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High Limit Accident Insurance As much as we try to avoid them, accidents happen. No one anticipates having to manage the financial and emotional hardships that occur in the wake of an accidental death or life changing injury. However, with PIU’s High Limit Accident Insurance, you can be prepared for the worst and eliminate the financial stress that accompanies a death or permanent disability due to a devastating accident. Petersen International Underwriters’ High Limit Accident Insurance Plan will cover an individual or a group 24/7 with issue limits from $100,000 to $100 million in the case of an accidental death or dismemberment. This high limit plan can also be tailored to insure you against specific risks such as war and terrorism (even in war zones), aviation, common carrier transportation, motor racing, and mountain climbing, to name a few. At Petersen International Underwriters we know you don’t always have the time to complete the traditional insurance application process. Our High Limit Accident Insurance Plan will have you fully covered easily and quickly, with no medical underwriting and just a one page application. For last minute cases that require a quick turnaround, coverage can be secured quickly online. Accidents resulting in a death or dismemberment may not be avoidable, but when it comes to the excessive amount an accident can cost, Petersen International Underwriters has you covered with the High Limit Accident Insurance Plan.

MexiHome PLUS Program — Insurance for U.S. Homeowners in Mexico The MexiHome PLUS Program from MexiPass International Insurance Services provides a tailored homeowners solution for U.S. residents who own vacation or secondary homes in Mexico. Built to mirror the broad protection of U.S. HO-5 forms, this program gives agents access to comprehensive coverage backed by AIG – Mexico. Overview for Agents and Brokers This program is designed for independent agents and brokers placing personal lines homeowners risks for clients who live in the U.S. but own property in Mexico. MexiPass acts as the managing general agency, coordinating placement and underwriting through AIG – Mexico on a non-admitted basis to allow flexible terms for cross-border exposures. Ideal Accounts and Appetite MexiHome PLUS is a strong option when you need HO-5–style protection for: Private vacation homes and second residences Single-family houses, condos, beachfront villas, and mountain properties Owners who use the property solely for personal use (non-commercial) Accounts involving rental income, short-term rentals (e.g., frequent Airbnb use), commercial activities, or unusual exposures will typically require additional underwriting review and documentation. Coverage Highlights and Advantages The program delivers broad-form protection similar to HO-5 policies and addresses perils common to Mexican territories, including coastal and seismic risks. Key coverages include: Property Coverage: Dwelling, other structures, personal contents, and loss of use. Liability: Personal liability within Mexico and medical payments for visitors. Catastrophic Perils: Coverage for earthquake, volcanic eruption, flood, and tidal wave where applicable. Scheduled Valuables: Ability to schedule high-value items such as jewelry, artwork, and collectibles. Homeowners Assistance Services: Emergency plumbing, locksmith, and plate glass replacement services are available to help manage small urgent losses. These features help your clients manage both everyday loss exposures and larger natural catastrophe risks that affect certain regions of Mexico. Underwriting Notes MexiPass places MexiHome PLUS on a non-admitted basis through AIG – Mexico, which offers flexibility for cross-border placements. Because terms are underwritten in Mexico, expect tailored wording and capacity considerations specific to each risk. Brokers should be prepared to provide: Detailed property information and recent photos Occupancy and use details (primary vs. seasonal use) Any history of prior claims or loss mitigation measures For borderline or complex risks, reach out to MexiPass underwriting for eligibility guidance and documentation requirements. Territories and Availability The MexiHome PLUS Program is available to agents and brokers licensed in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY Why Work With MexiPass? MexiPass International Insurance Services is a managing general agency focused on cross-border placements for U.S. clients with interests in Mexico. Working with MexiPass gives you: Access to AIG – Mexico capacity and tailored policy forms Underwriting expertise in Mexican property and coastal/seismic risks Support placing non-admitted, flexible solutions when admitted options are limited Guidance through documentation and submission requirements to streamline placement Example scenarios you might place here: a U.S. homeowner buying a beachfront condo in Baja who wants HO-5 level contents and liability protection, or a client with a second home in San Miguel de Allende seeking scheduled coverage for high-value artwork and earthquake protection. Whether your client is purchasing a new vacation home or upgrading an existing Mexico policy, MexiPass can help you secure comprehensive coverage and underwriting support. Frequently Asked Questions What types of accounts are a good fit for the MexiHome PLUS Program?This program is ideal for U.S.-based clients who own personal-use vacation or secondary homes in Mexico, including villas, condos, and single-family residences. Is the MexiHome PLUS Program admitted in any states?No. MexiHome PLUS is placed on a non-admitted basis through AIG – Mexico, allowing more flexible underwriting and customized policy terms for cross-border risks. Does the program include coverage for natural disasters?Yes. The program includes protection for catastrophic perils such as earthquake, volcanic eruption, flood, and tidal wave where those perils are applicable to the property location. Can clients schedule valuable personal property?Yes. High-value items like jewelry, artwork, and collectibles can be scheduled to provide broader limits and specified coverage. What support does MexiPass provide to agents?MexiPass offers specialized underwriting support, experienced cross-border placement guidance, and assistance with documentation to help you move submissions through underwriting efficiently. Need help placing an account? Connect with a market specialist.

