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High School Athletic Associations Insurance Program High school athletic associations set standards for safety, competition and fairness across scholastic sports. American Specialty Insurance & Risk Services offers a tailored insurance program for these organizations — combining admitted capacity, program-specific forms, and underwriting expertise to help agents place complex scholastic-athletics risks. Ideal Accounts and Eligible Operations This program is written for organizations and events governed by high school athletic associations. Typical, eligible operations include: State and regional athletic associations Seasonal and statewide tournaments Fundraisers, banquets and all-star games Scholastic competitions and intramural programs School clubs and coach/official activities Owned or managed stadiums, arenas, and event venues If you represent a state association, an event organizer, or a school district that runs multi-day tournaments, this program is designed to match those exposures. Coverage Highlights and Advantages American Specialty provides access to admitted coverage in all available states through carriers rated “Excellent” or higher by A.M. Best. Core program advantages for agents include: Admitted coverage in all 50 states + DC — simplifies placement and compliance Program-specific forms and rating built for scholastic athletics Non-auditable policy options for easier administration 24-hour claims service and dedicated, in-house claims team Underwriting and risk management support targeted to sports exposures Optional coverages to match common exposures (see list below) These features help reduce friction at bind and renewal, and provide consistent handling for seasonally heavy exposures. Program Coverages Available coverages and extensions include: General Liability Participant Legal Liability Volunteers named as Additional Insureds Sexual Abuse and Molestation Excess / Umbrella Liability Liquor Liability for events and fundraisers Automobile Liability Property and Inland Marine for owned/leased venues Crime Coverage Employee Benefits Liability Participant Accident Medical and Catastrophic Medical Workers’ Compensation (where available) Deductible / SIR options to suit different risk tolerances Underwriting Notes and Minimum Premiums Programs are underwritten in-house by American Specialty’s sports and recreation team, enabling fast turnarounds and case-specific terms. Minimum premiums vary by account size, operations, and limits; discuss specifics with underwriting for accurate indications. Common underwriting considerations include: Scope and frequency of events (single event vs. ongoing season) Venue ownership and maintenance practices Use of volunteers and officials, background screening procedures Medical and emergency response plans History of sexual abuse/molestation or participant claims Territories and Availability This program is available on an admitted basis in all 50 states and the District of Columbia, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY. Why Work With American Specialty Insurance & Risk Services As a Managing General Underwriter focused on sports and recreation, American Specialty combines deep underwriting expertise with in-house claims, risk management, and policy administration. That centralized service model helps agents place accounts faster and manage renewals more predictably. You might use this program when: You have a state association that needs admitted GL and participant liability limits for a full season of events. One of your school district clients runs a regional tournament at an owned stadium and needs property, auto and liquor liability packaged together. For complex schedules, multi-state tournaments, or associations that host high-exposure events, American Specialty offers tailored terms and collaborative underwriting to help close the business. Frequently Asked Questions What types of accounts are a good fit for this program?State high school athletic associations, event organizers, facilities that host scholastic sports, and school districts running tournaments are ideal candidates. Is this program available in all states?Yes — American Specialty offers this program on an admitted basis in all 50 states and the District of Columbia. What coverages can I package for an association?Common packages include general liability, participant accident medical, sexual abuse/molestation, property, crime, auto, excess/umbrella, and liquor liability for events. Does American Specialty handle claims and endorsements in-house?Yes — underwriting, claims, and policy administration are managed in-house to provide faster, consistent service throughout the policy term. Need help placing an account? Connect with a market specialist.

