https://completemarkets.com/company/sloanmason/energy-risks---property-builders-risk-and-business-interruption-insurance/
Overview of the Program From Sloan Mason Insurance Services, Inc.
Sloan Mason Insurance offers access to a competitive wholesale program for Energy Risks — providing Property, Builder's Risk and Business Interruption insurance placed with an "A"-rated carrier. The program is designed for complex, high-value energy and process accounts where comprehensive property and income protection is required. As a wholesale broker, Sloan Mason facilitates underwriting access and placement options you can use to complete difficult-to-place energy risks.
Ideal Accounts and Appetite
This program will entertain mid- to large-size accounts across multiple energy and process classes, including:
Oil, gas and petrochemical operations — refiners, petrochemical plants, and gas pipeline risks
Power generation — fossil-fuel, hydroelectric, cogeneration, and alternative energy facilities; municipal water and sewage utilities
Chemical manufacturing and distribution — organic/inorganic chemicals, industrial gases, ethanol production, plastics and resins
Mining operations — coal, iron, copper, potash and similar extractive operations
Process industries — pulp & paper, steel mills, forging operations and similar heavy industrial facilities
Typical fits are fixed-location industrial facilities with significant property values and contingent business interruption exposures. The program is not intended for small retail properties or personal lines risks.
Coverage Highlights and Advantages
Property coverage tailored for complex energy and process exposures, including machinery breakdown where appropriate.
Builder's Risk solutions for large construction and turnaround projects within the energy sector.
Business Interruption and Extra Expense limits and wording designed to address extended outage and contingent supplier exposures common in energy operations.
Placement with an A-rated carrier and access to various treaty or facultative markets through Sloan Mason’s wholesale relationships.
Underwriting that understands manufacturing, refining, pipeline and utility exposures — helps produce competitive terms for technically complex accounts.
Underwriting Notes and Minimum Premium
To obtain a full underwriting review and the best possible quote, provide the following items:
Completed and signed ACORD application
Currently valued loss runs for the last 3 years
Completed statement of property values (Excel format)
Business interruption worksheet (Excel format)
Please view the program data sheet for details: Energy Risks - Property, Builder's Risk and Business Interruption Data Sheet
Minimum premium: $15,000.
Territories and Availability
The program is available through Sloan Mason as a wholesale broker in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Coverage and terms may vary by jurisdiction and by carrier.
Why Work With Sloan Mason on Energy Business?
Sloan Mason Insurance Services, Inc. combines wholesale placement capability with energy-sector underwriting experience. As a wholesale broker you gain:
Direct access to markets that underwrite complex energy property and BI exposures
An underwriting workflow that collects the technical details underwriters expect, helping speed review
Options for builder's risk and project-oriented placements in addition to ongoing property and BI programs
Example Accounts That Fit
A regional gas compression station with multiple lines of pipe and high equipment value seeking property and contingent BI limits during planned outages.
A cogeneration plant under construction requiring builder's risk for the installation phase and business interruption coverage tied to ramp-up operations.
How to Submit
Prepare the requested underwriting package (ACORD, loss runs, Excel property schedule and BI worksheet) and submit through your usual wholesale submission channel. Sloan Mason will coordinate placement efforts with the carrier and provide underwriting feedback to help you complete the placement.
Frequently Asked Questions
What types of energy accounts are a good fit for this program?Mid- to large-size energy and process facilities such as refineries, power plants, pipelines, chemical manufacturers, mining operations and heavy process industries that need robust property, builder's risk and business interruption coverage.
What documents are required for a complete submission?A completed and signed ACORD application, currently valued loss runs for the past three years, a completed statement of property values (Excel) and a business interruption worksheet (Excel). The program data sheet linked above provides additional detail.
Is this available nationwide?The program is available in the states listed above. Terms, capacity and admissibility may vary by state and by carrier.
What is the minimum premium and typical account size?The program minimum premium is $15,000. It is geared toward accounts with significant property values and material business interruption exposure rather than small, low-premium risks.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/BlueRiverUnderwriters/Roofing-Contractors-Elite-Insurance-Program/
At Blue River Underwriters, we recognize the unique challenges and risks faced by roofing contractors. With a strong foundation in the construction insurance marketplace, our team brings deep industry knowledge and a commitment to delivering tailored insurance solutions that meet the specific needs of roofing professionals.
Our Roofing Contractors Elite Insurance Program is designed for commercial roofing contractors seeking comprehensive coverage with underwriting expertise and responsive service. We partner exclusively with Independent Insurance Agents to help you protect your clients with policies backed by financially strong carriers rated “A IX” or better.
This program combines flexible risk management solutions with industry-specific enhancements to help you place accounts confidently and competitively.
Ideal Accounts and Appetite
Our program is built for commercial roofing contractors, including those involved in installation, repair, and maintenance of commercial, industrial, and residential roofing systems. Accounts with established safety protocols, sound loss histories, and professional operations are a strong fit.
You might have a client bidding on large-scale commercial roofing jobs or operating a mid-sized residential roofing company with multiple crews—both are ideal candidates for this program.
Coverage Highlights and Advantages
Our insurance package addresses the core exposures of roofing contractors while offering important enhancements to meet jobsite and contract requirements. Available coverages include:
Commercial General Liability
Property
Inland Marine and Installation Floaters
Automobile
Industry-specific enhancements include:
Contractors Blanket Additional Insureds
Primary & Non-Contributory Wording
Blanket Waiver of Transfer of Rights
Per Project Aggregate Limits
Multiple Deductible Options
Following Form Excess Liability Available
Underwriting Notes and Minimum Premiums
Minimum premiums vary depending on risk size, location, and scope of operations. Our underwriting team evaluates each submission carefully to ensure a proper fit and to deliver competitive terms. Submissions should include a completed application, current loss runs, and details on safety measures and operations.
Territories and Availability
The Roofing Contractors Elite Insurance Program is available in most states on an admitted basis. However, we do not currently offer this program in NY, CO, DC, SD, or ND. Coverage is available in over 40 states, including TX, CA, FL, IL, and PA.
Why Work With Blue River Underwriters
Blue River Underwriters is a trusted partner for agents seeking specialized insurance solutions. Our experience in the construction space, combined with deep underwriting knowledge and a responsive service team, ensures that your roofing contractor clients receive the attention and protection they need. We provide the tools and flexibility to help you grow and retain quality accounts in this high-risk sector.
Frequently Asked Questions
What types of accounts are a good fit for this program?Commercial and residential roofing contractors with solid safety practices and a clean loss history are ideal. We can consider accounts involved in roof installation, maintenance, and repair.
Is this program available on an admitted basis?Yes, the program is admitted in most states where it is offered, providing added confidence and regulatory compliance for your insureds.
What documents are needed to submit a risk?Submissions should include a completed application, five years of loss runs, details on operations, and information on safety procedures and subcontractor use.
Are excess liability options available?Yes, following form excess liability coverage is available as part of the program to help meet contractual requirements or provide additional protection.
Which states are excluded from this program?This program is not available in New York, Colorado, Washington D.C., South Dakota, or North Dakota.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/novatae/general-liability-for-masonry-contractors/