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https://completemarkets.com/company/jmwilson/builders-risk-insurance/
Builders Risk Insurance
J.M. Wilson offers a flexible and comprehensive Builders Risk Insurance program tailored to meet the needs of your clients with residential or commercial construction projects. Whether you're working with ground-up construction, remodels, or renovations, our inland marine product delivers reliable protection during the course of construction. Coverage is available for both short-term and long-term projects.
Ideal Accounts and Appetite
This program is designed for a variety of construction exposures, including but not limited to:
New residential home builds
Homes undergoing renovation or remodeling
Light commercial construction projects
We write Builders Risk policies for structures including frame and brick veneer, joisted masonry, non-combustible, masonry non-combustible, and fire resistive construction types. If you have a client building a single-family home from the ground up or renovating a small commercial space, this program may be a great fit.
Coverage Highlights and Advantages
Policy terms available for 3, 6, or 12 months – fully earned
Limits up to $1 million in liability
Minimum deductible of $1,000
Replacement cost valuation
Low minimum premiums
Optional coverages include theft of building materials and extended builder's risk coverage
All inspections are conducted by and at the expense of the company, helping streamline the underwriting process and reduce hassle for your insureds.
Underwriting Notes and Minimum Premiums
Our underwriting team is experienced in evaluating a wide variety of construction-related risks. Minimum premiums vary depending on the size, type, and location of the project. We work with both admitted and non-admitted markets, offering flexibility for harder-to-place risks or unique construction scenarios.
Territories and Availability
This program is available in the following states: AL, AR, GA, IL, IN, IA, KS, KY, MI, MN, MS, MO, NE, NC, OH, OK, PA, SC, TN, VA, WV, and WI. Admitted options are available in some markets, with access to a range of carriers to help find the best solution for your client's needs.
Why Work With J.M. Wilson?
As a Managing General Agency and Excess & Surplus Lines Broker, J.M. Wilson brings decades of experience and strong carrier relationships to help independent agents place construction-related risks with confidence. We represent a variety of carriers across both admitted and non-admitted markets, giving you the tools to serve standard and hard-to-place accounts alike. Our responsive service, underwriting expertise, and focus on agent success make us a trusted partner for Builders Risk Insurance placements.
Frequently Asked Questions
What types of accounts are a good fit for this Builders Risk program?Ideal accounts include new residential home construction, homes undergoing renovation, and small to mid-size commercial construction projects.
Are both admitted and non-admitted carriers available?Yes, we work with multiple carriers and offer both admitted and non-admitted options depending on the state and risk characteristics.
What is the minimum policy term offered?Policy terms are available for 3, 6, or 12 months, depending on the needs of the project.
Is theft of building materials covered?Theft coverage is available as an optional endorsement and can be added to eligible policies upon request.
Which states is this program available in?This program is available in AL, AR, GA, IL, IN, IA, KS, KY, MI, MN, MS, MO, NE, NC, OH, OK, PA, SC, TN, VA, WV, and WI.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/jmwilson/directors-and-officers-insurance---do/
Directors & Officers Insurance Program from J.M. Wilson Corp.
J.M. Wilson Corp. offers a flexible and competitive Directors and Officers (D&O) Insurance program designed to protect the personal assets of your clients who serve as directors and officers of private companies. With access to both admitted and non-admitted carriers, J.M. Wilson provides extensive solutions for agents and brokers looking to place this essential coverage for their insureds.
Ideal Accounts and Appetite
This D&O program is suitable for a wide range of private companies, including small to mid-sized businesses that may not have the internal resources to manage the financial risks of litigation. Ideal accounts include:
Private companies with up to 200 employees
Firms in need of standalone D&O or combined D&O and EPLI coverage
Businesses concerned about claims from employees, customers, vendors, competitors, lenders, or shareholders
You might have a client who recently expanded their executive team or secured funding, and now needs protection against claims related to management decisions. Or perhaps a small firm is facing increased employment-related exposures and needs EPLI alongside D&O coverage.
Coverage Highlights and Advantages
J.M. Wilson’s program offers extensive protection with valuable built-in features and optional extensions:
Separate D&O and EPLI liability limits
EPLI defense costs outside the limit of liability (for firms with up to 200 employees)
Unlimited extended reporting period for former directors and officers
Coverage for sexual harassment and optional third-party discrimination (if EPLI is purchased)
Stand-alone D&O liability option
Optional fiduciary liability extension
Entity coverage automatically included under D&O and EPLI coverage parts
Full prior acts coverage
Punitive damages coverage (where insurable by law)
Automatic coverage for service on Non-Profit 501(c)(3) boards
Spousal extension
AM Best Rated A++ carrier
Underwriting Notes and Minimum Premiums
The program offers flexible limits and retention options to meet the needs of various company sizes and risk profiles:
Retention starting at $5,000
D&O limits available up to $5,000,000
EPLI limits available up to $5,000,000
$2,500 minimum premium
Territories and Availability
J.M. Wilson’s D&O Insurance program is available to licensed agents and brokers in the following states: AL, AR, GA, IL, IN, IA, KS, KY, MI, MS, MO, NE, NC, OH, OK, PA, SC, TN, VA, WV, and WI.
