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Amwins Specialty Casualty Solutions (ASCS), part of the Amwins Underwriting division, is an MGA and specialty program creator with nearly $1B GWP across multiple industries and lines. ASCS distributes a suite of public entity products designed for pools and individual government clients. Below is a clear summary you can use when evaluating placement options for your public entity insureds. Program overview Amwins Underwriting’s Public Entity Insurance Programs provide dedicated property, liability, and workers’ compensation solutions for public-sector entities. These programs combine specialty underwriting, flexible capacity, and access to well-capitalized markets and reinsurers to address exposures unique to municipalities, school systems, special districts, public housing authorities and similar public entities. Ideal accounts and appetite Municipalities (cities, towns, counties) Public schools and higher education institutions Special districts and service authorities Public housing authorities and municipal utilities Pools and joint powers authorities seeking programmatic solutions You should consider these programs when your client needs higher capacity, layered solutions, or specialized terms crafted for public entities that standard commercial markets struggle to accommodate. Coverage highlights and advantages Public Entity Property: Up to $50M capacity per risk; administered by ASCS and written by a non-admitted carrier; excess follow-form; no TIV cap. Note: unable to participate on lead/primary layers. Public Entity Casualty: Liability offered as follow-form excess or reinsurance; up to $3M per occurrence; placed on AM Best “A-” paper and backed by a panel of global reinsurers; strong underwriting and claims expertise. Public Entity Workers' Compensation: Options include buffer, SIR, alternative funding and excess solutions; carrier ratings across programs range from AM Best "A+" to "A-" XII; available in all states. Underwriting notes and placement considerations Underwriting is program-driven and tailored to public entity exposures. Key considerations include existing policy layers (for follow-form placements), desired limit structure, loss history for public-sector operations, and whether the client is a pool or a single entity. The Property program operates on non-admitted paper; casualty and workers’ comp placements use admitted markets or reinsurer-backed structures depending on the program. Amwins’ underwriting team expects complete submissions with current values, schedules of locations, loss runs, and details on risk-transfer arrangements. Territories and availability Programs are available nationwide. States of availability include: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why place public entity business with Amwins Underwriting Amwins Underwriting brings program design expertise, deep public entity underwriting, and strong carrier/reinsurance relationships. That combination helps you place larger limits, structure layered solutions, and offer funding alternatives for clients who need more than standard commercial terms. The underwriting and claims bench strength noted on the casualty program provides additional confidence for complex liability exposures. (*We work with pools and individual public entities) Frequently Asked Questions What types of public entity accounts are a good fit for these programs?These programs target municipalities, public schools and colleges, special districts, public housing authorities, municipal utilities, and pools. They are a strong fit when clients need higher capacity, excess or reinsurance placements, or alternative funding structures for workers’ comp. Are the programs admitted or non-admitted?Placement depends on the specific product: the Public Entity Property program is written by a non-admitted carrier and administered by ASCS. Casualty and workers’ compensation placements may be on admitted paper or structured with reinsurer support; confirm program specifics when submitting. What information should I include with a submission?Provide current policy details and limits, TIV and schedule of locations for property, recent loss runs, description of operations and exposures, any existing SIR or alternative funding arrangements, and details about pools or joint powers structures if applicable. Which states are these programs available in?The programs are available nationwide. Refer to the storefront for the full list of states, and confirm any state-specific requirements during submission, especially for workers’ compensation and surplus-lines placements. Need help placing an account? Connect with a market specialist.

