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...ental Risk Offering Program for Commercial Contractors Continental Risk / Con... this program?This program targets commercial contractors, especially those en...

...gineers Professional Liability, Commercial General Liability (CGL) and Contrac...rmance of professional services. Commercial General Liability (Occurrence) —...

..., please feel free to contact our office. Frequently Asked Questions ...

Continental Risk / Continental Marine Insurance Services offers a focused Architects and Engineers (A&E) Insurance program that helps agents place reliable professional liability protection for design professionals. We understand the exposures A&E firms face — from alleged design errors and construction-phase claims to regulatory and disciplinary actions — and we deliver admitted coverage in most states through our carrier relationships and underwriting expertise. Our program is designed for agents and brokers who need flexible, market-ready solutions for small firms up to large consultancies. We provide access to competitive admitted markets in most states, options for project-specific excess limits, and policy features that address evolving risks such as green building, BIM services, and international project exposures. Ideal Accounts and Appetite This A&E program is a fit for a broad range of design professionals, including: Architects and architectural firms Civil, structural, electrical, and mechanical engineers Landscape architects and land surveyors Interior designers and urban planners LEED-certified professionals and firms using BIM technology We consider both start-ups and established practices. Accounts with green building projects, sustainable design elements, or complex multi-jurisdictional work match the program well. We also welcome clients returning from other carriers — loyalty credits may apply for certain renewals previously written with markets like Markel. Example placements you might bring: A mid-size civil engineering firm performing municipal infrastructure design with occasional international consulting assignments. An architectural studio specializing in LEED-certified multifamily projects that needs admitted coverage and available project-specific excess limits. Coverage Highlights and Advantages Key features agents can offer through this program include: No pollution exclusion — coverage can be available for claims involving pollution-related liabilities. Worldwide coverage — protection extends to international projects and exposures where admitted placement is acceptable. Broad definition of professional services — includes Green, LEED, and BIM-related services. Excess limits — additional limits can be placed for specific designated projects. Supplementary payments — standard supplementary payments are included. Regulatory and administrative actions — coverage up to $25,000 for ADA, FHA, OSHA and similar matters. Loss of earnings and expenses — up to $500/day, $15,000 total. Subpoena and record request coverage — up to $5,000. Professional license and disciplinary proceedings — up to $50,000. Underwriting Notes and Minimum Premiums Minimum premiums and terms depend on the firm’s scope of services, annual revenue, project types, and claims history. Underwriters assess exposures such as construction-phase services, contract wording, and international work when quoting. We can consider excess capacity and project-specific limits for higher-value placements. Territories and Availability Admitted coverage is available in most states. This program is currently offered in: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY Why Work With Continental Risk / Continental Marine Insurance Services? As an experienced excess & surplus lines broker, Continental Risk / Continental Marine Insurance Services pairs specialized underwriting knowledge with broad market access for design professionals. Agents benefit from responsive service, pragmatic underwriting tailored to A&E exposures, and the ability to place both standard and complex risks. Whether your client is expanding into sustainable construction, managing multi-state projects, or seeking project-specific excess limits, our team can help you identify appropriate admitted markets and craft policy terms that address the client’s professional exposures. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for architects, engineers, LEED-certified professionals, and firms involved in sustainable design or complex projects. Is coverage available in all states?Admitted coverage is available in most U.S. states, including major markets such as CA, TX, NY, and FL. Are project-specific excess limits available?Yes. We can place excess limits tailored to designated projects when higher coverage amounts are required. Does the policy cover regulatory and administrative actions?Yes. Coverage of up to $25,000 is available for certain administrative matters involving ADA, FHA, OSHA, and similar regulations. What makes Continental Risk a strong partner for A&E insurance?We provide market access, underwriting expertise, and tailored coverage solutions specifically for architecture and engineering firms, with responsive service for both routine and complex placements. Need help placing an account? Connect with a market specialist.

...s Light Industrial Properties Office Buildings and Office Condominiums Shopping Centers and S...hat limits are available under this umbrella program?Limits range from $1 mill...

...ons (E&O) insurance • Directors & Officers (D&O) insurance • Miscellaneous med...

...installs and services systems for office and retail properties while keeping i... Completed Operations. Non-admitted umbrella options are available up to $5 mi...

...ment buildings • Commercial and office buildings • Homeowner associations ...f Columbia. What carriers back this umbrella program?We partner with top-rated...

