Search CompleteMarkets

Environmental Wholesale Brokers Insurance from Environmental Underwriting Solutions With ove... as needed. Can EUS help identify environmental exposures in existing accounts...

Exclusive Bed and Breakfast Umbrella Program from Great Point Insurance If you’re an agent or broker placing umbrella coverage for bed and breakfast clients, Great Point Insurance offers a focused solution. Through www.UmbrellaPro.com, you can instantly quote, bind, and issue policies—streamlining placement and delivering fast service to your insureds. This exclusive Bed and Breakfast Umbrella program is backed by an "A" Rated, admitted carrier and is tailored to the specific liability exposures that come with operating a bed and breakfast. Whether your client hosts extended guest stays, serves food and beverage, or holds small on-site events, this program helps manage those risks with admitted umbrella protection. Ideal Accounts and Appetite The program fits standalone bed and breakfast operations, boutique inns, and guesthouses that provide overnight lodging and meals. Properties that host small events, wine tastings, or provide limited on-site alcohol service are also typically eligible. Examples of good-fit accounts include: A historic 8-room inn in Vermont offering weekend packages with local tours and supervised wine service. A coastal bed and breakfast in California that hosts small weddings and private dinners. Operations with significant commercial restaurant or bar components, or those functioning more like full-service hotels, may be outside the preferred appetite. Coverage Highlights and Advantages Umbrella limits up to $5 million Minimum premium starting at $750 Follow form auto and follow form liquor liability available Admitted paper with an "A" Rated carrier Instant online quoting, binding, and issuance via UmbrellaPro.com Available nationwide Underwriting Considerations Risks must meet baseline underwriting criteria for bed and breakfast operations, including appropriate licensing and general safety compliance. Liquor liability must be supported by an acceptable primary policy. The program’s minimum premium applies; final pricing depends on exposures, limits, and underwriting details. Territorial Availability This program is available nationwide, including all 50 states and the District of Columbia. Whether a risk is in a rural New England town or a busy West Coast tourist market, you can place umbrella coverage through Great Point Insurance. Why Work With Great Point Insurance? Great Point Insurance is a program administrator focused on niche hospitality markets. With UmbrellaPro.com, agents gain instant access to rate, quote, and issue tools that reduce placement friction and speed turnaround. The program pairs tailored coverage language and admitted paper with an experienced underwriting appetite for bed and breakfast exposures. Need help placing an account? Connect with a market specialist. Frequently Asked Questions What types of accounts are a good fit for this Bed and Breakfast Umbrella program?Standalone bed and breakfasts, boutique inns, and guesthouses that provide lodging and meals are ideal. Properties that host small events or offer limited alcohol service can also qualify, provided primary liquor liability is in place. Is this umbrella program admitted or non-admitted?This program is written on admitted paper and is backed by an "A" Rated carrier, offering admitted coverage for your insureds. What is the minimum premium for this program?The program’s minimum premium starts at $750. Final premium varies based on underwriting factors, limits selected, and the insured’s operations. How fast can I quote and bind coverage?You can quote, bind, and issue policies instantly online using UmbrellaPro.com, which helps accelerate placement and reduce administrative steps. Is the program available in my state?Yes — the program is available in all 50 states and the District of Columbia.

