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...it this program A family-owned logging contractor operating three stake-bed...

...rs core exposures associated with logging, log road construction, reforestatio...rest Insurance program?Best fits are logging contractors, log road builders, r...

... travel radius up to 500 miles) Logging & sawmills Welding and metal t...w. Class-specific exposures (e.g., logging, paving, welding) will be underwr...

...ing trees. It is not intended for logging, lumbering, or large-scale land-clea...d commercial tree service firms, not logging or lumbering operations. Are pest...

Colonial General Insurance Agency, Inc. offers a specialized Unusual Construction Insurance program to help agents and brokers place residential accounts that fall outside standard construction parameters. If you work with clients who own, design, or convert unique homes, this program provides access to carriers and underwriters experienced in evaluating and insuring those distinctive risks. Ideal Accounts and Appetite This program focuses on residential structures built with non-standard methods or adapted from non-residential uses. Typical eligible property types include: Monolithic concrete dome homes Straw bale residences Log homes constructed from hand-hewn or milled logs Converted buildings such as former schools, churches, or other institutional structures now used as homes Mountain retreats and remote residences, including properties with water features like streams If your client’s property does not fit standard homeowners or dwelling forms, Colonial General’s Unusual Construction program is designed to help you find an appropriate market. Coverage Highlights and Advantages Colonial General places unusual construction risks with a network of admitted and non-admitted carriers, allowing flexibility to match coverage to the property’s construction, location, and exposures. Typical available coverages include property, premises liability, and endorsements tailored to the unique hazards presented by non-traditional homes. Markets vary by state and risk characteristics, so Colonial General evaluates each submission to identify admitted options where available and E&S solutions when needed. Underwriting Notes Underwriting is handled on a case-by-case basis. Underwriters will focus on structural integrity, construction details, maintenance history, occupancy/use, and prior insurance or loss history. Detailed submissions speed placement—include construction photos, plans or sketches, description of materials and methods, and any recent inspection or engineer reports when available. Territories and Availability This program is available in the following Western states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Colonial General has deep regional expertise and carrier relationships across these territories. Why Work With Colonial General As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General combines broad market access with underwriters experienced in non-standard residential risks. Their team is set up to help you navigate placements for unique or converted properties and provides responsive support through the submission and binding process. Example scenarios you might place through this program: a client converting a historic church in California into a single-family residence, or a homeowner building a straw bale retreat in New Mexico. In both cases, Colonial General can help identify the best admitted or non-admitted market and required endorsements. Contact Colonial General today to learn more about the Unusual Construction Insurance program and how it can support your unique property accounts. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for residential structures with non-traditional construction, such as dome homes, straw bale houses, log cabins, and converted churches or schools used as residences. Is this program available in all states?No. Colonial General currently offers this program in AZ, CA, CO, ID, NV, NM, UT, and WY. Are both admitted and non-admitted options available?Yes. Colonial General can access both admitted and E&S markets depending on the property, construction type, and location. Can I submit a property located near a stream or with unique environmental features?Yes. Properties with environmental features such as on-site streams or steep terrain may be eligible, but underwriting will review those exposures closely and may request additional information or inspections. What submission information is required?Provide detailed property information, construction details, intended use/occupancy, current photos, and prior insurance or loss history to help expedite underwriting and placement. Need help placing an account? Connect with a market specialist.

...t intended for risks that involve logging, lumbering, or timber harvesting exp...nd municipal tree crews. It excludes logging and timber-harvesting operations....

...Liability • Equipment Breakdown • Logging Equipment • General Liability • Empl...

Your Workers' Compensation Solution for Agricultural Businesses Utah Business Insurance Company (UBIC) offers a focused Workers' Compensation program built for the agricultural sector. With experienced underwriters and a practical safety-first approach, UBIC provides competitive, admitted solutions for agents placing agriculture-related risks. Each submission is reviewed on its individual merits — we avoid one-size-fits-all templates and offer flexibility to accommodate a wide range of farm and agri-business accounts. Ideal Accounts and Appetite UBIC's Agriculture Workers' Compensation Program targets a broad spectrum of farming and agricultural operations. We consider most NCCI agriculture and farm class codes, which makes it easier for agents to place diverse agri-business clients. The program accepts single-site farms, multi-location operations, and businesses that operate in multiple eligible states. Examples of good-fit accounts include: A multi-location produce farm with seasonal employees, formal safety training, and documented return-to-work practices. A family-run cattle operation converting from a PEO arrangement and seeking admitted workers' compensation coverage. Coverage Highlights and Program Advantages UBIC provides more than a policy — we deliver resources that help insureds manage exposures and reduce claim frequency: Customized safety manuals tailored to agricultural tasks Safety meeting logs and practical checklists for daily operations Site-specific risk-management assessments (annual, bi-annual, or quarterly as needed) Consultative support by phone, online, or in-person for accident prevention and compliance Underwriting Guidelines and Flexibility Underwriting focuses on the individual risk. Key program guidelines include: Eligibility for most agriculture/farm NCCI codes Experience modification factors accepted up to 1.50 (higher with referral) Account premiums commonly start near $1,000 Multi-location and multi-state operations are accepted within program territories Accounts exiting PEOs or leasing arrangements are eligible for consideration Group transportation and lodging may be restricted depending on exposure Flexible payment terms, including monthly self-reporting options Territories and Availability This Agriculture Workers' Compensation Program is available on an admitted basis in the following states: Arizona (AZ), Colorado (CO), Idaho (ID), Nevada (NV), New Mexico (NM), Oregon (OR), and Utah (UT). Why Place Business with UBIC? Utah Business Insurance Company partners with Companion Property and Casualty and Companion Commercial Insurance to deliver stable, admitted workers' compensation capacity for the ag market. UBIC emphasizes hands-on underwriting, practical risk control, and strong service for independent agents. Our in-house risk control resources and regional underwriting expertise make us a reliable placement option for agriculture accounts that need admitted coverage and loss-control support. Learn more on our company profile or start a submission. Frequently Asked Questions What types of accounts are a good fit for this program?This program is suited to most agriculture and farm-related businesses, including multi-location farms, seasonal operations, and entities transitioning from a PEO or leasing arrangement. In which states is this program available?The program is available on an admitted basis in Arizona, Colorado, Idaho, Nevada, New Mexico, Oregon, and Utah. What is the minimum premium for eligible accounts?Target account premiums commonly start near $1,000, making the program suitable for smaller agricultural operations as well as larger ones. Can my client have multiple locations or operate in more than one state?Yes. The program accepts multi-location and multi-state agricultural businesses provided the operations are within the eligible states listed above. What risk management resources are included?UBIC provides safety manuals, meeting logs, practical safety checklists, and periodic risk assessments, plus phone, online, and in-person safety consultations to support loss prevention. Need help placing an account? Connect with a market specialist.

