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...r extensive experience insuring landscapers as an exposure within our market-...

...cape gardeners and full-service landscapers Lawn care and grass-mowing ser...nd both residential and commercial landscapers operating in NC, VA and DC—espe...

...& Casualty Trade Contractors Umbrella Insurance Overview of the Program F...lear loss runs, contracts, and lead umbrella policy details for the fastest re...

Commercial Inland Marine Insurance Program from First Choice Insurance Intermediaries, Inc. First Choice Insurance Intermediaries, Inc. offers a comprehensive Commercial Inland Marine Insurance program designed to meet the needs of businesses with property exposures that move or are not confined to a fixed location. This program is ideal for hard-to-place inland marine risks and provides flexible coverage options for agents and brokers seeking specialized solutions for their commercial clients. Ideal Accounts and Target Classes This inland marine program targets a wide variety of industries and property types. Coverage is available for both small and mid-sized accounts and includes first-dollar coverage options. You can confidently place accounts in the following classes: Accounts Receivable Bailee Coverage Builders' Risk Communication Towers and Equipment Computer Coverage Contractors Equipment Commercial Floaters Dealers Inventory Exhibitions and Fine Arts Furriers Installation Floaters Jewelers Block Medical Equipment Motor Truck Cargo Transportation Equipment Trip Transit Valuable Papers Warehouse Legal Liability Whether your client is a contractor transporting equipment between job sites, a fine art exhibitor, or a medical supply distributor, this program offers tailored solutions to protect their mobile assets. Coverage Highlights and Advantages The Commercial Inland Marine program offers broad, inland marine coverage for property in transit, movable property, and items that are difficult to insure under standard property forms. Coverage includes: Property in transit over land Property under construction Computerized equipment Legal liability for bailees Instrumentalities of transportation and communication Many policies are written on a "floater" basis, providing coverage regardless of the property's location. For clients seeking bundled solutions, a Commercial Package option is available, which includes: Commercial Property General Liability Crime Coverage Business Interruption Underwriting and Premium Flexibility For small and mid-size accounts, First Choice offers first-dollar coverage without high deductibles, making this program accessible for a wide range of business sizes. Premium financing is available, helping your clients manage cash flow while securing the protection they need. Territories and Admitted Status This program is available in a wide range of states, including AL, CA, CO, CT, DE, FL, GA, IL, IN, KS, LA, MD, MA, MI, MO, NV, NJ, NM, NY, NC, OH, OR, PA, SC, TX, VA, WA, and WI. Some admitted markets are available depending on the state and class of business. Why Work With First Choice Insurance Intermediaries, Inc.? As a trusted wholesale broker, First Choice Insurance Intermediaries, Inc. offers access to specialized inland marine markets and underwriting expertise that can help you place complex or mobile property risks quickly and efficiently. Their program is designed with flexibility in mind, ideal for agents and brokers seeking responsive service and comprehensive inland marine solutions across a range of industries. To learn more about the program or to explore appetite for a specific risk, visit the First Choice Insurance Intermediaries company profile. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for contractors, builders, transporters, jewelers, art exhibitors, and businesses with property frequently in transit or located at multiple sites. Is this program available for small businesses?Yes. First Choice offers first-dollar coverage options designed for small and mid-sized accounts, making it accessible for a wide range of business sizes. Does this program include coverage for property under construction?Yes. Builders' Risk coverage is part of the program and is suitable for insuring structures and materials during construction or renovation. Are policies written on an admitted basis?Some admitted markets are available depending on the state and type of risk. Availability varies by jurisdiction and class of business. Which states is the program available in?The program is available in AL, CA, CO, CT, DE, FL, GA, IL, IN, KS, LA, MD, MA, MI, MO, NV, NJ, NM, NY, NC, OH, OR, PA, SC, TX, VA, WA, and WI. Need help placing an account? Connect with a market specialist.

...pically fit: a small commercial landscaper who performs grounds maintenance fo...on application if the work involves chemical treatments or irrigation system installati...

...iles) Service businesses (landscapers, janitorial firms, exterminators, ...ng contractors, delivery services, landscapers, and specialty mobile units tha...