Workers' Compensation Coverage for ReMA Members Amwins Program Underwriters' (APU) AmeriComp Recycling insurance program has partnered with APU’s RecycleGuard program — the only property & casualty insurance program sponsored by ReMA — to provide a dedicated workers’ compensation solution for ReMA members. This program is designed for agents who need a market with deep scrap-industry knowledge, tailored underwriting, and broad territorial availability. Overview of the Program From Amwins Underwriting The Amwins Program Underwriters Recycling workers’ compensation program offers specialty underwriting and market access for established recycling operations. The program combines AmeriComp’s WC capabilities with RecycleGuard’s recycling expertise to help you place complex recycling accounts that may not fit standard WC markets. Ideal Accounts and Appetite This program targets established ReMA members with demonstrated industry operations and loss control practices. Typical accounts that fit the appetite include: Metal recyclers — iron & steel and non-ferrous facilities Paper, plastics, glass, textile, and electronics recycling operations Collection centers, shredding operations, and automobile dismantlers Clients with consolidated yard operations, employee training programs, and basic safety controls Accounts that are less likely to fit include brand-new operations without industry experience, entities with uncontrolled chemical processing exposures, or businesses with very high incident frequency and poor safety programs. Coverage Highlights and Advantages Program specifically tailored to scrap and recycling exposures — underwriters understand site operations, common loss scenarios, and loss-control best practices. Available access to admitted markets in the territories shown below; program has relationships with A.M. Best rated "A" capacity. Flexible limits available to match larger payrolls and multiple locations (limits vary by account). Designed for agents who need a disciplined, consistent underwriting approach for recycling risks. Underwriting Notes and Minimum Premiums Eligibility: Established ReMA members only. Minimum premium: $15,000 — the program is positioned for mid-to-larger accounts rather than small, high-volume retail placements. Limits: Various — underwriters will tailor limits to payroll, operations, and loss history. Carrier relationships include QBE; program capacity is supported by A.M. Best rated "A" markets. Territories and Availability Admitted availability in all states listed below. The program is available in: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY Why Work With Amwins Underwriting on Recycling Workers’ Compensation Specialized underwriting for recycling — reduces friction on submissions that require industry expertise. Partnership with RecycleGuard and ReMA provides credibility and a focused placement channel for members. Appropriate for agents with established recycling clients who need admitted, A-rated capacity and tailored WC programs. Example Account Scenarios You have a metropolitan metal recycling yard with 40 employees, documented safety programs, and steady payroll — this program can provide admitted A-rated WC capacity with tailored limits. A client operates a mid-sized electronics recycling facility with specialized processing lines and a formal training program; the program’s underwriting team can evaluate operations and structure appropriate coverage terms. For best results, submit complete applications with loss runs, descriptions of operations, details on safety and training programs, and any relevant certificates of compliance. Underwriters will evaluate on operational controls, loss history, and payroll detail. Frequently Asked Questions What types of recycling accounts are a good fit for this program?Established ReMA members in metal (iron, steel, non-ferrous), paper, plastics, glass, textiles, electronics, collection centers, shredders, and automobile dismantling operations are the primary targets. The program prefers businesses with documented safety programs and known operating histories. What is the minimum premium and typical underwriting threshold?The program’s minimum premium is $15,000, making it best suited to mid-sized and larger recycling operations rather than small or start-up businesses. Which states and admitted options are available?The program is available in the states listed above and is positioned for admitted placements in those territories. Confirm state availability on submission as filings and capacity can vary. What materials should I include with a submission?Include current loss runs, a detailed operations description, payroll by class code, safety and training program documentation, and any regulatory compliance records. Complete submissions speed underwriting decisions. Need help placing an account? Connect with a market specialist.

Amwins Specialty Auto Specializing in Giving You More, When You Need it Most. Amwins Specialty Auto offers a variety of programs to meet the needs of our insureds with flexible terms and an array of discounts. We also accept many different types of licenses, including no license. Our customer service is unmatched in the industry with quick solutions to any questions. Available in FL, TX & OK! Our approach to personal lines auto coverage: Careful and disciplined underwriting Flexibility and innovation Fast and friendly service Responsive claims handling Comprehensive, customizable reporting Strong data integrity Easy-to-use software Benefits for insureds: Amwins mobile app for easy payments, contact your agent, track payment history, access policy information Roadside assistance 7 vehicles allowed Artisan use coverage And more! Customized personal auto insurance solutions for insureds located in Florida, Texas & Oklahoma Florida Programs Texas Programs Oklahoma Programs Interested in learning more? Visit our website!

