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Workers Compensation Insurance for Iron and Steel Workers Novatae Risk Group s...le?Yes, we specialize in multi-state Workers Compensation risks and can provide coverage ...

... exposure to injury risks, making Workers Compensation coverage a critical par...e preferred. In which states is this Workers Compensation program available?The program i...

...rine accounts. Whether your client works on vessels, on piers, or onshore adja...O solution?No. This is a traditional workers' compensation program (not a PEO). Policies a...

...both residential and commercial environments. Ideal Accounts: Glass insta...

Electricians play a vital role in residential, commercial, and industrial construction and maintenance. Their work often involves job-site hazards, coordination with subcontractors, and changing project scopes—making the right liability protection essential. Novatae Risk Group offers a focused General Liability Insurance program for Electrical Contractors through our wholesale brokerage services to help protect your insureds from the routine and contract-driven risks of the trade. This program is designed for small- to mid-size electrical contractors and is placed through a panel of admitted and non-admitted carriers, including markets rated as high as A-XV. Whether the account wires single-family homes, performs tenant improvements, or handles commercial remodels, Novatae provides underwriting flexibility and carrier access to help you place accounts that need responsive service and tailored coverage terms. Call 800-758-8113 to speak with an experienced broker, or email [email protected] with your submission. Program Overview Novatae’s General Liability Insurance for Electrical Contractors is built to support contractors with annual payrolls up to $1 million. The program addresses common exposures electricians face—third-party bodily injury and property damage, operations and completed operations, and subcontracted work—while offering contract-friendly endorsements to meet owner and GC requirements. Target Accounts This program is a strong fit for agents placing: Electrical contractors working on new construction of single-family homes and low-rise commercial buildings Companies performing residential or commercial electrical repair, remodel, or retrofit work Accounts where roughly 75% or more of operations fall within approved class codes You might have a client who installs electrical systems for custom homes or a subcontractor handling wiring for retail tenant improvements—both are examples of accounts that typically place well here. Ineligible Accounts New construction of condominiums, condo conversions, and most townhouse projects (limited exceptions may apply) Projects involving buildings over three stories (with only narrow exceptions) Coverage Highlights Blanket Additional Insured endorsement Waiver of Subrogation Primary and Non-Contributory wording Per Project Aggregate limits Limited coverage for Subsidence and Prior Projects These endorsements help satisfy common contractual requirements and reduce coverage gaps between the contractor and other parties on the project. Submission Requirements ACORD applications 3–5 years of currently valued loss runs Supplemental application specific to electrical contractors Project-specific pollution application (if applicable) Minimum Premiums and Carrier Placement Minimum premiums start at $1,500, making the program competitive for smaller contracting operations. Novatae places business with both admitted and non-admitted carriers, including high-quality markets rated up to A-XV, allowing flexibility based on the account’s risk profile and state of operation. Territorial Availability This program is available in the following states: AL, AK, AZ, AR, CA, CO, CT, FL, GA, IL, KY, LA, MS, MO, NV, NJ, NM, NC, PA, SC, TN, TX, UT, VA, and WV. Contact Novatae to confirm current appetite and carrier availability in your client’s state. Why Work With Novatae Risk Group? As a wholesale broker with deep experience in contractor exposures, Novatae Risk Group offers fast underwriting responses, access to top-rated carriers, and program design that reflects real-world construction risks. Our team can help structure limits and endorsements to meet contract requirements while keeping coverage aligned with your client’s operations. Need a quote? Contact us today at [email protected] or call 800-758-8113 to speak with a broker. Frequently Asked Questions What types of electrical contractors are best suited for this program?This program is ideal for small to mid-size contractors with annual payrolls under $1 million, especially those working on single-family home construction, commercial tenant improvements, and service or repair work. Are new condo construction projects eligible for this program?No. New construction of condominiums and condo conversions are generally ineligible, though limited exceptions may be considered based on the specific project details. What is the minimum premium for this program?The program’s minimum premium starts at $1,500, which often makes it a strong option for smaller electrical contracting businesses. What states is this program available in?The program is available in over two dozen states, including CA, TX, FL, GA, IL, and NC. Contact Novatae to confirm current appetite and carrier access in your client’s state. What underwriting documents are required to submit an account?Provide completed ACORD applications, 3–5 years of currently valued loss runs, the electrical contractor supplemental application, and a project pollution application if applicable. Need help placing an account? Connect with a market specialist.

...and so is the need for dependable Workers Compensation. Novatae Risk Group, wo...out of state pools and into tailored Workers Compensation solutions using competitive adm...

...h extensive prior subsidence or environmental losses are typically ineligible....

...up places access to a specialized workers' compensation program for pipeline c...ons when appropriate. Do you need a Workers Compensation Insurance Quote for your pipeli...

... or handles large-scale ornamental iron projects for commercial properties, ou...gional installer providing ornamental iron fences and custom gates for commerc...