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...iting Amwins Underwriting’s Local/Long Haul Trucking program provides agents ...ries, CSA information, and details on cargo, routes, and safety programs to ex...

...nts who need a reliable market for long-haul, intermediate and local trucking ...to fleets of about 200 units. It fits long-haul, intermediate and local operations hauling dry van, refrigerated (frozen on...

...y and non-emergency) Selective long-haul fleets (40+ units) Local truc... those involved in local or selective long-haul trucking, delivery, or specialized hauling (for example, fuel, cement, or garbage haulers). Is this program available nati...

An exclusive program offering package coverage for scrap metal dealers. Proudly endorsed by the Automotive Recyclers Association (ARA) as the preferred insurance provider for professional automotive recyclers. Overview — Amwins Underwriting Scrap Metal Insurance Program With more than 30 years of experience writing scrap and recycling risks, Amwins Program Underwriters — part of Amwins Underwriting — offers a dedicated insurance program for scrap metal dealers and automotive recyclers. The Scrap Metal Dealers program is distributed through a select group of retail brokers and is available in most states. Coverage is underwritten by experienced specialists who understand the operational, property and liability exposures unique to the scrap metal sector. Program availability Available in all U.S. states except: AK, HI & MA. Ideal accounts and appetite This program is designed for established, professionally run scrap operations, including: Businesses that process and sell ferrous and non-ferrous metal scrap Scrap recycling facilities Automotive dismantlers and auto recyclers Self-service yards and salvage operations Typical fit: operations with documented procedures for inventory control, secure yards, accepted pollution controls, and experienced management. Accounts with high-value or complex environmental exposures, large barge or rail handling, or uninsured prior losses should be submitted for pre-review. Coverage highlights The program offers a broad package of coverages to address common exposures for scrap dealers: General liability (including premises and products exposure) Property (buildings, contents, stock and outdoor property) Inland marine (materials handling, mobile equipment and transportation exposures) Crime and inventory theft coverage Conversion protection for inventory losses Cyber liability Equipment breakdown Umbrella liability limits Workers’ compensation — click here to learn more For full program details and forms, see the program page on Amwins’ site: Scrap Metal Dealers program. Underwriting notes and minimum premium Underwriters look for clear inventory controls, secure storage and sound yard management. Key submission items typically include loss runs, photos of the yard and storage practices, a list of owned and leased equipment, and descriptions of processing/handling operations. Minimum premium: Varies by state and exposure; final pricing is subject to underwriting review. Territories and admitted status The program is available in the states listed above. Coverage is offered on an admitted basis where the program carrier and state regulations permit. Why place this business with Amwins Underwriting Niche underwriting expertise in scrap and automotive recycling risks Comprehensive package options that address the mix of property, liability and inland marine exposures common to scrap dealers Distribution through a select retail broker network that helps ensure submissions are complete and competitive Endorsement by the Automotive Recyclers Association (ARA), signalling market acceptance in the automotive recycling community Example accounts that fit this program A family-owned auto dismantler that operates a secure self-service yard, maintains inventory controls, and wants combined property, liability and inland marine coverage. A regional scrap recycler that processes ferrous and non-ferrous metals, uses forklifts and conveyors, and needs equipment breakdown and conversion coverage in addition to package limits. To learn more about property & casualty solutions for scrap metal dealers, please visit the program page on Amwins’ website: please visit our website. Frequently Asked Questions What types of accounts are a good fit for this program?Established scrap dealers, auto recyclers, self-service yards and automotive dismantlers with documented inventory controls, secure yards and routine safety practices are ideal. Complex environmental risks and large transportation operations should be discussed with underwriting first. Which states is this program available in?The program is available in most U.S. states. It is not offered in Alaska, Hawaii or Massachusetts. Availability may vary by carrier and state regulations. Is coverage written on an admitted or non-admitted basis?Coverage is underwritten on an admitted basis where the carrier and state regulations allow. Specific admitted status can vary by state and line of coverage. What submission materials does Amwins Underwriting typically require?Underwriters generally request recent loss runs, photos of the yard and storage areas, descriptions of operations and processing, lists of equipment, and details on controls for inventory and theft prevention. How does the minimum premium work?Minimum premium varies by state and by the account’s exposures. Underwriting will provide minimum premium guidance after reviewing the submission details. Need help placing an account? Connect with a market specialist.

