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Overview of the Program From Sloan Mason Insurance Services, Inc.
Sloan Mason Insurance offers access to a competitive wholesale program for Energy Risks — providing Property, Builder's Risk and Business Interruption insurance placed with an "A"-rated carrier. The program is designed for complex, high-value energy and process accounts where comprehensive property and income protection is required. As a wholesale broker, Sloan Mason facilitates underwriting access and placement options you can use to complete difficult-to-place energy risks.
Ideal Accounts and Appetite
This program will entertain mid- to large-size accounts across multiple energy and process classes, including:
Oil, gas and petrochemical operations — refiners, petrochemical plants, and gas pipeline risks
Power generation — fossil-fuel, hydroelectric, cogeneration, and alternative energy facilities; municipal water and sewage utilities
Chemical manufacturing and distribution — organic/inorganic chemicals, industrial gases, ethanol production, plastics and resins
Mining operations — coal, iron, copper, potash and similar extractive operations
Process industries — pulp & paper, steel mills, forging operations and similar heavy industrial facilities
Typical fits are fixed-location industrial facilities with significant property values and contingent business interruption exposures. The program is not intended for small retail properties or personal lines risks.
Coverage Highlights and Advantages
Property coverage tailored for complex energy and process exposures, including machinery breakdown where appropriate.
Builder's Risk solutions for large construction and turnaround projects within the energy sector.
Business Interruption and Extra Expense limits and wording designed to address extended outage and contingent supplier exposures common in energy operations.
Placement with an A-rated carrier and access to various treaty or facultative markets through Sloan Mason’s wholesale relationships.
Underwriting that understands manufacturing, refining, pipeline and utility exposures — helps produce competitive terms for technically complex accounts.
Underwriting Notes and Minimum Premium
To obtain a full underwriting review and the best possible quote, provide the following items:
Completed and signed ACORD application
Currently valued loss runs for the last 3 years
Completed statement of property values (Excel format)
Business interruption worksheet (Excel format)
Please view the program data sheet for details: Energy Risks - Property, Builder's Risk and Business Interruption Data Sheet
Minimum premium: $15,000.
Territories and Availability
The program is available through Sloan Mason as a wholesale broker in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Coverage and terms may vary by jurisdiction and by carrier.
Why Work With Sloan Mason on Energy Business?
Sloan Mason Insurance Services, Inc. combines wholesale placement capability with energy-sector underwriting experience. As a wholesale broker you gain:
Direct access to markets that underwrite complex energy property and BI exposures
An underwriting workflow that collects the technical details underwriters expect, helping speed review
Options for builder's risk and project-oriented placements in addition to ongoing property and BI programs
Example Accounts That Fit
A regional gas compression station with multiple lines of pipe and high equipment value seeking property and contingent BI limits during planned outages.
A cogeneration plant under construction requiring builder's risk for the installation phase and business interruption coverage tied to ramp-up operations.
How to Submit
Prepare the requested underwriting package (ACORD, loss runs, Excel property schedule and BI worksheet) and submit through your usual wholesale submission channel. Sloan Mason will coordinate placement efforts with the carrier and provide underwriting feedback to help you complete the placement.
Frequently Asked Questions
What types of energy accounts are a good fit for this program?Mid- to large-size energy and process facilities such as refineries, power plants, pipelines, chemical manufacturers, mining operations and heavy process industries that need robust property, builder's risk and business interruption coverage.
What documents are required for a complete submission?A completed and signed ACORD application, currently valued loss runs for the past three years, a completed statement of property values (Excel) and a business interruption worksheet (Excel). The program data sheet linked above provides additional detail.
Is this available nationwide?The program is available in the states listed above. Terms, capacity and admissibility may vary by state and by carrier.
What is the minimum premium and typical account size?The program minimum premium is $15,000. It is geared toward accounts with significant property values and material business interruption exposure rather than small, low-premium risks.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/sloanmason/Marine-General-Liability/
At Sloan Mason Insurance Services, Inc., we specialize in tailored Marine General Liability Insurance for businesses operating in the maritime and waterfront sectors. As a wholesale broker with deep marine expertise, we provide agents and brokers with the underwriting guidance and market access needed to place hard-to-place and complex marine risks.
Ideal Accounts and Appetite
Our Marine General Liability program targets a broad range of maritime and waterfront operations where both land- and water-based exposures exist. We focus on accounts that require a nuanced understanding of marine liabilities and flexible placement options. Typical classes include:
Diving contractors
Dock and wharf construction
Dredging contractors
Labor contractors
Marine construction contractors
Painting and sandblasting contractors
Shipyards
Ship repair subcontractors
Stevedores
Wharfingers
Terminal operators
Examples of good fits: you might have a client that operates a small shipyard on the Gulf Coast, or a contractor who performs underwater welding and requires coverage for both wet and dry operations. These types of accounts are exactly what this program is built to address.