Medical Expense Stop Loss Group Captive Program from Roundstone Roundstone offers a Medical Expense Stop Loss Group Captive program designed for mid-size self-funded employers seeking cost control, transparency, and long-term financial benefits. This fully insured program is ideal for Taft-Hartley plans, single employer groups, school districts, and municipalities. With a required minimum of three years of self-funded claims history, your clients can access a structured, stable solution to better manage rising healthcare costs. Ideal Accounts and Appetite This group captive is best suited for entities with a strong commitment to managing healthcare spend and who have demonstrated stable claims performance. Target insureds include: Taft-Hartley multi-employer plans Municipalities and school districts Mid-size to large single employer groups Clients should have at least three years of self-funded history and an interest in long-term cost containment strategies. An ideal self-insured retention (SIR) falls between $50,000 and $300,000. Coverage Highlights and Advantages Roundstone’s Group Captive model empowers participants to take control of their healthcare spending. Key benefits include: Continued payment of claims within a defined self-insured retention Shared risk participation in a group captive layer Stabilized premiums despite market cycles Increased control over TPA services and vendor costs Potential to earn back underwriting profits and investment returns The program is structured to reward favorable loss experience, making it a strong fit for groups committed to wellness, engagement, and claims management. Underwriting Notes and Minimum Premiums Underwriting requires a minimum of three full years of self-funded claim data. The ideal SIR range is $50,000–$300,000. Pricing varies based on group size, claims experience, and program structure. Groups with healthy loss ratios and a proactive benefits strategy are more likely to benefit from this captive model. Territories and Availability This program is available in all 50 states plus Washington, DC. Coverage is written on an admitted basis, giving your clients added regulatory confidence and compliance ease. Why Work with Roundstone? Roundstone specializes in innovative captive solutions for mid-size employers. Their strong focus on transparency, cost efficiency, and long-term sustainability makes them a trusted partner for agents and brokers seeking alternative stop loss options for their clients. With a proven track record of returning savings to employers and supporting brokers with tailored support, Roundstone helps you deliver real value to your insureds. Whether your client is a school district looking to stabilize healthcare budgets or a municipality ready to transition from fully insured to self-funded, Roundstone’s Group Captive program offers a compelling path forward. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include Taft-Hartley plans, municipalities, school districts, and mid-sized single employer groups with stable self-funded history and a focus on wellness and cost control. What is the required self-insured retention (SIR) range?The ideal SIR for this program ranges from $50,000 to $300,000, depending on group size and risk tolerance. Can newly self-funded groups participate?No. Groups must have at least three years of self-funded claims experience to be eligible for this program. How does the group captive layer work?Each participant retains responsibility for claims within their SIR. Claims above that threshold enter a shared captive layer where risk is pooled, allowing members to benefit from collective performance. What are the benefits for brokers placing business with Roundstone?Brokers gain access to a proven captive model, competitive pricing, underwriting transparency, and the opportunity to help clients control costs while potentially earning back unused premium dollars. Need help placing an account? Connect with a market specialist.

The social club insurance program is designed for U.S.-based clubs and/or groups conducting youth or adult non-sport activities. Coverage provided includes important liability protection for the organization, including its employees and volunteers, for liability claims arising out of its operations. Covered operations consist of scheduled, sanctioned, organized and supervised activities in which members participate and that are directly related to the specific common interest or goal for which the club or group is formed. Coverage is also provided for member activities such as meetings, registrations, parades in which the insured participates, picnics, banquets and ceremonies. Coverage for activities not related directly to the club’s common interest must be pre-reported and approved by K&K. Eligible Operations for Social Club Insurance: The following types of operations/programs are eligible for this insurance program. This is not a complete list of eligible operations/programs. If your type of operation/program is not listed, please contact K&K for eligibility. - Amateur youth or robotic stem - Model train or model car club insurance (grade 8 & below) club insurance - Art club insurance - Garden club insurance - Book club insurance - Genealogy club insurance - Calligraphy club insurance - History club insurance - Collector club insurance - Nature club insurance - Computers club insurance - Needlework club insurance - Cooking club insurance - Peer support group - Craft making club insurance - Game or card club insurance (non-gambling) - Garden club insurance club insurance (not professional or licensed facilities) - Puppetry club insurance - Scrap booking club insurance Coverages Available & Program Highlights: General Liability - Bodily Injury and Property Damage - Personal and Advertising Injury - Products and Completed Operations - Damage to Premises Rented to You - Medical Expense (other than participants) - Hired Auto and Employers’ Nonownership Liability (not provided to clubs located in IL, LA, UT, VT and WI) - Professional Liability - Bodily Injury to Participants Liability - Medical Payments for Participants - No Charge for Certificates of Insurance Equipment and Contents Inland Marine (optional) Excess Liability (optional) Directors’ and Officers’ Liability including Employment Practices Liability (optional) Abuse, Molestation, or Exploitation Defense Reimbursement Coverage (optional) Sexual Abuse or Sexual Molestation Liability (optional) K&K Insurance offers sports and recreation websites offering online purchasing capabilities and commission for agents and brokers. The website is simple to use and provides an option to purchase coverage immediately using a credit card. K&K, a leading provider of sports, leisure and entertainment insurance programs, is a key supplier of coverage to the sports and recreation industry and is pleased to offer this innovative technology for our clients’ convenience. The program offers 10% commission to insurance agents when using the online binding system. A convenient registration area allows agents to manage quotes and bound accounts. Coverage can be purchased at the following site: https://www.kandkinsurance.com/Programs/Recreation-insurance/Social-Club-Insurance/ – clubs such as gardening clubs, chess clubs, book clubs, gaming clubs, sewing clubs, cooking clubs, etc. Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

