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...chised and large independent auto dealers, associations, and finance company f...provides a hail-triggered payout for dealers in high-weather-risk zones where ...
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https://completemarkets.com/company/Amwinsunderwriting/Lawyers-E-O/
LawGold, part of Amwins Program Underwriters, offers E&O insurance coverage for law firms with 1-40 attorneys.
Overview of the Program From Amwins Underwriting
Amwins Underwriting’s LawGold program provides professional liability (Lawyers E&O) designed specifically for small law firms and solo practitioners. The program is geared to firms that need tailored E&O protections, flexible optional enhancements, and access to admitted paper in many states. Coverage is issued through Amwins Program Underwriters and underwritten with an emphasis on straightforward risks and clean or minimal loss histories.
Ideal Accounts and Appetite
Solo attorneys and small law firms of 1–40 attorneys.
Clean or minimal prior loss history; some affirmative consideration for firms with limited, well-managed prior claims.
Solo attorneys or at least one partner should have been admitted to practice for at least two years.
Practices without extensive high-exposure specialties (e.g., mass torts, large transactional platforms, or frequent class actions) are the best fit.
Coverage Highlights and Advantages
Professional liability (errors & omissions) limits appropriate for small law firms.
Electronic media liability included to address risks from online communications and content.
Worldwide coverage available for professional services, subject to policy terms.
Predecessor firm coverage to protect newly merged or reorganized practices.
Optional coverages to broaden protection, including:
Separate limit for claims expenses
Client identity theft coverage
Broadcasters liability
Career coverage
Trustees liability coverage
Gramm-Leach Bliley Act (GLBA) coverage
Lateral hire coverage
Underwriting Notes
Underwriting focuses on the firm’s practice areas, claims history, attorney experience, and risk management controls. Expect underwriters to ask for:
Prior acts and loss history details
Resume or biography for principals/partners showing admission dates and experience
Information on firm procedures for conflicts, client intake, and data security when optional cyber/identity products are requested
Firms with significant or recurrent malpractice claims, high-volume transactional work, complex litigation exposures, or specialty practices outside the program’s appetite may be declined or referred to excess/non-program markets.
Territories and Admitted Status
The LawGold program is available in all U.S. states and Washington D.C. Amwins offers admitted coverage in select states. Admitted coverage is available in: AL, AZ, CO, FL, GA, IL, IN, KS, MA, MI, MO, NE, NV, NC, OH, PA, TX, UT, and WV. Non-admitted or excess options may be available in other jurisdictions—confirm state placement options with Amwins underwriting.
Example Accounts That Fit This Program
A two-attorney family law firm with clean prior history seeking a policy that includes electronic media coverage and optional client identity theft protection.
A solo transactional attorney admitted for five years looking for admitted paper in their state and predecessor coverage after a recent firm name change.
Why Work With Amwins Underwriting on Lawyers E&O
Program-focused underwriting tailored for small law firms and solo practitioners.
Admitted paper in many states combined with optional enhancements that let you tailor protection to the client’s exposures.
Simple eligibility guidelines that help agents place straightforward risks quickly.
Access to Amwins’ broader distribution and program resources when accounts need placement support or endorsement tailoring.
For additional program details, application instructions, and submission requirements, refer to the LawGold product page: Click here for additional details about our LawGold program.
Frequently Asked Questions
What types of accounts are a good fit for LawGold?LawGold targets solo attorneys and law firms with 1–40 attorneys that have clean or minimal loss histories and at least one partner or solo attorney admitted for two or more years. Routine practice areas and firms without frequent high-exposure litigation are ideal.
Is admitted coverage available?Yes. Amwins offers admitted LawGold coverage in select states (including AL, AZ, CO, FL, GA, IL, IN, KS, MA, MI, MO, NE, NV, NC, OH, PA, TX, UT, and WV). Availability varies by state—confirm with underwriting at submission.
What optional coverages can I add for a client?Options include a separate limit for claims expenses, client identity theft coverage, broadcasters liability, career coverage, trustees liability, GLBA coverage, and lateral hire coverage. Availability depends on underwriting and the client’s exposures.
What information does underwriting typically require?Underwriters generally request prior acts/loss history, resumes or admissions dates for principals, descriptions of practice areas, and details on firm risk controls—especially if optional cyber/identity protections are requested.
How should I submit a deal or get more information?Submit via your usual Amwins placement channels or contact the Amwins Underwriting team for guidance on eligibility, admitted availability by state, and submission checklists.
