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J.M. Wilson offers a broad appetite for Miscellaneous Bonds, helping agents and brokers place hard-to-fit accounts quickly and reliably. Whether your client needs a common bond type or a more specialized form, our experienced bond department provides fast quotes and flexible underwriting solutions tailored to the surety market. Ideal Classes for Miscellaneous Bonds Motor Vehicle Dealer Bonds Lost Securities Bonds Mortgage Broker Bonds Tax Bonds License & Permit Bonds Fidelity Bonds Fiduciary and Court Bonds Lottery Bonds Public Official Bonds Wage & Welfare Bonds Why Agents Choose J.M. Wilson for Miscellaneous Bonds Competitive pricing consistent with industry standards Fast quote turnaround—typically 24–48 hours for complete submissions Willing to consider difficult-to-place or non-standard risks Access to both standard and non-standard surety carriers All represented markets are “A” rated Flexible submission process—we review applications originally prepared for other surety markets Typical examples you may place through J.M. Wilson include a new auto dealer who needs a Motor Vehicle Dealer Bond to complete licensing, or a business that lost a stock certificate and requires a Lost Securities Bond. Our underwriting team and market relationships let you pursue both routine bonds and more specialized placements that other markets may decline. In addition to Miscellaneous Bonds, our Surety team can assist with Contract Bonds and SBA bond programs. Territory and Market Access J.M. Wilson provides Miscellaneous Bonds in the following states: AL, AR, FL, GA, IL, IN, IA, KS, KY, ME, MI, MN, MS, MO, NE, NH, NC, OH, OK, PA, SC, TN, VT, VA, WV, and WI. As a Managing General Agency and Excess & Surplus Lines Broker, we represent multiple carriers—both admitted and non-admitted—allowing us to address a broad range of bond needs and place accounts that require non-standard market solutions. Frequently Asked Questions What types of accounts are a good fit for this Miscellaneous Bonds program?We can help you place standard and hard-to-place accounts including motor vehicle dealers, mortgage brokers, public officials, lost securities, and other specialty license or fidelity bonds. Can you handle difficult or non-standard bond submissions?Yes. We specialize in difficult-to-place risks and have market access to both standard and non-standard surety carriers to find solutions for unusual exposures. What is the typical turnaround time for quotes?For a complete submission we typically provide quotes within 24–48 hours; more complex or incomplete submissions may require additional underwriting time. Do you require J.M. Wilson-specific applications?No. We will review applications prepared for other surety markets—our goal is to make the submission process flexible for brokers and their insureds. What states is this program available in?This program is available in AL, AR, FL, GA, IL, IN, IA, KS, KY, ME, MI, MN, MS, MO, NE, NH, NC, OH, OK, PA, SC, TN, VT, VA, WV, and WI. Need help placing an account? Connect with a market specialist.

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Workers’ compensation can be a major hurdle for small business owners. Many states require it, but cost and administrative complexity often put coverage out of reach—especially for sole proprietors, independent contractors, and micro-businesses with minimal payroll. Easy Small Business Workers’ Compensation from SolePro SolePro helps agents and brokers place affordable workers’ compensation for micro and small businesses that struggle to find traditional options. The program is built for fast placement: you can quote, sign, bind, and pay through SolePro’s online platform. Whether your client only needs a certificate of insurance to win a contract or needs a tailored policy for a small payroll, SolePro’s options reduce friction and avoid unnecessary Assigned Risk placements. Ideal Accounts and Appetite This program is designed for a range of small-business accounts, including: Sole proprietors and one-person LLCs (with or without owners included) Independent contractors who need a COI Very small businesses with 1–5 employees Startups and new ventures with limited payroll history Restrictions: Any business that regularly uses subcontractors or day laborers is not eligible for this program. Coverage Options and Highlights SolePro offers three straightforward coverage options to match client needs and budgets: Solo X Minimum-premium workers’ comp for businesses with no employees Owner/sole proprietor is excluded from coverage Includes a 24-hour accident policy Fast online application — sign, bind, and pay in minutes Solo I Affordable workers’ comp for businesses with no employees Owner is included in coverage Optional accident policy Direct bill and payment plans available Plus Flexible workers’ comp for businesses with employees Owners may be included or excluded by choice Employees are automatically covered Optional accident policy Direct bill and payment plans available Why Agents and Brokers Use SolePro SolePro’s platform and underwriting focus make it easier to place small, difficult-to-place accounts. Key advantages: Streamlined online quoting and binding — reduces turnaround time Stable programs aimed at reducing mid-term audits and frequent carrier changes Access to both admitted and non-admitted capacity depending on the state Underwriting specialists experienced in micro-business risk profiles Underwriting Notes and Minimum Premium Programs start at a minimum premium of $750. Underwriting is designed for speed: many simple accounts can be quoted and bound quickly via the SolePro portal. Coverage placement (admitted vs. non-admitted) varies by state and is determined during the quote process. Example Accounts That Fit A freelance photographer who needs a COI to contract with a venue and has no employees — Solo I or Solo X may provide the needed documentation without costly excess premium. A new café with two employees looking for stable, entry-level workers’ comp and flexible billing — the Plus option can include employees and offer payment-plan options. States Where Coverage Is Available SolePro’s Small Business Workers’ Compensation program is currently offered in the following jurisdictions: AL, AZ, AR, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, NE, NV, NH, NJ, NM, NY, NC, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, DC, WV, WI Get Started To learn more, reach out to SolePro or become an appointed agent today. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for sole proprietors, independent contractors, startups, and small businesses with up to a few employees that need affordable workers’ comp coverage or a COI. Can owners choose whether to be included in coverage?Yes. The Solo X option excludes the owner, Solo I includes the owner, and the Plus option allows owners to choose inclusion or exclusion. Are subcontractors or day laborers eligible?No. Businesses that use subcontractors or day laborers are not eligible for any of the SolePro workers’ comp programs. Is this program available in all states?No. Availability varies by state; check the full list above for where the program is offered. How quickly can I bind coverage for my client?SolePro’s online platform is designed for speed — you can often quote, sign, bind, and pay in just a few clicks for eligible accounts. Need help placing an account? Connect with a market specialist.