Adult Day Care Insurance — AFC Insurance Inc. Program AFC Insurance Inc. offers a dedicated Adult Day Care Insurance program tailored for professional adult day care centers and related human & social services operations. This program is designed for agents and brokers who need a market that understands the staff, volunteer, property and professional liability exposures typical of adult day services, adult day health facilities, social and medical model programs, and services for developmentally disabled or mentally ill populations. Overview of the Program From AFC Insurance Inc. As a program administrator, AFC Insurance Inc. places package and stand-alone coverages through varying carriers to deliver flexible solutions for adult day care operators. The program combines General Liability and Professional Liability with property, auto, umbrella and specialty endorsements commonly requested by this segment. Coverage endorsements can include volunteers and independent contractors as insureds, an optional key employee replacement endorsement, extended coverage with blanket additional insured, and abuse & molestation coverage where needed. Ideal Accounts and Appetite The program fits: Professional adult day care centers and adult day services Adult day health facilities (social and medical models) Programs offering supervised care, meals, social activities, and limited health services Services for the developmentally disabled, mentally ill, or partial hospitalization/day treatment programs Typical accounts have controlled client ratios, trained staff, documented policies for medication administration and incident reporting, and limited on-site medical procedures. High-acuity facilities that function as primary medical providers or have full residential care are usually outside appetite. Coverage Highlights and Advantages Package options combining Property, General Liability, Professional Liability and Abuse & Molestation Endorsements to add Volunteers & Independent Contractors as insureds Optional Key Employee Replacement and Extended Coverage Endorsements with Blanket Additional Insured Umbrella limits available to broaden liability protection Auto coverage for business vehicles (subject to carrier restrictions) Flexible placement through multiple carriers — “Carriers: Varies” — to match risk characteristics Underwriting Notes and Minimum Premiums Underwriting focuses on operations, staffing ratios, policies for medication and supervision, facility security, transportation practices, and claims history. Documentation that speeds placement includes client rosters, staff training records, written policies and procedures, and loss runs. Minimum premium and rate levels vary by carrier and state; AFC’s program can place accounts with differing premium thresholds depending on the chosen market. Example Accounts an Agent Might Place You have a 30-person adult day center that provides meals, social activities and limited nursing oversight — the program can provide a package policy with General & Professional Liability and abuse & molestation coverage. A non-profit day services program with volunteers and occasional contracted therapists — the volunteer/independent contractor endorsements and blanket additional insured language can address those exposures. Territories and Availability Available in most states (Most Available States). Current territories: AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Some state restrictions may apply. Why Work With AFC Insurance Inc. on Adult Day Care Business AFC Insurance Inc. brings program-focused underwriting and access to multiple carrier appetite options specifically for human & social services. Agents benefit from coverage flexibility, common endorsements needed by adult day providers, and underwriting that understands the difference between social model and medical model operations. For accounts that match the program’s appetite, AFC can help secure competitive terms across property, liability and specialty layers. Frequently Asked Questions What types of adult day care accounts are a good fit for this program?Professional adult day centers that provide meals, supervised activities and limited health services are the best fit. Programs with documented policies, trained staff and controlled client-to-staff ratios typically place well. Full residential care or high-acuity medical providers are usually out of appetite. Which coverages and endorsements can I request through AFC’s program?Common options include Package (Property + Liability), General & Professional Liability, Abuse & Molestation, Auto (subject to carrier restrictions), Umbrella, volunteer & independent contractor as insureds endorsements, optional key employee replacement, and extended coverage with blanket additional insured language. How does state availability and admitted status affect placement?The program is available in most states listed on this page. Because carriers vary by state, some features and forms depend on state regulations and carrier appetite. Agents should confirm specific state availability and admitted/non-admitted status at submission time. What submission materials help underwriters make a faster decision?Provide a current application, recent loss runs, staff training and supervision policies, medication administration procedures, client capacity and staffing ratios, and details on transportation or medical services to speed underwriting and improve placement options. Need help placing an account? Connect with a market specialist.