Need help placing an account? Connect with a market specialist.
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https://completemarkets.com/company/Amwinsunderwriting/Welding-Industrial-Gas-Suppliers/
Overview — Amwins Underwriting: Welding & Industrial Gas Suppliers Program
APU's Welding & Industrial Gas Suppliers program is a targeted property and casualty program underwritten by Amwins Underwriting with deep experience in the welding and industrial gas distribution sector since 1992. The program is designed for distributors and suppliers of compressed and bulk gases and offers tailored coverages and endorsements that address the unique physical, auto and pollution exposures of this industry.
Ideal accounts and target classes
This program is built for welding supply distributors, gas suppliers and installers who handle compressed gases such as Argon, Nitrogen, Propane, Acetylene and Oxygen. Typical accounts include:
Independent welding supply stores and regional distribution centers
Cylinder and bulk tank suppliers and refill stations
Companies that deliver cylinders or operate cylinder exchange programs
Accounts with disciplined safety programs, organized cylinder inventories, formal delivery controls and loss histories consistent with industry norms are the best fit.
Coverage highlights and advantages
The program combines broad property and casualty coverage with industry-specific enhancements to address the common causes of loss for gas suppliers:
Property — high limits available for buildings, stock and equipment.
Inland Marine — specific cylinder and bulk tank coverage for transit and storage.
General Liability — standard limits up to $1M/$2M per occurrence with broadened pollution options.
Auto — commercial auto coverage with $1M limits and MCS-90 included where required.
Umbrella/Excess — high excess limits available to match larger account exposures.
Fumes coverage — optional coverage for fumes-related exposures now available.
Other — crime, property enhancement endorsements, DOT/state filings and optional cyber liability.
Underwriting notes and minimum premium
Underwriters will want completed industry standard applications, the Welding & Industrial Gas Suppliers Supplemental Application, and valued loss runs for the current plus three prior years (valued within the last 60 days). The program requires a minimum package/auto premium of $15,000. Key submission items that improve placement chances include:
Detailed inventory of cylinders and bulk tanks (locations, counts, capacities)
Driver qualification and vehicle maintenance programs for delivery fleets
Safety procedures for gas handling, storage and emergency response plans
Appetite and common declinations
The program generally favors mid-size to larger distributors with formalized operations and loss control practices. Accounts with repeated large losses, unmanaged cylinder fleets, significant field installation exposures without trained crews, or unusual hazards outside standard welding/gas distribution operations may not be good fits.
Territories and carrier
This program is available in the following states: AL, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Coverage is underwritten with Chubb. Please confirm specific availability and filing requirements state-by-state at submission.
Why place this business with Amwins Underwriting
As a Managing General Agency with a long-standing focus on welding and industrial gas suppliers, Amwins Underwriting combines specialized underwriting, program-level endorsements and carrier access to place complex risks that general commercial markets may decline or limit. The program’s industry endorsements — including broadened pollution on auto, property enhancements and fumes coverage — help deliver a tailored solution for agents placing accounts in this niche.
Example account scenarios
You have a regional distributor with a central warehouse, a cylinder refill operation, and a small delivery fleet — the program can package property, inland marine for cylinders, GL, auto and excess limits to create a consolidated placement.
You represent a multi-location cylinder exchange business with exposure to compressed gases — the program’s inland marine, fumes coverage and broadened auto pollution options are useful attachments to consider.
Submission checklist
Completed industry applications and Welding & Industrial Gas Suppliers Supplemental Application
Current + three years loss runs (valued within 60 days)
Inventory and description of cylinder/bulk tank operations
Frequently Asked Questions
What types of accounts are the best fit for this program?Mid-size to larger welding supply distributors and industrial gas suppliers with organized cylinder inventories, formal safety programs, and controlled delivery operations are ideal. The program favors accounts where loss control and fleet management are in place.
What are the minimum submission requirements?Submit completed industry applications, the Welding & Industrial Gas Suppliers Supplemental Application, and current plus three prior years of loss runs valued within the last 60 days. Include cylinder/bulk tank inventories and fleet safety documentation to speed underwriting.
What coverages or endorsements are unique to this program?The program offers inland marine for cylinders and bulk tanks, broadened pollution on auto liability, property enhancement endorsements, DOT/state filings and optional fumes coverage and cyber liability tailored for this industry.
Need help placing an account? Connect with a market specialist.