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Directors & Officers Insurance Program from J.M. Wilson Corp. J.M. Wilson Corp. offers a flexible, competitive Directors and Officers (D&O) Insurance program that helps protect the personal assets of directors and officers at private companies. As a Managing General Agency and Excess & Surplus Lines broker with access to admitted and non-admitted carriers, J.M. Wilson provides solutions agents and brokers can use to place essential executive liability coverage for their clients. Ideal Accounts and Appetite The program is designed for a broad range of private companies—especially small to mid-sized firms that may lack in-house risk management. Typical fits include: Private companies with up to 200 employees Accounts seeking standalone D&O or combined D&O and EPLI Companies exposed to claims from employees, customers, vendors, competitors, lenders, or shareholders Example scenarios: you might have a client that recently expanded its executive team or secured outside funding and now needs protection for management decisions; or a small firm experiencing increased employment-related exposures that requires EPLI alongside D&O coverage. Coverage Highlights and Advantages J.M. Wilson’s D&O program includes built-in features and optional extensions that address common executive liability exposures: Separate D&O and EPLI liability limits EPLI defense costs outside the limit of liability (for firms with up to 200 employees) Unlimited extended reporting period for former directors and officers Coverage for sexual harassment and optional third-party discrimination (when EPLI is purchased) Stand-alone D&O liability option Optional fiduciary liability extension Entity coverage automatically included under D&O and EPLI parts Full prior acts coverage Punitive damages coverage where insurable by law Automatic coverage for service on Non-Profit 501(c)(3) boards Spousal extension Access to AM Best A++ rated carrier options Underwriting Notes and Minimum Premiums The program offers flexible limits and retention choices to match different company sizes and risk profiles. Typical parameters include: Retention starting at $5,000 D&O limits available up to $5,000,000 EPLI limits available up to $5,000,000 $2,500 minimum premium Underwriting consideration focuses on company size, financial stability, claims history, corporate governance, and employment practices. Higher-risk industries or organizations with significant shareholder litigation exposure may require referral to specialty markets. Territories and Availability This D&O program is available to licensed agents and brokers in the following states: AL, AR, GA, IL, IN, IA, KS, KY, MI, MS, MO, NE, NC, OH, OK, PA, SC, TN, VA, WV, and WI. Why Work With J.M. Wilson Corp. J.M. Wilson combines MGA underwriting expertise with E&S broker capabilities and strong carrier relationships. That mix gives agents access to admitted and non-admitted markets, flexible program design, and responsive service. Their underwriting insight helps place complex D&O and EPLI risks efficiently while tailoring terms to each client’s profile. Frequently Asked Questions What types of accounts are a good fit for this Directors and Officers program?This program is ideal for private companies—particularly small to mid-sized firms with up to 200 employees—that need protection for their executives and the entity against management liability claims. Can I write EPLI coverage without D&O, or vice versa?Yes. The program offers separate D&O and EPLI limits, and it also allows a stand-alone D&O liability option. Are nonprofits eligible for this program?Yes. The program automatically includes coverage for service on 501(c)(3) nonprofit boards, which can be a useful benefit for directors involved with charitable organizations. What limits and retentions are available?D&O and EPLI limits are available up to $5,000,000, with retentions starting as low as $5,000; final terms depend on the risk profile and underwriting review. In which states is this program available?This D&O program is available in AL, AR, GA, IL, IN, IA, KS, KY, MI, MS, MO, NE, NC, OH, OK, PA, SC, TN, VA, WV, and WI. Need help placing an account? Connect with a market specialist.

