucking company with a 1.45 mod and prior losses—IPMG can compile submissions to multiple carriers and help you explore competitive placement options while addressing underwriting questions up front. Program Highlights and Value-Added Services Access to multiple A-rated carriers (admitted and non-admitted where available) Minimum premiums starting around $500, with capacity for accounts sized to $1M+ Same-day quoting available on many classes when you supply a complete submission Wide range of eligible class codes and flexible underwriting for complex risks Markets that will consider high-mod and otherwise challenging accounts Monthly reporting and other policy servicing options Competitive commissions for agents Additional risk management services available to help control losses and improve safety Submission Requirements To help us deliver fast, accurate indications and bindable quotes, include the following with your submission: Completed ACORD application with a clear description of operations 3–5 years of currently valued loss runs Current experience modification rating (if applicable) Providing clear payroll breakdowns and a summary of any loss control efforts or return-to-work programs will improve placement results. Territories and Availability IPMG offers Workers Compensation solutions in most U.S. states. We are actively writing business in over 45 states and Washington, DC, including: AK, AL, AR, AZ, CA, CO, CT, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, MI, MN, MO, MS, MT, NC, NE, NH, NJ, NM, NV, NY, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WI, WV, DC. Carrier availability and program structure may vary by state. Why Partner With IPMG? IPMG focuses on getting difficult and standard Workers Compensation accounts placed quickly and competitively. Our team provides responsive underwriting, broad broker relationships, and workflow support so you can win new business and retain clients. We combine market access with practical risk management resources to help control cost and improve renewal outcomes. Frequently Asked Questions What types of accounts are a good fit for IPMG's Workers Compensation program?We write a wide range of classes, including contractors, healthcare providers, manufacturers, dealerships, and trucking companies. We also consider higher-mod or loss-challenged risks that standard markets may decline. What is the minimum premium for this program?Premiums generally start around $500 and scale based on class, payroll and exposure. We handle accounts from small businesses up to $1M+ premium size. How quickly can I get a quote?Same-day quotes are available for many classes when you submit a complete package: ACORD application, current loss runs, and experience mod (if applicable). Which states are eligible for this program?IPMG is active in most states, including CA, TX, FL, NY and many others—carrier options and program structure vary by state. Does IPMG offer risk management support?Yes. We can connect you and your clients with additional risk management services designed to improve workplace safety and control claims cost. Need help placing an account? Connect with a market specialist.