Policy Highlights for our Auto Dealers Insurance program: Colonial General Insurance Agency, Inc. provides a focused Auto Dealers Insurance program designed for agents and brokers placing coverage for a broad range of dealer operations. Backed by experienced underwriters and flexible admitted and non-admitted markets, this program helps you protect clients that sell, service, tow, or consign vehicles — including operations with online sales and electric vehicle inventories. Ideal Accounts and Appetite This program targets new and used auto dealerships of varying sizes, including those expanding into online sales channels and electric vehicle retail. We will consider dealerships that offer consignment sales where a favorable consignment agreement is in place. Examples of accounts that fit well: A used-car retailer adding an e-commerce platform and seeking garage coverage that accounts for cyber exposure and customer test drives. A single-location dealer with limited towing operations that needs in-transit protection and primary Garage Keepers coverage for customer vehicles left for service. We review unique or evolving business models on a case-by-case basis and can accommodate specialty exposures when supported by complete submissions and acceptable operational controls. Coverage Highlights and Advantages Commercial Garage coverages available for dealers: Garage Liability — limits up to $1,000,000 per accident Liability Aggregate up to $3,000,000 $5,000 Medical Payments Dealers Physical Damage to cover on- and off-lot inventory Broadened Coverage endorsements to fit dealer exposures False Pretense coverage for certain theft scenarios Fire Legal Liability for leased or rented premises Garage Keepers Coverage available on a primary basis (specified causes of loss) In-Transit Coverage for towing and delivery operations Broad Form Products and Property coverage options These coverages address common dealer exposures: inventory damage, customer vehicle custody while servicing, liabilities from test drives, and exposures created by towing or delivery operations. Underwriting Notes and Minimum Premiums We place accounts on admitted or non-admitted paper depending on the state and risk profile. Underwriters evaluate operational controls, loss history, vehicle inventory mix (including EVs), consignment agreements, and any towing or in-transit exposures. Complete applications, current loss runs, and clear descriptions of operations help speed placement and secure better terms. If a client operates under consignment, include the consignment agreement with the submission. For accounts with towing or delivery services, provide details on driver qualifications, limits of operations, and frequency of tows or deliveries. Territories and Availability This program is available in: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Appetite and admitted/non-admitted availability vary by state — submit the full account details so we can identify the best market placement. Why Work With Colonial General Insurance Agency, Inc.? As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General combines underwriting expertise with broad market access. Our team understands the operational nuances of dealerships and can tailor solutions across admitted and non-admitted markets to match risk profiles. We focus on pragmatic underwriting and responsive service so you can close deals efficiently. You might have a client who needs Garage Keepers primary coverage for customer vehicles after a service visit, or a small dealer launching online sales that needs combined liability, physical damage, and in-transit protections — Colonial General can help place both. Explore our company profile at https://completemarkets.com/company/colonialgeneral or view this Auto Dealers Insurance program at https://completemarkets.com/company/colonialgeneral/Auto-Dealers-Insurance. Frequently Asked Questions What types of accounts are a good fit for this Auto Dealers Insurance program?We are a good fit for new and used auto dealerships, including those with online sales, electric vehicle inventories, and consignment arrangements that include a favorable consignment agreement. Is Garage Keepers coverage included in the program?Yes. Garage Keepers coverage is available on a primary basis with specified causes of loss to protect vehicles left in the dealer’s care. Which states is this program available in?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Availability and admitted vs. non-admitted placement depend on the state and the specific risk. Can you consider dealerships with towing operations?Yes. We offer In-Transit Coverage for towing and delivery operations; provide details on scope, frequency, and driver qualifications with your submission. Is this program offered on an admitted or non-admitted basis?We work with both admitted and non-admitted markets. The best placement depends on the account’s operations, loss history, and state requirements. Need help placing an account? Connect with a market specialist.