Founded in 1986 and celebrating its 25th Anniversary ARC Excess & Surplus has grown to become one the largest wholesale insurance brokerages in the country. Our ability to understand your needs and capitalize on our carrier relationships, positions us as an industry leader where “We Get it Done.” ARC has always delivered the best in class product in less time allowing our clients to focus their time on producing new business. We are former underwriters, we know what the underwriters want, we speak their language, we have “walked the walk”. We understand that there is an art to negotiating and our past experience helps us negotiate for our clients and customers. Health Care Directors and Officers Professional Liability Insurance Health Care Directors and Officers Liability Insurance (including optional Entity, Employment Practices, and Third Party Liability coverage’s) is designed to help protect the personal assets of a health care organization’s directors and officers, as well as the financial well-being of the organization. A few highlights: Ability to provide customized coverage enhancements not available in the general market place. Directors and Officers including Employment Practices Liability, customized for the unique healthcare industry’s exposures Highest caliber of brokerage services in the industry Highly experienced legal team to work on your account Need Help Placing Coverage for: Clinic/Medical Directors and Officers Clinics Directors and Officers Hospitals Directors and Officers Liability Directors and Officers Liability/Physicians Medical Facilities/Clinics Directors and Officers Health Care Directors and Officers Health Care Facilities Directors and Officers HMO, IPA, PPO, POS, ACO No Problem

...ts include: Medical and dental offices Accounting or law firms Real est...is ideal for low-hazard professional offices such as accountants, lawyers, consultants, and medical or dental offices. Can I write both property and li...

Overview — Smith Bell & Thompson, Inc. Directors & Officers Liability Smith Bell & Thompson, Inc. offers a Directors & Officers Liability program designed for health care organizations — both non-profit and for-profit — and other allied classes where entity and management liability exposures are present. This program provides entity coverage for the named organization and side A/B/C protections for directors, officers and employees, with capacity placed through AIG. It is intended as a practical market for agents who need broad D&O protection with flexible underwriting for national program classes. Ideal accounts and appetite Health care providers and networks, including home care and community health organizations (both nonprofit and for-profit). Trade and membership associations, and other program-style organizations that require entity coverage and management protection. Organizations with defined governance structures and standard financial controls; preferred accounts have documented risk management and claims histories that are manageable. Special consideration and pricing available for National Association for Home Care (NAHC) members. Coverage highlights and advantages Entity coverage included — policy can cover the organization itself as well as individual directors, officers and employees. Broad definition of employment practices (EPLI) claims is available, helping address wrongful termination, discrimination and similar employment exposures. Access to AIG capacity gives broad industry recognition and claims handling experience for complex management liability matters. Program-oriented underwriting that understands multi-entity structures common in health care and association accounts. Underwriting notes and typical restrictions Underwriters look for clear governance, reasonable internal controls, and documented employment practices. Accounts with ongoing regulatory investigations, multiple recent management liability losses, or severe financial distress should be submitted with full explanation and may be declined or subject to restrictive terms. When you submit, include the organization’s bylaws, most recent financial statement, claims history (D&O/EPLI), and any employment policies. These items speed placement and improve the chance of competitive terms. Example scenarios — when to use this program You have a midsize home care agency that recently expanded into multiple states and wants entity-level D&O protection plus EPL coverage for its management team. NAHC membership can help secure preferred pricing. An association of health care providers seeks a single program policy to cover the trade association and its board members. The program’s entity coverage and AIG capacity provide a workable solution for that structure. Territories and availability Available for placement in the following states and territories: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why place D&O with Smith Bell & Thompson, Inc. Program focus on health care and association classes means underwriting and policy wordings tailored to your clients’ exposures. Broad EPLI language and entity coverage help reduce coverage gaps for multi-entity and management exposures. Placement with an experienced market (AIG) and a wholesaler that understands program business helps streamline submission-to-quote turnaround. Special NAHC member pricing is a differentiator when placing home care accounts. Frequently Asked Questions What types of health care accounts work best for this D&O program?Mid-sized to larger home care agencies, community health organizations, and trade associations are a good fit—especially those with documented governance, clean claims histories, and standard employment practices. NAHC members can access special pricing. Does the policy include entity coverage and EPLI?Yes. The program can provide named organization (entity) coverage and includes a broad definition of employment practices (EPLI) claims, protecting both the entity and individual directors, officers and employees. What submission materials speed up underwriting?Provide the organization’s bylaws, most recent financial statement, D&O/EPLI loss run, and employment policies. Complete background on any pending regulatory or litigation matters should also be included. Which carrier capacity is used for this program?Capacity for this Directors & Officers Liability program is provided through AIG. Which states is this program available in?The program is available in most U.S. states and DC, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI and WY. Need help placing an account? Connect with a market specialist.

