Search CompleteMarkets

...ern Agency, LLC offers a tailored Hunting Preserves program designed for agent...uently Asked Questions What types of hunting preserve accounts fit this program?Small-to-mid-size preserves that combine guided hunts or fis...

Our specialty Hunting Lodges Insurance Program is tailored for the unique exposures faced by hunting and fishing lodges. Great Southern A...nd other outdoor exposures common at hunting lodges. What coverage limits are ...

Great Southern Agency, LLC offers a dedicated insurance program for indoor and outdoor gun ranges. Whether your client operates a small indoor facility, a large outdoor range with multiple shooting bays, or a combination range with retail and training, this program provides tailored coverage for the unique risks of firearms instruction and recreational shooting. Ideal Accounts and Program Appetite This program targets a broad range of firearms-related facilities, including: Indoor shooting ranges Outdoor gun ranges Combination ranges that include retail or firearms training Ranges offering firearm rentals or instruction Underwriting prefers accounts with documented safety protocols, routine maintenance, formal employee training, and active range supervision. Facilities with weak risk management, poor maintenance, or no formal safety procedures are less likely to qualify. Coverage Highlights and Advantages Great Southern Agency understands the operational and regulatory exposures gun range operators face. The program offers comprehensive coverages, available on a flexible, non-admitted basis: Property – Limits available up to $20,000,000 per location to protect buildings, range infrastructure, equipment, and inventory. General Liability – Available up to $1,000,000 per occurrence / $2,000,000 aggregate for bodily injury and property damage. Professional Liability – Designed to protect firearm instructors and other training personnel from alleged errors in instruction or supervision. Umbrella – Excess liability limits up to $5,000,000 to broaden underlying protection. Cyber Liability – Coverage for data breaches and cyber incidents affecting customer and business information. EPLI (Employment Practices Liability) – Protection for employment-related claims. Inland Marine – Coverage for mobile equipment, tools, and specialty property in transit or off-site. Employee Benefits Liability – Protection for errors in administration of employee benefit plans. Because policies are written on a non-admitted basis, underwriting can be flexible and coverages can be customized to fit complex operations. Underwriting Notes The program is managed by underwriters experienced with the regulatory and operational complexities of ranges. Eligibility is determined case-by-case; minimum premiums and terms will vary with the size of the facility, operations offered (rentals, instruction, retail), claims history, and risk controls in place. Example: You might have a client who expanded an indoor facility to add firearm rentals and tactical training classes. This program can address the facility’s increasing liability exposures and the need for higher property limits and instructor professional liability. Territories and Availability This program is available in most U.S. states. Example states include TX, FL, GA, PA, NC, OH, AZ, CO, and WA. Coverage is not offered in AK, CA, HI, and NY. Contact Great Southern Agency for state-specific eligibility and any regional underwriting requirements. Why Work With Great Southern Agency? Great Southern Agency is a focused program administrator with deep knowledge of the firearms and shooting sports market. Agents benefit from responsive underwriting, tailored placement options, and a team that understands how to structure appropriate limits and endorsements for ranges. The program’s non-admitted platform gives underwriters the flexibility to craft solutions for complex or growing operations. To learn more or submit a risk, call 877-451-0669 or email [email protected]. For additional coverage details, visit: https://firearmsins.com/coverage/ Frequently Asked Questions What types of accounts are a good fit for this program?This program fits indoor and outdoor gun ranges, particularly those that operate training classes, offer firearm rentals, or run on-site retail operations. Is this program available in my state?The program is available in most U.S. states. Contact Great Southern Agency to confirm eligibility and any state-specific underwriting requirements. Are firearm instructors covered under this program?Yes. Professional liability coverage can be provided for firearm instructors and other training staff operating at the range. What is the maximum property limit available?Property limits are available up to $20 million per location, subject to underwriting review and risk characteristics. Is this program written on an admitted basis?No. Policies are written on a non-admitted basis to allow more flexible underwriting and customized coverage options. Need help placing an account? Connect with a market specialist.