Policy Highlights: We have the products and carriers to insure loggers, lumber haulers, log haulers, chip haulers, and similar timber transportation operations. Overview — Colonial General Insurance Agency, Inc. Log & Lumber Hauling Program Colonial General Insurance Agency, Inc. offers a targeted program for log and lumber hauling risks through a mix of admitted and excess & surplus markets. The program is designed for agents who need flexible coverages for timber and lumber transportation accounts, with options for liability, cargo, and physical damage. Carrier availability varies by state and risk characteristics; some admitted markets are available where appropriate. Ideal Accounts and Appetite Owner-operators and small-to-medium trucking firms that transport logs, roundwood, cut lumber, chips, and related forest products. Regional haulers operating primarily in the Mountain West and Southwest — particularly AZ, CA, CO, ID, NV, NM, UT, and WY. Fleets with routine radius operations (local and regional), including drive-away or short-haul deliveries up to program radius limits. Preferred risks: documented maintenance programs, current driver records, and limited recent loss history. Accounts with strong safety and loss-control practices receive priority. Coverage Highlights and Advantages Liability coverage available up to $1,000,000 CSL. Cargo coverage available with limits up to $100,000 (refrigeration breakdown included where applicable). Physical damage available with deductible options commonly ranging from $500 to $5,000. Radius options up to 500 miles — helpful for regional log and lumber movements. Access to both admitted and non-admitted markets through Colonial General’s MGA and E&S brokerage relationships, giving flexibility for difficult-to-place risks. Underwriting Notes and Typical Restrictions Underwriting focuses on operation type, vehicle condition, driver qualifications, and loss history. Risks that typically fit this program include timber contractors hauling logs or finished lumber on stake beds and chip haulers moving wood byproducts. Accounts that may require enhanced placement or be declined include those with frequent recent losses, poor maintenance records, unauthorized drivers, or exposures outside available cargo limits. Radius and cargo limits are important constraints — long transcontinental moves beyond the program’s radius or high-value specialized loads that exceed the $100,000 cargo limit may need alternative placement. Submission Guidance Faster quoting is possible when submissions include: Current vehicle schedule with VINs and model years Driver roster and recent MVRs Three to five years of loss runs Details on freight types, average cargo values, and typical haul radius Maintenance program description and any periodic inspection reports Colonial General underwriters can advise on specific documentation needed depending on the carrier being considered. Territories and Admitted Status This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Carrier and admitted availability vary by state and by individual account; Colonial General works with both admitted markets (where offered) and E&S markets to place accounts that need broader flexibility. Why Work with Colonial General Insurance Agency, Inc.? Specialized appetite for log and lumber hauling with access to multiple markets. MGA and E&S brokerage capabilities allow placement of a broad range of risks, including harder-to-place regional haulers. Underwriting familiarity with timber-industry exposures and practical coverage options for cargo, liability, and physical damage. Responsive submissions and pragmatic underwriting focused on workable coverage and realistic limits for the timber transportation sector. Example accounts that fit this program A family-owned logging contractor operating three stake-bed log trucks hauling within a 300-mile radius with strong maintenance records and no recent losses. A regional lumber distributor running multiple straight trucks and trailers moving finished lumber between sawmills and retailers within the program states, seeking combined liability, cargo, and physical damage limits. Frequently Asked Questions What types of accounts are a good fit for Colonial General’s Log and Lumber Hauling program?Owner-operators and small-to-mid-size fleets that transport logs, lumber, chips, or related forest products, especially those operating regionally in AZ, CA, CO, ID, NV, NM, UT, and WY with documented maintenance and clean driver records. What cargo and liability limits are available?The program offers cargo limits up to $100,000 (refrigeration breakdown included where applicable) and liability up to $1,000,000 CSL. Higher limits may require referral to alternate markets. Is coverage admitted or non-admitted?Carrier availability varies. Colonial General places business in both admitted and E&S markets depending on the state, the carrier appetite, and the individual account characteristics. What documentation speeds up underwriting and quoting?Provide a current vehicle schedule, driver roster and MVRs, three to five years of loss runs, descriptions of cargo and typical haul radii, and maintenance program details to obtain the quickest, most accurate quotes. Need help placing an account? Connect with a market specialist.

