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Moving can be one of the most frustrating and costly experiences a person deals with at least once in their life. Preparing for a move involves various expenses—packing materials, hiring professional movers, transferring homeowners or renters insurance, and more. On top of that, there’s the added concern of keeping personal belongings safe during transport. Chenango Brokers, LLC offers a comprehensive Household Movers Insurance program designed to protect your clients in the moving industry. Whether you’re working with new ventures or established moving companies, this program helps safeguard both their equipment and their customers’ property during relocation. Ideal Accounts and Appetite This program is tailored for household goods movers operating within a 300-mile radius. It's ideal for local and regional moving companies transporting personal belongings, household furniture, and related items. Chenango Brokers can work with both new businesses and experienced movers, provided they meet underwriting requirements. Accounts must have prior commercial insurance experience in some cases—specifically, two years of prior coverage is required for risks based in Florida and Illinois. Chenango Brokers focuses on placing risks that need broad protection for both vehicles and cargo. Coverage Highlights and Advantages A strong Household Movers Insurance policy should provide protection for all parties involved during a move. Chenango Brokers’ program offers well-rounded coverage options to meet those needs, including: • Liability Coverage • Physical Damage • Cargo Insurance • Crime Coverage • Commercial Auto • Comprehensive Coverage • Property Damage These coverages help protect the moving company’s trucks and vans, the cargo being transported, and third-party property in the event of an accident, theft, or other covered loss. For example, if you have a client who owns a small fleet of moving trucks and is expanding services across neighboring states, this program can help provide the liability and cargo coverage they need to grow confidently. Underwriting Notes and Requirements Chenango Brokers underwrites with a focus on properly insuring risk exposures common to the household moving industry. A few key underwriting notes: 300-mile operational radius maximum for all risks Two years of prior commercial insurance required for FL and IL New ventures considered in other states Coverage may be admitted in some states Territories and Availability This program is currently available in the following states: CT, FL, IL, MD, NJ, NY, PA, and RI. While coverage is available on an admitted basis in some states, availability and terms may vary by jurisdiction. Why Work With Chenango Brokers With over 30 years of experience in the transportation and moving insurance sector, Chenango Brokers brings deep market knowledge and underwriting support to help you place accounts confidently and efficiently. As a wholesale broker, Chenango offers fast turnaround—typically delivering quotes in under 37 minutes—and works closely with retail agents to ensure their clients are properly protected. Explore the full program details and access resources on our Household Movers Insurance page, or contact our team directly to get started. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for local and regional household goods movers operating within a 300-mile radius. Both new and established businesses can be considered, depending on underwriting criteria. Is prior insurance required to qualify?Yes, risks based in Florida and Illinois must have at least two years of prior commercial insurance. Other states may allow new ventures. What coverages are included in the program?The program includes liability, physical damage, cargo, crime, commercial auto, comprehensive, and property damage coverage options. How quickly can I get a quote?Chenango Brokers typically delivers a quote in less than 37 minutes once all required information is provided. In which states is this program available?The program is available in CT, FL, IL, MD, NJ, NY, PA, and RI, with a 300-mile operating radius limit. Need help placing an account? Connect with a market specialist.