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...amp; Non Occupational Benefits to Owner Operators. Intended for Owner Operators under the age of 70, rangi...se Legal Liability, Umbrella and Occupational Accident/Contingent Liability.

...anchise restaurants and multi-unit owners Fine dining and upscale establis...rks well for franchise and multi-unit owners, fine dining, family-style restau...

...ns, particularly for experienced operators with strong safety programs and los...

As an independent owner-operator, it’s critical that both the...gram available in all states?Yes. The Owner Operator Program is available in all 50 st...

...insurance programs for independent Owner Operators face a unique set of profes...le when bundled with the Truckers Occupational Accident Insurance Program. What limits an...

Motorhome Sales and Service Insurance Transportation Risk Services offers a dedicated Motorhome Sales and Service Insurance program for both dealers and service operations. Coverage is available from an A-rated carrier on admitted and non-admitted paper to help you place a wide range of motorhome, RV and related risks. Appetite and Target Classes Motorhomes Recreational Vehicles (RVs) Campers Travel trailers Trade show attendance is acceptable up to three times per year (RV exhibits may exceed 300 miles). Service units can be scheduled — both fleet and non-fleet — and related retail operations on the insured’s premises are considered. Primary Coverages Considered Garage Liability — Dealer and Service, with broadened coverage options Garagekeepers Legal Liability — limits available up to $15 million Dealers Open Lot — limits available up to $15 million Property — building, business personal property and business income Optional Extensions Fire Legal Liability Personal & Advertising Injury False Pretense Errors & Omissions for dealers Identity Recovery Related Operations on Premises Automobile parts or supplies sold over the counter (no installation) Miscellaneous goods — camping accessories, clothing, kitchen items, etc. Concessionaires — food & beverage/snack bars Mini-mart/grocery store facilities on site Program Highlights and Advantages This program gives agents access to an experienced transportation MGA and wholesale broker with deep appetite for auto and garage exposures. Limits for garagekeepers and open lot coverages are strong (up to $15M), and the program considers both admitted and non-admitted placements to maintain flexibility for complex or higher-limit accounts. Underwriting Notes Preferred accounts: established motorhome/RV dealers and service centers with documented safety and inventory controls. Trade show activity is acceptable but should be detailed on submission (frequency, distance, and transport methods). Service schedules and fleet lists should be provided when requesting scheduled unit coverage. Prior claims, condition of open lots, and security for high-value inventory will influence terms and retentions. Territories & Paper Available in IL, IA, MI, MN and WI, with broader availability in most states through admitted and non-admitted options. Consult underwriters on specific state filings and admitted paper availability. Why Place This Business with Transportation Risk Services Transportation Risk Services is a specialized transportation MGA and wholesale broker (www.trsinsurance.com) focused on auto, garage, physical damage and related commercial transportation exposures. Agents benefit from TRS’s targeted underwriting, access to A-rated capacity, flexible admitted/non-admitted placement, and experience handling dealer and service operation risks nationwide. Example Accounts That Fit An established RV dealer with a secured outdoor lot, active service department, and occasional out-of-state show attendance — needs garage liability, dealers open lot and garagekeepers limits. A regional mobile RV service fleet that wants scheduled physical damage and liability for multiple service units — fleet and non-fleet scheduling options are available. Transportation Risk Services works directly with retail agents and brokers to structure submissions and place coverage through its program and broking facilities. Provide complete details on operations, inventory values, scheduled units and loss history for the quickest response. Frequently Asked Questions What types of accounts are a good fit for this Motorhome Sales and Service program?Dealers and service operations for motorhomes, RVs, campers and travel trailers — especially those with established safety controls, secured open lots, and documented service operations — are the primary target. The program also considers related on-site retail and concession activities. Are higher limits available for garagekeepers and dealers open lot?Yes. Garagekeepers and Dealers Open Lot limits are available up to $15 million, subject to underwriting review and the specifics of the account. Can service units and mobile repair vans be scheduled?Yes. Both fleet and non-fleet service units can be scheduled. Provide unit lists, values and usage details when submitting so underwriters can evaluate exposures accurately. Is coverage available on admitted paper or only excess & surplus?Transportation Risk Services can place this program on admitted and non-admitted paper with A-rated capacity. Availability depends on state filings and the individual account; consult underwriting for state-specific options. Need help placing an account? Connect with a market specialist.

...oward franchise groups, multi-unit owners, and restaurant chains that need a c... greater. New ventures should include owner resumes. Is the program available ...

... is desired. For new ventures, owner and manager resumes. Please refer to...remium details. For new ventures, add owner/manager resumes. Need help placi...

Business owners face some of the highest exposures w...s when standard markets decline. An owner of a mixed-occupancy building seek...