Vacation Rental Insurance Program from CBIZ Vacation Rental Insurance CBIZ Vacation Rental Insurance offers a dedicated program for short-term vacation rental properties, tailored for agents and brokers who place business for owners that rent homes, condos, cabins, or multi-unit properties on a short-term basis. The program is built to address exposures that standard homeowners or landlord policies often exclude or limit for short-term rentals. This program is written on a non-admitted basis through Tudor, a carrier with specialty property expertise. Coverage is designed to help your clients manage guest liability, property damage, loss of rental income, and other risks specific to short-term rental operations. Ideal Accounts and Appetite This market is a good fit for: Owners of professionally managed or owner-operated short-term vacation rental properties Single-location owners as well as multi-property portfolios Properties listed on platforms such as Airbnb, Vrbo, or managed through local rental agencies Full-time rentals and seasonal or part-time vacation properties Typical examples you might place: a beachfront condo in Florida with weekly turnovers, or a mountain cabin in Colorado rented during the ski season. Coverage Highlights and Advantages Key features of the CBIZ Vacation Rental Insurance program include: Property coverage for the structure, contents, and detached structures Liability protection for incidents involving guests and for third-party property damage Business income coverage to protect rental revenue interrupted by a covered loss No occupancy restrictions that would otherwise void coverage when the property is rented short-term Optional endorsements and enhancements to match specific client exposures Underwriting Notes The program is non-admitted and underwritten by Tudor through CBIZ. Underwriters are experienced with the unique exposures of the vacation rental niche and aim for an efficient quoting process. There is no stated minimum premium, but final pricing varies by property type, location, occupancy patterns, loss history, and other risk characteristics. Territories and Availability The CBIZ Vacation Rental Insurance program is available in most U.S. states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Check with CBIZ for any state-specific eligibility details. Why Work With CBIZ Vacation Rental Insurance? CBIZ combines niche underwriting knowledge with responsive service tailored to brokers and agents who place short-term rental business. You benefit from underwriters familiar with rental platforms and guest exposures, competitive program structures for specialty risks, and streamlined submission handling to help you place accounts more quickly. If you have a client who needs a purpose-built solution for short-term rental exposure, CBIZ Vacation Rental Insurance is positioned to offer coverage and flexible options that standard homeowner or landlord policies may not provide. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for clients who own and operate short-term vacation rental properties, including single-family homes, condos, cabins, and multi-unit vacation dwellings. Can properties listed on Airbnb or Vrbo be covered?Yes. Properties listed on popular rental platforms such as Airbnb and Vrbo are eligible for coverage under this program, provided they meet underwriting criteria. Is this program available in all states?No. The program is available in most U.S. states, including major markets like CA, FL, TX, NY, and CO. Contact CBIZ to confirm availability and any state-specific requirements. What makes this program different from a standard homeowners policy?This program is specifically designed for short-term rentals. It includes business income coverage, liability tailored to guest exposures, and does not impose occupancy restrictions that commonly limit standard homeowners policies. Who underwrites this program?CBIZ places this program on a non-admitted basis with Tudor, a carrier experienced in specialty property risks and short-term rental exposures. Need help placing an account? Connect with a market specialist.

