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Policy Highlights: Colonial General Insurance Agency, Inc. offers a specialized Beverage Manufacturing Insurance program designed for agents and brokers seeking tailored coverage solutions for beverage manufacturers and processors. Whether your client is producing non-alcoholic beverages, craft sodas, or alcoholic drinks such as beer or spirits, this program provides flexible and comprehensive protection for a wide range of exposures in the beverage industry. Ideal Accounts and Appetite This program is ideal for small to mid-sized beverage manufacturers and processors operating in the western U.S. We consider accounts involved in: Non-alcoholic beverage bottling (juices, soft drinks, flavored water, etc.) Craft breweries or distilleries (subject to eligibility) Private label beverage production Specialty or organic beverage processing We work with agents to evaluate specific classes and can help place both standard and more complex risks through our access to admitted and non-admitted markets. Coverage Highlights and Advantages Coverages are available on a monoline or package basis and can be customized to fit the insured’s operational needs. Key features include: Commercial General Liability Primary limits up to $3,000,000 Occurrence / Aggregate Hired and Non-Owned Auto Liability Liquor Liability (for applicable beverage producers) $5,000 Medical Payments – included Vendors as Additional Insureds Limited Product Withdrawal Expense – $5,000 limit included Excess or Umbrella Limits up to $25,000,000 Crime Coverage Inside the Premises – Theft of Money and Securities Robbery or Safe Burglary of Property Inside the Premises Outside the Premises Coverage Property Coverage Building and Business Personal Property Business Income and Extra Expense Computer Equipment and Valuable Papers Accounts Receivable Equipment Breakdown Food Spoilage – $5,000 limit included (higher limits available) Replacement Cost or Actual Cash Value Outside Signs Basic, Broad, or Special Form options Underwriting Notes and Minimum Premiums Colonial General’s underwriting team evaluates each submission on a case-by-case basis. While no specific minimum premium is listed, competitive pricing is available depending on risk characteristics, coverage needs, and market availability. Liquor liability, product withdrawal expense, and spoilage coverage offer built-in value for beverage production accounts. Territories and Availability This Beverage Manufacturing Insurance program is available in the following states: Arizona (AZ) California (CA) Colorado (CO) Idaho (ID) Nevada (NV) New Mexico (NM) Utah (UT) Wyoming (WY) We offer access to both admitted and non-admitted markets depending on the risk and jurisdiction. Why Work With Colonial General Insurance Agency, Inc.? As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General brings deep expertise in niche middle-market commercial lines. We are committed to helping independent agents find the right fit for their beverage manufacturing clients—even those with unique or challenging exposures. With access to a variety of carriers and flexible underwriting, we work closely with agents to deliver timely quotes and comprehensive solutions. Whether your client is launching a new beverage line or expanding production, Colonial General is ready to help you place and service these accounts with confidence. Frequently Asked Questions What types of accounts are a good fit for this program?This program is designed for beverage manufacturers and processors, including soda bottlers, juice companies, and select alcoholic beverage producers such as craft breweries and distilleries. Is Liquor Liability included in the coverage?Yes, Liquor Liability coverage is available for eligible accounts that manufacture or distribute alcoholic beverages. Can I submit a monoline General Liability or Property policy?Yes, both monoline and package policies are available depending on the insured’s needs and underwriting criteria. What states is this program available in?Coverage is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Are additional insured endorsements available for vendors?Yes, vendors can be added as additional insureds under the General Liability coverage. Need help placing an account? Connect with a market specialist.

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Dedicated Insurance Program for Metal & Plastics Manufacturers For over 35 years, APU's Metal & Plastics Insurance Program has been one of the most experienced and consistent markets serving metalworking and plastic-processing firms nationwide. This program from Amwins Underwriting is tailored for a broad set of metal and plastics operations, including custom machining, metal finishing, foundries, and plastics manufacturers such as extruders and injection molders. Underwriters here understand the specific property, GL and product exposures that are typical in these industries and structure packages that address production interruption, equipment breakdown, product liability and pollution-related risks commonly faced by manufacturers and distributors. Ideal Accounts and Appetite The program works best for mid-market manufacturing and distribution operations with predictable loss histories and controlled production exposures. Typical classes that fit the program include: - Custom Machining Operations - Distributors of Metalworking and Plastic related products - Electroplaters - Foundries - Machine Parts Manufacturers - Machine Shops - Metal Finishers/Treaters - Extruders - Plastic Injection Molders - Plastic Manufacturers Accounts generally must have operations focused on manufacturing or distribution rather than installation or finished consumer products. The following are outside the program’s appetite: - Installation - Contractors - Consumer Products - Finished Goods - Aircraft / Aerospace Products - Structural Metal Coverage Highlights and Advantages - Property (including special property form enhancements in most states) - Equipment Breakdown - General Liability - Inland Marine - Crime - Commercial Auto - Commercial Umbrella - Stop Gap Liability - Workers' Compensation - Employment Practices Liability Insurance - Product Withdrawal Expense - Excess - Cyber Liability Coverage is provided on an admitted basis unless otherwise indicated. The program’s strengths include industry-focused underwriting, flexible package A/I placements for typical manufacturing exposures, and available enhancements for property and equipment breakdown that are important to production-dependent operations. Underwriting Notes and Submission Requirements Underwriters require complete information to provide a competitive quote. Typical submission requirements include: - Industry standard applications - Metal & Plastics Supplemental Questionnaire - Metal Finishing Supplemental Questionnaire if applicable - Foundries Supplemental Questionnaire if applicable - Prior Premium and Loss Information for all lines (5 years minimum) - Brochures or Product Descriptions - Completed Business Income worksheet if requested limit exceeds $750,000 and/or writing coverage on an Agreed Amount basis Please send submissions to: [email protected] *This is intended as a brief overview of the coverages offered. Please ask for complete copies of policies for a full description of coverage. Territories and Availability The program is available in all states. Underwriting and endorsed coverages may vary by state, and admitted coverage is the default unless otherwise noted. Why Place This Business with Amwins Underwriting Amwins Underwriting brings deep, program-level expertise in metal and plastics exposures, a stable admitted platform in most states, and targeted forms and endorsements that reflect manufacturing needs. You should consider this program when you need a consolidated package for both property and liability exposures with experience handling product, equipment breakdown and business income exposures common to manufacturing clients. Example accounts - You might have a mid-sized machine shop that performs custom parts production and needs equipment breakdown coverage and agreed-value business income limits while maintaining product liability protection for assembled components. - Or a plastic injection molder that supplies parts to industrial clients and requires inland marine for shipped tooling, cyber liability, and product withdrawal expense coverage. Frequently Asked Questions What types of accounts are a good fit for the Metal & Plastics Insurance Program?Mid-market metalworking and plastics manufacturers or distributors with manufacturing-focused operations—machine shops, foundries, electroplaters, extruders and injection molders—are the primary targets. The program prefers production/distribution exposures rather than installation contractors or finished consumer goods manufacturers. Is the program admitted in all states?The program is available in all states and is offered on an admitted basis unless otherwise indicated. Specific forms and availability can vary by state. What documentation do underwriters expect with a submission?Provide standard applications, the Metal & Plastics supplemental questionnaire (and any applicable finishing or foundry questionnaires), five years of prior premium and loss information, product descriptions or brochures, and a business income worksheet when requested limits exceed the stated threshold. Need help placing an account? Connect with a market specialist.

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