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Policy Highlights for Campground Insurance: Colonial General Insurance Agency, Inc. offers a focused Campground Insurance program for agents and brokers placing coverage for campground parks, RV parks, and mobile home communities (tourist and permanent). With access to admitted and non-admitted markets, Colonial General helps you address the unique property, liability, and operational exposures common to these outdoor lodging operations. Ideal Accounts and Appetite This program fits a range of recreational and residential outdoor lodging operations, including: Campgrounds with tent sites and basic to full amenities RV parks with seasonal and transient guests, full hook-ups, and utility services Mobile home communities (tourist and permanent) Accounts with additional exposures—such as an on-site camp store, food service, organized activities, rental equipment, laundry facilities, pools, or playgrounds—may be eligible. Underwriters evaluate activity-based amenities and higher-exposure operations case-by-case based on safety protocols and loss history. The program is geared toward small- to mid-sized owners and operators but can be scaled for larger sites through excess or admitted market placement where available. Coverage Highlights and Advantages Coverages are available on a monoline or package basis to suit your client’s needs. Key options include: Property Coverages Building and Contents Business Income and Extra Expense Computer Equipment and Data Protection Equipment Breakdown Food Spoilage Inland Marine for mobile exposures Outside Signs Accounts Receivable and Valuable Papers Basic, Broad, or Special Form Replacement Cost or Actual Cash Value valuation General Liability Coverages Primary limits available up to $3,000,000 Occurrence / Aggregate $5,000 Medical Payments included Blanket Additional Insureds available Liquor Liability (where applicable) Hired and Non-Owned Auto Liability Excess / Umbrella limits available up to $25,000,000 No general liability deductible required Crime Coverage Inside the Premises – Theft of Money and Securities Inside the Premises – Robbery or Safe Burglary Outside the Premises coverage Underwriting Notes Colonial General leverages multiple carrier relationships to tailor solutions by account size, operation type, and location. Underwriters consider loss history, safety and maintenance programs, and the presence of higher-risk amenities (pools, playgrounds, RV clubhouses, rental equipment). While no specific minimum premium is listed publicly, the program is built to accommodate small- to mid-sized operations and can be structured through admitted or excess & surplus markets depending on state availability and risk characteristics. Example fits: An RV park in Utah with 50+ full-service sites, a small camp store, and on-site laundry—seeking packaged property and liability with inland marine for portable equipment. A seasonal tent campground in Colorado with designated fire-pit areas and organized activities—requiring liability limits and equipment breakdown coverage for site utilities. Territories and Availability This program is available to agents and brokers placing business in the following states: Arizona (AZ), California (CA), Colorado (CO), Idaho (ID), Nevada (NV), New Mexico (NM), Utah (UT), and Wyoming (WY). Availability of admitted versus non-admitted options varies by state and by the individual account profile. Why Work With Colonial General Insurance Agency, Inc.? As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General combines niche underwriting expertise with access to multiple admitted and non-admitted markets. Agents benefit from a responsive underwriting team, flexible packaging options, and placement capability for more complex liability needs through umbrella and excess lines. Use this program when you need tailored coverage for campgrounds, RV parks, or mobile home communities that may not fit standard market criteria. Frequently Asked Questions What types of accounts are a good fit for this program?Campgrounds, RV parks, and mobile home communities—both tourist and permanent—with amenities such as utility hook-ups, camp stores, pools, or organized activities are a strong fit. Higher-exposure features will be evaluated on safety and loss history. Is the program available on an admitted basis?Some admitted markets are available depending on the state and the account’s profile. Colonial General also places business in non-admitted markets when necessary. Are risks with pools or playgrounds eligible?Yes—these risks can be eligible. Underwriters will review safety features, maintenance records, signage, and prior losses when assessing eligibility. Can I access umbrella or excess liability through this program?Yes. Excess and umbrella limits are available up to $25,000,000 to help meet larger liability needs. Which states is this program offered in?The program is offered in AZ, CA, CO, ID, NV, NM, UT, and WY. Market options (admitted vs. non-admitted) may differ by state. Need help placing an account? Connect with a market specialist.

... properties Vacant or unoccupied homes Dwellings undergoing renovations Homes with prior cancellations or non-renew...

