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Disability Income Insurance Plans Protect your income and your peace of mind with our disability income insurance plans. If you have an accid...are’s disability plans provide income for items such as: Mortgage...

Individual Limited Medical Insurance Plans Our low-cost individual plans are aimed at individuals and families. For those who can’t get major medical coverage, our flexible plans are guarantee issue even with pre-existing conditions. Limited health insurance plans provide a limited amount of coverage, unlike major medical insurance plans. Limited plans cost less than major medical plans, making them an attractive option for people who can’t afford health care plans offered by their employers or aren’t offered employer-sponsored plans. People who can’t get major medical coverage because of pre-existing conditions can get coverage. Homeland HealthCare offers plans for individuals and families as well as groups. Take a look at the individual plan features to see if it’s right for you and your family.

... Disability Insurance Your income is one of your most valuable assets and the loss of your income could mean a drastic change in lifest...r future savings, by protecting your income now. Life Insurance Consider...

Dental Indemnity Insurance Plans Our plans pay benefits for most dental procedures, including preventive and restorative procedures. You can use your own dentist if you choose. Coverage is available for individuals and families. Homeland HealthCare offers a flexible dental plan that pays defined amounts for most dental expenses. The affordable plan, underwritten by Markel Insurance Company, pays set benefits for procedures, so there are no surprises for you. It also allows you to see the dentist of your choice. Coverage is available for individuals and families. Depending on the plan’s coverage level, some procedures may be subject to a 12-month waiting period for coverage to take effect. Annual maximums apply to all coverage levels. Benefits of Our Dental Indemnity Plans Preventive / diagnostic care, including exams, cleanings, X-rays and sealants Major restorative, including crowns, inlays, bridges, dentures and crown buildup Minor restorative, including fillings; crown, bridge and denture repairs; and tissue conditioning Endodontics, including root canals and root amputation Periodontics, including tissue grafts, gingivectomy and periodontal scaling or splinting Oral surgery Anesthesia

...mp; ERISA The Employee Retirement Income Security Act of 1974 (ERISA) creates ...

...d a radically enhanced disability income insurance product that is destined to revolutionize the disability income industry. And this product is immedi...uide to a new frontier of disability income insurance.

Term Life Insurance Coverage is available for individuals or families, including children and grandchildren. The plans provide guaranteed level premiums and death benefits and a one-time advance if a critical illness is diagnosed. Eligibility is based on answering a few simple health questions. Homeland HealthCare offers a term life insurance policy through 5Star Life Insurance Company. No medical exams or blood tests are required for eligibility. All that’s needed for eligibility is answering a few simple health questions on the application. Benefits of Term Life Insurance Plans The plan offers a guaranteed level premium to age 100 (depending on your state) and guaranteed level death benefit for not less than 10 years. In addition, an accelerated benefit provides a one-time advance of up to 30 percent, depending on your state, of the policy’s coverage amount upon these conditions: Heart attack Stroke Cardiac surgery Life-threatening cancer Terminal condition Homeland HealthCare’s term life insurance policy has these advantages: Affordability – You choose the level of benefits that best meet your family’s needs Portability – You and your family continue coverage with no loss of benefits or increased costs if you terminate your employment after the first payment is made. You’ll simply be billed directly for the coverage. Coverage can never be cancelled by the insurance company unless you or your employer stop making payments. Family protection – Individual policies can be purchased on the employee, their spouse, their children and grandchildren. Children and grandchildren policies can be bought for newborns to age 23. Terminal illness – The plan pays you up to 30 percent, depending on your state, if a terminal illness occurs that will result in a limited life span of less than 12 months Emergency burial benefit – Within 24 hours of receiving word of an insured person’s death, the company mails a check to the beneficiary for 50 percent or $15,000, whichever is less, unless the death is under investigation or within a two-year contestability period.

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The statistics are staggering — one out of two men and one out of three women will face cancer in their lifetime. As an insurance professional, you know how devastating a cancer diagnosis can be—not just emotionally, but financially. The Cancer Expense Protection program from Assurity Life Insurance Company offers your clients a valuable safety net that can help them manage the high costs associated with cancer treatment. Comprehensive Cancer Expense Coverage The Assurity at Work Cancer Expense Plan provides a broad range of benefits to help insureds cover the costs of both immediate and ongoing treatments. Coverage extends beyond cancer to include 30 dread diseases, offering expanded protection for individuals and families alike. A Family Rider is available to include a spouse and/or eligible children under one policy, enhancing the plan’s value for households seeking comprehensive coverage. Ideal Clients and Use Cases This plan is ideal for employers looking to offer voluntary benefits, or individuals seeking supplemental cancer insurance. You might have a small business client who wants to provide added protection for their employees, or an individual client with a family history of cancer. Coverage is available to employees aged 18 to 69 and is guaranteed renewable, providing long-term peace of mind. Coverage Features and Available Benefits The policy includes a wide array of benefits designed to support clients throughout their treatment journey: Hospital Indemnity Prescription Drugs and Medicines Surgical Benefit and Anesthesia Radiation, Chemotherapy, or Immunotherapy Experimental Treatment Bone Marrow Transplant for Cancer Transportation and Lodging Benefits Private Duty Nurse and Home Health Care Services Outpatient Positive Diagnostic Testing and Surgery Skin Cancer and Breast Cancer-related Benefits Hospice, Ambulance, and Extended Care Facility Hairpiece Benefit and Durable Medical Equipment Professional Mental Health Consultation Waiver of Premium and Extended Benefits Available Riders To further tailor the coverage, several optional riders are available: Family Rider Cancer Only Hospital Intensive Care Rider Intensive Care Unit Rider Internal Cancer First Occurrence Benefit Rider Return of Premium Rider First Hospital Admission Rider Underwriting and Program Details Employee Issue Ages: 18 – 69 Guaranteed Renewable This plan is not eligible for the Guarantee to Issue Program Offered on a non-admitted basis Program Availability This Cancer Expense Protection plan is available in most states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Why Work With Assurity Life Insurance Company Assurity Life Insurance Company brings decades of experience in individual and worksite benefits. Their Cancer Expense Protection plan is thoughtfully designed with both flexibility and comprehensive coverage in mind. Agents and brokers benefit from Assurity’s responsive support, robust plan features, and optional riders that let you build coverage packages tailored to your clients' unique needs. Whether you’re helping a small business enhance its employee benefits package or assisting an individual seeking extra protection, Assurity's Cancer Expense Protection plan is a strong solution for managing the financial impact of a cancer diagnosis. Frequently Asked Questions What types of accounts are a good fit for this program?This program works well for small to mid-sized employers offering voluntary benefits, as well as individuals and families looking for supplemental cancer coverage. Can dependents be added to the policy?Yes, the Family Rider allows you to add a spouse and/or eligible children to the coverage. Is this plan available in all states?The Cancer Expense Protection plan is available in most U.S. states. Please refer to the state list provided or contact Assurity for state-specific availability. What are the employee eligibility requirements?Employees must be between the ages of 18 and 69 to apply for coverage under this plan. Is this an admitted or non-admitted product?This Cancer Expense Protection plan is offered on a non-admitted basis. Need help placing an account? Connect with a market specialist.