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...rcial Vehicles, Small Truckers Occupational Accident Insurance Trinity Risk, ...e. Can I get coverage for passenger accidents?Yes, Passenger Accident Insurance is available as an opti...

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Small Fleet Truckers Occupational Accident Insurance — Crum & Forste...ith eight owner-operators seeking occupational accident protection and contingent liabili...

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World Premier: Excess Disability Benefits “To Age 65” We are privileged to announce to the insurance and financial service worlds that Petersen International Underwriters is the first and only firm in history to present a supplemental/excess disability policy that provides benefits payable “To Age 65”! After years of development and rigorous negotiations, Petersen International has successfully produced a radically enhanced disability income insurance product that is destined to revolutionize the disability income industry. And this product is immediately available for sale. The standard maximum benefit period of the supplemental/excess disability income market has traditionally remained around 60 months. In the recent past, Petersen International has proven sustained ingenuity in the development of excess disability policies with benefit periods of 72 months, 84 months and 120 months. We have also loyally employed the use of complimentary lump sum permanent disability benefits to simulate periods of benefit longer than 60 months. Petersen International Underwriters will now be able to provide most of your supplemental disability clients with “own occupation” benefits payable to age 65. Benefits will now be available on a monthly basis for 120 months followed by an accelerated benefit settlement amount equaling payments to age 65 of the insured person. Yet unlike lump sum permanent total disability defined benefits, the new Petersen International “To Age 65” plan will qualify the additional accelerated benefit using a less restrictive temporary total disability definition. Some restrictions may apply regarding occupation and age, but in reality, this new program will be a revelation to the industry. Supplemental benefits will no longer be restricted by a permanent disability definition. As long as the insured person remains at least temporarily disabled, benefits will be paid to age 65. We guarantee this fresh take on supplemental disability insurance benefits will create excitement among your excess disability clients. The Petersen International “To Age 65” plan is the most comprehensive specialty lines disability program in existence. Call our offices immediately for a guide to a new frontier of disability income insurance.

Personal Disability Insurance Plan It can be hard to face the fact that a disability can happen at anytime, to anyone; your clients without high limit disability insurance could potential face huge financial losses. Your clients need to protect themselves and their families from the ruinous fiscal consequences of a debilitating injury or illness. Personal Disability Insurance allows people to not only continue fostering their children’s quality education and put three well balanced meals on the table, but to continue living in the manner to which they have become accustomed. If your clients are properly insured, they can continue living comfortably in the face of a temporary or permanent disability. Common Uses Supplemental Higher Limit Coverage Primary Coverage traditional markets won't consider Special Risk Coverage International Coverage Risky Avocations When every day personal expenses are suddenly unfunded, saving accounts dwindle rapidly; when there is no monthly income it will become difficult for your clients to support their families, maintain their houses, and sustain their lifestyles. Unfortunately, traditional disability carriers cannot provide everyone with the personal disability insurance coverage they require. Some people are deemed uninsurable because of their age, their employment in a risky occupation, the location of their workplace, their medical history, an avocation for risky behavior, frequent international travel, or simply the need for a high limit disability plan that a traditional carrier won't underwrite. Petersen International Underwriters offers many high limit disability plans designed for your clients who are not satisfied with coverage from the traditional market. Our plans are custom designed for your clients from all industries and financial backgrounds. At PIU we do not intend to compete with traditional disability carriers; we aim to supplement coverage where needed, and to offer coverage when other carriers cannot. Keep your clients and their families financially secure with one of our tailored high limit personal disability insurance plans.