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Steel Fabricators & Erectors Insurance Program Overview of the Program From Norman-Spencer Norman-Spencer Agency, Inc. has been serving the steel fabrication and erection industry since 1985. Our AllSteel™ Insurance Program is specifically designed to meet the complex risk management needs of both structural and non-structural steel fabricators and erection contractors. With decades of experience in this niche, we offer tailored solutions that help you place difficult-to-insure accounts with confidence. Ideal Accounts and Appetite This program is a strong fit for: Structural steel fabricators Miscellaneous or ornamental iron contractors Steel erection and installation contractors Accounts involved in commercial construction, industrial builds, or infrastructure projects are ideal candidates. Whether your client is fabricating beams or erecting multi-story frames, we can help you find the right coverage. Example: You may have a client who fabricates and installs steel staircases for large office buildings. Or an erector working on highway overpass structures. These are the types of accounts that fit our appetite. Coverage Highlights and Advantages With access to multiple carriers, including an A.M. Best "A+" rated market, we provide flexibility and stability for your insureds. Both admitted and non-admitted options are available depending on the state and risk profile. General Liability Umbrella & Excess Liability Property Auto Liability Inland Marine Additional program benefits include: Timely quote turnaround for responsive service Local claims handling for fast, knowledgeable support Deep industry expertise to help you place challenging risks Underwriting Notes and Minimum Premiums We review each submission individually to provide competitive terms based on the specific operations and loss history. While minimum premiums vary by state and exposure, we work to accommodate both small and mid-sized accounts that meet our underwriting criteria. Territories and Availability The AllSteel™ program is available nationwide, including all 50 states and the District of Columbia. We offer both admitted and non-admitted options depending on your client's location and needs. Why Work With Norman-Spencer? Norman-Spencer brings nearly 40 years of experience in steel-related risks. Our dedicated team understands the exposures your clients face and offers customized coverage through top-rated carriers. Whether you're looking to place a small fabricator or a large erection contractor, we provide the tools and support to help you grow your book of business in this specialty niche. Contact Us Today! www.norman-spencer.com [email protected] 866.930.5570 Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for structural and non-structural steel fabricators, as well as steel erection contractors involved in commercial, industrial, or infrastructure projects. Is this program available in all states?Yes, the AllSteel™ program is available in all 50 states and the District of Columbia, with both admitted and non-admitted options depending on the state and risk profile. What lines of coverage are included?Available coverages include General Liability, Umbrella, Property, Auto Liability, and Inland Marine. Coverage can be tailored to meet your client's specific operations. How fast can I expect a quote?We offer quick quote turnaround times. Submissions with complete information are typically processed efficiently by our experienced underwriting team. Do you accept new ventures?New ventures may be considered depending on the experience of the principals and the scope of operations. Each case is reviewed individually. Need help placing an account? Connect with a market specialist.

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