Directors & Officers Liability Insurance Offered by Alexander J. Wayne & Associates, Inc. Alexander J. Wayne & Associates, Inc. is a trusted wholesale broker with deep expertise in professional liability risks. Our For Profit Directors and Officers (D&O) Liability Insurance program is designed to protect directors and officers of privately held and publicly traded for-profit companies from a wide range of legal exposures. Overview of the Program Today’s business leaders face increasing legal risks from shareholders, employees, vendors, customers, competitors, and even government entities. Our D&O program is built to help agents place this challenging coverage by offering comprehensive protection for individuals in leadership roles. Whether your client is a startup or an established enterprise, we can help you secure broad coverage that protects both the company and its leadership team. Ideal Accounts and Appetite This program is suitable for a wide range of for-profit entities, including: Privately held companies Publicly traded companies Closely held or family-owned firms We welcome accounts across various industries, with special consideration for those with fewer than 200 employees to take advantage of certain defense cost benefits. If you have a client concerned about boardroom liability, such as a mid-sized manufacturer, technology startup, or retail chain, this program may be an excellent fit. Coverage Highlights and Advantages Our For Profit D&O Liability Insurance program offers a range of policy enhancements and options to address evolving risks: Separate Limit of Liability for Employment Practices Liability (EPL) claims D&O limit is not eroded by employment-related claims Unlimited Extended Reporting Period for former directors and officers at no additional charge EPL defense costs outside the limit of liability (available for accounts with 200 or fewer employees) Optional extensions for Fiduciary Liability and Crime Coverage Duty to Defend policy form Automatic Entity Coverage at no extra cost Spousal extension included Automatic coverage for service on 501(c)(3) nonprofit boards Coverage available for individual directors or officers Underwriting Notes and Carrier Access Alexander J. Wayne & Associates, Inc. works with all major U.S. carriers and Lloyd's of London, both domestic and London open market. This gives us the flexibility to tailor solutions for unique or hard-to-place risks. We offer coverage on both admitted and non-admitted paper, depending on state and risk characteristics. We take a consultative approach to underwriting and work closely with agents to find the best fit for each account. States and Availability This program is available in all 50 states, plus Washington, D.C., making it ideal for agents with multi-state clients or growing regional businesses. Whether you’re located in California, Texas, New York, or anywhere in between, we can help you place your client’s D&O risk. Why Work With Alexander J. Wayne & Associates, Inc.? With decades of experience in professional liability and management risk, Alexander J. Wayne & Associates, Inc. is a go-to resource for agents looking to place complex D&O exposures. We offer personalized support, market access, and underwriting expertise to help you deliver the right solution for your clients. Our broad coverage options, flexible underwriting, and national reach make us a strong partner in this space. Call us today to learn more about our Directors & Officers Liability Insurance program and how we can help you protect your clients' leadership teams. Frequently Asked Questions What types of accounts are a good fit for this D&O program?This program is ideal for privately held and publicly traded for-profit companies, including startups, mid-sized businesses, and family-owned firms across a wide range of industries. Does this program include coverage for employment practices liability?Yes, it offers a separate limit of liability for EPL claims, and for accounts with 200 or fewer employees, EPL defense costs are covered outside the policy limit. Can individual directors or officers be covered under this program?Yes, this program offers coverage options for individual directors or officers, which can be especially helpful in unique board structures or advisory roles. Is this program available nationwide?Yes, the program is available in all 50 states and Washington, D.C. What carriers support this program?We work with all major U.S. carriers and Lloyd’s of London markets, offering both admitted and non-admitted solutions depending on the risk and location. Need help placing an account? Connect with a market specialist.