Workers' Compensation Coverage for ReMA Members Amwins Program Underwriters' (APU) AmeriComp Recycling insurance program has partnered with APU’s RecycleGuard program — the only property & casualty insurance program sponsored by ReMA — to provide a dedicated workers’ compensation solution for ReMA members. This program is designed for agents who need a market with deep scrap-industry knowledge, tailored underwriting, and broad territorial availability. Overview of the Program From Amwins Underwriting The Amwins Program Underwriters Recycling workers’ compensation program offers specialty underwriting and market access for established recycling operations. The program combines AmeriComp’s WC capabilities with RecycleGuard’s recycling expertise to help you place complex recycling accounts that may not fit standard WC markets. Ideal Accounts and Appetite This program targets established ReMA members with demonstrated industry operations and loss control practices. Typical accounts that fit the appetite include: Metal recyclers — iron & steel and non-ferrous facilities Paper, plastics, glass, textile, and electronics recycling operations Collection centers, shredding operations, and automobile dismantlers Clients with consolidated yard operations, employee training programs, and basic safety controls Accounts that are less likely to fit include brand-new operations without industry experience, entities with uncontrolled chemical processing exposures, or businesses with very high incident frequency and poor safety programs. Coverage Highlights and Advantages Program specifically tailored to scrap and recycling exposures — underwriters understand site operations, common loss scenarios, and loss-control best practices. Available access to admitted markets in the territories shown below; program has relationships with A.M. Best rated "A" capacity. Flexible limits available to match larger payrolls and multiple locations (limits vary by account). Designed for agents who need a disciplined, consistent underwriting approach for recycling risks. Underwriting Notes and Minimum Premiums Eligibility: Established ReMA members only. Minimum premium: $15,000 — the program is positioned for mid-to-larger accounts rather than small, high-volume retail placements. Limits: Various — underwriters will tailor limits to payroll, operations, and loss history. Carrier relationships include QBE; program capacity is supported by A.M. Best rated "A" markets. Territories and Availability Admitted availability in all states listed below. The program is available in: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY Why Work With Amwins Underwriting on Recycling Workers’ Compensation Specialized underwriting for recycling — reduces friction on submissions that require industry expertise. Partnership with RecycleGuard and ReMA provides credibility and a focused placement channel for members. Appropriate for agents with established recycling clients who need admitted, A-rated capacity and tailored WC programs. Example Account Scenarios You have a metropolitan metal recycling yard with 40 employees, documented safety programs, and steady payroll — this program can provide admitted A-rated WC capacity with tailored limits. A client operates a mid-sized electronics recycling facility with specialized processing lines and a formal training program; the program’s underwriting team can evaluate operations and structure appropriate coverage terms. For best results, submit complete applications with loss runs, descriptions of operations, details on safety and training programs, and any relevant certificates of compliance. Underwriters will evaluate on operational controls, loss history, and payroll detail. Frequently Asked Questions What types of recycling accounts are a good fit for this program?Established ReMA members in metal (iron, steel, non-ferrous), paper, plastics, glass, textiles, electronics, collection centers, shredders, and automobile dismantling operations are the primary targets. The program prefers businesses with documented safety programs and known operating histories. What is the minimum premium and typical underwriting threshold?The program’s minimum premium is $15,000, making it best suited to mid-sized and larger recycling operations rather than small or start-up businesses. Which states and admitted options are available?The program is available in the states listed above and is positioned for admitted placements in those territories. Confirm state availability on submission as filings and capacity can vary. What materials should I include with a submission?Include current loss runs, a detailed operations description, payroll by class code, safety and training program documentation, and any regulatory compliance records. Complete submissions speed underwriting decisions. Need help placing an account? Connect with a market specialist.

