Search CompleteMarkets

...om Maritime Program Group Charter Boats come in all shapes and sizes and are ...-carrying operations from small guide boats to larger excursion vessels. Provi...

...ile working at sea or aboard third-party vessels. LIG leverages deep marine ex...

From banquets to festivals and everything in between, your clients need protection from lawsuits, claims of bodily injury and property damage. Midlands has broad access to multiple liability markets, deep industry expertise, and robust risk-management resources. When forces beyond anyone's control—flood, fire, severe weather or other perils—undo months of planning in minutes, agents can place Event Cancellation Insurance through Midlands to protect your clients’ revenue and expenses. Midlands Event Cancellation Insurance insures against loss arising from the cancellation, interruption, relocation or postponement of a covered event. Add Event Cancellation coverage to a Special Event policy or place a stand-alone Event Cancellation policy to protect gross revenue, event expenses and additional costs incurred because of a covered loss. Place your next special event and/or event cancellation risk with Midlands to ensure things go right when things go wrong. Available Coverages: • Liability • Liquor Liability • Event Cancellation • Weather Coverage • Excess • Property • Inland Marine • Spectator Liability • Commercial Auto Program Highlights: • Coverage based on gross revenue or expenses for the event — up to $85 million • Covers net loss and additional costs or charges paid by the insured • Optional extensions for disease outbreak, nonappearance, war risks and terrorism • Fast turnaround with instant quotes and instant policy documents • Coverage available for single events or multi-event schedules • A.M. Best rated “A” carriers available through the program • Competitive pricing and commission structures (varies by market) • Superior claims handling and benefits coordination, including quick referral service • Facility can be added as an additional insured at no extra cost • Large excess limits and hired/non-owned auto available • Short-term or annual policy terms available • Hundreds of eligible classes Available Classes (selected): • Wedding Receptions • Banquets • Auctions • Fairs and Festivals • Golf Tournaments • Inflatable/Moon Walks • Sporting Events and Races (bike, run, walk) • Recitals and Theatre • Educational Seminars and Public Lectures • Boat Shows • Rodeos and Parades • Trade Shows and Booths at Fairs/Shows • Fireworks and Amusement Rides • Fundraising Events and Senior Events • Arts/Craft Shows, Fashion Shows, and Exhibitions • Street/Block Parties and Refreshment Stands • Animal Shows, Dog/Horse Races, and Many More Overview of the Program from Midlands Management Corp This program is designed specifically for agents placing special-event risks who need tailored Event Cancellation protection alongside traditional special-event liability products. Midlands acts as a managing general agency and carrier intermediary, giving you access to multiple admitted and non-admitted markets, fast quoting, and flexible policy options. Ideal Accounts and Appetite Good fits: weddings, community festivals, fundraisers, races, trade shows, recitals, openings, and similar events where revenue or incurred expenses need protection. Appetite: single events and multi-event schedules with limits and coverages scaled to event size — policies available up to large revenue/exposure thresholds (see Program Highlights). Typical restrictions: extremely high-hazard attractions or events with known pre-existing cancellations or prohibited activities may require underwriting review or be excluded. Discuss specific risks with Midlands underwriting for guidance. Coverage Highlights and Advantages Flexible basis of loss: cover based on gross revenue or event expenses, including additional costs to mitigate loss. Optional extensions for disease outbreak, nonappearance and terrorism/war risks to match client exposures. Fast placement: instant quoting and instant policy documents help you bind cover quickly when clients need proof of insurance. Facility-friendly: facility can be added as an additional insured at no extra cost — helpful for venues that require proof before booking. Underwriting Notes and Minimum Premiums Underwriting considers the event type, location, attendance, ticketing/revenue structure, contingency plans, and any high-risk activities. Minimum premiums vary by market and coverage selections. Be ready to provide event revenue/expense estimates, event date(s), cancellation triggers of concern (e.g., weather, nonappearance), and any prior cancellation history when requesting a quote. Territories and Availability Available in many states: AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Admitted availability varies by state; Midlands places business in some admitted markets and through non-admitted carriers where needed. Why Work with Midlands on Event Cancellation Managing General Agency and carrier relationships that provide wide market access. Quick quoting and policy issuance — designed for time-sensitive event placements. Flexibility to add cancellation coverage to Special Event liability placements or to write stand-alone Event Cancellation policies. Support for complex placements, including large revenue events, excess limits, and specialty extensions. Example Scenarios You have a client planning a weekend outdoor festival with $250,000 in ticket sales and vendor fees — Event Cancellation coverage can protect ticket revenue and certain event expenses if severe weather forces cancellation. An organizer of a multi-day trade show wants coverage for nonappearance of a headline speaker and related lost revenue — optional nonappearance coverage can be added to the cancellation form. How to Submit Business Provide event details, estimated revenue/expenses, event date(s), venue information, and any requested optional extensions. Midlands offers fast turnaround and instant policy documents for eligible risks. Minimum premium: varies by market and coverage. Frequently Asked Questions What types of events are a good fit for this program?Weddings, festivals, fundraisers, trade shows, sporting events, recitals, and similar public or private events where loss of revenue or incurred expenses from cancellation or postponement is a concern. Can this coverage be added to a Special Event liability policy or written stand-alone?Yes. Midlands can add Event Cancellation coverage to a Special Event liability placement or issue a stand-alone Event Cancellation policy, depending on your client’s needs. How quickly can I get a quote and policy documents?Midlands offers fast turnaround with instant quotes and instant policy documents for eligible risks; binding speed depends on underwriting requirements and any optional extensions requested. Are disease outbreak or nonappearance coverages available?Yes. Optional extensions for disease outbreak, nonappearance, and war/terrorism risks are available subject to underwriting and market acceptance. Need help placing an account? Connect with a market specialist.