Coverage Highlights and Advantages
This program provides broad Marine General Liability protection designed for maritime operations exposed to third-party bodily injury and property damage. Key features include:
Limits up to $1,000,000 per occurrence
Coverage for third-party bodily injury and property damage
Customizable endorsements tailored to specific marine operations
Options to address both wet (watercraft/boarding) and dry (onshore/marine construction) exposures
Policy wording and endorsements are selected with maritime exposures in mind so insureds receive coverage that aligns with operational realities on docks, vessels, and waterfront job sites.
Underwriting Notes and Minimum Premiums
We work with a range of admitted and non-admitted carriers to deliver flexible placement options. Underwriting is deliberate and risk-focused—especially for complex operations—and we welcome detailed submissions. Minimum premiums start at $15,000, depending on class of business, limits, and loss history.
For faster review, provide a completed application, detailed operations descriptions, recent loss runs, and any safety or risk-control documentation available.
Territories and Availability
This Marine General Liability program is available in the following states:
Alaska (AK)
Arizona (AZ)
California (CA)
Florida (FL)
Louisiana (LA)
Mississippi (MS)
Nevada (NV)
New Jersey (NJ)
Texas (TX)
Some markets are available on an admitted basis depending on state and carrier; other placements may be non-admitted. We will help identify the best regulatory/placement option for each client.
Why Work With Sloan Mason Insurance Services, Inc.
Sloan Mason brings specialized marine underwriting knowledge and hands-on service to the wholesale market. We combine access to multiple carriers with practical experience evaluating marine risks, which helps you place accounts that many standard markets decline or struggle to price.
Our approach emphasizes clear underwriting requirements, partnership with brokers on risk control, and tailored endorsements that reflect the insured’s operations. Whether placing a small stevedoring operation or a larger marine construction firm, we aim to streamline the placement process and produce durable, market-appropriate solutions.
Let us help you place your clients’ Marine General Liability Insurance needs today!
Frequently Asked Questions
What types of accounts are a good fit for this Marine General Liability program?Ideal accounts include diving contractors, shipyards, marine construction firms, stevedores, terminal operators, and other maritime service providers with both wet and dry exposures.
What is the minimum premium for this program?Minimum premiums generally start at $15,000, though the final premium depends on the class of business, limits requested, and loss history.
Is this program available on an admitted basis?Some carrier options are admitted depending on the state and specific risk; we also place business on a non-admitted basis where appropriate.
Which states is this program available in?This program is offered in AK, AZ, CA, FL, LA, MS, NV, NJ, and TX.
What information is needed to submit a risk?Provide a completed application, a detailed description of operations, current loss runs, and any available safety/risk control documentation to expedite underwriting review.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/sloanmason/refinery-chemical-plant-and-power-generation-facility-contractors-insurance/
Sloan Mason Insurance Services, Inc. now offers access to a new facility with multiple "A"-rated carriers to place General Liability, Pollution, Professional, Auto and Umbrella programs for Refinery, Chemical Plant & Power Generation Facility Contractors Insurance. This program is designed for contractors who perform inspection, installation, repair and related specialty services at heavy industrial sites.
Target classes and ideal accounts
This program is aimed at specialty contractors and service firms working in refinery, chemical plant and power generation environments. Target classes include:
Welding and process piping
Boiler inspection, installation and repair
Machinery inspection, installation and repair
Millwright work
Field machining
Turbine inspection, installation and repair
Compressor and pump inspection, installation and repair
Coverage highlights and program advantages
Multi-line solutions: placement options for GL, Pollution, Professional (E&O), Auto and Umbrella to provide coordinated coverage for complex industrial exposures.
Access to several "A"-rated carriers through Sloan Mason’s wholesale broker facility, increasing chances of placement on difficult accounts.
Underwriting tailored to specialty contractors working at operational heavy industrial sites—focus on controlled-site exposures, contractual liability, and pollution management.
Underwriting notes and minimum premiums
Underwriters will evaluate operational controls, loss history, project scope, contractual arrangements and pollution exposures. The facility has minimum premium thresholds as follows:
$10,000 minimum premium for General Liability
$5,000 minimum premium for Pollution and Professional coverages
$10,000 minimum premium for Umbrella liability
Typical submission requirements for a full underwriting review:
Five years of payroll history
Five years of currently valued carrier loss runs by line (valued within 120 days of requested effective date)
ACORDs by line of coverage requested
Completed supplemental application(s)
Please view the Refinery, Chemical Plant and Power Generation Facility Contractors Data Sheet for the program supplemental application and data requirements.
Appetite and common declinations
Well suited: experienced specialty contractors and inspection/installation teams working under formal site safety and environmental controls, with documented safety programs and stable loss history.
Typically not a fit: contractors with uncontrolled or unresolved pollution exposures, contractors primarily performing large turnkey construction where the insured assumes general contractor responsibilities without adequate controls, or accounts with recent frequent large losses—such business may be referred for alternative market placement.
