https://completemarkets.com/company/firstchoiceii/Commercial-Inland-Marine-Insurance/
Commercial Inland Marine Insurance Program from First Choice Insurance Intermediaries, Inc.
First Choice Insurance Intermediaries, Inc. offers a comprehensive Commercial Inland Marine Insurance program designed to meet the needs of businesses with property exposures that move or are not confined to a fixed location. This program is ideal for hard-to-place inland marine risks and provides flexible coverage options for agents and brokers seeking specialized solutions for their commercial clients.
Ideal Accounts and Target Classes
This inland marine program targets a wide variety of industries and property types. Coverage is available for both small and mid-sized accounts and includes first-dollar coverage options. You can confidently place accounts in the following classes:
Accounts Receivable
Bailee Coverage
Builders' Risk
Communication Towers and Equipment
Computer Coverage
Contractors Equipment
Commercial Floaters
Dealers Inventory
Exhibitions and Fine Arts
Furriers
Installation Floaters
Jewelers Block
Medical Equipment
Motor Truck Cargo
Transportation Equipment
Trip Transit
Valuable Papers
Warehouse Legal Liability
Whether your client is a contractor transporting equipment between job sites, a fine art exhibitor, or a medical supply distributor, this program offers tailored solutions to protect their mobile assets.
Coverage Highlights and Advantages
The Commercial Inland Marine program offers broad, inland marine coverage for property in transit, movable property, and items that are difficult to insure under standard property forms. Coverage includes:
Property in transit over land
Property under construction
Computerized equipment
Legal liability for bailees
Instrumentalities of transportation and communication
Many policies are written on a "floater" basis, providing coverage regardless of the property's location. For clients seeking bundled solutions, a Commercial Package option is available, which includes:
Commercial Property
General Liability
Crime Coverage
Business Interruption
Underwriting and Premium Flexibility
For small and mid-size accounts, First Choice offers first-dollar coverage without high deductibles, making this program accessible for a wide range of business sizes. Premium financing is available, helping your clients manage cash flow while securing the protection they need.
Territories and Admitted Status
This program is available in a wide range of states, including AL, CA, CO, CT, DE, FL, GA, IL, IN, KS, LA, MD, MA, MI, MO, NV, NJ, NM, NY, NC, OH, OR, PA, SC, TX, VA, WA, and WI. Some admitted markets are available depending on the state and class of business.
Why Work With First Choice Insurance Intermediaries, Inc.?
As a trusted wholesale broker, First Choice Insurance Intermediaries, Inc. offers access to specialized inland marine markets and underwriting expertise that can help you place complex or mobile property risks quickly and efficiently. Their program is designed with flexibility in mind, ideal for agents and brokers seeking responsive service and comprehensive inland marine solutions across a range of industries.
To learn more about the program or to explore appetite for a specific risk, visit the First Choice Insurance Intermediaries company profile.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for contractors, builders, transporters, jewelers, art exhibitors, and businesses with property frequently in transit or located at multiple sites.
Is this program available for small businesses?Yes. First Choice offers first-dollar coverage options designed for small and mid-sized accounts, making it accessible for a wide range of business sizes.
Does this program include coverage for property under construction?Yes. Builders' Risk coverage is part of the program and is suitable for insuring structures and materials during construction or renovation.
Are policies written on an admitted basis?Some admitted markets are available depending on the state and type of risk. Availability varies by jurisdiction and class of business.
Which states is the program available in?The program is available in AL, CA, CO, CT, DE, FL, GA, IL, IN, KS, LA, MD, MA, MI, MO, NV, NJ, NM, NY, NC, OH, OR, PA, SC, TX, VA, WA, and WI.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/siuins/contractor-insurance/
Protect your Contractor clients from high premiums and limited coverage options with Southern Insurance Underwriters, Inc. (SIU).
SIU offers a comprehensive Contractor Insurance program designed to meet the needs of both general and specialty contractors. Whether your client is a small artisan or a large commercial operation, SIU provides access to a wide range of admitted and non-admitted markets to help you secure the right coverage at competitive rates. Most classes are available for quick quote and bind online through www.SIUrate.com.
As a trusted Managing General Agency (MGA), SIU delivers flexible underwriting, responsive service, and deep expertise in contractor exposures. Agents can confidently place business knowing they have access to quality markets and tailored solutions.
Ideal Accounts and Target Classes
SIU has a broad appetite for contractor risks across residential and commercial sectors. Some of the key classes include:
Commercial General Contractors
Masonry Contractors
Solar Energy Contractors
Swimming Pool Contractors
And many other artisan and specialty trades
You might have a client who installs solar panels, builds backyard pools, or manages large-scale renovations—SIU can help you secure the appropriate coverage with speed and flexibility.
Coverage Highlights and Advantages
SIU's Contractor Insurance program includes access to both admitted and non-admitted markets, which allows for flexible solutions based on the risk profile and project scale. Key coverages typically include:
General Liability
Contractor’s Equipment
Tools and Installation Coverage
Excess Liability (where available)
With the ability to quote and bind many classes online, SIU helps agents serve their clients faster while maintaining underwriting integrity.
Underwriting Notes and Minimum Premiums
Minimum premiums vary by class and carrier. SIU works with agents to evaluate risks efficiently and provide competitive terms. Online submission through SIUrate.com streamlines the process for eligible classes.
Territories and Availability
This program is currently available in the following states:
Alabama
Florida
Georgia
South Carolina
Why Work With Southern Insurance Underwriters, Inc.?
Since its founding, SIU has specialized in difficult-to-place and niche commercial insurance risks. For contractors, SIU combines market access, underwriting experience, and user-friendly technology to help agents close business quickly and confidently. Whether your client is a start-up contractor or an established firm with evolving risks, SIU can deliver the solutions you need.
Frequently Asked Questions
What types of contractor accounts are a good fit for SIU’s program?SIU is a good fit for general contractors, artisan trades, and specialty contractors such as masonry, solar, and pool construction. Both residential and commercial accounts are considered.
Can I quote and bind coverage online?Yes, most contractor classes are available to quote and bind online through www.SIUrate.com, making the process fast and efficient for agents.
Are both admitted and non-admitted markets available?Yes, SIU offers access to both admitted and non-admitted markets to provide flexible solutions based on the nature of the risk.
What states is this program available in?This Contractor Insurance program is available in Alabama, Florida, Georgia, and South Carolina.
What is the minimum premium for contractor policies?Minimum premiums vary depending on the class of business and carrier. Contact SIU or submit online to receive a quote based on your client’s specific needs.
Need help placing an account? Connect with a market specialist.