...ting insureds against common third-party claims. Underwriting Notes and Min...

Policy Highlights for Hall Insurance: Colonial General Insurance Agency, Inc. offers a specialized Hall Insurance program tailored for venues and food-service providers operating in event settings. Eligible operations include banquet and reception halls, event venues, independent caterers, catering trucks, sandwich and food trucks, and ice cream vendors serving weddings, private parties, business meetings, fairs and festivals. Coverage can be written on a mono-line or package basis to match a wide range of client needs. Ideal Accounts and Appetite This program is a strong fit for insureds that host events or provide mobile food service. Typical accounts include: Banquet and reception halls used for weddings, conferences, or private events Event venues that host public and private gatherings Independent catering companies providing on-site event food service Mobile food vendors such as catering trucks and ice cream trucks Whether the client operates a fixed event space or a fleet of mobile vendors, Colonial General’s Hall Insurance program addresses the common liability, property and crime exposures these operations face. Coverage Highlights and Advantages General Liability (CGL) Coverage: Primary limits available up to $3,000,000 occurrence/aggregate $5,000 Medical Payments coverage included Liquor liability offered where appropriate and where state rules allow Excess or umbrella limits offered up to $25,000,000 Additional interests can be added for $100 each No deductible required on the primary liability forms Property Coverage Options: Building and contents coverage Business income and equipment breakdown Computer equipment and valuable papers Food spoilage, outside signs, and inland marine Accounts receivable Basic, broad, or special form available Choice of replacement cost or actual cash value valuation Crime Coverage Available: Inside the premises—theft of money and securities Inside the premises—robbery or safe burglary of other property Outside the premises coverage for transit and off-site exposures Underwriting Notes and Minimum Premiums Colonial General places accounts in both admitted and non-admitted markets depending on state and risk characteristics. Underwriting evaluates exposures such as alcohol service, kitchen operations, vehicle operations for mobile vendors, special-event hazards, and premises security. There is no single stated minimum premium; agents should submit details so underwriters can quote appropriately for the size and complexity of the account. Territories and Availability The Hall Insurance program is available in: Arizona (AZ), California (CA), Colorado (CO), Idaho (ID), Nevada (NV), New Mexico (NM), Utah (UT), and Wyoming (WY). Why Work With Colonial General Insurance Agency, Inc.? As a Managing General Agency and Excess & Surplus Lines broker, Colonial General brings focused expertise in hospitality and event-related risks. The firm leverages admitted and E&S markets to tailor solutions for venues and food-service operators, offering flexible coverages and capacity for larger limits. Colonial General's underwriters understand the operational nuances of event venues and mobile vendors and can coordinate property, liability, liquor and inland marine needs on a single placement when appropriate. Example scenarios that fit this program: You have a client who operates a mid-sized banquet hall that occasionally serves alcohol and needs combined property, general liability and liquor liability coverage. You represent a mobile ice cream vendor that attends seasonal fairs and festivals and needs general liability plus inland marine or auto-related coverage for equipment and stock. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for banquet halls, event venues, catering services, food trucks, and ice cream trucks that serve private and public events. Is liquor liability coverage available?Yes. Liquor liability can be included as part of General Liability where appropriate, subject to the risk profile and state regulations. What is the maximum limit available under the umbrella policy?Excess and umbrella limits are available up to $25,000,000. Do you offer coverage for mobile food vendors operating across multiple states?Coverage is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Mobile vendors operating within these states can be considered; multistate exposures should be detailed on submission. Are there any minimum premium requirements?No specific minimum premium is listed. Submissions are evaluated and priced based on exposure, limits and coverage selections. Need help placing an account? Connect with a market specialist.