Policy Highlights for our Auto Dealers Insurance program: Colonial General Insurance Agency, Inc. provides a focused Auto Dealers Insurance program designed for agents and brokers placing coverage for a broad range of dealer operations. Backed by experienced underwriters and flexible admitted and non-admitted markets, this program helps you protect clients that sell, service, tow, or consign vehicles — including operations with online sales and electric vehicle inventories. Ideal Accounts and Appetite This program targets new and used auto dealerships of varying sizes, including those expanding into online sales channels and electric vehicle retail. We will consider dealerships that offer consignment sales where a favorable consignment agreement is in place. Examples of accounts that fit well: A used-car retailer adding an e-commerce platform and seeking garage coverage that accounts for cyber exposure and customer test drives. A single-location dealer with limited towing operations that needs in-transit protection and primary Garage Keepers coverage for customer vehicles left for service. We review unique or evolving business models on a case-by-case basis and can accommodate specialty exposures when supported by complete submissions and acceptable operational controls. Coverage Highlights and Advantages Commercial Garage coverages available for dealers: Garage Liability — limits up to $1,000,000 per accident Liability Aggregate up to $3,000,000 $5,000 Medical Payments Dealers Physical Damage to cover on- and off-lot inventory Broadened Coverage endorsements to fit dealer exposures False Pretense coverage for certain theft scenarios Fire Legal Liability for leased or rented premises Garage Keepers Coverage available on a primary basis (specified causes of loss) In-Transit Coverage for towing and delivery operations Broad Form Products and Property coverage options These coverages address common dealer exposures: inventory damage, customer vehicle custody while servicing, liabilities from test drives, and exposures created by towing or delivery operations. Underwriting Notes and Minimum Premiums We place accounts on admitted or non-admitted paper depending on the state and risk profile. Underwriters evaluate operational controls, loss history, vehicle inventory mix (including EVs), consignment agreements, and any towing or in-transit exposures. Complete applications, current loss runs, and clear descriptions of operations help speed placement and secure better terms. If a client operates under consignment, include the consignment agreement with the submission. For accounts with towing or delivery services, provide details on driver qualifications, limits of operations, and frequency of tows or deliveries. Territories and Availability This program is available in: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Appetite and admitted/non-admitted availability vary by state — submit the full account details so we can identify the best market placement. Why Work With Colonial General Insurance Agency, Inc.? As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General combines underwriting expertise with broad market access. Our team understands the operational nuances of dealerships and can tailor solutions across admitted and non-admitted markets to match risk profiles. We focus on pragmatic underwriting and responsive service so you can close deals efficiently. You might have a client who needs Garage Keepers primary coverage for customer vehicles after a service visit, or a small dealer launching online sales that needs combined liability, physical damage, and in-transit protections — Colonial General can help place both. Explore our company profile at https://completemarkets.com/company/colonialgeneral or view this Auto Dealers Insurance program at https://completemarkets.com/company/colonialgeneral/Auto-Dealers-Insurance. Frequently Asked Questions What types of accounts are a good fit for this Auto Dealers Insurance program?We are a good fit for new and used auto dealerships, including those with online sales, electric vehicle inventories, and consignment arrangements that include a favorable consignment agreement. Is Garage Keepers coverage included in the program?Yes. Garage Keepers coverage is available on a primary basis with specified causes of loss to protect vehicles left in the dealer’s care. Which states is this program available in?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Availability and admitted vs. non-admitted placement depend on the state and the specific risk. Can you consider dealerships with towing operations?Yes. We offer In-Transit Coverage for towing and delivery operations; provide details on scope, frequency, and driver qualifications with your submission. Is this program offered on an admitted or non-admitted basis?We work with both admitted and non-admitted markets. The best placement depends on the account’s operations, loss history, and state requirements. Need help placing an account? Connect with a market specialist.