At NorthWin Insurance Services Our Specialty Is Insuring the Hospitality Industry Overview — Hotel / Motel Insurance from NorthWin (offered through VAIL) VAIL (Value Added Insurance Lines) offers the Hotel / Motel Insurance program underwritten and administered by NorthWin Insurance Services. This program is built for independent agents and brokers who need a hospitality-focused market with flexible placement options, responsive underwriting, and targeted risk management for hotels, motels and other short-term lodging operations. What this program does for your clients NorthWin’s program provides broad commercial property, general liability, business income/extra expense, and ancillary hospitality extensions designed to address the common exposures of lodging operators. The program emphasizes practical coverages and service that help your insureds reduce loss frequency, manage reputational exposures, and protect revenue streams from interruption. Ideal Accounts and Appetite Limited- and select-service hotels, motels and motor inns Small-to-mid-size full-service and boutique properties Extended-stay and economy lodging operations Single-location owners and small multi-location portfolios Typical fits are locations with standard lodging exposures: transient occupancy, on-site common areas, limited food & beverage operations, and routine recreational amenities. The program is best for accounts with documented loss control practices and reasonable claims histories. Higher-hazard exposures (large resorts with extensive recreational/attraction operations, high-limit liquor liability exposures, or complex food & beverage operations) may require additional review or alternate markets. Coverage Highlights and Advantages Hospitality-focused forms and endorsements tailored to hotel/motel exposures Property coverage including building, business personal property, and business income General liability with hospitality-specific considerations (slip/trip, guest injuries, etc.) Optional coverages: crime, liquor liability, cyber/privacy, and equipment breakdown (subject to underwriting) Risk management resources and loss control guidance designed for lodging operations Underwriting Notes and Minimum Premiums Underwritten and administered through NorthWin as a specialty hospitality program. VAIL places this program as a Managing General Agency channel for agents seeking hospitality expertise and flexible options. There is no stated minimum premium for placement through this program (No minimum premium), though individual submissions are subject to standard underwriting review, documentation, and carrier appetite. Provide complete submission materials for faster turnaround: ACORD applications, current loss runs (past 3–5 years), occupancy and revenue details, and details of any on-site operations such as restaurants, pools or spas. Territories and Availability Available in all U.S. states and the District of Columbia. Placement options may include admitted and non-admitted capacity depending on the state and specific risk characteristics. Confirm state availability with VAIL underwriters for complex or high-limit placements. Why Work With VAIL and NorthWin on Hotel / Motel Business Specialized hospitality underwriting and program administration from NorthWin VAIL’s wholesale distribution and service model gives agents access to tailored forms and responsive quoting Support for agents with risk control resources and program documentation Streamlined submissions and access across all U.S. states Example scenarios where this program fits: you have a 60-room limited-service hotel looking for combined property and liability coverage with business income protection; or you represent a trio of motels under common ownership seeking a single-market placement with consistent forms and loss control services. Download the NorthWin program brochure. Covered Classes Hotel Insurance Motel Insurance Hospitality Insurance Frequently Asked Questions What types of hotel or motel accounts are a good fit for this program?The program is geared toward limited- and select-service hotels, motels, extended-stay properties, and small full-service or boutique inns. It works best for single-location or small multi-location owners with standard hospitality exposures and documented loss control practices. What submission materials speed up underwriting?Provide a completed ACORD application, current loss runs (3–5 years), occupancy and revenue summaries, and details on on-site exposures (restaurants, pools, spas). Clear, complete submissions reduce follow-up and speed decisioning. Is this available in my state and is coverage admitted?The program is available across all U.S. states and DC. Placement may be admitted or non-admitted depending on the state and the specific risk; check with VAIL underwriters for state-by-state capacity and options. Need help placing an account? Connect with a market specialist.

...s with on-site lodging Sportsman lodges and country inns Underwriters look ...

Veracity Insurance Solutions, LLC offers a robust Amusement Centers Liability Insurance program designed specifically for agents and brokers who need reliable markets for entertainment and recreation-based clients. Through our Outdoor & Entertainment Programs, we provide access to multiple carriers and extensive coverage options tailored to the unique risks faced by amusement and family entertainment businesses. Ideal Accounts and Appetite Veracity’s program is well-suited for a broad range of entertainment and amusement-related operations. Whether you're working with a small local amusement center or a multi-attraction family entertainment venue, we can help you place coverage efficiently. Target classes include: Amusement Centers Family Entertainment Centers Go-Kart Tracks Laser Tag Arenas Skate Parks Golf Driving Ranges Batting Cages Bumper Cars and Boats Campgrounds Attendant-Operated Rides If you have clients operating a combination of these attractions, we can usually accommodate them under one policy. Coverage Highlights and Advantages Our program addresses the complex liability exposures inherent in amusement and recreation businesses. With access to multiple carriers, we help you secure competitive terms for your clients. Coverage typically includes: General Liability for premises and operations Products and Completed Operations Participant Liability for interactive attractions Property and Equipment Coverage Optional Excess/Umbrella Coverage We understand the operational risks associated with entertainment venues and can help you navigate coverage needs for unique exposures like ride operators, food services, and hosting large groups or parties. Underwriting Notes and Minimum Premiums Minimum premiums vary depending on the size, scope, and risk profile of the operation. Our underwriting team evaluates each submission on an individual basis, looking at factors such as number of attractions, onsite staffing, safety procedures, and annual revenue. Submissions with well-documented safety protocols and risk management procedures are especially attractive. We offer flexible quoting options and quick turnaround times to help you serve your clients efficiently. Territories and Availability Veracity’s Amusement Centers Liability Insurance program is available in all 50 states and the District of Columbia. Whether your client is located in California, Texas, Florida, or anywhere in between, we have solutions to support you. Why Work With Veracity Insurance Solutions? As a Managing General Agency and Excess & Surplus Lines Broker, Veracity has deep expertise in niche and entertainment risks. Our team provides responsive service, market access, and underwriting insight to help you place challenging accounts with confidence. With our wide carrier network and tailored program design, we help you deliver the best coverage options available to your clients in the amusement and recreation space. Frequently Asked Questions What types of accounts are a good fit for this program?We target amusement centers, family entertainment centers, go-kart tracks, laser tag arenas, batting cages, skate parks, and similar recreational facilities. Is this program available nationwide?Yes, our Amusement Centers Liability Insurance program is available in all 50 states and the District of Columbia. Can this program accommodate multiple attractions under one policy?Yes, we can typically cover operations with multiple attractions—such as a center with go-karts, laser tag, and mini-golf—under a single policy. What underwriting information is needed to get a quote?We typically require a completed application, details about the attractions offered, safety procedures, and revenue estimates. Additional documents may be requested based on the risk. Does Veracity offer non-admitted options?Yes, we work with both admitted and non-admitted carriers to provide flexible solutions based on your client’s needs and the risk profile. Need help placing an account? Connect with a market specialist.