DealerGuard - Auto Dealer's Open Lot For over 30 years, DealerGuard from Amwins Underwriting has provided open-lot physical damage coverage tailored to franchised and large independent auto dealers, associations, and finance company floorplans. The program pairs targeted underwriting with consultative service, loss-control support, and nationally recognized claims administration to protect inventory parked on dealer lots. Sweet spot Franchised auto dealers or large independent auto dealers Low demo/employee ratio (<10%) Low loss ratio (<30% current year; <40% prior three years) 5+ years in operation (franchised); 3+ years in operation (independent) Eligible risks - Franchised automobile dealers. Typical operations include sales of new and used vehicles, with incidental maintenance, service, and repair. Minimum account premium is $10,000. - Dealer Open Lot coverage may be written in conjunction with Manufacturer and Floorplan coverage. Ineligible risks - Auto (daily or weekly) rental operations - Boat dealers Coverage highlights Dealer's Open Lot Available for “non-floored only” accounts when required. Inventory protection can be extended to motorcycle and bus dealers. Parametric Parametric hail coverage is available for dealers in high-weather-risk zones where traditional terms can be difficult to secure. Other coverages available (separate policies) - Pollution and Underground Storage Tank Services & claims - Loss control and consultative services - Claims management provided by a nationally recognized third-party administrator - Dedicated, client-focused service team Underwriting notes & minimums Amwins Underwriting operates this program as a non-admitted market focused on larger dealer accounts. The program’s minimum account premium is $10,000. Underwriters look for stable operations, clean loss histories, and strong on-lot controls. Typical requirements include a completed DealerGuard application and currently valued loss runs (current year plus four prior years). Submission requirements - Completed DealerGuard application - Currently valued loss runs (current plus four prior years) - Franchised dealers: page one of the most recent month-end financial statement for each franchise/dealership - Non-franchised dealers: detailed inventory listing for all vehicles Please send submissions to: [email protected] Territory & carrier Available in: AL, AK, AZ, CA, CT, DE, FL, GA, ID, IL, IN, KY, LA, ME, MD, MA, MI, MN, MS, MT, NV, NH, NJ, NM, NY, NC, ND, OH, OR, PA, RI, SC, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Carrier: Lexington. Program administered by Amwins Underwriting (MGA). Why place DealerGuard through Amwins Underwriting? Specialized underwriting for franchised and large independent dealers with decades of program experience. Integrated loss-control and claims services designed for large inventory exposures. Flexible options for non-floored risks, inventory types (including motorcycles and buses), and parametric solutions for hail-prone territories. Dedicated underwriting and service teams focused on dealer-floorplan and open-lot exposures. Example accounts that fit this program You represent a multi-franchise dealer group with consistent safety controls, a low demo-to-employee ratio, and a five-year operating history — ideal for DealerGuard placement. A large independent dealer with several satellite lots, clean loss runs, and a $12,000 account premium need — fits the program’s minimum and underwriting profile. When completing applications, please include the Date a Quote is Required and the Expiring and/or Target Premiums. Frequently Asked Questions What types of dealer accounts are a good fit for DealerGuard?DealerGuard is designed for franchised auto dealers and large independent dealers with stable operations, low demo/employee ratios, and strong loss histories. The program targets accounts with solid on-lot controls and multi-year operating experience. What are the submission and documentation requirements?Submit a completed DealerGuard application, currently valued loss runs (current plus four prior years), and financials or detailed inventory listings depending on whether the dealer is franchised or independent. Is there a minimum premium or territory restrictions?Yes. The program’s minimum account premium is $10,000. Coverage is available in the states listed above; confirm availability with underwriting for specific risks. Does the program handle claims and loss control?Yes. Amwins Underwriting pairs the DealerGuard program with loss control and consultative services and uses a nationally recognized third-party administrator for claims management. What is the parametric hail option and when is it used?The parametric offering provides a hail-triggered payout for dealers in high-weather-risk zones where traditional terms may be limited. It’s intended as an alternate solution for hail-prone portfolios. Need help placing an account? Connect with a market specialist.

