https://completemarkets.com/company/atlanticspecial/atlantic-specialty-lines/
Overview — Atlantic Specialty Lines Program
Atlantic Specialty Lines, Inc. offers a focused wholesale brokerage and specialty MGA platform that lets agents place a wide range of commercial and personal risks. As a partner to independent retail agents, Atlantic Specialty Lines provides access to in-house carrier capacity plus many additional brokerage markets for Property, Casualty, Auto, Professional, Personal Lines, Workers' Compensation, Environmental, Liquor Liability, Special Events, Contractors, Health Services and Excess & Umbrella placements.
Ideal Accounts and Appetite
This program is built for small-to-mid sized commercial clients and niche personal lines risks where specialty underwriting or flexible market access is needed. Typical fits include:
Commercial packages for contractors, small manufacturers, and light industrial operations
Liquor liability and special event liability for venues, caterers and event producers
Professional liability for health services and selected professional services
Environmental and pollution coverages for contractors and service providers with limited exposures
Auto fleets for small commercial fleets and specialty transportation exposures
The program can also handle harder-to-place or recently declined accounts by leveraging both in-house carriers and broader brokerage markets.
Coverage Highlights and Advantages
Wide product breadth — single point of access for property, casualty, auto, professional, umbrella and more.
Hybrid distribution — in-house paper plus access to many additional brokerage markets increases placement options for unusual or marginal risks.
Experienced underwriting — underwriters with specialty lines experience and a history dating to the company’s formation in 1996.
Flexible solutions — competitive options for admitted and non-admitted placements depending on state and risk characteristics.
Underwriting Notes and Minimum Premiums
Underwriting decisions are driven by class of business, operations, loss history and state regulatory considerations. Atlantic Specialty Lines commonly requires standard submission items such as ACORD applications, loss runs, expiring policies, and supplementary underwriting questionnaires for specialized exposures. Minimum premiums and specific terms vary by carrier and market; please submit the risk or contact an Atlantic underwriter for current minimums and appetite details.
Territories and Admitted Status
Atlantic Specialty Lines writes business across multiple states, including CT, DC, DE, FL, GA, IL, IN, KY, MD, ME, NC, NH, NJ, NY, OH, PA, RI, SC, TN, VA and WI. Some admitted markets are available; many placements are written via in-house carriers or brokerage (non-admitted) markets depending on the state and product.
Why Work With Atlantic Specialty Lines
Atlantic Specialty Lines has provided wholesale and specialty solutions since 1996. Headquartered in Richmond, Virginia, the company also maintains additional offices in Clearwater, Florida, the Midwest and Pennsylvania. Agents get the benefit of niche underwriting expertise plus access to multiple markets through a single wholesale/MGA relationship — useful when a risk needs alternatives beyond standard carrier appetite.
For more information about Atlantic Specialty Lines' capabilities, visit www.AtlanticSpecial.com. For online rating information, see www.Simple-Rates.com.
Example Accounts
You have a regional catering company that needs liquor liability and general liability for frequent events — Atlantic Specialty Lines can combine event and liquor solutions and explore admitted vs. non-admitted options.
A small contractor with a recent equipment purchase and modest environmental exposure needs both general liability and pollution coverage — the program can coordinate specialized underwriting and placement across carriers.
Frequently Asked Questions
What types of accounts are a good fit for Atlantic Specialty Lines?Small to mid-sized commercial clients and niche personal lines risks that require specialty underwriting, flexible terms, or access to multiple markets. Common classes include contractors, hospitality/events, health services, and small commercial fleets.
Are admitted policies available?Yes — some admitted markets are available in select states. Many placements are written through Atlantic’s in-house carriers or via brokerage markets depending on the product, state and risk profile.
What should I include with a submission?Provide a completed ACORD application, current and prior loss runs, the expiring policy, and any applicable supplemental applications or photos for property risks. Underwriters may request additional documentation for professional, environmental or complex accounts.
How long does quoting typically take?Turnaround varies by complexity. Simple, well-documented submissions may receive rapid responses in a few business days; more complex risks require additional review and coordination with specialty carriers or brokerage markets.
Need help placing an account? Connect with a market specialist.