Apartment House Insurance Program from Cochrane & Company Cochrane & Company offers a comprehensive Apartment House Insurance program tailored for residential rental properties with five or more units. This includes apartment buildings, complexes, apartment hotels, and boarding or rooming houses. Designed for independent agents and brokers, this program helps you secure the right coverage for your clients in a specialized and competitive market. With backing from a specialty carrier rated A+ XV by A.M. Best, you can quote with confidence knowing your insureds are supported by a financially strong partner. Ideal Accounts and Appetite This program is ideal for habitational risks such as: Apartment buildings or complexes with 5+ units Apartment hotels and extended-stay lodging Boarding and rooming houses You might have a client who owns a 20-unit apartment building in Washington or a regional property manager with multiple complexes across Idaho and Oregon—this program is built to handle those scenarios and more. Coverage Highlights and Advantages Our Apartment House Insurance program offers robust coverage options to protect both property and liability exposures common to multi-unit residential operations. Coverage Features: Apartment House Insurance Primary General Liability limits up to $3 million occurrence/aggregate $5,000 Medical Payments Coverage – included Additional Interests – included at no charge Hired and Non-owned Auto coverage Excess or Umbrella limits available up to $25 million Available Property Coverages: Building Business Personal Property Business Income Basic, Broad, or Special Form Replacement Cost or Actual Cash Value Inland Marine Equipment Breakdown Accounts Receivable Computer Equipment Outside Signs Valuable Papers Crime: Coverage available both inside and outside the premises. Underwriting Notes and Minimum Premiums The program is written on a non-admitted basis, offering flexibility in underwriting and customized solutions for unique habitational risks. Carriers vary depending on risk characteristics. Minimum premiums also vary by account size and location. Submissions with complete property information and loss histories are encouraged to streamline the underwriting process. Territories and Availability This program is available in the following states: Alaska, California, Idaho, Montana, Nevada, New Mexico, North Dakota, Oregon, Washington, and Wyoming. Why Work With Cochrane & Company? As a trusted Managing General Agency with deep experience in habitational risks, Cochrane & Company provides fast, knowledgeable service and access to strong specialty markets. With underwriting expertise and tailored solutions, we help agents like you win and retain business in the apartment and multifamily property space. For more information on our Apartment House Insurance program, please contact us! Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include apartment buildings or complexes with five or more units, apartment hotels, and boarding or rooming houses located in our available states. Is this program admitted or non-admitted?This is a non-admitted program, allowing for flexible underwriting and broader risk appetite for habitational exposures. What states is the program available in?The program is offered in AK, CA, ID, MT, NV, NM, ND, OR, WA, and WY. What coverages are included in the standard offering?Standard coverage includes general liability with limits up to $3 million, $5,000 medical payments, additional interests at no charge, and optional umbrella/excess limits up to $25 million. Property coverages are also available. How do I get a quote or submit an account?Submit complete applications with property details and loss history directly to Cochrane & Company. Contact their underwriting team for submission guidelines. Need help placing an account? Connect with a market specialist.