Overview — Colonial General Insurance Agency, Inc. Colonial General Insurance Agency, Inc. offers the Communications Equipment Contractors Program—Residential Insurance to help agents place property and liability coverage for contractors who install, service, and repair residential communications systems. This program is designed specifically for small to mid-size contractors working on television cable, satellite dishes, home networking and computer equipment, telephones, and related electrical communications apparatus. Policy Highlights: Property and liability coverages are available on a mono-line or package basis for contractors engaged in residential installation, service and repair of communications systems such as television cable and satellite dishes, computers, telephones, and other electrical apparatus related to communications. Commercial General Liability Coverage available Primary limits up to $3,000,000 occurrence/aggregate Errors & Omissions (E&O) coverage part — policy limits available Excess/umbrella limits up to $25,000,000 Included coverages: Additional interests Medical payments — $5,000 limit Lost key coverage — $25,000 limit Property damage extension (care, custody and control) — policy limits up to a maximum of $200,000 per occurrence / $300,000 aggregate No deductible required (subject to underwriting) Property Coverage available Accounts receivable Basic, broad, or special form Building and business personal property Business income Computer equipment Contractor’s equipment Equipment breakdown Outside signs Replacement cost or actual cash value Valuable papers Crime Coverage available Inside the premises — theft of money and securities Inside the premises — robbery or safe burglary of other property Outside the premises Ideal Accounts and Appetite This program is a fit for independent contractors and small companies that primarily perform residential communications work: satellite and cable installation, home audio/video and networking, telephone and low-voltage data wiring, and similar services. Typical insureds are mobile crews or small shops with limited storage of client property and minimal exposures from heavy construction operations. Generally not a fit: large commercial contractors, businesses performing extensive structural or high-voltage electrical work, significant fiber-splicing projects with elevated third-party exposure, or accounts with frequent high-value subcontractor liability without proper controls. Coverage Advantages Broad limit options for GL and excess/umbrella to accommodate growing contractors E&O coverage available — important for installation and service errors Property forms and equipment coverage tailored for contractor tools and mobile operations Optional crime coverages to address theft and employee-related loss exposures Available on admitted and excess & surplus lines markets depending on state — see availability below Underwriting Notes Underwriters will review payroll, annual receipts, percentage of residential vs. commercial work, subcontractor usage, driving records for mobile crews, and loss history. Premium and terms vary by state and carrier; carriers for this program vary by risk. No minimum premium is published on this page — contact Colonial General for current submission guidelines and markets. Example accounts A two-crew residential satellite and TV installer with under $1M in receipts, company-owned trucks, and a modest tool inventory — potential fit for package GL + property + E&O. A small home networking/IT contractor who performs in-home installs and provides limited on-site service agreements — fits well with GL limits and E&O coverage for installation errors. Territories and Admitted Status States available: AZ, CA, CO, ID, NV, NM, UT, WY. Markets vary by state; Colonial General places business through admitted and excess & surplus markets depending on the carrier and risk characteristics (Some Available Markets). Why Work With Colonial General Specialized program focused on communications equipment contractors, with program terms and endorsements tailored to common exposures in this niche. Access to multiple carriers and capacity for primary, E&O, and large umbrella limits. Flexible package options — mono-line or combined property/liability placements. Experienced underwriting that understands trade practices for residential installers and service providers. Frequently Asked Questions What types of accounts are a good fit for this program?Small to mid-size contractors who focus on residential communications work — TV/cable/satellite installers, home networking/IT installers, telephone and low-voltage wiring contractors — with primarily in-home work and limited heavy construction exposures. What limits and coverages can I access?General liability primary limits are available up to $3,000,000 occurrence/aggregate, E&O coverage at policy limits, and excess/umbrella up to $25,000,000. Property, equipment, and crime coverages are also available in various forms. Are policies admitted or non-admitted?Availability depends on the state and the carrier — Colonial General places accounts in both admitted and excess & surplus markets as appropriate (Some Available Markets). Underwriting will determine the best market for each risk. What information should I include with a submission?Provide a completed application, loss run for the past 3–5 years, revenue breakdown (residential vs. commercial), payroll and subcontractor detail, vehicle list and driving records for mobile crews, and a description of equipment and storage practices. Colonial General can provide detailed submission requirements for the target carrier. Need help placing an account? Connect with a market specialist.