Workers' Compensation Solutions for Professional Employer Organizations Amwins Specialty Casualty Solutions (ASCS), part of the Amwins Underwriting division, administers a dedicated workers’ compensation program for Professional Employer Organizations (PEOs). As a program administrator, Amwins Underwriting combines specialized underwriting, a client-facing portal, and broad capacity to help retail agents place complex PEO payroll portfolios. Overview of the Program This program is built for PEOs and the retail agents who serve them. It provides a full-service solution that emphasizes underwriting discipline for hazardous and mixed-class payrolls, operational transparency through a client portal, and nationwide capacity. You can learn more about program details on Amwins’ PEO product page: workers' compensation coverage for PEOs. Ideal Accounts and Appetite Target PEO clients and accounts with mixed-class payrolls across Hazard 1–8 and NCCI Hazard Grade A–F. Clients that require consolidated policy, payroll and claims reporting on a portal. Large or complex PEO aggregations where underwriting discipline and claims oversight are important. Agents who specialize in PEO business and can provide thorough payroll and loss history data. Coverage Highlights and Advantages Client Portal — secure access to policy details, client rosters, payroll submission, premium reporting and claims information to simplify administration and audit. Program administration by Amwins Underwriting — specialized PEO underwriting and policy servicing designed for multi-client payrolls. Flexible handling of mixed classes and higher-hazard exposures common to PEO portfolios. Partnering with specialty PEO retail agents — the program is structured to work with agents familiar with PEO operations and reporting. Underwriting Notes and Minimum Premium Amwins Underwriting evaluates submissions based on the PEO’s client mix, payroll detail by class, and loss history. The program typically requires comprehensive payroll and claims data at submission. The program’s stated minimum premium is $500,000, so it is positioned for larger PEO portfolios or aggregated business that can meet that threshold. Territories and Availability The program provides coverage nationwide and is available across all states and D.C. (AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY). Why Work With Amwins Underwriting on PEO Workers’ Comp Specialized underwriting and servicing for PEO structures, not a one-size-fits-all approach. Operational transparency through a single client portal that centralizes payroll, premium and claims data. Dedicated to working with experienced PEO retail agents who can provide detailed submissions. Example scenarios You have a regional PEO with 200 client companies across retail, light manufacturing and service classes and mixed payroll reporting — this program supports consolidated reporting and focused underwriting. A national PEO seeking better claims visibility and a single source for payroll/audit services for a large blended account — the client portal and program administration help streamline those needs. Interested in seeing the portal or discussing a submission? Visit the program page to learn more: Visit our website. Frequently Asked Questions What types of PEO clients are a good fit for this program?PEOs with larger aggregated payrolls or portfolios that include mixed or higher-hazard classes (Hazard 1–8; NCCI Hazard Grade A–F) are a strong fit. The program is geared toward accounts that can meet the $500,000 minimum premium and provide detailed payroll and loss information. How should agents submit business to Amwins Underwriting?Submissions should come from retail agents experienced with PEOs and include client rosters, payroll by class, detailed loss runs, and any current billing or audit procedures. Amwins Underwriting expects thorough data to evaluate blended-class exposures effectively. What does the client portal provide?The portal gives agents and their PEO clients access to policy documents, client-level payroll reporting, premium and audit information, and claim tracking. It is designed to centralize administration for multi-client PEO policies. Are there common account characteristics that will be declined?Accounts with inadequate payroll detail, poor loss history without a credible remediation plan, or exposures outside the program’s target hazard grades are likely to be declined. Extremely high-risk or prohibited classes may not fit the program’s appetite. Need help placing an account? Connect with a market specialist.