Territories and market positioning
Sloan Mason offers this program broadly across the U.S. territory list below. The facility operates with most available markets (admitted and non-admitted placement options may be considered depending on state and risk):
AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY
Why work with Sloan Mason on this business
Wholesale broker access to multiple "A"-rated markets increases placement options for challenging industrial contractor risks.
Dedicated underwriting focus on refinery, chemical plant and power generation contractor exposures helps produce coordinated multi-line placements.
Streamlined submission checklist and supplemental data sheet to speed review and improve quote accuracy.
Example accounts that fit this program
An industrial millwright firm that performs turbine alignments and on-site machining for a power plant, with documented safety programs and three years of clean loss history.
A mechanical contractor that installs and repairs compressors and pumps at a chemical processing facility under written site access and pollution control procedures, seeking GL, pollution and excess limits.
Frequently Asked Questions
What types of contractor accounts are a good fit for this program?Specialty contractors who perform inspection, installation, repair and machining services at refineries, chemical plants and power generation facilities—examples include welding/process piping, turbine work, compressors/pumps, millwrights and boiler services with documented safety and pollution controls.
What minimum documentation do I need to submit for a complete review?Provide five years of payroll history, five years of currently valued loss runs (valued within 120 days), ACORD applications by line, and completed supplemental application(s). Use the program data sheet linked above for the supplemental forms.
What are the program minimum premiums?The facility’s stated minimums are $10,000 for General Liability, $5,000 for Pollution and Professional, and $10,000 for Umbrella. Final premium depends on class mix, limits and loss experience.
Is this available nationwide and are admitted markets offered?The program is available across the listed U.S. states and operates with most available markets. Sloan Mason can consider admitted or non-admitted placement depending on state rules and the specific risk.
Need help placing an account? Connect with a market specialist.
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Comprehensive Insurance for Sewer and Water Main Contractors
Sloan Mason Insurance Services, Inc. offers a specialized insurance program designed for sewer and water main contractors. This program is backed by A-rated, admitted carriers and provides a robust package of coverages, including Auto Liability, General Liability, Property, Inland Marine, Workers' Compensation, and Umbrella. Offered exclusively through Sloan Mason, this program is ideal for contractors operating in large-scale infrastructure environments.
Ideal Accounts and Target Risks
This program is specifically tailored for contractors working in new tract developments and public infrastructure projects. It is not intended for contractors performing residential hook-ups or other small-scale residential work. Ideal accounts include those involved in underground utility work, pipeline installation, and municipal water and sewer projects.
Example accounts include:
Contractors installing water mains for a new commercial development
Firms replacing sewer lines for municipal improvement projects
Coverage Highlights
Key coverages available under this program include:
Auto Liability
General Liability
Property
Inland Marine
Workers' Compensation
Umbrella Liability
Coverage is available on an admitted basis, providing agents and their clients with peace of mind and regulatory compliance in most states.
Underwriting Requirements and Minimum Premiums
To receive a full underwriting review and the most competitive quote, agents should be prepared to submit the following documentation:
Five-year payroll history
Five years of currently valued, carrier-issued loss runs (dated within 120 days of the requested effective date)
Acord applications for AL, GL, Property, Inland Marine, and Umbrella
Current NCCI or WCIRB Experience Rating Worksheet
Completed contractor supplemental (generic forms accepted)
Minimum premium thresholds:
$25,000 for the combined AL/GL/Property/Inland Marine/Umbrella package
$7,500 for Umbrella coverage alone
For a detailed submission checklist, please refer to our Underground Utility Contractors Data Sheet.
Territory and Availability
This program is available in all 50 states and the District of Columbia. Sloan Mason works with various carriers to ensure broad access and flexible underwriting capabilities nationwide.
Why Partner With Sloan Mason Insurance Services, Inc.?
As a wholesale broker with deep expertise in contractor-related risks, Sloan Mason delivers tailored solutions for complex accounts. Their access to top-rated, admitted markets ensures that you can place your contractor clients with confidence. With a strong focus on underground utility and infrastructure contractors, Sloan Mason understands the unique liability and equipment exposures in this industry and provides responsive service and underwriting support to help you close more business.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program targets sewer and water main contractors working on new tract developments and public infrastructure projects. It is not suitable for contractors performing residential hook-ups.
Is this program available in all states?Yes, the program is available in all 50 states and the District of Columbia through Sloan Mason’s network of carriers.
What is the minimum premium for this program?The minimum premium is $25,000 for the combined AL/GL/Property/Inland Marine/Umbrella package, and $7,500 for Umbrella coverage alone.
What documentation is required to obtain a quote?Agents must provide five years of payroll history, five years of loss runs, Acord applications, a current NCCI or WCIRB worksheet, and a completed contractor supplemental form.
Can residential plumbing contractors qualify for this program?No, this program does not cover contractors who perform residential hook-ups or small-scale residential work.
Need help placing an account? Connect with a market specialist.