Specialized Water Sports Insurance From Prime Insurance Company Water sports are exciting—but they come with unique risks that many standard carriers won’t underwrite. That’s where Prime Insurance Company steps in. As a program administrator offering access to multiple carriers, Prime delivers specialized, non-admitted coverage solutions for a wide range of water sports-related businesses and individuals across the U.S. Whether your client owns a watercraft rental business, operates a parasailing tour operation, or participates in high-risk activities like hydro flying, Prime can create a custom insurance solution tailored to their operations and risk profile. Ideal Accounts and Appetite This program is designed for individuals and companies involved in recreational and commercial water sports. Prime welcomes both standard and hard-to-place risks, including accounts that may have prior claims or higher-than-average exposures. Common classes include: Jet ski and personal watercraft rentals Boating and fishing tour operators Parasailing and wakeboarding businesses Kayak, canoe, and paddleboard rentals Water skiing and tubing operators Hydro flight and flyboarding activities Water sports equipment rental and sales If you have a client with a new operation or one that has been declined elsewhere due to the nature of their water-based activities, this program may be an excellent fit. Coverage Highlights and Advantages Prime Insurance Company takes a hands-on underwriting approach, allowing for flexible, tailored policies that meet the specific needs of each insured. Coverage features may include: General liability tailored to water sports operations Property coverage for equipment and facilities Participant accident and medical coverage Coverage for watercraft and rental operations Defense against liability claims from injuries or accidents Prime’s all-in-one policy design helps reduce gaps in coverage and streamline the insurance process for complex and high-risk accounts. Underwriting Notes Each application is individually underwritten, taking into account the applicant’s experience, safety protocols, and prior loss history. Prime specializes in accounts that may fall outside the appetite of standard markets, including those with past claims or high perceived risk. There is no stated minimum premium, allowing flexibility depending on the scope of operations and risk exposure. Territories and Availability This program is available in all 50 states plus Washington, DC. Whether your client is operating on the Gulf Coast, the Great Lakes, or a mountain lake in the Rockies, Prime has the ability to tailor coverage to meet local and regional needs. Why Work With Prime Insurance Company? As a trusted program administrator, Prime Insurance Company brings deep expertise in high-risk and specialty markets. Agents benefit from: Access to multiple non-admitted carriers Custom underwriting for complex risks Nationwide availability Responsive service and flexible policy design By partnering with Prime, you can place difficult-to-insure water sports accounts with confidence, knowing your clients are getting the coverage they truly need. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include watercraft rental businesses, parasailing operators, jet ski and wakeboard instructors, and other water sports-related operations—even those with prior claims or high-risk activities. Is prior loss history a dealbreaker?No. Prime specializes in underwriting tough risks, including accounts with prior claims or coverage lapses. Each submission is evaluated individually. What coverages are typically included?Policies can include general liability, property coverage, participant accident, and watercraft liability depending on the insured’s specific operations. Is this program available in all states?Yes, this water sports insurance program is available in all 50 states and Washington, DC. Do you offer coverage for hydro flying or flyboarding?Yes. Prime considers many high-risk water sports activities, including hydro flying, flyboarding, and similar operations. Need help placing an account? Connect with a market specialist.

