Search CompleteMarkets

...itted basis, depending on state regulations and class of business. Why Work W...olumbia, subject to state-specific regulations. What deductible options are av...

... Whether a client manufactures industrial chemicals, paints and coatings, oil...remediation equipment, and similar industrial products. Does this program incl...

Taxi Cab Liability Insurance Program from Continental Risk / Continental Marine Insurance Services Continental Risk Insurance Services offers a focused Taxi Cab Liability Insurance program that helps agents and brokers place passenger transportation risks — from single owner-operators to multi-vehicle fleets. With access to both admitted and non-admitted markets and flexible underwriting, you can place a wide range of taxi-related accounts and tailor coverage to fit each client’s operations. Ideal Accounts and Appetite This program is a fit for: Independent taxi owner-operators and small fleets Mid- to large-size taxi fleets and dispatch operations New ventures led by experienced transportation management Accounts that need flexible payment plans or creative underwriting solutions We consider both standard and hard-to-place risks when there is demonstrable industry experience or acceptable loss history. Example accounts you might submit include a metro owner-operator with a clean driving record seeking primary liability coverage, or a regional fleet expanding vehicle counts that needs primary limits plus excess liability capacity. Coverage Highlights and Advantages Primary liability limits up to $1,000,000 Excess liability options available for higher-limit requirements Placement through both admitted and non-admitted carriers, where appropriate Installment payment plans for qualified insureds Competitive solutions for a variety of vehicle types and fleet sizes The program is designed to balance protection and affordability so you can tailor limits, endorsements, and payment terms based on your client’s exposures and budget. Underwriting Notes and Minimum Premiums Minimum premiums vary by state and the account’s characteristics, including driving records, vehicle count, driving radius, and prior operating history. Continental Risk underwriters evaluate each submission individually and will work with you to identify the best market based on risk profile and coverage needs. Provide detailed loss history, driver information, and fleet operations to speed placement. Territories and Availability This program is available in the following states: AL, AZ, AR, CA, CO, GA, ID, IN, IA, KS, KY, LA, MS, MO, MT, NE, NV, NC, ND, OH, OK, OR, PA, SC, SD, TN, TX, UT, WA, WV, and WY. Not all carriers or specific coverages are offered in every state; availability will depend on the state regulator and carrier appetite. Contact the market specialist for state-specific options. Why Work With Continental Risk / Continental Marine Insurance Services? As an excess & surplus lines broker with a transportation focus, Continental Risk / Continental Marine Insurance Services gives agents access to a broad panel of commercial auto and taxi markets. The team brings experience with taxi regulatory considerations, flexible placement options (admitted and non-admitted), and timely quoting for both straightforward and challenging accounts. Working with Continental Risk means you have a partner that can help you grow your transportation book, assist with high-limit or complex placements, and offer payment solutions to help close business. Frequently Asked Questions What types of accounts are a good fit for this program?We work with both independent taxi operators and larger fleets. New ventures with prior industry experience are also eligible. Are admitted markets available for this coverage?Yes, we have access to both admitted and non-admitted markets, depending on the state and risk profile. Can you accommodate taxi businesses that are just starting out?Yes, we accept new ventures provided there is prior transportation industry experience in management or drivers. What limits of liability are available?Primary liability limits are available up to $1,000,000, with excess limits offered for qualified accounts. In which states is the Taxi Cab Liability Insurance program available?This program is available in over 30 states, including CA, TX, and GA. Refer to the territory list above for full availability. Need help placing an account? Connect with a market specialist.

...d similar items — not for large industrial plants or facilities using heavy industrial chemicals. Ideal Accounts and Targ...t is not intended for large-scale, industrial manufacturing, operations using ...

