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... accounts with multiple A-rated facilities and specialty markets. Our underwri... admitted and non-admitted A-rated facilities to accommodate state-specific re...

...er parks Indoor entertainment facilities with amusement rides Operators of... ideal for amusement parks, indoor facilities with rides, mobile attractions, ...

Comprehensive Insurance for Parking and Valet Operators The Parking and Valet Operators Insurance Progra...gram?This program is ideal for valet parking services, self-park garages and lots, event parking companies, and parking operators managing private or commercial facilities. Is Garagekeepers Legal Liabilit...

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American Specialty is proud to be the only IAAPA-endorsed insurance provider for amusement parks. We specialize in the risks that come with operating rides, attractions, inflatables, and special events. The Amusement Parks Insurance program packages underwriting, claims, and risk management expertise into market-ready solutions that help agents place and retain complex entertainment accounts with confidence. Eligible Operations for Amusement Parks Insurance Mechanical Rides Family Entertainment Centers (FECs) Ice Skating Rinks Midways and Fairgrounds Special Events and Festivals Exhibitions / Expositions Theme Parks (permanent & seasonal) Laser Tag Arenas Tourist Attractions and Scenic Rides Program Highlights for Amusement Parks Insurance A.M. Best “Excellent” or higher carriers Admitted paper where applicable Program-specific forms and rates Non-auditable policy options 24-hour claims service In-house underwriting, claims, risk management and policy administration Online resources and tools for agents Program Coverages for Amusement Parks Insurance General Liability Contingent Fireworks Liability Excess / Umbrella Liquor Liability Commercial Auto Property (including attraction equipment) Crime Employee Benefits Liability Workers’ Compensation Deductible / SIR options Why Choose American Specialty As a Managing General Underwriter with decades of experience in the amusement and entertainment industries, American Specialty offers a specialized approach to underwriting, claims handling, and risk control. Our team understands the operational, mechanical, and spectator risks these accounts present and structures coverages that address both common and complex exposures. We support agents with market access plus technical guidance to place and maintain profitable accounts. Territories and Availability This program is available in all 50 states and Washington, D.C. Admitted coverage is offered where applicable through A.M. Best “Excellent” rated carriers. We can underwrite accounts across urban and rural markets, including seasonal operations in high-tourism states. Underwriting Notes and Minimum Premiums Minimum premiums vary by operation type, size, and exposures. Submissions should include current loss runs, equipment inspection/maintenance documentation, and an operations description. Our in-house underwriters provide quick reviews and will advise on minimums, deductible/SIR options, and attachment points for excess placements. Ideal Accounts and Appetite We are actively seeking: Permanent and traveling amusement parks and midways Indoor and outdoor family entertainment centers with multiple attractions Tourist attractions, scenic and seasonal rides Ice rinks, laser tag arenas, and similar indoor attractions Special events and festivals that include rides, inflatables, or fireworks Accounts with disciplined maintenance programs, documented ride/attraction inspections, and trained staff receive the most favorable terms. We can consider a wide range of risks but typically decline unlicensed ride operations, accounts without maintenance records, or operations involving permanently installed high-speed thrill rides lacking manufacturer documentation. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include amusement parks, family entertainment centers, laser tag arenas, ice rinks, and seasonal events that feature rides, inflatables, or attractions. Is this program available nationwide?Yes. The Amusement Parks Insurance program is available in all 50 states and Washington, D.C. What coverages are included in the program?Coverages can include General Liability, Property, Workers’ Compensation, Liquor Liability, Auto, Excess/Umbrella, Crime, and other specialty endorsements tailored to amusement operations. What is the minimum premium for this program?Minimum premiums depend on the operation type and risk profile. Contact our underwriting team for pricing guidance and expected minimums for your submission. Why work with American Specialty?American Specialty is the only IAAPA-endorsed provider in this space. We provide in-house underwriting, claims handling, and risk management with deep amusement industry expertise to help you place and retain these accounts. Need help placing an account? Connect with a market specialist.

...Agency, Inc. offers a specialized Parking Lot/Driveway Insurance program to he...is ideal for contractors involved in parking lot or driveway cleaning, sweepin...

...ties, rental equipment, laundry facilities, pools, or playgrounds—may be eligi...