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Founded in 1986 and celebrating its 25th Anniversary ARC Excess & Surplus has grown to become one the largest wholesale insurance brokerages in the country. Our ability to understand your needs and capitalize on our carrier relationships, positions us as an industry leader where “We Get it Done.” ARC has always delivered the best in class product in less time allowing our clients to focus their time on producing new business. We are the D&O Experts Access to over 60 markets Ability to provide customized coverage enhancements not available in the general market place. From the smallest private firm to the largest public Highest caliber of brokerage services in the industry Highly experienced legal team to work on your account What is Directors & Officers Liability Insurance? D&O coverage provides protection for Directors and Officers from claims alleging that they have made improper decisions or failed to make proper decisions in their capacities as Directors and Officers. This coverage now also extends at some level to the entity as well as to other employees, while continuing to provide the necessary protection for Directors and Officer managing their companies in this litigious environment. Why do I need Directors & Officers Liability Coverage? As a Director or Officer, this policy will protect your personal assets when corporate indemnification is not available to you. Plaintiffs may attack personal assets in litigation stemming from alleged mismanagement of a corporation by you or other board members. Whether damages occurred as a result of your actions , or you were an innocent party, defense costs alone can be substantial. Categories of Directors & Officers - Public Company Directors & Officers Professional Liability Insurance - Private Company Directors & Officers Professional Liability Insurance - Non-Profit Company Directors & Officers Professional Liability Insurance Locations: Contact Info: ARC Excess & Surplus, LLC Phone: 516-408-5751 E-Mail: [email protected] ARC MidAtlantic Excess & Surplus, Inc. Phone: 856-401-8070 Stan Quirk - [email protected] Bruce Davis - [email protected] ARC Excess & Surplus of New England, LLC Phone: 860-793-9333 Scott Farrell - [email protected] Tom McGraw - [email protected] ARC West Coast Excess & Surplus Brokerage, LLC Phone: 626-584-5050 Sandra Hunt - [email protected] Ceillia Whiteford - [email protected] ARC Excess & Surplus of MidSouth, LLC Phone: 410-427-9564 Larry Jones - [email protected] ARC South, LLC Phone: 404-474-4301 Todd Horwitz - [email protected] Burns Parker - [email protected]

Continental Risk / Continental Marine Insurance Services offers comprehensive Directors and Officers (D&O) insurance solutions tailored for both non-profit and for-profit organizations. This program is designed to help insurance agents and brokers place coverage that protects key decision-makers and entities from a wide array of management liability exposures. The D&O program covers directors, officers, trustees, employees, volunteers, and the organization itself. It goes beyond traditional liability coverage to address complex and emerging risks, including allegations of fraud, misrepresentation, unfair competition, employment practices violations, and mismanagement of employee or pension benefit plans. Ideal Accounts and Appetite Private Companies: Closely held businesses across most industries. Not-for-Profit Organizations: Including charities, associations, and foundations. Public Entities: Select publicly traded companies (contact for underwriting review). Excess Coverage: Available for companies seeking additional layers of protection. Coverage Highlights and Advantages Directors & Officers Liability: Protects insureds from claims related to management decisions and negligence in their executive roles. Fiduciary Liability: Covers fiduciary duties related to employee benefit plans; available on a primary or excess basis. Employment Practices Liability: Addresses claims such as wrongful termination, discrimination, and sexual harassment. Tenant Discrimination Coverage: Helps property owners and managers defend against discrimination claims brought by prospective, current, or former tenants. Underwriting Notes and Minimum Premiums Primary and excess options are available with flexible structuring. Separate limit towers and retentions can be applied for each coverage part. Coverage is non-cancellable except for non-payment of premium. Capacity limits up to $10 million are available. Primary coverage suitable for entities with revenues up to $750 million. Excess coverage available with no revenue threshold. All classes considered except financial institutions. Minimum premiums vary depending on risk characteristics. Territories and Availability Available in all 50 states and Washington, DC. Some markets are admitted, while others are non-admitted, depending on jurisdiction and risk profile. Why Work With Continental Risk Continental Risk is an experienced Excess & Surplus Lines Broker with access to a broad spectrum of carriers. They offer tailored solutions for complex management liability exposures across various industries. Their underwriting team understands the nuanced needs of both non-profit and corporate clients. Responsive service and flexible program design help agents secure competitive coverage for difficult-to-place risks. Whether you have a non-profit board seeking protection for its volunteers or a mid-sized private company concerned about employment practices claims, Continental Risk provides a robust and flexible D&O insurance solution. Their expansive state availability and ability to write both primary and excess layers make them a valuable partner for agents placing management liability accounts. Frequently Asked Questions What types of accounts are a good fit for this D&O program?This program is ideal for private companies, not-for-profit organizations, and select public companies seeking primary or excess Directors and Officers coverage. Does the program include employment practices liability?Yes, Employment Practices Liability Insurance (EPLI) is available and covers claims such as wrongful termination, discrimination, and harassment. Can I write coverage in any state?Yes, this program is available in all 50 states and Washington, DC. Admitted status may vary by market and state. What is the maximum coverage limit available?Capacity limits are available up to $10 million, depending on the risk and coverage part. Is there a revenue cap for eligible accounts?Primary coverage is available for companies with revenues up to $750 million. There is no revenue limit for excess placements. Need help placing an account? Connect with a market specialist.