Superior Access offers a comprehensive Personal Lines Insurance program designed for independent agents and brokers seeking flexible, reliable options for their personal lines clients. Whether you're looking for packaged or monoline policies, Superior Access provides access to a wide range of coverages through top-rated carriers. Overview of the Program From Superior Access Superior Access Insurance Services, Inc. is a trusted wholesale broker with strong carrier relationships and a broad underwriting appetite. Their Personal Lines Insurance solutions are built to address a wide range of personal risk exposures, offering both bundled and standalone policy options. This flexibility allows agents to tailor solutions to each client’s specific needs—whether you're insuring a high-value homeowner or providing basic auto coverage. Ideal Accounts and Appetite The program is ideal for agents with clients who need coverage for: Primary and secondary homes Automobiles, including high-value and collector vehicles Recreational vehicles such as ATVs, RVs, and motorcycles Boats and personal watercraft Valuable personal property (jewelry, art, collections) Personal umbrella liability coverage You can write both standard and higher-risk accounts, including those that don’t qualify for a full package. Whether your client needs a single auto policy or a comprehensive package with home, auto, umbrella, and more, Superior Access has the market connections to help you place the business. Coverage Highlights and Advantages Superior Access gives you access to carriers offering: Packaged solutions with enhanced features and endorsements Standalone (monoline) coverage for home, auto, umbrella, and more Optional umbrella coverage to extend personal liability protection Flexible underwriting for unique or hard-to-place risks Example: You might have a client with a vacation home, a boat, and multiple vehicles. Superior Access can help you provide a bundled solution with strong protection and potential cost efficiencies. Underwriting Notes and Minimum Premiums There are no minimum premium requirements, giving you the flexibility to write accounts of all sizes. Access to multiple markets helps you find competitive solutions for both preferred and non-standard risks. Territories and Availability Superior Access writes Personal Lines Insurance in all 50 states and Washington, DC, including but not limited to: California, Texas, Florida, New York, Illinois Midwest states like Ohio, Michigan, and Indiana Southeastern states such as Georgia, North Carolina, and South Carolina Mountain and Western states including Colorado, Arizona, and Washington Why Work With Superior Access? As a wholesale broker, Superior Access provides you with: Access to several reputable carriers Competitive options for both bundled and monoline risks Broad geographic availability No minimum premiums, making it easier to serve all client types Their deep market access and experience in personal lines allow you to offer tailored solutions for clients, whether they need full protection or a single line of coverage. With Superior Access, you get the tools to retain more personal lines business and grow your book. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include clients with homes, autos, recreational vehicles, boats, or valuable personal property. High-net-worth individuals and those looking for umbrella liability coverage are also a strong fit. Can I write monoline policies through Superior Access?Yes. Superior Access has markets that allow for monoline policies in home, auto, umbrella, and more—ideal for clients who don’t need a full package. Are there any minimum premium requirements?No, there are no minimum premiums. This makes it easier to place both small and large personal lines accounts. Is this program available in all states?Yes, Superior Access offers Personal Lines Insurance solutions in all 50 states and Washington, DC. What carriers does Superior Access work with for personal lines?Superior Access partners with several reputable carriers to offer competitive personal lines options. Specific carrier availability may vary by state and risk type. Need help placing an account? Connect with a market specialist.

Overview — RPS NIPC Ski Shop Insurance RPS NIPC’s Ski Shop Insurance program is a packaged, admitted solution written with an A+XV carrier (ACE) and administered by RPS NIPC as a program administrator. The program is tailored for independent ski, snowboard and related retail and rental shops nationwide. It combines property, general liability and optional crime and inland marine extensions to protect seasonal and year-round specialty shops that sell, service and rent snow sports equipment — and often bicycles as a year-round line. Ideal accounts and target classes Ski and snowboard retail stores with on-site rental operations Ski, snowboard and bicycle rental shops (including demo fleets) Independent shops that combine bike and snow sports sales, service and accessories Small to mid-size specialty retailers with storefronts, limited repair benches and overnight storage Coverage highlights and available extensions The program is underwritten by a team with 25+ years of bicycle and specialty-sports experience and is structured to address the exposures common to ski and rental shops: Package form combining property and general liability Products and completed operations coverage for sold equipment and service work Optional special extensions of property (valuable papers & records, money & securities, personal property off premises) Inland marine options for rental fleets, demo equipment and transit exposures Underwriting appetite and typical restrictions This program fits independently owned and operated specialty retailers and rental shops focused on skis, snowboards and bicycles. It is generally appropriate for single-location or small multi-location businesses without large-scale manufacturing, wholesale distribution, or resort operations. The program is not intended for major resort operators, lift maintenance contractors, snowcat/heavy equipment operations, or high-hazard manufacturing facilities. Underwriting notes and minimums Typical underwriting considers location, rental fleet size and replacement cost of demo equipment, loss history, and in-store repair operations. The program is admitted and available nationwide. Minimum premium: $1,750 (subject to underwriting). You should submit detailed schedules for demo and rental fleets and any high-value inventory for proper valuation and endorsement placement. Territories and admitted status The Ski Shop Insurance program is available in all 50 states. States currently supported include: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI and WY. Coverage is placed on an admitted paper through ACE. Why place this business with RPS NIPC? Program administrator with deep specialty experience—underwriters familiar with retail/rental exposures and seasonal operations. Admitted