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Continental Risk offers Miscellaneous Professional Liability. Profe... accounts are a good fit for this Miscellaneous Professional Liability program...

Miscellaneous Business Services Program from Fi... accounts are a good fit for this Miscellaneous Business Services program?The ...

...es Key protections and program benefits available through First Choice inclu...

... Coverage Highlights and Program Benefits The Caitlin Morgan Staffing Agency...ehensive multi-line policy—employee benefits liability, commercial general lia...

...rated carriers. What are the key benefits for my hospitality clients?Clients b...

Caitlin Morgan Insurance Services offers a focused Medical Malpractice Insurance program designed for larger physician and surgeon groups, hospital staff, and affiliated medical practices in Indiana. This captive-backed program provides flexible primary and excess professional liability solutions through Midwest Insurance Group, with both claims-made and occurrence forms available. Overview of the Program From Caitlin Morgan Insurance Services This Medical Malpractice Insurance program is structured for agents who need an admitted-capacity offering in Indiana with a strong underwriting partner. The program supports complex physician group placements and hospital staff liability through primary limits up to $250,000/$1,250,000, optional self-insured retentions (SIRs), and extended reporting period options. Defense costs are paid outside the policy limits and the program participates in the Patient Compensation Fund (PCF). Ideal Accounts and Appetite Large physician and surgeon groups and multi-specialty practices Hospital staff and affiliated clinicians Practices seeking admitted paper with optional excess placement Accounts that can benefit from participation in the state PCF Generally not a fit: solo practitioners seeking only high-risk specialty coverage without hospital affiliation, accounts outside Indiana, or accounts requiring limits well above the stated primary limits without an appropriate excess structure. Coverage Highlights and Advantages Primary or excess professional liability — flexible placement options Choice of claims-made or occurrence policy forms Primary limits available up to $250,000 per claim / $1,250,000 aggregate Participation in the Patient Compensation Fund (PCF) No minimum premium required, allowing flexibility for larger consolidated programs Extended reporting period (tail) options available Optional SIRs to tailor pricing and retention strategies Defense costs paid outside policy limits Underwritten by an A-rated carrier partner (Midwest Insurance Group) Underwriting Notes and Submission Guidance Underwriting looks for consolidated exposure data, favorable risk management practices, and details on hospital privileges and credentialing. Include the following when you submit: current loss runs (minimum three years), list of providers with specialties, claims history summaries, and details on any risk management programs in place. Optional SIRs are available to help manage premium and retention — discuss SIR structures with the underwriter for larger groups. Territories and Licensing This program is available for accounts writing in Indiana only. The product is offered through Caitlin Morgan Insurance Services with capacity provided by Midwest Insurance Group. Please confirm admitted paper availability and state-specific requirements for each submission. Why Place Medical Malpractice with Caitlin Morgan Insurance Services Caitlin Morgan combines captive program flexibility with an experienced underwriting partner to serve larger physician groups and hospital staff. Agents benefit from tailored SIR options, an admitted-market solution in Indiana, and a carrier with an A.M. Best A rating. The program is designed to simplify placement for complex, multi-provider accounts while preserving important coverages like defense outside limits and PCF participation. Medical Malpractice Program Contact: Chris Murray P: 800-723-7475, Ext. 233 [email protected] Frequently Asked Questions What types of accounts are a good fit for this Medical Malpractice program?The program is geared toward large physician and surgeon groups, hospital staff, and multi-specialty practices operating in Indiana that need admitted coverage, flexible limits, and options like SIRs and extended reporting periods. Can I place both primary and excess layers through this program?Yes. The program supports primary and excess professional liability placements. Discuss desired limit structures and any excess placement needs with the underwriter at submission. What submission materials does underwriting require?Provide recent loss runs (preferably three years), a roster of providers and specialties, claims summaries, credentialing and privileging information, and details on any risk management or patient safety programs. Is this coverage available outside Indiana?No. This specific program is available for Indiana accounts only. Confirm state eligibility for each case before submission. Need help placing an account? Connect with a market specialist.

...Personal injury Employee benefits liability Products and compl...

