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Individual Limited Medical Insurance Plans Our low-cost individual plans are aimed at individuals and families. For those who can’t get major medical coverage, our flexible plans are guarantee issue even with pre-existing conditions. Limited health insurance plans provide a limited amount of coverage, unlike major medical insurance plans. Limited plans cost less than major medical plans, making them an attractive option for people who can’t afford health care plans offered by their employers or aren’t offered employer-sponsored plans. People who can’t get major medical coverage because of pre-existing conditions can get coverage. Homeland HealthCare offers plans for individuals and families as well as groups. Take a look at the individual plan features to see if it’s right for you and your family.

... Disability Insurance Your income is one of your most valuable assets and the loss of your income could mean a drastic change in lifest...r future savings, by protecting your income now. Life Insurance Consider...

...e a person for up to 75% of their income and has issue limits of $100,000 per ...

Dental Indemnity Insurance Plans Our plans pay benefits for most dental procedures, including preventive and restorative procedures. You can use your own dentist if you choose. Coverage is available for individuals and families. Homeland HealthCare offers a flexible dental plan that pays defined amounts for most dental expenses. The affordable plan, underwritten by Markel Insurance Company, pays set benefits for procedures, so there are no surprises for you. It also allows you to see the dentist of your choice. Coverage is available for individuals and families. Depending on the plan’s coverage level, some procedures may be subject to a 12-month waiting period for coverage to take effect. Annual maximums apply to all coverage levels. Benefits of Our Dental Indemnity Plans Preventive / diagnostic care, including exams, cleanings, X-rays and sealants Major restorative, including crowns, inlays, bridges, dentures and crown buildup Minor restorative, including fillings; crown, bridge and denture repairs; and tissue conditioning Endodontics, including root canals and root amputation Periodontics, including tissue grafts, gingivectomy and periodontal scaling or splinting Oral surgery Anesthesia

...mp; ERISA The Employee Retirement Income Security Act of 1974 (ERISA) creates ...

... Expenses Future Loss of Family Income Future Family Educational Expenses ...

...d a radically enhanced disability income insurance product that is destined to revolutionize the disability income industry. And this product is immedi...uide to a new frontier of disability income insurance.

Term Life Insurance Coverage is available for individuals or families, including children and grandchildren. The plans provide guaranteed level premiums and death benefits and a one-time advance if a critical illness is diagnosed. Eligibility is based on answering a few simple health questions. Homeland HealthCare offers a term life insurance policy through 5Star Life Insurance Company. No medical exams or blood tests are required for eligibility. All that’s needed for eligibility is answering a few simple health questions on the application. Benefits of Term Life Insurance Plans The plan offers a guaranteed level premium to age 100 (depending on your state) and guaranteed level death benefit for not less than 10 years. In addition, an accelerated benefit provides a one-time advance of up to 30 percent, depending on your state, of the policy’s coverage amount upon these conditions: Heart attack Stroke Cardiac surgery Life-threatening cancer Terminal condition Homeland HealthCare’s term life insurance policy has these advantages: Affordability – You choose the level of benefits that best meet your family’s needs Portability – You and your family continue coverage with no loss of benefits or increased costs if you terminate your employment after the first payment is made. You’ll simply be billed directly for the coverage. Coverage can never be cancelled by the insurance company unless you or your employer stop making payments. Family protection – Individual policies can be purchased on the employee, their spouse, their children and grandchildren. Children and grandchildren policies can be bought for newborns to age 23. Terminal illness – The plan pays you up to 30 percent, depending on your state, if a terminal illness occurs that will result in a limited life span of less than 12 months Emergency burial benefit – Within 24 hours of receiving word of an insured person’s death, the company mails a check to the beneficiary for 50 percent or $15,000, whichever is less, unless the death is under investigation or within a two-year contestability period.

...are Family Care Costs Income Reductions Loss of Income Income Replacement Retirement Planning...nd protection of personal assets and income Inspires an immediate and cr...