product with a strong carrier (A+XV) that supports common extensions for specialty retailers. Flexible property extensions and inland marine options that help protect valuable demo equipment and off-premises exposures. Nationwide availability makes it easy to place multi-state or relocated accounts with consistent forms. Example accounts that fit well You might have a client who runs a mountain town ski shop that rents demo skis and snowboards each winter, offers basic in-store tuning and stores some rental equipment overnight. Another good fit is a coastal shop that sells bikes in summer and runs a small ski rental fleet in winter. Both are the types of accounts where the RPS NIPC package can provide appropriate property, liability and rental fleet protection on admitted paper. For more information on RPS NIPC and our specialty programs, please visit our website. Frequently Asked Questions What types of ski shop accounts are a good fit for this program?This program is aimed at independent retail and rental shops—ski, snowboard and bicycle stores—with storefronts, demo fleets and limited on-site repair. It’s best for single locations or small multi-location operators rather than large resort or heavy-equipment operations. Is the coverage admitted and available nationwide?Yes. The program is placed on admitted paper with an A+XV carrier (ACE) and is available in all 50 states, including DC. State availability and forms are handled through RPS NIPC as the program administrator. Are rental fleets and demo equipment covered?Yes. The program offers inland marine and property extensions to address rental fleets and demo equipment. Provide detailed schedules and replacement cost values on submission for accurate underwriting and pricing. What is the minimum premium and submission expectations?Minimum premium is $1,750. Submit loss history, a description of rental/demo fleets, inventory values, and information on any repair operations to help underwriters assess risk and provide accurate quotes. Who at RPS NIPC handles underwriting questions?Underwriting is managed by RPS NIPC’s bicycle/specialty team with more than 25 years’ experience. Reach out through your usual RPS NIPC wholesaler contact for program guidance and to discuss borderline or unusual risks. Need help placing an account? Connect with a market specialist.

Policy Highlights for Shopping Center Insurance: Colonial General Insurance Agency, Inc. offers a focused Shopping Center Insurance program for lessor’s risk exposures at strip and neighborhood shopping centers. The program supports monoline or packaged placements and provides flexible options so you can tailor coverage to property owners who lease space to multiple tenants. To be eligible, centers should have a minimum of five retail units and at least 25,000 square feet of automobile parking at each location. These requirements keep the program aligned with larger, higher-traffic retail properties that benefit from broader property and liability protection. Ideal Accounts and Appetite This program is aimed at owners and investors of strip malls and neighborhood shopping centers with a mix of tenants such as dry cleaners, quick-service restaurants, salons, convenience stores, and specialty retailers. Typical accounts are lessor’s risk exposures where the insured maintains the buildings and common areas and leases space to third-party operators. Primary territory: AZ, CA, CO, ID, NV, NM, UT, and WY. Colonial General is particularly active in the Southwestern and Mountain West markets and can consider admitted or non-admitted placements depending on the specific risk profile. Example accounts you can place: A retail plaza anchored by a grocery store with multiple inline tenants, where the owner needs building, business income, and liability protection for common areas. A regional investor with several neighborhood centers across the Southwest seeking a consistent program for multiple locations, with options for higher limits and excess coverage. Coverage Highlights and Advantages Property Coverage: • Building coverage on a Replacement Cost or Actual Cash Value basis • Basic, Broad, or Special Form available • Business Income and Equipment Breakdown • Accounts Receivable and Valuable Papers • Computer Equipment and Contents • Coverage for Outside Signs Commercial General Liability: • Primary limits up to $3,000,000 Occurrence / Aggregate • $5,000 Medical Payments included • Additional interests available for $100 each • Excess/Umbrella capacity available (up to $25,000) • No deductible required for GL Crime Coverage: • Inside the Premises – Theft of Money & Securities • Inside the Premises – Robbery or Safe Burglary of Other Property • Outside the Premises coverage available Underwriting Notes and Minimum Premiums Colonial General works with a panel of admitted and non-admitted carriers to provide flexible underwriting solutions. Minimum premiums vary based on center size, location, construction, tenant mix, and loss history. Provide full property details and a complete tenant schedule with rent structure to help expedite placement and receive accurate terms. Territories and Availability This program writes in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Some admitted markets are available depending on location and exposure; non-admitted options are accessible through Colonial General’s market access for more complex or higher-limit accounts. Why Work With Colonial General Insurance Agency, Inc.? As a Managing General Agency and Excess & Surplus Lines broker with deep experience in commercial property across the Western U.S., Colonial General offers responsive underwriting, broad market access, and flexible package options. Their team is familiar with complex retail exposures and can help you structure coverage for lessor’s risks, coordinate excess limits, and place accounts that need admitted or E&S solutions. Frequently Asked Questions What types of accounts are a good fit for this program?Shopping centers with at least five retail units and a minimum of 25,000 sq. ft. of parking. Common tenants include dry cleaners, restaurants, convenience stores, and service-oriented retailers. Is this program available on an admitted basis?Some admitted markets are available depending on the risk and location. Colonial General also places accounts with non-admitted carriers when needed to secure capacity or higher limits. Can I write monoline coverage or does it have to be a package?Both monoline and package options are available, so you can tailor the policy structure to your client’s exposures. What are the minimum premium requirements?Minimums vary by center size, construction, tenant mix, and location. Contact Colonial General with full property and tenant details for underwriting guidance. Which states is this program available in?This Shopping Center program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Need help placing an account? Connect with a market specialist.