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Policy Highlights for General Contractors Insurance: Colonial General Insurance Agency, Inc. offers tailored insurance solutions for residential general contractors engaged in new construction and remodeling. This program is designed for contractors who oversee or manage operations—performed by employees or by insured subcontractors. Whether you represent a custom home builder who coordinates multiple trades or a remodeler who manages specialty contractors, Colonial General provides markets and package options to help you place business with confidence. Ideal Accounts and Appetite This program fits residential general contractors who retain administrative or supervisory responsibility for projects, including: Custom home builders Residential remodelers and renovation contractors General contractors who coordinate insured subcontractors across multiple trades Colonial General looks for insureds who maintain control over job sites, use qualified and insured subcontractors, and have formal subcontractor agreements. Accounts with high uninsured subcontractor exposure, lax job-site controls, or poor risk management typically do not meet appetite. Coverage Highlights and Advantages Property Coverage: Basic, Broad, or Special form options Coverage for Building, Contents, Contractor’s Equipment, and miscellaneous property Business Income and Equipment Breakdown available Inland Marine offerings, including Valuable Papers and Computer Equipment Replacement Cost or Actual Cash Value settlement options General Liability: Primary limits available up to $3,000,000 Occurrence / Aggregate $5,000 Medical Payments included Blanket Additional Insured endorsement to cover subcontractor-related exposures Excess/Umbrella limits available up to $25,000,000 Typical minimum deductible of $1,000 Crime Coverage: Inside-the-premises theft of money and securities Robbery and safe burglary of other property Outside-the-premises coverage for funds in transit Underwriting Notes and Minimum Premiums Colonial General places accounts with a variety of admitted and non-admitted carriers depending on class and state. Underwriting focuses on contractor controls: documentation of subcontractor insurance, written subcontractor agreements, job-site supervision, and loss history. While minimum premiums vary by market and state, Colonial General aims to offer competitive pricing for well-managed risks. Territories and Availability This residential general contractors program is available in: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Colonial General's market access reflects regional underwriting knowledge for Western-state residential builders and remodelers. Why Work With Colonial General Insurance Agency, Inc.? As an MGA and Excess & Surplus Lines broker, Colonial General provides agents with responsive service, access to both admitted and E&S markets, and the ability to structure custom packages for residential general contractors. Their underwriters understand contractor workflows and subcontractor relationships, which helps when placing accounts with multiple trade exposure. Example accounts you might place through this program: A custom home builder in Colorado that manages framing, roofing, and finish trades and requires combined property and liability protection with an additional insured blanket. A Nevada remodeling contractor who coordinates insured electrical and plumbing subcontractors and needs contractor’s equipment and inland marine coverage while maintaining primary liability limits and an umbrella layer. Explore the full program at Colonial General's Residential General Contractors Insurance page or learn more about the company at their CompleteMarkets profile. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include residential general contractors who supervise or manage new construction or remodeling projects and engage insured subcontractors with proper documentation. Is this program available for contractors working in commercial construction?No. This program is focused on residential general contractors; commercial accounts typically require different placement options. Are subcontractors covered under this policy?Subcontractors should carry their own insurance. This program supports insureds who supervise subcontractor work and offers Blanket Additional Insured endorsements to extend coverage where appropriate. What states is this program available in?Coverage is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Can I get both property and liability coverage in one policy?Yes. Coverages are available on a monoline or package basis, so you can combine property, liability, inland marine, and crime coverages to match your client's exposures. Need help placing an account? Connect with a market specialist.

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Overview of the Program From Colonial General Insurance Agency, Inc. Colonial General’s Halfway House Insurance program is designed for agents placing property and liability coverage for health care and social service facilities that provide voluntary outpatient services and/or short-term or temporary stays. Available on a mono-line or packaged basis, the program combines commercial general liability, property, crime, and professional exposure options to address the mix of premises, operations and abuse/molestation risks typical of transitional care and community residential settings. Ideal Accounts and Appetite This program is a fit for facilities such as halfway houses, transitional living programs, sober living and outpatient treatment centers that offer voluntary, short-term stays and on-site services. Typical accounts include small to midsize facilities with limited medical procedures, structured supervision, and documented intake/monitoring processes. Generally acceptable: Voluntary outpatient treatment programs with temporary overnight stays Transitional residential programs and halfway houses Community support and social service facilities with on-site supervision Generally not a fit (examples): facilities providing long-term skilled nursing, inpatient acute psychiatric care, extensive surgical or inpatient medical procedures, or accounts with known regulatory or licensing issues. Underwriting will evaluate claims history, staffing, resident mix and supervision policies. Coverage Highlights and Advantages Colonial General offers broad limits and modular coverages that let you tailor policies to client exposure. Highlights include: Commercial General Liability — Primary limits up to $3,000,000 occurrence/aggregate Excess/Umbrella — Limits available up to $25,000,000 Additional interests coverage — $100 each Included coverages: Medical payments ($5,000), Errors & Omissions (professional liability) part, and Sexual & Physical Abuse coverage (up to $25,000 per claim/$50,000 aggregate; higher limits optional) Property coverage options — Accounts receivable, building, contents, business income, equipment breakdown, food spoilage, computer equipment, outside signs, valuable papers, replacement cost or ACV, and choice of basic, broad or special form Crime coverage — Inside the premises (theft of money and securities; robbery or safe burglary of other property) and Outside the premises