Employees are the backbone of any business. For companies that install office equipment, field staff face distinct on-the-job risks: lifting heavy copiers and printers, maneuvering bulky equipment through tight stairwells, working on customer premises, and handling wiring and racks. As an agent or broker, you need a Workers Compensation solution that reflects those exposures and the operational practices of the contractor. Novatae Risk Group, in partnership with Empire Underwriters, offers a focused Workers Compensation Insurance program for Office Equipment Installers. With more than 30 years of experience placing this class, our underwriting team understands the loss drivers, common loss scenarios, and the loss-control measures that make the difference. Whether your client installs copiers, printers, server racks, cabling, or other commercial office systems, this program is structured to meet their trade-specific needs while providing fast service for you. Ideal Accounts and Appetite Small to mid-sized office equipment installation firms with field technicians Companies with manual-labor exposure but documented safety programs and training Accounts with prior coverage and an otherwise manageable loss history New ventures may be considered if adequate documentation and controls are provided You might have a client who routinely installs multifunction printers across multiple office locations, or a regional IT integrator that ships and installs server racks and structured cabling. Those are the types of accounts that typically fit this program. Coverage Highlights and Advantages Competitive commission structure for agents and brokers Fast quote turnaround when a completed submission is provided Program available across a broad set of states to support regional accounts Minimum premium starts at $7,500 The program balances competitive pricing with underwriting rigor. Quick response times and broad market access help you place accounts efficiently and keep your clients working. Submission Requirements Completed ACORD 130 application Three years of currently valued loss runs Supplemental questionnaire specific to office equipment installers Details on any large or unusual prior losses Underwriting Notes and Minimums Underwriters focus on job duties, crew size, use of lift or mechanical aids, driver exposure, and documented safety practices. Strong safety programs, routine employee training, written lift procedures, and evidence of routine vehicle and equipment maintenance help your submissions. The program has a minimum premium threshold of $7,500; larger accounts can be placed across available markets depending on loss experience and controls. Available Territories This program is available in the following states: AL, AK, AZ, AR, CA, CO, CT, FL, GA, IL, KY, LA, MS, MO, NV, NJ, NM, NY, NC, PA, SC, TN, TX, UT, VA, and WV. Contact us to confirm current availability in a client’s specific state. Why Work With Novatae Risk Group Novatae Risk Group is a Managing General Underwriter and Excess & Surplus Lines broker with specialty expertise in nuanced workers compensation placements. Our longstanding relationship with Empire Underwriters gives agents access to a range of admitted and non-admitted markets and to underwriters who know this trade. We combine market access with a service-driven approach to help you move submissions quickly and place accounts where standard markets are constrained. Need a Workers Compensation Insurance quote for your Office Equipment Installer client? Email [email protected] or call 800-758-8113 to speak with an underwriter today. Frequently Asked Questions What types of accounts are a good fit for this program?This program is designed for businesses that install, service, or move office equipment such as copiers, printers, IT hardware, and similar systems. Ideal accounts have field staff, documented safety protocols, and a generally favorable loss history. What documents are needed to submit an application?Required documents include a completed ACORD 130, three years of loss runs (currently valued), a supplemental questionnaire, and details on any large prior losses. Which states is this program available in?The program is available in over 20 states, including CA, TX, NY, FL, and IL. Contact your underwriter to confirm availability in the specific state where the risk operates. Is this program admitted or non-admitted?We have access to multiple markets, allowing placements in both admitted and non-admitted options depending on the state and the specifics of the risk. How fast can I get a quote?Quotes are typically turned around quickly once all required documentation is received. Providing complete loss runs and the supplemental questionnaire up front speeds the process. Need help placing an account? Connect with a market specialist.