Your client just called to say he was served with a summons: his most important customer is suing after an employee of the insured transmitted a virus by email. Because the customer operates a paperless environment, the virus shut down their operations. The customer then inadvertently transmitted the virus to one of their clients and that company’s operations were also disrupted. Your client wants to know whether his package policy will respond. Welcome to the technology and information errors & omissions (E&O) world. A growing number of businesses depend on digital information and technology platforms to operate. Those businesses—especially those that store, process, or transmit other people’s data—carry exposures that traditional general liability or property forms were not designed to cover. Common technology and information exposures include: Failure to perform professional services (technology E&O) Unauthorized access to information by hackers or disgruntled former employees Misuse or unauthorized disclosure of client information by staff Business interruption from third-party system failures Transmission of malicious code (viruses, worms, logic bombs) Website-related intellectual property claims (copyright/trademark) Standard CGL policies typically require physical damage to tangible property to trigger coverage—digital data and software rarely qualify. That gap is why many technology firms, IT service providers, and data hosts need specialized technology/cyber and E&O insurance. Bailey Special Risks, Inc. (BSR) places Technology Insurance designed for firms that develop, deploy, or rely heavily on technology. As a wholesale broker with deep market access, BSR works with surplus lines carriers and specialty markets to tailor solutions for software vendors, consultants, managed service providers, hosting companies, and other technology-dependent businesses. Ideal Accounts and Appetite BSR’s Technology Insurance program targets businesses that provide technology services or depend on digital infrastructure for client operations. Typical classes we place include: IT consultants and software developers Web hosting, cloud and platform providers Managed service providers (MSPs) and IT outsourcing firms Technology staffing firms and VARs Data storage, colocation, and processing providers If your insured handles sensitive client data, provides technical advice, or runs platforms that others rely on for uptime and security, this program may be a strong fit. Coverage Highlights and Advantages BSR’s Technology Insurance solutions are intended to fill the gaps left by traditional policies. Coverages commonly available through the program include: Professional liability / errors & omissions for technology services Privacy breach response and third-party liability for data loss Network security and cyberattack liability Business interruption and contingent business interruption for affected third parties Media liability and intellectual property infringement Liability for transmission of malicious code These coverages can respond to damages, defense costs, regulatory response, and incident response expenses depending on the form and limits selected. Underwriting Notes and Minimum Premiums Most placements under this program are written on a non-admitted basis through surplus lines markets. Underwriting focuses on the insured’s services, exposures, security controls, and claims history. Typical submission requirements include a completed application, detailed description of services, cyber security controls (firewalls, MFA, backups, patching), and loss history. Minimum premiums vary by carrier and class; BSR can help identify the appropriate market and provide realistic minimums once you submit account details. Territories and Availability This program is available to licensed agents and brokers in the following states: AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, MD, MA, MI, MS, MO, NV, NJ, NY, NC, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WA, WV, WI, and WY. Why Work With Bailey Special Risks, Inc. BSR is a wholesale broker focused on placing complex and emerging risks. Their strengths for technology accounts include: Access to multiple surplus lines markets that underwrite cyber and technology E&O risks Experienced technology underwriting resources who understand service models and tech stacks A consultative placement process that matches each account to carriers with the right appetite Support for tailoring limits, retentions, and extensions to the insured’s exposures Example scenarios that often fit this program: You have an MSP with recurring revenue that manages client networks and needs cyber liability plus E&O for service failures. You represent a SaaS vendor that stores customer records and wants broader third-party liability and business interruption protection in case of a breach or harmful code transmission. Frequently Asked Questions What types of accounts are a good fit for this Technology Insurance program?Ideal accounts include IT consultants, software developers, managed service providers, data centers, and any business offering technology-based services or handling sensitive data. Is this coverage available on an admitted basis?No. Most coverage is placed on a non-admitted basis through surplus lines carriers familiar with technology and cyber risks. Can this program cover third-party liability from data breaches or cyber events?Yes. The program can include third-party liability for privacy breaches, network security failures, transmission of malicious code, and related third-party business interruption depending on the carrier form. What states is this program available in?BSR offers this program in 42 states, including CA, FL, NY, and TX, plus many others across the country. See the Territories section above for the full list. What information is needed to get a quote?Typical submissions include a completed application, loss history, descriptions of services and client types, and documentation of security controls and incident response procedures. Need help placing an account? Connect with a market specialist.

Offices Insurance Allstar Financial Group’s Offices Insurance program through Allstar Un...alty minimums start around $500 and umbrella minimums start around $750; property and umbrella limits are available up to $5M. S...