Overview — Commercial Property Insurance from Insurance Program Managers Group (IPMG) IPMG offers admitted and non-admitted Commercial Property Insurance solutions designed for a wide range of commercial owners and occupancies. As a Managing General Agency and Excess & Surplus Lines broker, IPMG places accounts with multiple markets (carriers vary) to secure the right terms and coverages for your clients’ property exposures. Lines of Business IPMG can place the following property lines: Buildings Contractors equipment Vacant buildings — commercial and residential Personal property Builders risk Motor truck cargo DIC — Florida wind Inland marine Targeted Industries and Ideal Accounts This program is tailored for agents handling middle-market commercial risks where flexible property solutions are required. Target classes include: Manufacturers Wholesale distributors Health care facilities Hotels and motels Bars, taverns and nightclubs Restaurants Mercantile operations Receivers / Chapter 11 situations Contractors Example accounts that often fit well: a mid-sized wholesale distributor needing inland marine and building coverage, or a contractor group requiring contractors equipment plus builders risk for short-term projects. Coverage Highlights and Advantages Admitted and E&S placement options to match client tolerance for coverage form and state requirements. Flexible solutions for vacant properties and receivership/chapter 11 exposures. Specific appetite for Florida risks including DIC wind placements where appropriate. Inland marine and motor truck cargo available for business operations with transportation or equipment exposures. Access to multiple markets — carriers vary by submission, allowing tailored quoting. Underwriting Notes and Minimums Typical fit: accounts with clear risk controls, up-to-date valuations, and straightforward loss history. Not every class will be available in all states or with admitted paper — IPMG evaluates each account and selects the best market. Minimum premium: $1,000. Higher limits, complex accounts (large vacant portfolios, catastrophic coastal exposures, or accounts with significant prior losses) may require additional underwriting information, valuations, photos, and/or risk mitigation details. Appetite and Common Restrictions Generally acceptable: Single-location and multi-location businesses within the targeted industries above Short-duration builders risk projects and contractors equipment schedules Properties in receivership or under chapter 11 with documented asset schedules Typically restricted or needs prior discussion: Properties with extensive, unresolved prior losses or unrepaired major damage High-hazard manufacturing operations without loss control documentation Extreme coastal exposures requiring specialized coastal capacity beyond available DIC options Territories and Availability Availability: Most Available States (admitted and non-admitted placements). Primary states currently served include: FL, IL, IN, IA, MI, MO, WI. Submission requirements and admitted availability vary by state and by carrier. Why Work With IPMG on Commercial Property? Program expertise across property, builders risk, inland marine and cargo lines. Ability to place admitted or E&S coverage depending on client need and regulator preference. Flexible approach to vacant property, DIC wind for Florida, and chapter 11/receivership accounts. Experienced underwriting and placement with multiple markets to help achieve terms and limits for middle-market commercial clients. Frequently Asked Questions What types of accounts are a good fit for IPMG’s Commercial Property program?Middle-market commercial risks in the targeted industries (manufacturing, wholesale, hospitality, restaurants, contractors, mercantile, health care) and accounts that need builders risk, contractors equipment, inland marine or vacant property coverage. Receivership and chapter 11 situations are also within appetite with proper documentation. Does IPMG write admitted paper or only non-admitted?IPMG places both admitted and non-admitted (E&S) coverage depending on the state, carrier appetite, and the account’s needs. The program operates across most available states and will recommend admitted or non-admitted placement on a case-by-case basis. What are the minimum premium and common submission requirements?The program minimum premium is $1,000. Typical submissions should include location schedules, values (building and contents), loss history, and any risk control measures; additional documentation (photos, appraisals, or contractors schedules) may be requested for complex accounts. Are Florida wind and DIC placements available?Yes — IPMG has DIC options for Florida wind exposures as part of its property placement capabilities. Availability depends on the specific risk and market capacity at time of submission. Need help placing an account? Connect with a market specialist.

...l contamination issues, such as industrial sites, landfills, or manufacturing ...ance with financial responsibility regulations. You might have a client who o...

...g on the risk profile and state regulations. Why Work with Monarch Partners G...

...tation, commercial facility, or industrial site with tanks in use, this progra...ling facilities Manufacturing or industrial sites with chemical or fuel stor...

... violations of privacy laws and regulations (state, federal, or international)...