Public Company Directors & Officers Insurance (D&O) Are your clients protected with the right Directors & Officers (D&O) insurance? Whether you represent a public company, private business, or nonprofit, Tennant Risk Services provides market access and underwriting expertise to place D&O coverage tailored to each client’s exposures. Tennant Risk Services is a Managing General Agency and Excess & Surplus Lines Broker focused on D&O across a broad range of industries and organizational structures. We work with retail agents and brokers to secure competitive terms and quick turnaround from top-tier carriers. Coverage is available in all 50 states and Washington, DC, with admitted and non-admitted options depending on the risk and market. Classes We Serve: Public companies Private companies Nonprofit organizations Associations & unions Companies preparing for IPOs Limited and other partnerships Trusts and trustees Special Coverage Options: Side A Excess Individual directorship coverage We routinely handle complex or challenging accounts, including: Accounts with adverse loss history Unique or layered financial structures Financially distressed companies Crowdfunding or pre-IPO ventures Recapitalizations and M&A exposures Public officials and quasi-governmental entities Reps & warranties liability considerations Coverage Highlights: Access to multiple carrier markets for competitive terms Flexible limits, attachment points, and deductible options Separate limits available for specific exposures (e.g., Side A) Risk management support and loss-control guidance for insureds Sample D&O Placements: Private Company – Specialty Equipment Rental: $1M Limit / $8,000 Premium Public Company – Biopharmaceutical Research: $5M Limit / $83,000 Premium Non-Profit – Recreational Association: $1M Limit / $1,000 Premium Private Company – Equipment Distributor: $5M Limit / $12,000 Premium Territories & Market Access: We can place D&O coverage in all 50 states and Washington, DC. Tennant has access to both admitted and non-admitted markets; the best option depends on the account’s profile, state requirements, and carrier appetites. Underwriting Notes & Minimum Premiums: Tennant works with multiple carriers, so minimum premiums and eligibility vary by market. Provide complete submission details—financials, current D&O program wording, loss run history, and a summary of any special exposures—to help us target the right markets and pricing quickly. Typical Accounts That Fit This Program Public companies seeking primary or excess D&O capacity Private firms with growth, M&A, or recapitalization plans Startups and pre-IPO companies needing IPO-tailored solutions Nonprofits, associations, and trustees with fiduciary exposures Tough placements—prior losses, distressed balance sheets, or complex financial arrangements Why Work with Tennant Risk Services? Tennant supports retail brokers with specialty underwriting knowledge, broad market relationships, and responsive service. We prioritize efficient submissions, timely feedback, and practical placement strategies—especially for difficult or high-exposure D&O risks. Use Tennant to broaden your market access and improve terms for standard or complex D&O accounts. For questions, submissions, or to discuss a client situation, please call or email us. We look forward to working with you! Frequently Asked Questions What types of accounts are a good fit for this D&O program?We work with public companies, private businesses, nonprofits, associations, trustees, and more—including tougher accounts such as financially distressed companies or those with prior losses. Can Tennant Risk Services help with D&O coverage for startups or IPOs?Yes. We offer solutions for startups, companies preparing for an IPO, and entities involved in crowdfunding or complex financial structures. Which states is this D&O program available in?This program is available in all 50 states and Washington, DC. We offer both admitted and non-admitted options depending on the carrier and the account. Do you offer Side A D&O or individual director coverage?Yes. We can place Side A Excess coverage and individual directorship coverage when appropriate for the client. What is the minimum premium for this program?Minimum premiums vary by carrier and account specifics. We work across multiple markets to identify competitive minimums for each submission. Need help placing an account? Connect with a market specialist.