NARDAC, part of Amwins Underwriting, is a specialist energy and infrastructure MGA. Through the Community Solar digital platform, NARDAC focuses on quickly quoting and binding coverage for mid-size, operational commercial and industrial solar photovoltaic (PV) accounts. Overview of the Program This program offers tailored property and business interruption protection for operational solar PV locations. The digital Community Solar platform is designed so agents can turn around quotes in minutes for eligible accounts. The program is offered on a non-admitted basis where applicable. Ideal Accounts and Appetite Operational commercial and industrial solar PV installations (roof, ground mount, carports). Insured values typically between $100K - $20M per location. Single locations or small portfolios (up to 30 locations). Accounts across mainland USA (see Territories & Availability). Includes accounts with battery energy storage systems (BESS). Coverage Highlights and Advantages 100% coverage for property damage and business interruption. Minimum 25% of TIV provided for NAT CAT cover; full NAT CAT limit available for locations under $2M TIV. BESS coverage included. Coverage enhancements available: contingent business interruption, stipulated loss value, replacement power, TRIA, and deductible options. No minimum premium required. Underwriting Notes Underwriting focuses on operational performance, site construction (roof vs. ground vs. carport), insured value, and exposure to natural catastrophes. Portfolio submissions (up to 30 locations) are considered; smaller portfolios often receive faster digital quotes. Provide current loss history, site photos or module layouts, and BESS specifications when applicable to speed review. Territories & Availability This program is available across mainland USA (Alaska, Hawaii and Puerto Rico excluded). See the list of states in the program details for site-by-site eligibility. The offering is provided on a non-admitted basis in the states where admitted filings are not available. Why Work With NARDAC / Amwins Underwriting Niche energy and infrastructure underwriting expertise through an Amwins MGA. Digital quoting for fast turnaround on standard, eligible accounts. Flexibility for mid-size portfolios and BESS exposures. Competitive coverage enhancements to address the unique risks of operational solar sites. You can view additional program detail through Amwins' product page linked above. Frequently Asked Questions What types of solar accounts are a good fit for this program?Operational commercial and industrial PV installations with values between $100K and $20M per location are ideal. The program accepts roof, ground-mount and carport systems, including sites with battery energy storage. How quickly can I get a quote?Standard, eligible accounts can be quoted in minutes via the Community Solar digital platform. More complex accounts or portfolio submissions may require standard underwriting review. Are battery energy storage systems (BESS) covered?Yes. The program includes BESS coverage; provide BESS specifications and any relevant safety or monitoring information to support underwriting. What information speeds submission and binding?Provide current loss history, TIV per location, site type (roof/ground/carport), module or array layouts, and BESS details if applicable. Clear documentation reduces review time and helps deliver faster digital quotes. Need help placing an account? Connect with a market specialist.

The cannabis insurance market continues to expand and evolve. Amwins Program Underwriters’ Cannabis program delivers focused property & casualty solutions for the emerging risks cannabis and hemp businesses face. With low minimum premiums, streamlined applications and fast turnaround, Amwins Underwriting is positioned to be your one-stop market for placing coverage across the cannabis supply chain. Ideal accounts and appetite This program targets operators across the licensed cannabis and hemp industries. It is a strong fit for accounts that need standard property and liability protections tailored to cannabis exposures rather than bespoke, high-capacity or highly complex package placements. Dispensaries and retail operations Wholesalers and distributors Cultivation — indoor and outdoor Delivery and transport (including offsite/transit coverage) Manufacturers — extraction, infused products, bakeries Hemp, CBD and minor cannabinoid producers Testing labs and consultants Lessor’s risk for mixed-use properties (incidental habitational and non-cannabis tenants acceptable) Coverage highlights and advantages Amwins’ Cannabis P&C program offers both monoline and packaged options designed for cannabis-specific exposures. Underwriting is handled by underwriters experienced with this industry, which helps produce competitive terms and more consistent placements than generalist markets. Property — monoline or packaged solutions Equipment breakdown General liability and products liability Inland marine and property-in-transit endorsements Limits available include general liability up to $2m/$2m, products liability up to $1m/$2m and property limits to $15m per location, subject to underwriting and state availability. Underwriting notes and minimums The program keeps application requirements straightforward to enable quick quotes. Standard eligibility focuses on licensed operators with documented compliance programs and typical risk controls (inventory controls, secured storage, licensed transport procedures, etc.). The program’s stated minimum premium is $750. Large or unusually hazardous operations may require referral to specialty markets. Territories and availability The program is available in all U.S. states where cannabis or hemp is legal, including—but not limited to—the following jurisdictions: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Availability and specific coverages may vary by state and local regulatory environment. Why place this business with Amwins Underwriting Amwins Program Underwriters combines targeted cannabis underwriting expertise with programmatic efficiency. You can expect underwriters who understand cultivation, manufacturing and retail exposures and who provide product options that reflect the unique operational risks of the industry. Example placements: A single-location dispensary seeking a packaged property and GL policy with transit coverage for deliveries. A mid-size indoor cultivator that needs equipment breakdown coverage and higher property limits at one primary location. For