Continental Risk / Continental Marine Insurance Services offers a focused Architects and Engineers (A&E) Insurance program that helps agents place reliable professional liability protection for design professionals. We understand the exposures A&E firms face — from alleged design errors and construction-phase claims to regulatory and disciplinary actions — and we deliver admitted coverage in most states through our carrier relationships and underwriting expertise. Our program is designed for agents and brokers who need flexible, market-ready solutions for small firms up to large consultancies. We provide access to competitive admitted markets in most states, options for project-specific excess limits, and policy features that address evolving risks such as green building, BIM services, and international project exposures. Ideal Accounts and Appetite This A&E program is a fit for a broad range of design professionals, including: Architects and architectural firms Civil, structural, electrical, and mechanical engineers Landscape architects and land surveyors Interior designers and urban planners LEED-certified professionals and firms using BIM technology We consider both start-ups and established practices. Accounts with green building projects, sustainable design elements, or complex multi-jurisdictional work match the program well. We also welcome clients returning from other carriers — loyalty credits may apply for certain renewals previously written with markets like Markel. Example placements you might bring: A mid-size civil engineering firm performing municipal infrastructure design with occasional international consulting assignments. An architectural studio specializing in LEED-certified multifamily projects that needs admitted coverage and available project-specific excess limits. Coverage Highlights and Advantages Key features agents can offer through this program include: No pollution exclusion — coverage can be available for claims involving pollution-related liabilities. Worldwide coverage — protection extends to international projects and exposures where admitted placement is acceptable. Broad definition of professional services — includes Green, LEED, and BIM-related services. Excess limits — additional limits can be placed for specific designated projects. Supplementary payments — standard supplementary payments are included. Regulatory and administrative actions — coverage up to $25,000 for ADA, FHA, OSHA and similar matters. Loss of earnings and expenses — up to $500/day, $15,000 total. Subpoena and record request coverage — up to $5,000. Professional license and disciplinary proceedings — up to $50,000. Underwriting Notes and Minimum Premiums Minimum premiums and terms depend on the firm’s scope of services, annual revenue, project types, and claims history. Underwriters assess exposures such as construction-phase services, contract wording, and international work when quoting. We can consider excess capacity and project-specific limits for higher-value placements. Territories and Availability Admitted coverage is available in most states. This program is currently offered in: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY Why Work With Continental Risk / Continental Marine Insurance Services? As an experienced excess & surplus lines broker, Continental Risk / Continental Marine Insurance Services pairs specialized underwriting knowledge with broad market access for design professionals. Agents benefit from responsive service, pragmatic underwriting tailored to A&E exposures, and the ability to place both standard and complex risks. Whether your client is expanding into sustainable construction, managing multi-state projects, or seeking project-specific excess limits, our team can help you identify appropriate admitted markets and craft policy terms that address the client’s professional exposures. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for architects, engineers, LEED-certified professionals, and firms involved in sustainable design or complex projects. Is coverage available in all states?Admitted coverage is available in most U.S. states, including major markets such as CA, TX, NY, and FL. Are project-specific excess limits available?Yes. We can place excess limits tailored to designated projects when higher coverage amounts are required. Does the policy cover regulatory and administrative actions?Yes. Coverage of up to $25,000 is available for certain administrative matters involving ADA, FHA, OSHA, and similar regulations. What makes Continental Risk a strong partner for A&E insurance?We provide market access, underwriting expertise, and tailored coverage solutions specifically for architecture and engineering firms, with responsive service for both routine and complex placements. Need help placing an account? Connect with a market specialist.

...g Injury $1,000,000 Employee Benefits Liability $100,000 Fire Damage L...

Continental Marine offers Jet Ski Rental Insurance Coverage Highlights for Jet Ski Rental Insurance Program: Admitted A+ rated carrier 24-hour quote turnaround for jet ski rental insurance Renter trailer allowed on a submit basis Single-unit operations to large fleets Premises liability offered for boat/jet ski rental programs New operations welcome Continental Risk / Continental Marine Insurance Services offers a focused Jet Ski Rental Insurance program designed for the specific risks of personal watercraft rental operations. Whether your client runs a single jet ski or a multi-location rental fleet, this program helps you place liability and premises exposures common to recreational watercraft rentals. Ideal Accounts and Appetite This program targets personal watercraft rental businesses, including jet skis and WaveRunners. It works for small, seasonal operators, established marinas, and larger fleet managers. Startups are accepted, and accounts that provide renter trailers can be considered on a submit-for-approval basis. Examples of suitable accounts: A beachside rental operation with five jet skis expanding to guided tours — coverage that accommodates both rental and on-site liabilities. A marina-based operator with a larger fleet and multiple rental locations seeking consolidated limits and premises liability coverage. Coverage Highlights and Advantages Support from an A+ admitted carrier for financial stability in most available markets Fast service with most quotes returned within 24 hours when submissions are complete Flexible underwriting that accommodates single-unit operators up to large fleets Optional premises liability tailored for watercraft rental exposures Ability to submit additional exposures, such as renter trailers, for review The program is structured to address common rental exposures: bodily injury and property damage from operation of personal watercraft, on-site slips and falls, and liability arising from renter negligence. Coverage forms and limits are intended to be practical for the recreational marine sector while remaining market-competitive. Underwriting Notes and Minimum Premiums The program has a minimum premium starting at $500, making it accessible for smaller operations and seasonal businesses. Underwriting looks for basic operational information including: rental procedures, safety and training protocols, maintenance schedules, location details (beachfront vs. inland), average rental durations, and any guided-tour activities. Trailer rentals and other ancillary services should be disclosed up front as they are considered on submission. Territories and Availability Available in most U.S. states, including both coastal and inland markets. States where this program is actively written include: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Why Work With Continental Risk / Continental Marine Insurance Services? As an experienced Excess & Surplus Lines broker specializing in the recreational marine sector, Continental Marine blends underwriting expertise with responsive service. Agents benefit from access to A+ admitted capacity in many markets, quick quote turnarounds, and a willingness to consider a range of account sizes and new ventures. The program is designed to help you place jet ski rental accounts efficiently while addressing the specific operational risks your clients face. If you would like further information about our Jet Ski Rental Insurance program, please feel free to contact our office. Frequently Asked Questions What types of accounts are a good fit for this program? Personal watercraft rental businesses — from single-unit operators to large fleets — are ideal. New ventures and seasonally operated businesses are welcome. Is premises liability included in the coverage? Yes. Premises liability is available as part of the boat/jet ski rental offering to help protect against on-site exposures such as slips, falls, and dock-related incidents. Can jet ski trailer rentals be included in coverage? Trailer rentals can be considered on a submit-for-approval basis. Provide operation details and usage patterns to support underwriting. How quickly can I expect a quote? Most quotes are turned around within 24 hours when the submission includes the required underwriting information and loss history (if applicable). In which states is this program available? The program is available in nearly all U.S. states, including both coastal and inland regions. See the list above for full state availability. Need help placing an account? Connect with a market specialist.