...00 Medical Payments included Chemical Applicator coverage included at poli...occurrence and aggregate. Excess or umbrella limits can be placed up to $25,00...

Overview — Artisan Contractors Insurance from Legends Environmental Services Legends Environmental Services places Artisan & General Contractors Insurance through multiple admitted and non-admitted markets. We combine targeted underwriting with proactive risk transfer and marketing to give agents access to competitive coverage for both general contractors and artisan subcontractors. Our program supports new construction, repair/remodel, residential and commercial work, and condo/townhouse projects. Ideal Accounts and Appetite General contractors: Home builders (custom preferred; tract builders up to 25 homes), light commercial GC work, condo and townhome projects (new construction and remodel). Sweet spot is contractors with up to $10M in annual revenue, although larger accounts can be considered. Subcontractors (inside the envelope): Artisan finish carpenters, plumbers, HVAC, electricians and similar trades performing interior work. Territory: Program is available in the states listed below (see Territories and Availability). Note: certain states and classes are restricted. Coverage Highlights and Advantages Commercial general liability with contractor’s pollution liability (CPL) including mold exposure. Competitive rates through multiple markets; access to admitted and non-admitted options depending on account characteristics. Can be silent on subsidence where appropriate. Covers subcontractor work when written properly. Defense outside limits may be available for qualifying accounts. Underwriting Notes and Restrictions Minimum premiums starting at $4,500; minimum retentions from $2,500. Maximum limits available up to $2M/$2M/$2M. Excluded classes: pool contractors, waterproofing, fire sprinkler, elevator contractors, shoring (underpinning and trenching); roofers, framers and foundation contractors are not eligible. Preferred accounts: interior trades and finish carpentry, mechanical and electrical work performed inside the building envelope. Larger-scale heavy civil or deep foundation work is outside appetite. Submission requirements often include detailed loss runs, payroll/revenue breakouts by trade, and scope descriptions for new construction or remodel projects. Territories and Availability This program is offered by Legends Environmental Services and is available in the following states and territories: AK, AL, AR, AZ, CA, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY, DC Admitted status: Most available markets (access to both admitted and non-admitted options through multiple carriers depending on state and account). Why Place This Business Through Legends Environmental Services Wholesale broker access: Legends provides direct access to several carrier markets that underwrite artisan and general contractor exposures. Program flexibility: We design program terms and limits to match contractor exposures — from interior specialty trades to medium-sized general contractors. Risk management focus: Our approach includes reviewing current and anticipated liabilities to recommend sensible retentions, limits and policy features that support long-term stability for the insured. Service for agents: We provide clear underwriting guidance and work to place accounts quickly when the risk fits appetite. Example Accounts That Fit A custom home builder with $6M in annual revenue seeking combined CGL and CPL coverage, including mold protection for repair work on older homes. An interior finish contractor (carpentry and trim) performing residential remodels and new townhome interiors looking for a $1–2M general liability program with subcontractor work included. Underwriting Submissions When submitting, include a completed application, loss runs for the last five years, payroll and revenue splits by trade, and a short description of job types and average project values. Complex or larger accounts may require supplementary schedules or project-specific information. Frequently Asked Questions What types of artisan contractors are a good fit for this program?Trades working inside the building envelope—finish carpenters, plumbers, HVAC, electrical and similar interior trades—are ideal. The program also fits general contractors for small to mid-sized residential and light commercial work. Are there classes you will not consider?Yes. Pool contractors, waterproofing, fire sprinkler, elevator contractors, shoring (underpinning/trenching) and heavy exterior trades such as roofers, framers and foundation contractors are excluded from this program. What are the minimum premium and retention levels?Minimum premiums start at $4,500 with minimum retentions beginning at $2,500. Exact pricing and retention options depend on the account’s class, limits and loss history. Which states is this program available in?The program is available in the states and DC listed above. Availability can vary by market and by whether an admitted or non-admitted placement is required. Need help placing an account? Connect with a market specialist.

.../ Fire Proofing Landscapers Lead Abatement ...ing soil excavation and groundwater treatment on multiple small to mid-size si...