Grain or Hay and Feed Hauling Insurance Program Colonial General Insurance Agency, Inc. offers a specialized hauling insurance solution for accounts that transport grain, hay, and animal feed. Built for agents and brokers placing agricultural transport risks—including harder-to-place or non-standard accounts—this program combines flexible coverage options with underwriting expertise and access to admitted and excess & surplus markets. Ideal Accounts and Appetite This program targets insureds who haul agricultural commodities—either as for-hire carriers or as part of their farming operations. Typical fits include: Independent truckers moving grain or hay across state lines Farms or ranches with owned vehicles that deliver feed to customers Small to mid-sized commercial haulers serving agricultural clients You might have a client who operates a fleet delivering hay across the Mountain West, or a local feed distributor that needs cargo protection for refrigerated feed deliveries—this program is designed to place those accounts with appropriate limits and coverages. Coverage Highlights and Advantages Colonial General’s Grain or Hay and Feed Hauling Insurance program includes features that address the core exposures of agricultural haulers: Unlimited radius on mono-line cargo policies—suitable for long-haul and multi-state operations Excess cargo available over primary limits, up to $750,000 Cargo limits available up to $100,000; refrigeration breakdown is included where applicable Refrigeration breakdown coverage offered with a $2,500 deductible for temperature-sensitive feed products These options help manage loss of commodity value during transit and provide extended protection for regional and long-distance haulers. Underwriting Notes and Minimum Premiums Colonial General places business through a mix of admitted and non-admitted markets depending on the state and risk profile. Underwriting focuses on practical, risk-based solutions—reviewing factors such as vehicle condition, driver history, commodity type, trip radius, and packaging or bulk hauling methods. Minimum premiums and specific terms vary by market and state; the underwriting team will work with you to find appropriate placement for unusual or higher-exposure accounts. Territories and Availability This program is available in the following states: AZ, CA, CO, ID, NV, NM, UT, and WY. Coverage availability and carrier options may vary by state and by the characteristics of the account. Why Work With Colonial General As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General brings specialized market access and claims-aware underwriting for agricultural transport risks. Their team understands the unique exposures of hauling grain, hay, and feed and can place both standard and hard-to-place accounts with responsive service. Working with Colonial General can be especially valuable when you need flexible cargo limits, refrigeration coverage, or excess cargo capacity. Need help placing an account? Connect with a market specialist. Frequently Asked Questions What types of accounts are a good fit for this program?Accounts involved in hauling grain, hay, or feed—either for-hire or as part of their own agricultural operations—are ideal. This includes independent truckers, commercial carriers, and farm-owned transport fleets. Is refrigeration breakdown coverage included?Yes, cargo policies can include refrigeration breakdown coverage with a $2,500 deductible; this is useful for feed products that are temperature-sensitive. Can this program handle long-haul or multi-state operations?Yes. Mono-line cargo policies offer unlimited radius coverage, so the program supports regional and long-haul agricultural haulers. Are both admitted and non-admitted markets available?Yes. Colonial General accesses both admitted and non-admitted markets depending on the state and the specifics of the account. In which states is this program offered?The program is offered in AZ, CA, CO, ID, NV, NM, UT, and WY. Availability and carrier options can vary by state and account characteristics. Need help placing an account? Connect with a market specialist.

