Search CompleteMarkets

...ocation of their workplace, their medical history, an avocation for risky beha...h limit personal disability insurance plans.

... Broad Additional Insured Medical Payments for Athletic Participants Good Samaritan Coverage for Medical Emergencies Abuse or Molestation...ators of Employee Pension and Benefit Plans Employee Theft/Forgery Mon...

...inant cleanup coverage, including limited crisis response Broad form auto po...t for this program?Gas distributors, medical and industrial gas suppliers, ace...

...e Activities Overview — Accident Medical Insurance from Amwins Underwriting (...verages I can quote?Typical accident medical limits range from $5,000 to $100,000 for primary accident medical coverage. Student accident plans commonly start at $25,000, and cat...

Caitlin Morgan Insurance Services offers a focused Excess Workers Compensation Insurance program for retail brokers who need strong market access and flexible solutions. Our team has a long track record placing excess workers’ compensation for individual self-insured entities and group self-insurance programs across a wide range of industries. Ideal Accounts and Appetite This program is designed for employers and group self-insured entities that maintain a qualified self-insured retention and require protection above that attachment. Target accounts include municipalities, healthcare systems, manufacturing operations, transportation and logistics companies, and other organizations with strong safety programs and active risk management. If your client has a self-insured retention and needs catastrophic loss protection, this excess program is a practical option. Coverage Highlights and Advantages Multiple limit options available, including limits up to statutory requirements Minimum attachment point of $300,000 per accident Written in excess of a qualified self-insured retention Aggregate protection available where appropriate Optional Cash-Flow Endorsement to assist with capital and premium timing Key Competitive Advantages Access to a panel of A-rated carriers Creative underwriting for complex or hard-to-place risks Flexible terms tailored to each client’s exposure and funding structure Competitive commission structures for retail partners Underwriting Notes The program requires a minimum attachment point of $300,000 per accident and is only available in excess of a qualified self-insured retention. We partner with agents to structure excess layers—providing per-occurrence and aggregate forms when appropriate—and to evaluate captive or pooled arrangements where applicable. Territories and Availability Available in all 50 states and the District of Columbia. We can access both admitted and non-admitted markets depending on the client’s jurisdiction and risk profile. Why Work With Caitlin Morgan As a wholesale broker specializing in self-insured workers’ compensation programs, Caitlin Morgan delivers market access, underwriting insight, and placement experience. Our team understands the technical and financial needs of self-insured sponsors—whether a single employer or a group program—and works with reputable carriers to secure competitive, tailored excess placements. Contact: Chris Murray P: 800-723-7475, Ext. 233 [email protected] Frequently Asked Questions What types of accounts are a good fit for this Excess Workers Compensation program?This program fits individual employers and group self-insured entities with a qualified self-insured retention. Target industries include municipalities, healthcare, manufacturing, and transportation. What is the minimum attachment point for coverage?The minimum attachment point is $300,000 per accident. Coverage is provided in excess of a qualified self-insured retention. Are aggregate limits and endorsements available?Yes. Aggregate protection is available, and a Cash-Flow Endorsement can be added to support a client’s financial planning needs. Can this program be written in all states?Yes. Coverage can be placed in all 50 states and the District of Columbia, with access to admitted and non-admitted markets as appropriate for the jurisdiction. What carriers does Caitlin Morgan work with for this program?We work with a range of A-rated carriers to deliver flexible and competitive excess workers’ compensation solutions. Need help placing an account? Connect with a market specialist.

MCGOWAN, DONNELLY & OBERHEU, LLC Architects Professional Liability Insurance Overview of the Program from The McGowan Companies The McGowan Companies offers a comprehensive Architects Professional Liability Insurance program designed specifically for design professionals and engineering firms. This program helps protect your clients against the complex risks associated with professional services in the construction and design industry. Whether your client is a civil engineer, architect, construction manager, or part of a design/build firm, this program delivers tailored coverage backed by specialized underwriting expertise and access to top-tier carriers. Ideal Accounts and Appetite This program is a strong fit for a wide range of design and engineering professionals, including: Civil Engineers Construction Managers Design / Build Firms Electrical Engineers Forensic Engineers Geotechnical Engineers Landscape Architects Land Surveyors Structural Engineers You might have a client who is part of a multidisciplinary design/build firm working on mid-sized commercial developments, or an independent civil engineering consultancy engaged in municipal infrastructure projects—both would be strong candidates for this program. Coverage Highlights and Advantages Professional & Management Liability coverage tailored to design professionals Primary and Excess limits available to suit varying risk profiles Access to a range of carriers, allowing for flexibility in pricing and terms Coverage options that respond to claims due to errors, omissions, or professional negligence This program is designed to offer peace of mind to professionals responsible for critical design decisions, helping them manage exposures that could lead to costly litigation or project delays. Underwriting Notes and Minimum Premiums The McGowan Companies works with a variety of carriers and underwriters to provide flexible solutions for a wide range of account sizes and risk profiles. While minimum premiums may vary, the program is structured to be accessible to both small firms and larger practices with more complex exposures. Submissions with complete applications, detailed project listings, and a good claims history will receive the most competitive terms. Territories and Availability This Architects Professional Liability Insurance program is available in all 50 states and the District of Columbia, making it easy for you to place business regardless of where your client is located. Coverage availability may vary by carrier and is offered on both admitted and non-admitted paper depending on the specific risk and jurisdiction. Why Work With The McGowan Companies As a leading wholesale broker, McGowan, Donnelly & Oberheu, LLC provides access to broad markets and deep industry expertise. Their team understands the unique needs of design professionals and offers responsive service, competitive pricing options, and reliable support throughout the underwriting process. Partnering with McGowan ensures that your clients receive tailored solutions backed by a team that prioritizes your success. For more information on Architects Professional Liability Insurance, please contact us! Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for civil engineers, architects, construction managers, design/build firms, and other design professionals involved in planning or managing construction projects. Is coverage available in all states?Yes, the program is available in all 50 states and the District of Columbia, with coverage offered through various admitted and non-admitted carriers. What limits are available under this program?Both primary and excess liability limits are available, providing flexibility to meet the needs of small firms and larger organizations alike. Can I submit accounts with prior claims?Yes, submissions with prior claims will be considered. A detailed explanation of the claims and current risk controls will help in the underwriting process. What information is needed to get a quote?A completed application, project lists, and loss history are typically required to receive a quote. Additional documentation may be requested based on the complexity of the account. Need help placing an account? Connect with a market specialist.

...numbers, social security numbers, medical records, or other personally identif...ic backups, written incident response plans) generally place more favorably. ...

...ght have a condo association with limited primary limits and significant commo...

...dition to frames and lenses Medically necessary contact lenses and Lenti...Eye Surgery Discounts1 All BEST Life plans include 40-50% off the national av...