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Insulation Contractors play a crucial role in ...e for contractors doing spray foam insulation?Yes, spray foam and other common insulation methods are eligible when part o...

```html General Contractors Insurance Program from Pacific Coast E&S Insurance Services Getting started in the contracting world takes more than just owning a business—it takes experience, licensing, the right tools, a skilled crew, and most importantly, reliable insurance coverage. At Pacific Coast E&S Insurance Services, we help insurance agents like you find the right markets for your general contractor clients, even when others won’t take the risk. Since 1996, we’ve specialized in placing hard-to-insure contractor risks across multiple classes. Whether your client is a new venture or a seasoned builder handling large projects, our markets are designed to accommodate a wide range of contractor needs. Our strength lies in our flexibility, in-house underwriting authority, and access to multiple A-rated carriers. Ideal Accounts and Target Classes We offer coverage for nearly all types of contractors, including those performing high-risk or specialized work. Our target classes include, but are not limited to: • Residential Buildings • Framing Contractors • Roofing Contractors • Residential Developers • Oil-Related Work • Paper General Contractors • Window Washers • Waterproofers • Artisan Contractors • Subcontractors • Remodelers • General Contractors • Plumbers • LPG Contractors • Elevator Contractors • Millwrights • Demolition Contractors • Sandblasters • Bridge and Road Contractors • Welders • New Ventures • + Many More From small artisan operations to large commercial builders, we have a broad appetite. We do not impose restrictions on tract homes, project size, or percentage of subcontracted work—making this an ideal solution for many hard-to-place accounts. Coverage Highlights and Advantages Commercial general liability limits up to $1M per occurrence / $2M aggregate Deductibles as low as $500 Minimum premiums starting at $1,500 Non-admitted program with flexible underwriting Substantial in-house underwriting authority for fast turnarounds Access to multiple A-rated carriers You might have a client who’s just launched their own roofing business or a residential developer managing several subcontractors—both are great fits for our program. We are comfortable with complex and higher-risk operations that many standard markets avoid. Underwriting Details and Minimum Premiums Our minimum premium starts as low as $1,500, with deductibles beginning at $500. We can work with new ventures and established contractors alike. Our in-house underwriters can quickly assess your submission and provide competitive terms with minimal delay. Territories and Availability This program is available in California, Oregon, and Washington. We focus on West Coast contractors and understand the unique challenges and regulatory environments in each of these states. Why Work With Pacific Coast E&S Insurance Services? As a wholesale broker with over two decades of experience in contractor risks, Pacific Coast E&S Insurance Services brings deep market access and underwriting expertise to every submission. We know the complexities of the general contracting world and are committed to helping agents secure reliable, comprehensive coverage for their clients—no matter how challenging the risk. Let us help you place your next contractor account. Whether it’s a new venture welder, a high-rise window washer, or a demolition contractor, we can provide quick quotes and responsive service. Frequently Asked Questions What types of accounts are a good fit for this General Contractors program?We target a wide range of contractor classes including general contractors, roofers, remodelers, artisan trades, and even high-risk categories like demolition and oil-related work. Can new ventures qualify for coverage?Yes, we are open to new ventures. Our underwriting team evaluates each submission individually and can often provide terms even for startups. Is subcontracted work allowed under this program?Yes, there are no restrictions on the amount of work subcontracted. We are comfortable with accounts that have significant subcontractor exposure. What states is this program available in?Our General Contractors program is available in California, Oregon, and Washington. What are the minimum premiums and deductible options?Minimum premiums start at $1,500, and deductibles can be as low as $500, depending on the risk profile. Need help placing an account? Connect with a market specialist. ```

...ng heavy equipment and hazardous materials, roofers are considered high-risk b...Let Chenango Brokers be your go-to wholesaler for roofing contractor risks. Wi...

Overview: Novatae Risk Group offers a specialized General Liability program for small to medium-sized masonry contractors. Designed with the unique exposures of the masonry trade in mind, this program provides insurance agents and brokers with a reliable market for hard-to-place or niche artisan risks. Whether your client is working on residential remodels or light commercial projects, Novatae’s underwriting team can help you secure tailored general liability coverage backed by top-rated carriers. Market Focus: This program targets masonry contractors with annual payrolls under $1,000,000. It is ideal for small to mid-sized operations that specialize in artisan masonry, stonework, or bricklaying. Novatae’s appetite includes contractors engaged in both new construction and renovation work on residential and commercial buildings. Appetite: Artisan Masonry Contractors Bricklaying and Stonework Professionals Eligible Risks: New residential and commercial construction (including single-family homes) Repair and remodeling work across residential and commercial properties Ineligible Risks: New construction of condominiums, condo conversions, and townhouses (with some exceptions) Projects involving buildings taller than three stories (with some exceptions) Coverages Available: Blanket Additional Insured Endorsements Waiver of Subrogation Primary and Non-Contributory Language Per Project Aggregate Limits Limited Subsidence Coverage Limited Prior Projects Coverage Submission Requirements: Completed ACORD Applications 3–5 years of currently valued loss runs Supplemental Application Project-Specific Pollution Application (if applicable) Why Work With Novatae Risk Group? As a wholesale broker with access to both admitted and non-admitted carriers rated as high as A-XV, Novatae Risk Group offers flexibility in placement and underwriting expertise. Their team understands the challenges masonry contractors face, including site-specific risks like subsidence and prior project liability. With a minimum premium starting at $1,500, this program is competitively positioned for contractors seeking tailored GL protection. Novatae provides responsive service and fast turnaround, helping you move accounts efficiently from quote to bind. Territories Available: This General Liability program is available in most states, including AL, AK, AZ, AR, CA, CO, CT, FL, GA, IL, KY, LA, MS, MO, NV, NJ, NM, NY, NC, PA, SC, TN, TX, UT, VA, and WV. Do you need a General Liability quote for your Mason Account? Send an email to [email protected] with your coverage needs or call 800-758-8113 to speak to an underwriter immediately. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for small to medium-sized artisan masonry contractors with less than $1,000,000 in annual payroll. It fits well with businesses performing stonework, bricklaying, and general masonry on residential or light commercial projects. Are new construction projects eligible?Yes, the program accepts new construction work on single-family homes and commercial buildings, as long as the structure is three stories or less and not a condominium or townhouse (with some exceptions). What are common ineligible risks?New condo builds, condo conversions, townhouses, and projects involving buildings over three stories are typically ineligible, though some exceptions may apply based on underwriting review. Is coverage available on an admitted basis?Yes, coverage is available through both admitted and non-admitted carriers, depending on the risk profile and state. Novatae partners with carriers rated up to A-XV. What is the minimum premium for this program?The minimum premium starts at $1,500, making it accessible for smaller masonry operations needing basic general liability coverage. Need help placing an account? Connect with a market specialist.

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...USL&H exposure Hazardous materials handling Accounts with greater ...wing, USL&H exposure, hazardous materials handling, and accounts with grea...

...nd new ventures. What submission materials should I include to get a quick rev... for consideration?Email submission materials to [email protected]...

...g, USL&H exposure, hazardous materials handlers, seasonal operations, acco...

...site cleanup firms Hazardous materials transporters and waste handlers ... UST installers/removers, hazardous materials transporters, and industrial cle...

...njury, property damage, theft of materials, and job site accidents. To help ag...