additional details, click here to visit our website. Frequently Asked Questions What types of cannabis accounts are a good fit for this program?This program fits licensed dispensaries, wholesalers, cultivators (indoor and outdoor), manufacturers (extraction and infused products), testing labs, delivery/transport operators and lessor’s risks with incidental non-cannabis tenants. Complex or high-capacity industrial operations may require referral. What coverages can I get through Amwins Program Underwriters’ Cannabis program?Agents can place property (monoline or packaged), equipment breakdown, general liability, products liability, inland marine and property-in-transit endorsements. Limits and specific terms depend on underwriting and state requirements. Are there minimum premiums or submission requirements I should know about?The program has a stated minimum premium of $750. The underwriting team favors straightforward submissions with clear licensing documentation, inventory controls and basic risk-management practices to enable quicker binding. Which states are eligible for placement?The program is available in U.S. states where cannabis or hemp is legal. State availability and coverages vary; confirm state-specific appetite and restrictions with underwriting on each submission. Need help placing an account? Connect with a market specialist.

Overview — Amwins Underwriting: Community Associations (HOA / POA) The Amwins Underwriting division offers two complementary solutions for homeowners associations, community associations and planned communities. Agents can place property & casualty for common-area exposures through the Amwins Program Underwriters' Community Association program, and community association management liability through Kevin Davis, part of the Amwins Underwriting division. Together these programs are designed to address typical HOA/POA risks and management liability exposures on large-scale associations and planned communities. Ideal Accounts and Appetite Amwins Underwriting targets large community associations with common-area property and liability exposures. Typical fits include associations that own or operate: Recreational facilities such as pools, waterparks, and community centers Equestrian facilities and riding arenas Golf courses and related amenities Planned communities, master associations and large-scale HOA/POA portfolios For management liability, the Kevin Davis offering writes a broad range of association types including condo associations, homeowner associations, co-ops, planned unit developments, commercial condos, resorts and condo-hotels. Ineligible Risks (Common Restrictions) The programs are not intended for the following classes: Affordable housing or apartment buildings Monoline coverage submissions Residential condominiums (for property placement, contact your local Amwins broker for direction) Senior living facilities and medical centers Timeshares, hotels/motels, daycares and schools Townhouses/townhomes and operations with high rental exposures Coverage Highlights and Advantages Property & casualty coverage tailored to common-area exposures and amenities. Dedicated community association management liability capacity through the Kevin Davis platform — designed for board/director and management-related exposures. Underwriting that considers amenity mix (pools, golf, equestrian), maintenance practices, and risk controls specific to associations. Access to multiple carriers and markets through Amwins' wholesale/MGA relationships to help place challenging or complex accounts. Underwriting Notes and Submission Considerations When submitting, provide clear details on association size, total insured value for common areas, descriptions of amenities, recent loss runs, and governance/management structure. For management liability submissions, include information on board composition, prior claims or litigation, and any risk management or compliance procedures the association follows. Territories and Availability These programs are available across a broad footprint: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI and WY. Why Work with Amwins Underwriting on Community Associations Specialized underwriting teams focused on association exposures and amenities. Two complementary solutions—property & casualty and management liability—allow brokers to coordinate coverages with a single wholesale partner. Experienced placement resources and access to multiple carrier options to improve bind probability on complex risks. Example Accounts You might have a large coastal HOA that operates multiple pools, a clubhouse and a gated entry — Amwins can underwrite the common-area property/liability exposures while Kevin Davis' management liability product covers board/director risks. A planned residential community with an on-site equestrian facility and shared golf course — the program can address the unique liability and property exposures posed by specialty amenities. Frequently Asked Questions What types of association accounts are the best fit for these Amwins programs?Large homeowners associations, master-planned communities and planned unit developments with common-area amenities (pools, golf, equestrian, clubhouses) are the primary targets. Management liability accepts condo associations, HOAs, co-ops, resorts and commercial condo exposures. Which operations are typically ineligible?The programs generally exclude affordable housing, apartments, senior living/medical facilities, timeshares, hotels/motels, schools, daycares, townhomes/townhouses, and accounts with high rental concentrations. What materials should I include with a submission?Provide a detailed description of common-area property and amenities, total insured values, current loss runs, governing documents or board structure details for management liability, and any risk control or maintenance programs in place. Are these programs available nationwide?Yes. Amwins Underwriting's storefront lists broad availability across most U.S. states and the District of Columbia. Check specific state eligibility during submission as capacity can vary by carrier. How do I coordinate property & casualty with management liability?Use Amwins' Community Association program for common-area property & casualty placement and the Kevin Davis management liability solution for board/director and professional exposures. Packaging both coverages through the same wholesale partner can simplify underwriting and placement. Need help placing an account? Connect with a market specialist.