LANDSCAPE GARDENING LIABILITY INSURANCE For NC and VA MORE THAN 30 YEARS INSURING CONTRACTORS We are your go-to market for all contractors, whether BIG or SMALL! Overview of the Program From Agents Insurance Markets, Inc. Agents Insurance Markets, Inc. provides targeted General Liability solutions for landscape gardening and lawn care contractors across North Carolina, Virginia and the District of Columbia. With more than 30 years placing contractor business, we combine niche underwriting expertise and access to flexible non-admitted markets to help you place accounts that need tailored limits and endorsements. Ideal Accounts and Appetite This program is designed for a broad range of landscape and grounds-maintenance operations, including: Landscape gardeners and full-service landscapers Lawn care and grass-mowing services Tree pruning, trimming, dusting and spraying Stump grinding and light site cleanup Residential and commercial maintenance contractors Typical fits are contractors performing routine lawn and landscape services, seasonal crews, and firms that need higher limits or specific policy features not available in standard admitted markets. Accounts with heavy excavation, major tree removal, or extensive subcontracted heavy civil work generally fall outside this appetite. Coverage Highlights and Advantages The program centers on comprehensive General Liability with options and endorsements that align with contractor exposures: General Liability limits available up to $5,000,000 Occurrence-form coverage Excess liability available to increase limits Property Enhancement form options Equipment and tools coverage via property floaters Additional Insured endorsements, primary wording and waiver of subrogation available Per-project aggregate limits offered where required by contract Damage to premises rented to you (up to $100,000) and Medical Payments (up to $5,000) Underwriting Notes and Minimum Premiums Underwriting focuses on the specific operations, claims history, contract exposures and equipment values. We place business with reputable non-admitted carriers to offer greater flexibility on limits and endorsements. While the program offers competitive minimums for qualifying accounts, final pricing depends on the insured’s operations, payroll/subcontractor usage, past losses and requested coverages. Territories and Availability This program is available to agents writing business in North Carolina (NC), Virginia (VA) and the District of Columbia (DC). Policies are placed through non-admitted carriers where appropriate; please confirm state availability and any local licensing requirements when submitting. Why Work With Agents Insurance Markets, Inc. As a Managing General Agency specializing in contractor classes, Agents Insurance Markets, Inc. pairs experienced underwriting with fast, practical service. We help agents place accounts that need flexible wording, higher limits, or equipment protection not always available in admitted markets. Our team supports quick turnaround on submissions and can assist with policy language for owner or venue additional insured requests and per-project aggregates. Example Accounts That Fit This Program A small commercial landscaping contractor that maintains office campus grounds, uses light tractors and hires seasonal crews, and needs a $2M general liability limit with additional insured wording for the property owner. A solo lawn care operator who carries mowers, a chipper and trailer equipment and wants scheduled equipment coverage plus general liability on an occurrence basis. Frequently Asked Questions What types of accounts are a good fit for this program?This program fits landscape gardeners, lawn care and mowing services, tree pruning and stump grinding contractors, and both residential and commercial landscapers operating in NC, VA and DC—especially when higher limits or specific endorsements are needed. Is this program available for new landscaping businesses?Yes. We consider both new ventures and established companies. Each submission is evaluated on operations, experience, equipment and exposures. What are the key coverage options included in this program?Key options include General Liability up to $5 million, Property Enhancement forms, Equipment Floaters, Additional Insured endorsements, Waiver of Subrogation, per-project aggregates and excess liability. Can I write both residential and commercial landscaping risks?Yes. The program accepts both residential and commercial landscaping accounts provided they meet underwriting guidelines for operations and exposures. What carriers do you work with for this program?We place business with various reputable non-admitted carriers to provide flexibility in limits and policy wording tailored to your client’s needs. Need help placing an account? Connect with a market specialist.

...ge — available for both short- and long-term needs under the same policy. ...bmissions accepted for cross-border trucking?Yes. IBSL accepts submissions for...