Policy Highlights: We have the products and carriers to insure loggers, lumber haulers, log haulers, chip haulers, and similar timber transportation operations. Overview — Colonial General Insurance Agency, Inc. Log & Lumber Hauling Program Colonial General Insurance Agency, Inc. offers a targeted program for log and lumber hauling risks through a mix of admitted and excess & surplus markets. The program is designed for agents who need flexible coverages for timber and lumber transportation accounts, with options for liability, cargo, and physical damage. Carrier availability varies by state and risk characteristics; some admitted markets are available where appropriate. Ideal Accounts and Appetite Owner-operators and small-to-medium trucking firms that transport logs, roundwood, cut lumber, chips, and related forest products. Regional haulers operating primarily in the Mountain West and Southwest — particularly AZ, CA, CO, ID, NV, NM, UT, and WY. Fleets with routine radius operations (local and regional), including drive-away or short-haul deliveries up to program radius limits. Preferred risks: documented maintenance programs, current driver records, and limited recent loss history. Accounts with strong safety and loss-control practices receive priority. Coverage Highlights and Advantages Liability coverage available up to $1,000,000 CSL. Cargo coverage available with limits up to $100,000 (refrigeration breakdown included where applicable). Physical damage available with deductible options commonly ranging from $500 to $5,000. Radius options up to 500 miles — helpful for regional log and lumber movements. Access to both admitted and non-admitted markets through Colonial General’s MGA and E&S brokerage relationships, giving flexibility for difficult-to-place risks. Underwriting Notes and Typical Restrictions Underwriting focuses on operation type, vehicle condition, driver qualifications, and loss history. Risks that typically fit this program include timber contractors hauling logs or finished lumber on stake beds and chip haulers moving wood byproducts. Accounts that may require enhanced placement or be declined include those with frequent recent losses, poor maintenance records, unauthorized drivers, or exposures outside available cargo limits. Radius and cargo limits are important constraints — long transcontinental moves beyond the program’s radius or high-value specialized loads that exceed the $100,000 cargo limit may need alternative placement. Submission Guidance Faster quoting is possible when submissions include: Current vehicle schedule with VINs and model years Driver roster and recent MVRs Three to five years of loss runs Details on freight types, average cargo values, and typical haul radius Maintenance program description and any periodic inspection reports Colonial General underwriters can advise on specific documentation needed depending on the carrier being considered. Territories and Admitted Status This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Carrier and admitted availability vary by state and by individual account; Colonial General works with both admitted markets (where offered) and E&S markets to place accounts that need broader flexibility. Why Work with Colonial General Insurance Agency, Inc.? Specialized appetite for log and lumber hauling with access to multiple markets. MGA and E&S brokerage capabilities allow placement of a broad range of risks, including harder-to-place regional haulers. Underwriting familiarity with timber-industry exposures and practical coverage options for cargo, liability, and physical damage. Responsive submissions and pragmatic underwriting focused on workable coverage and realistic limits for the timber transportation sector. Example accounts that fit this program A family-owned logging contractor operating three stake-bed log trucks hauling within a 300-mile radius with strong maintenance records and no recent losses. A regional lumber distributor running multiple straight trucks and trailers moving finished lumber between sawmills and retailers within the program states, seeking combined liability, cargo, and physical damage limits. Frequently Asked Questions What types of accounts are a good fit for Colonial General’s Log and Lumber Hauling program?Owner-operators and small-to-mid-size fleets that transport logs, lumber, chips, or related forest products, especially those operating regionally in AZ, CA, CO, ID, NV, NM, UT, and WY with documented maintenance and clean driver records. What cargo and liability limits are available?The program offers cargo limits up to $100,000 (refrigeration breakdown included where applicable) and liability up to $1,000,000 CSL. Higher limits may require referral to alternate markets. Is coverage admitted or non-admitted?Carrier availability varies. Colonial General places business in both admitted and E&S markets depending on the state, the carrier appetite, and the individual account characteristics. What documentation speeds up underwriting and quoting?Provide a current vehicle schedule, driver roster and MVRs, three to five years of loss runs, descriptions of cargo and typical haul radii, and maintenance program details to obtain the quickest, most accurate quotes. Need help placing an account? Connect with a market specialist.