Amwins Program Underwriters' Crane & Rigging Specialty Contractors Program led by Heather Frain. Overview The Crane & Rigging Specialty Contractors program from Amwins Program Underwriters provides commercial contractors general liability capacity targeted to crane, rigging and heavy-equipment contractors. The program is designed for agents and select brokers to place specialty contractors with significant equipment and third-party exposure. Coverage is available on a non-admitted/surplus lines basis. Target classes and operations Cranes and heavy lift operations Iron, steel, concrete panel and prefabricated building erection Riggers and millwrights Commercial construction equipment rental and transportation contractors Bridge reconstruction and infrastructure subcontracting (offshore operations excluded) Concrete construction and energy-related subcontracting Optional lines available Retail agents and select brokers can place the following optional coverages through the Crane & Rigging Specialty Contractors program: Business auto Inland marine Workers’ compensation Coverage highlights and advantages Underwriting focus on high-exposure crane, rigging and heavy-equipment contractors where specialized underwriting and equipment schedules are required. Ability to combine GL with inland marine and auto to provide broader placement options for accounts that deploy expensive equipment and specialized subcontracting operations. Structured for larger accounts and complex operations—underwriters experienced in crane/rigging exposures and construction subcontracting risks. Underwriting notes and minimums Minimum premium: $100K Typical submission requirements (provide these with new business submissions): Fully completed, current industry standard application Crane & Rigging Specialty Contractors supplemental application 5-year currently valued loss experience Contract / job ticket specimen copy Complete copy of the current expiring policy and the equipment list for the primary GL Territories and admission status The program is available in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Placement is through non-admitted/surplus lines capacity; confirm filing and surplus lines requirements in the insured’s state before submission. Why work with Amwins Program Underwriters on Crane & Rigging business Niche underwriting team led by Heather Frain with experience in crane, rigging and heavy equipment exposures. Ability to structure placements that combine GL with ancillary lines (inland marine, auto, WC) for a more complete solution when equipment exposure is significant. Designed for larger, complex accounts where detailed equipment schedules, contract wording and loss histories drive terms. Example accounts that typically fit You have a regional crane contractor that performs heavy lifts for bridge reconstruction and erects prefabricated panels; they carry expensive leased equipment and need a GL program that coordinates with inland marine schedules. You represent a millwright/rigging subcontractor engaged on energy-related infrastructure projects (onshore) with multi-state operations and a five-year loss run showing a stable claims history. Visit our website to learn more! Frequently Asked Questions What types of accounts are a good fit for this program?Accounts with significant crane, rigging or heavy-equipment operations—such as crane contractors, riggers, millwrights, heavy-equipment rental/transport contractors, bridge reconstruction and prefabricated building erectors—are the primary target. Offshore operations are excluded. What are the submission essentials I should include?Include a fully completed industry application, the Crane & Rigging supplemental application, five years of currently valued loss runs, a sample contract/job ticket, and the expiring policy with the equipment list for the primary GL. Is the program admitted in core states?This program is placed on a non-admitted/surplus lines basis. Confirm surplus lines compliance for the insured’s domicile and operations before binding. What is the minimum premium and when is it applied?The program’s minimum premium is $100,000. This reflects the program’s focus on larger, higher-exposure accounts; smaller accounts are typically not eligible. Need help placing an account? Connect with a market specialist.