Gunsmiths perform critical work—repairing, modifying, and customizing firearms. Given the inherent risks involved in working with deadly weapons, even a small error can lead to loss, injury, or liability exposure. Great Southern Agency, LLC understands the unique risks gunsmiths face and offers a specialized insurance program designed to help you place coverage confidently for these clients. Overview of the Gunsmith Insurance Program The Gunsmith program offered by Great Southern Agency, LLC provides comprehensive insurance solutions tailored to the needs of firearms professionals. Whether your client is a small custom shop or a larger gunsmithing operation, this program addresses a wide range of liability and property exposures. As a program administrator with deep experience in the firearms industry, Great Southern Agency delivers targeted underwriting, responsive service, and access to specialized carriers (non-admitted markets). You can rely on their expertise to help place hard-to-insure accounts that demand industry-specific knowledge. Target Classes and Ideal Accounts This program is ideal for: Independent gunsmiths and firearm repair shops Custom firearm builders Engraving and refinishing specialists Retailers with in-house gunsmithing services It’s a strong fit for clients who handle firearm repairs, modifications, customizations, or engraving. You might have a client who runs a small workshop and performs trigger jobs, barrel work, or refinishing—this program can help address their full range of liability and property risks. Coverage Highlights The program offers robust insurance options, including: Property Coverage – Limits up to $20,000,000 per location General Liability – Limits up to $1,000,000 per occurrence / $2,000,000 aggregate Professional Liability – Critical for gunsmithing errors or omissions Umbrella Liability – Up to $5,000,000 Cyber Liability – For shops using digital invoicing, POS systems, or client data Inland Marine – Protects mobile tools or in-transit equipment Employee Benefits Liability Employment Practices Liability Insurance (EPLI) This broad suite of coverages is specifically designed to protect against the wide range of risks that gunsmiths face daily. Underwriting and Program Details The program is written on a non-admitted basis, giving Great Southern Agency the flexibility to tailor solutions to non-standard or high-risk accounts. There is no stated minimum premium, but submissions will be evaluated based on exposure, operations, and loss history. The underwriting team is experienced in reviewing firearm-related businesses and can help guide you through requirements and best-fit options for your client. Program Availability This program is available in most U.S. states, including but not limited to AL, AZ, CO, FL, GA, IL, KY, MI, NC, OH, PA, TN, TX, VA, WA, and WI. Please contact Great Southern Agency for specifics regarding state eligibility or coverage nuances. Why Work With Great Southern Agency Great Southern Agency, LLC brings specialized underwriting expertise and market access that sets them apart in the firearms insurance space. Their team understands the technical and legal nuances of gunsmithing, ensuring your clients are properly protected. From responsive service to tailored coverage options, they make placing firearms-related business easier and more efficient for independent agents and brokers. To learn more or submit an account, call 877-451-0669 or email [email protected]. For detailed coverage information, visit https://firearmsins.com/coverage/. Frequently Asked Questions What types of accounts are a good fit for this Gunsmith program?The program is ideal for independent gunsmiths, firearm repair shops, and custom builders who work on modifying or maintaining firearms. Is this program available in my state?This program is available in most U.S. states, including TX, FL, GA, OH, and many others. Contact Great Southern Agency to confirm availability in your state. Can this program cover cyber liability for a gunsmith?Yes, cyber liability is included as an optional coverage to protect against data breaches, electronic theft, and other cyber exposures. Does the program include professional liability coverage?Yes, professional liability is offered to protect against claims arising from errors or omissions in gunsmithing services. Who can I contact to submit a gunsmith account?You can call 877-451-0669 or email [email protected] to start the submission process. Need help placing an account? Connect with a market specialist.

Anyone who owns a home understands the potential for unexpected damage. Flooding is one of the most devastating and costly perils—and standard homeowners and NFIP (National Flood Insurance Program) policies often don’t provide enough protection. MacNeill Group Inc., with more than 30 years of flood insurance expertise, offers a proven Excess Flood Insurance program that helps agents and brokers deliver broader, market-backed coverage options to their clients. Overview of the Excess Flood Insurance Program MacNeill Group Inc. distributes a non-admitted Excess Flood Insurance solution for residential clients in Florida who carry an NFIP policy. The program is designed to extend flood protection beyond NFIP limits—$250,000 for dwelling and $100,000 for personal property—so your clients can meet lender requirements or protect high-value homes and contents that exceed standard NFIP caps. The program is built around efficient underwriting, competitive, market-driven pricing, and fast service for rollovers and new placements. Whether you’re consolidating existing flood accounts or growing your book of high-value residential flood business, MacNeill’s flood team provides responsive support and direct market access. Ideal Accounts and Appetite This Excess Flood Insurance program fits well for: Owner-occupied residential properties in Florida with an active NFIP policy High-value homes where NFIP limits do not fully cover reconstruction cost or replacement value Clients seeking additional contents/personal property limits above the NFIP $100,000 cap Example: You may have a homeowner in a coastal Florida community whose dwelling value is $750,000. Their NFIP policy covers only a portion of that value—this Excess Flood Insurance can help fill the gap and reduce the lender or client exposure. Coverage Highlights and Advantages Excess limits that sit above NFIP caps (dwelling limits beyond $250,000 and contents beyond $100,000) Available only as excess to an in-force NFIP policy Policy terms and exclusions generally mirror the NFIP wording for consistency Competitive, market-driven rates focused on the Florida residential flood market Ability to bundle multiple accounts and reduce E&O risk through consistent placement practices Underwriting Notes and Restrictions To preserve underwriting integrity, the following risks are not eligible for placement under our Wright Flood excess program: Vacant or unoccupied homes Properties located within 1,000 feet of open water Homes with two or more flood losses in the past 10 years Any prior flood loss exceeding $150,000 If a risk does not meet these guidelines, MacNeill Group’s flood department will review the submission and may be able to secure alternate terms through other markets. Territories and Availability This Excess Flood Insurance program is currently available only in Florida and is written on a non-admitted basis. Why Work With MacNeill Group Inc. As a Managing General Agency with a long-standing presence in Florida’s flood market, MacNeill Group Inc. combines deep product knowledge, consistent underwriting, and practical placement experience. Our strengths include: Specialized flood expertise and long track record in the Florida market Strong relationships with flood markets for excess placement Responsive underwriting and placement support for rollovers and new business Practical guidance to help agents meet lender requirements and client expectations If you’re looking to expand your flood offerings or need excess limits for high-value residential properties, MacNeill Group’s Excess Flood Insurance program provides a flexible, reliable option. Frequently Asked Questions What types of accounts are a good fit for this Excess Flood Insurance program?Owner-occupied residential properties in Florida that already carry NFIP flood coverage and need higher limits are ideal candidates. Can I submit properties located near water?No, properties located within 1,000 feet of open water are not eligible under this program. If the property falls into that zone, our flood team can review the file and may refer you to alternate markets. Is this program available outside of Florida?Currently, this Excess Flood Insurance program is only available for properties located in Florida. What happens if my client doesn’t qualify with Wright Flood?If the risk does not meet Wright Flood’s guidelines, MacNeill Group will explore placement through other partner markets and advise on possible options. Do contents and personal property have excess coverage options?Yes. This program allows for additional limits for contents/personal property beyond the NFIP standard $100,000 cap when excess coverage is written. Need help placing an account? Connect with a market specialist.