Policy Highlights: Colonial General Insurance Agency, Inc. offers a flexible Sports League Insurance program designed to meet the unique needs of amateur athletic organizations. Whether your client manages a seasonal youth soccer league, a community basketball program, or a nonprofit athletic camp, this program provides tailored protection for non-contact sports organizations operating in AZ, CA, CO, ID, NV, NM, UT, and WY. Ideal Accounts and Appetite This program is a strong fit for local and regional amateur sports organizations, camps, clinics, and leagues focused on non-contact sports. Target classes include: Youth and adult recreational leagues Seasonal sports camps and clinics Community-based athletic programs Eligible sports include, but are not limited to, archery, baseball, basketball, bowling, cheerleading, golf, flag football, soccer, softball, tennis, and volleyball. Contact sports and high-risk athletic programs may be outside the program’s appetite. Reach out to Colonial General for underwriting clarification on fringe or high-risk activities. Coverage Highlights and Advantages Coverage is available on a mono-line or package basis, allowing you to customize protection based on your insured’s operations. Highlights include: Commercial General Liability Primary limits up to $3 million per occurrence/aggregate Excess or Umbrella limits up to $25 million Included coverages: Additional Interests Medical Payments Coverage – $5,000 limit Limited Participant Liability – $25,000 per occurrence / $50,000 aggregate Sexual and Physical Abuse Coverage – $25,000 per claim / $50,000 aggregate No deductible Property Coverage Buildings, Contents, and Equipment Breakdown Business Income and Food Spoilage Accounts Receivable Basic, Broad, or Special Form options Replacement Cost or Actual Cash Value Crime Coverage Theft of Money and Securities inside the premises Robbery or Safe Burglary of Other Property Coverage for losses occurring outside the premises Underwriting Notes Colonial General works with various carriers to offer access to both admitted and non-admitted markets, depending on the risk and location. While minimum premiums are not listed, underwriting flexibility allows room for a variety of account sizes, especially in community-based and nonprofit markets. Submissions should include details such as the type of sport, number of participants, location, and duration of events or seasons. Territories and Availability This program is currently available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Agents operating in these Western states can rely on Colonial General’s regional knowledge and market access to place coverage efficiently. Why Work With Colonial General Insurance Agency, Inc.? As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General has deep expertise in placing niche programs for specialty markets. With access to a variety of carriers and a flexible underwriting approach, they support agents in tailoring solutions for sports leagues and camps that face unique liability and property exposures. Their in-depth knowledge of regional risks and responsive service model make them a trusted partner for placing amateur sports accounts. Whether you’re helping a local youth soccer league secure liability coverage or working with a nonprofit that runs seasonal cheerleading clinics, Colonial General can help you find the right protection for your client’s activities. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for amateur sports leagues, camps, clinics, and community-based athletic organizations involved in non-contact sports such as soccer, baseball, cheerleading, and tennis. Are contact sports eligible for coverage?Generally, this program focuses on non-contact sports. Contact sports may be outside the standard appetite, but you can contact Colonial General for specific underwriting guidance. What states is this program available in?The Sports League Insurance program is available in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Is liability coverage available as standalone or only as part of a package?Liability coverage is available on a standalone (mono-line) basis or as part of a package with property and crime coverages. What limits are available for general liability?Primary general liability limits are available up to $3 million per occurrence and aggregate, with excess or umbrella limits up to $25 million. Need help placing an account? Connect with a market specialist.