...specialty risks such as wreckers, logging support, and mobile auto repair ...

BEAUTY SALONS INSURANCE AND BARBERSHOPS For NC and VA Let Agents Insurance Markets, Inc. (AIM) partner with you to provide your clients with tailored coverage for Beauty Salons, Barbershops and related operations in North Carolina, Virginia and the District of Columbia. As a Managing General Agency working with a variety of carriers, AIM places accounts with experienced markets to keep coverage broad and competitive. Contact our experienced team to discuss submissions and binding authority. Overview of the Program from Agents Insurance Markets, Inc. This program is designed for retail personal care businesses where professional services and premises liability are the primary exposures. AIM places both General Liability and Professional Liability protections alongside Property and optional Excess/Umbrella capacity. Underwriting focuses on controllable exposures, clear safety procedures and documented staff training. Ideal Accounts and Appetite Beauty salons and hair stylists (owner-operated and multiple chair salons) Barbershops and men's grooming establishments Day spas, nail salons and tanning salons Beauty schools and cosmetology training operations Accounts that fit best are small to mid-sized operations with formal sanitation procedures, licensed staff, and limited or standard cosmetic services. Specialty or higher-risk services (for example, medical procedures, lasers, or permanent cosmetic tattooing) should be discussed with AIM underwriting before submission. Coverage Highlights and Advantages Comprehensive General Liability with limits available up to $5,000,000 Professional Liability coverage for services rendered Excess (Follow Form) / Umbrella capacity available Property coverage with Property Enhancement form and Equipment Breakdown options Coverage for Signs and Computer Equipment Damage to Premises Rented to You up to $100,000 Medical Payments up to $5,000 Occurrence-form GL with defense outside the limits Additional Insured endorsement available for landlord or contractual needs Underwriting Notes State availability: NC, VA and DC. Please confirm specific state filings and placement options at submission. Carriers: placed with various admitted and non-admitted markets through AIM — contact us for current carrier appetite. Preferred accounts have documented sanitation and disinfection protocols, clear employee licensing, and loss control measures. Operations with extensive on-site retail product sales, tanning, or limited spa treatments are generally acceptable; refer more complex medical-style services to underwriting. Submission and Service AIM operates as a Managing General Agency offering underwriting expertise, flexible placement options and dedicated claims handling relationships. Submit standard applications, loss runs, a description of services performed, and any sanitation or training policies. Our team will advise on additional information required and available endorsements. Example Accounts That Fit This Program You have a busy four-chair beauty salon with licensed stylists, limited retail sales, and routine sanitation logs — eligible for GL, PL and property coverage with options for an umbrella. A neighborhood barbershop with on-site shampoo stations and a single tanning bed — AIM can package primary liability and property coverage while offering equipment breakdown and sign protection. Why Work With Agents Insurance Markets, Inc.? MGA access to multiple carriers lets AIM match coverages to the account’s specific exposures. Competitive rates and flexible limits, including high-limit General Liability up to $5M. Dedicated underwriting and responsive customer service for agents placing salon and spa business in NC, VA and DC. Frequently Asked Questions What types of salon and spa accounts are a good fit for this AIM program?Small to mid-size beauty salons, barbershops, nail salons, day spas and beauty schools with licensed staff, documented sanitation practices and routine services are the best fit. Which coverages can I package through AIM for a salon client?AIM can package General Liability (occurrence form), Professional Liability, Property with enhancement options, Equipment Breakdown, Signs & Computer Equipment, and Excess/Umbrella where appropriate. Which states is this program available in and how are placements made?This program is available in North Carolina, Virginia and the District of Columbia. AIM places business with a variety of carriers — contact underwriting to confirm admitted or non-admitted placement options for a specific submission. What underwriting info should I include with a submission?Provide a completed application, recent loss runs, description of services performed, employee licensing details, and any sanitation or training policies. AIM underwriting will advise on additional documentation if needed. Are additional insureds and higher limits available?Yes. Additional Insured endorsements are available and General Liability limits are available up to $5,000,000. Contact AIM for excess/umbrella options and specific endorsement language. Need help placing an account? Connect with a market specialist.