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Comprehensive Insurance Solutions for Oil and Gas Contractors
Sloan Mason Insurance Services, Inc. offers specialized access to a new facility backed by various 'A'-rated carriers, providing tailored Oil and Gas Contractors Insurance solutions. This program is designed to support contractors and lease operators in the energy sector, including those with up to 20% offshore exposure. With competitive terms and deep underwriting expertise, Sloan Mason is a trusted wholesale partner for agents and brokers seeking solid placement options in this complex and high-risk industry.
Ideal Accounts and Target Classes
This program is ideal for a wide range of oil and gas service providers. Whether your client is performing onshore lease operations or involved in offshore support, Sloan Mason’s markets can accommodate varied risk profiles. Target classes include:
Geophysical Exploration
Oil or Gas Lease Work by Contractors
Oil or Gas Lease Operators
Instrument Logging or Survey Work
Acidizing or Cementing Services
Cleaning or Swabbing Operations
Perforating and Shooting
Specialty Tool Operation by Contractors
Recovery, Perforating, or Installation of Casing
Minimum premiums vary by carrier, starting at $2,500, depending on class and exposure.
Coverage Highlights and Available Endorsements
This program offers broad coverage options to help insureds manage the unique exposures of the oil and gas industry. Available coverages and enhancements may include:
Blanket Additional Insured and Waiver of Subrogation
In REM Coverage
Gulf of Mexico Operations
Non-Owned Watercraft Liability
Pollution Coverage (Time Element and Full Pollution, depending on carrier)
These options provide flexibility to tailor policies for each client's operational footprint and risk level.
Underwriting Requirements
To receive a full underwriting review and the most competitive quote, agents should be prepared to submit the following documentation:
5-year payroll history
5 years of currently valued loss runs by line (within 120 days of requested effective date)
ACORD applications for each line of coverage requested
Completed supplemental applications
You can download the required Oil and Gas Contractors Data Sheet to streamline the submission process.
Program Availability
This offering is available in most states across the U.S., including key energy-producing regions such as Texas, Louisiana, Oklahoma, and Pennsylvania. Sloan Mason works with both admitted and non-admitted markets, depending on the state and risk profile, to ensure flexibility and competitive pricing.
Why Partner With Sloan Mason Insurance?
As a wholesale broker with deep specialization in oil and gas risks, Sloan Mason brings decades of experience and market access to agents and brokers nationwide. Their ability to secure terms from top-rated carriers and understand the nuances of energy accounts makes them a valuable partner for challenging placements.
Whether you’re placing a small contractor performing swabbing services or a larger operator with offshore exposure, Sloan Mason is equipped to help you navigate coverage options and underwriting requirements efficiently.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for oil and gas contractors and lease operators performing services such as geophysical exploration, cementing, casing installation, and offshore work up to 20% exposure.
Are offshore operations eligible for coverage?Yes, accounts with up to 20% offshore exposure can be considered, depending on underwriting and carrier guidelines.
What is the minimum premium for this program?Minimum premium varies by carrier, with starting points typically around $2,500, depending on the class of business and exposures.
What documentation is needed to get a quote?Agents should provide 5-year payroll history, 5 years of loss runs (valued within 120 days), ACORD forms, and the applicable supplemental applications.
Which states is this program available in?This program is available in most U.S. states, including major oil and gas regions like TX, OK, LA, and PA.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/sloanmason/General-Products-Liability/
Sloan Mason Insurance Services, Inc. specializes in placing challenging and hard-to-place risks, with a strong focus on Product Liability Insurance and General Liability coverage. As a wholesale broker with access to multiple carriers, Sloan Mason offers flexible solutions for manufacturers and distributors whose products or operations fall outside of standard underwriting appetites. Whether your client produces industrial components or consumer goods, Sloan Mason can help tailor a liability policy that addresses complex exposures and risk transfer needs.
Ideal Accounts and Appetite
Sloan Mason is a strong market for agents and brokers working with niche or higher-risk manufacturers and distributors. They regularly consider accounts involving:
Amusement Devices
Automobile/Truck Parts (non-critical)
Boats and Marine Products
Chemicals and Pharmaceuticals
Consumer Products and Toys
Contractors Equipment and Machinery
Fireworks
Medical and Diagnostic Equipment
Personal Protective Equipment
Lawn & Garden Equipment
Mining and Railroad Equipment
Pesticides and Plastics
Printing Presses
Sporting Goods (excluding football helmets and trampolines)
Trailers, Tanks, and Valves
And more
You might have a client who manufactures aftermarket marine components or distributes specialty consumer electronics—both examples of accounts Sloan Mason can evaluate. Their underwriters are prepared to review applications with unique exposures that traditional markets may decline.
Coverage Highlights and Advantages
Sloan Mason’s Product Liability solutions are built for complexity. Key benefits include:
Access to multiple carriers, including some admitted markets where available
Customized terms, including high deductibles and self-insured retention options
Capacity up to $2 million per occurrence
Support for emerging product technologies and legacy product exposures
Their tailored approach makes them a valuable partner when navigating liability issues tied to manufacturing, importing, or distributing goods with challenging safety, compliance, or usage factors.
Underwriting Notes and Minimum Premiums
Limits available up to $2 million per occurrence
Minimum premium: $15,000 for $1 million limit
Minimum deductible: $10,000
Due to the specialized nature of this program, complete application submissions and detailed product information are strongly encouraged to ensure the best possible underwriting outcome.
Territories and Availability
This Product Liability Insurance program is available in most U.S. states, including but not limited to CA, TX, FL, NY, IL, and PA. Sloan Mason supports licensed agents and brokers across 48 states and Washington, D.C. Reach out to confirm specific state availability or to discuss multistate exposures.
Why Work With Sloan Mason
With years of experience in placing hard-to-place liability risks, Sloan Mason brings deep underwriting knowledge, a responsive service model, and access to multiple markets to help you secure reliable coverage for your manufacturing and distribution clients. Their strength lies in evaluating risks that require a more thoughtful, customized strategy—especially when standard markets say no.
Call Sloan Mason today to discuss your Product Liability Insurance opportunities and get expert help navigating this complex line of business.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for manufacturers and distributors of products with elevated liability exposures, including amusement devices, consumer goods, medical equipment, and specialty machinery.
Are admitted markets available for this coverage?Yes, Sloan Mason has access to both admitted and non-admitted markets, depending on the state and risk profile.
What is the minimum premium for this Product Liability program?The minimum premium starts at $15,000 for $1 million in coverage, with higher limits available.
Are certain products excluded from coverage?Yes, Sloan Mason does not typically write football helmets or trampolines. All submissions are reviewed on a case-by-case basis.
Which states is this program available in?This program is available in most U.S. states, including CA, TX, NY, FL, and many others. Contact Sloan Mason to confirm availability in your client’s state.
Need help placing an account? Connect with a market specialist.