Why Work With J.M. Wilson Corp.
As a Managing General Agency and Excess & Surplus Lines Broker, J.M. Wilson brings decades of expertise and strong market relationships to the table. They represent a range of admitted and non-admitted carriers, offering tailored solutions and underwriting insight to help agents navigate complex D&O and EPLI risks. Their responsive service and flexible program design make them a reliable partner for placing executive liability coverage.
Frequently Asked Questions
What types of accounts are a good fit for this Directors and Officers program?This program is ideal for private companies, especially small to mid-sized firms with up to 200 employees, that need protection for their executives and entity against management liability claims.
Can I write EPLI coverage without D&O, or vice versa?Yes. The program offers separate D&O and EPLI limits, and there is also a stand-alone D&O liability option available.
Are nonprofits eligible for this program?Yes. The program includes automatic coverage for service on 501(c)(3) nonprofit boards, which can be an added benefit for directors involved in charitable organizations.
What limits and retentions are available?D&O and EPLI limits are available up to $5,000,000, with retentions starting as low as $5,000, depending on the risk profile and underwriting review.
In which states is this program available?This D&O program is available in AL, AR, GA, IL, IN, IA, KS, KY, MI, MS, MO, NE, NC, OH, OK, PA, SC, TN, VA, WV, and WI.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/vail/environmental-insurance-from-naesip/
Allow NAESIP's Value Added Services to Help Improve the Health and Profitability of Your Environmental Business
NAESIP, offered through VAIL – Value Added Insurance Lines, is your go-to wholesale broker for Environmental Insurance solutions. We specialize in providing agents and brokers with comprehensive coverage options tailored to the complex risks faced by environmental contractors, consultants, and firms. Whether your client handles hazardous materials, performs remediation, or provides environmental consulting services, our program is designed to help you control insurance costs while maintaining strong coverage.
Valuable Resources to Support Your Clients
Environmental Publication Resource
Environmental Sector Jobs
Improving the Health and Safety of Families
Online Personnel Screening Service
Online Training Programs
Safety First and E-Driver File
Insurance Review (NAESIP)
Coverage Highlights
Coverages:
General Liability
Pollution / Professional Liability
Excess and Job-Specific Excess
Transit Pollution
Onsite Environmental Coverage
Tank Insurance
Cost Cap Insurance
Coverage Enhancements
Property and Inland Marine
Business Automobile
Special Endorsements
Workers’ Compensation
Pending New Services
Fleet Safety Program
Legal Services
OSHA Medical Monitoring
Risk Seminars
Ideal Accounts and Appetite
This program is ideal for environmental contractors, site remediation firms, environmental consultants, waste haulers, and industrial cleaning services. You might have a client involved in underground tank removal, hazardous waste transportation, or mold/asbestos abatement. Those are the types of operations we understand well and insure effectively.
Underwriting and Premium Info
There is no minimum premium requirement, making this a flexible solution for accounts of all sizes. Underwriting is responsive and backed by years of experience in environmental exposures. We can assist with complex submissions and provide risk management support to improve insurability.
Territory and Market Access
Coverage is available in nearly every state, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Most markets are available on an admitted basis, giving you peace of mind and smoother compliance for your insureds.
Why Work with VAIL / NAESIP?
VAIL – Value Added Insurance Lines, through NAESIP, delivers more than just insurance placements—we offer tools and services that help improve your clients' operations and risk profiles. From training and personnel screening to legal services and OSHA monitoring, our value-added approach helps differentiate your agency. We understand the unique challenges of environmental businesses and provide the coverages and support systems to help you grow your book with confidence.
For all of your Environmental Insurance risks, contact NAESIP today!
Frequently Asked Questions
What types of accounts are a good fit for this Environmental Insurance program?This program is well-suited for environmental contractors, consultants, remediation specialists, waste haulers, and firms involved in pollution-related services.
Is there a minimum premium required to access this program?No, there is no minimum premium. The program is designed to accommodate a wide range of account sizes.
Are the markets admitted or non-admitted?Most available markets are admitted, offering compliance advantages and stability for your insureds.
In which states is this program available?The Environmental Insurance program is available in all 50 states plus Washington, DC.
What added services are included with this program?NAESIP offers value-added resources like online training, personnel screening, fleet safety, and OSHA medical monitoring to support your clients’ risk management efforts.
Need help placing an account? Connect with a market specialist.
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