Search CompleteMarkets

...ces and government facilities Nursing homes and assisted care facilities ...orking on office buildings, schools, nursing homes, post offices, shopping cen...

ProSight Specialty Insurance offers a tailored Lawyers Professional Liability Insurance program that goes beyond a one-size-fits-all approach. Our high-touch underwriting model is designed to understand the unique risk profile of each law firm—whether large or small, general practice or specialized. We take the time to evaluate how your clients manage risk and operate their practice, helping you place the right coverage for their specific needs. Overview of the Program From ProSight Specialty Insurance With deep expertise in professional liability and a focus on the legal sector, ProSight provides both Primary and Excess Lawyers Professional Liability Insurance. Our solutions are available for a broad range of law firms, including those considered hard to place. Whether your client is a new solo practitioner or a multi-state firm with complex exposures, we can help you find the right protection. Ideal Accounts and Appetite We’re looking for law firms that demonstrate proactive risk management, regardless of size or area of practice. Our appetite includes: Small to mid-sized law firms with 1–50 attorneys Firms specializing in real estate, family law, personal injury, corporate law, or general practice Firms with prior claims history that have improved their risk management strategies You might have a client who is expanding into higher-risk practice areas or a firm that was previously non-renewed due to claims—this program could be a fit. Coverage Highlights and Advantages Primary and Excess coverage available Capacity up to $10 million for qualified risks Admitted and non-admitted options to meet varying state requirements and risk profiles Solutions for standard and hard-to-place risks Our underwriting team evaluates each submission on its own merits, allowing for flexibility and creativity in structuring coverage that fits. Underwriting Notes We do not take a cookie-cutter approach. Each submission is carefully reviewed by experienced underwriters who understand the legal profession and the nuances that come with it. Strong documentation of firm procedures, internal controls, and claims history can help improve the outcome. Territories and Availability Our Lawyers Professional Liability Insurance program is available in most states across the U.S., including but not limited to CA, FL, NY, TX, IL, and GA. We can write both admitted and non-admitted business in many jurisdictions, depending on the firm profile and risk characteristics. Why Work With ProSight As a carrier with deep specialization in professional liability, ProSight brings a unique combination of underwriting expertise, flexibility, and commitment to service. We partner closely with agents and brokers to craft solutions that align with your clients’ evolving needs. If you're looking for a more thoughtful and responsive underwriting experience, ProSight is ready to help. Frequently Asked Questions What types of law firms are a good fit for this program?We target small to mid-sized law firms, including those in general practice, real estate, family law, personal injury, and other common areas. Firms with strong risk management practices are a great fit. Can you write coverage for firms with prior claims?Yes, we consider firms with a claims history—especially those that have taken steps to improve their internal controls and risk management procedures. Do you offer both admitted and non-admitted options?Yes, we provide both admitted and non-admitted coverage depending on the jurisdiction and the risk profile of the firm. Is this program available nationwide?Our program is available in most U.S. states. Please reach out to confirm availability in your client's specific location. What are your coverage limits?We can offer limits up to $10 million for qualified risks, with both Primary and Excess coverage options available. Need help placing an account? Connect with a market specialist.

...re Industry ProSight’s Skilled Nursing Insurance program pairs comprehensiv...re a good fit for ProSight’s Skilled Nursing Insurance program?Licensed nursing homes, skilled nursing facilities, assisted living and m...

...decisions, making this program a practical market for placing Mental Health Co...

Nursing Home Workers Compensation Dividend P...available outside of Indiana?No, the Nursing Home Workers Compensation Dividen...

...vate elementary, middle, and high schools, as well as private technical, trade, and vocational schools that provide job-specific certificat...he program is ideal for private K-12 schools, vocational and trade schools, technical training centers, and ...

...ary, junior high/middle, and high schools, as well as private technical, trade, and vocational schools that provide specialized curriculums...ate vocational, technical, and trade schools, as well as private K-12 institut...

...vate elementary, middle, and high schools, as well as private technical, trade, and vocational schools that offer job-specific certificatio...ate technical, trade, and vocational schools, as well as private K–12 schools, tutoring centers, and learning i...

Nursing Home Insurance Coverage Caitlin Mo...gram?This program is best suited for nursing homes, assisted living centers, a...

Policy Highlights: Colonial General Insurance Agency, Inc. offers a tailored Employment Practices Errors and Omissions (E&O) Insurance solution designed to protect your clients from the growing risks tied to employment-related claims. Whether you're working with small businesses, professional offices, or mid-sized organizations, the potential for costly legal challenges due to hiring, firing, or workplace conduct is ever-present. Our program offers a flexible and competitive market that helps you meet the unique needs of your insureds. Overview of the Program From Colonial General Colonial General provides access to affordable and comprehensive E&O coverage for Employment Practices Liability (EPL), available through select admitted and non-admitted markets. As a Managing General Agency and Excess & Surplus Lines Broker, we understand the complex and evolving landscape of employment-related exposures. Our program is structured to help agents and brokers secure reliable protection for clients facing risks such as wrongful termination, discrimination, harassment, and other workplace-related claims. Ideal Accounts and Appetite This program is a strong fit for a wide range of businesses with potential exposure to EPL claims, including but not limited to: Professional services firms (e.g., legal, accounting, consulting) Retail businesses and hospitality operations Healthcare offices and clinics Light manufacturing and distribution companies Non-profits and member-based organizations We can consider risks with various employee counts and exposure levels. You might have a client operating a regional law office or a growing medical clinic—both can benefit from E&O coverage embedded with strong employment practices protection. Coverage Highlights and Advantages Flexible limits and deductible options available Coverage can be packaged with Directors & Officers (D&O) liability Defense costs can be included within or outside of policy limits, depending on carrier Coverage for full-time, part-time, and seasonal employees Access to risk management tools and legal support resources (varies by carrier) Premiums are based on key underwriting factors such as the number of employees and the nature of the business operations. Underwriting Notes and Minimum Premiums Our underwriters evaluate submissions based on the size and scope of the business, prior claims history, HR practices in place, and industry classification. While minimum premiums vary by carrier and risk profile, we are committed to offering competitive pricing options for qualifying accounts. Territories and Availability This Employment Practices Errors and Omissions Insurance program is available in the following states: Arizona (AZ) California (CA) Colorado (CO) Idaho (ID) Nevada (NV) New Mexico (NM) Utah (UT) Wyoming (WY) Admitted products are available in select markets, while non-admitted options may be offered depending on the risk. Why Work With Colonial General? Colonial General brings decades of wholesale and MGA experience to the table. Our deep market access and underwriting expertise allow us to help agents place hard-to-place or niche risks with confidence. We offer personalized service, quick turnaround times, and the ability to customize solutions to meet the needs of diverse clients. Whether your client is facing a heightened risk environment or simply needs a thorough EPLI policy as part of their risk management plan, Colonial General is here to help. Frequently Asked Questions What types of accounts are a good fit for this program?We typically write small to mid-sized businesses across professional services, healthcare, retail, light manufacturing, and nonprofits with exposure to employment-related claims. Can this policy be packaged with other coverages?Yes, Employment Practices E&O coverage can be packaged with Directors & Officers (D&O) liability and other management liability products when appropriate. Are both admitted and non-admitted markets used?Yes, we access both admitted and non-admitted markets depending on the risk profile and state availability. What underwriting information is needed for a quote?Typical submissions should include a completed application, number of employees, business description, loss history, and details about HR policies and procedures. In which states is this program available?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Need help placing an account? Connect with a market specialist.