These options help manage the common exposures for transitional care providers: third-party liability, abuse/molestation allegations, property loss and crime/theft risks tied to cash handling and communal settings. Underwriting Notes and Minimums Underwriting focuses on occupancy type, resident population, staffing levels, written policies (intake, supervision, medication control, background checks), and prior loss activity. A $500 minimum deductible is required. Appetite and terms vary by state and by market; Colonial General places accounts both admitted and non-admitted depending on available markets. Territories and Availability The program is available in: AZ, CA, CO, ID, NV, NM, UT, WY. Admitted coverage is available in some markets; where admitted placements are not available, Excess & Surplus (non-admitted) options are offered. Carrier availability varies by submission and state. Why Work With Colonial General on Halfway House Accounts As a Managing General Agency and E&S broker, Colonial General combines targeted underwriting with access to multiple markets so you can place complex transitional care risks that standard markets may decline. The program’s modular structure lets you add property, crime, professional, and abuse/molestation limits to fit client exposures. Use this market when you need flexible limits, higher umbrella capacity, or specialty abuse coverage options for voluntary residential/social service facilities. Example scenarios You have a small transitional living home that needs primary liability, contents, and business income coverage after a prior property claim — the program can package property and liability with a $500 deductible. An outpatient treatment center that occasionally houses clients overnight needs sexual/physical abuse coverage and an excess umbrella — higher umbrella limits are available through Colonial General’s markets. Frequently Asked Questions What types of accounts are a good fit for the Halfway House Insurance program?Facilities providing voluntary outpatient services and short-term or temporary stays—such as halfway houses, transitional living, sober living, and similar social service programs—are the core appetite. Underwriting will confirm staffing, supervision and intake protocols. What liability and abuse coverage limits are available?Primary commercial general liability is available up to $3,000,000 occurrence/aggregate, with excess/umbrella capacity up to $25,000,000. Sexual and physical abuse coverage is included up to $25,000 per claim/$50,000 aggregate with higher optional limits available subject to underwriting. Is property and crime coverage available through this program?Yes. Property options include building, contents, business income, equipment breakdown, replacement cost or ACV, and more. Crime coverage for inside and outside the premises (theft, robbery, safe burglary, etc.) is also available. Need help placing an account? Connect with a market specialist.

Policy Highlights: Colonial General Insurance Agency, Inc. offers a specialized Allied Healthcare Insurance program designed to meet the unique needs of a wide range of allied health professionals. As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General provides agents and brokers access to flexible coverage options across multiple states. Overview of the Program From Colonial General This program is tailored for independent agents and brokers seeking coverage solutions for allied health clients. Colonial General understands the liability exposures that healthcare service providers face and offers both Professional Liability and General Liability coverage on an occurrence or claims-made basis. Property coverage is also available, typically through a Business Owner’s Policy (BOP). Ideal Accounts and Appetite Colonial General’s Allied Healthcare Insurance program is a strong fit for many classes of allied health providers. Eligible classes may include, but are not limited to: Home health aides Physical and occupational therapists Medical clinics and wellness centers Behavioral health professionals Medical staffing and nurse registries If you have clients operating in outpatient care, rehabilitation, or providing non-emergency medical services, this program may be an excellent match. Accounts with a clean loss history and strong operational protocols are especially attractive. Coverage Highlights and Advantages Professional Liability and General Liability available on occurrence or claims-made forms Property coverage available via BOP for eligible risks Flexible underwriting across a wide array of allied health classes Access to both admitted and non-admitted markets (some available admitted options) Customizable limits and endorsements based on client needs Example: You might have a client who operates a small physical therapy clinic with three licensed therapists and minimal claims history. Colonial General can help you place this risk with appropriate liability and property coverage under a single policy. Underwriting Notes and Minimum Premiums Minimum premium requirements may vary depending on the class of business, coverage limits, and risk characteristics. While no specific minimum is listed, Colonial General works with agents to find competitive solutions for qualified accounts. Submission requirements may include a completed application, details on services provided, licensing, and loss history. Territories and Availability This program is available in the following states: Arizona (AZ), California (CA), Colorado (CO), Idaho (ID), Nevada (NV), New Mexico (NM), Utah (UT), and Wyoming (WY). Agents in these regions can leverage Colonial General’s access to multiple carriers to find the right fit for their clients. Why Work With Colonial General on This Business With decades of experience in the healthcare and allied health markets, Colonial General offers reliable underwriting, responsive service, and access to a range of carrier partners. Their expertise in E&S and admitted markets allows agents to effectively place both standard and hard-to-place risks. Whether your client is a solo practitioner or a multi-location provider, Colonial General is ready to support your placement needs. Frequently Asked Questions What types of accounts are a good fit for this program?The program targets allied health professionals such as home health aides, therapists, outpatient clinics, and wellness providers with a clean loss history and solid operational procedures. What coverages are available through the Allied Healthcare program?Professional Liability and General Liability (on occurrence or claims-made forms) are available, along with property coverage typically offered under a Business Owner’s Policy. Is this program available on an admitted basis?Some admitted markets are available, but availability may vary by state and class of business. Colonial General also offers access to non-admitted options through its E&S channels. What states is this program available in?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. What is needed to submit a quote request?Typically, a completed application, details on services offered, licensing information, and recent loss history are required for underwriting review. Need help placing an account? Connect with a market specialist.