Program Highlights for Farm Insurance: Colonial General Insurance Agency, Inc. offers a Farm & Ranch Insurance Program designed for small to mid-sized farms across the Western U.S. The program handles owner-occupied operations as well as properties rented to third parties. Coverage options are flexible so you can tailor a package for seasonal residences, tenant-occupied farms, or active family operations. Ideal Accounts and Appetite This program is a good fit for agents placing: Small to mid-sized farms and ranches (crop, livestock, hobby farms) Owner-occupied dwellings where farming is the primary activity Seasonal, secondary-use, or part-time farm properties Tenant-occupied farm dwellings and leased hobby farms Example accounts you might submit: a client who leases a hobby farm in Colorado and needs liability and scheduled farm property, or a part-time ranch owner in Utah who needs dwelling coverage while on-site seasonally. Coverage Highlights and Advantages Key coverage features Basic or Broad form property options Comprehensive personal liability coverage for farm-related exposures Coverage for Farm & Ranch structures — barns, fences, corrals, and outbuildings Farm & Ranch personal property protection for tools, equipment, and small machinery Dwelling and contents available on Replacement Cost or Actual Cash Value basis Flexible policy structures Owner-occupied / Seasonal: Dwelling and Liability package with optional scheduled Farm Property and Farm Personal Property Tenant-occupied: Dwelling and Loss of Use with optional scheduled Farm Property Tenant package: Contents, Loss of Use, and Liability with optional scheduled Farm Personal Property Underwriting Notes Colonial General works with multiple admitted and non-admitted markets to find the right placement for each account. Underwriting is case-by-case: the program is designed to be flexible around farming operations, seasonal occupancy, and tenant situations. Provide complete details about operations, structures, values of farm property, and any hired/contract labor to get the most accurate quote. Territories and Availability The Farm & Ranch program is available in these states: Arizona (AZ) Colorado (CO) Idaho (ID) Nevada (NV) New Mexico (NM) Utah (UT) Wyoming (WY) Why Work With Colonial General Insurance Agency, Inc.? As a Managing General Agency and Excess & Surplus Lines broker, Colonial General brings focused expertise in farm and ranch risks. Agents get responsive underwriting, access to a range of markets (admitted and non-admitted where available), and the ability to tailor coverages for seasonal, tenant, or owner-occupied farms. The MGA structure helps when accounts need flexible terms or access to specialty capacity. Frequently Asked Questions What types of accounts are a good fit for this farm insurance program?This program is ideal for small to mid-sized farms, including owner-occupied, seasonal, and tenant-occupied properties across AZ, CO, ID, NV, NM, UT, and WY. Can I write coverage for tenant-occupied farm dwellings?Yes. Colonial General offers options for tenant-occupied farms, including coverage for the dwelling, Loss of Use, and scheduled farm property. Are both personal and business farm property covered?Yes. The program includes options for both Farm & Ranch structures (barns, fences) and Farm Personal Property (tools, machinery, small equipment). Is this program available on an admitted basis?Some markets within the program are admitted; availability depends on the state and the specific account. Colonial General can also place accounts in non-admitted markets when necessary. What carriers does Colonial General work with for this program?Carrier availability varies by state and account. Colonial General partners with a range of admitted and E&S markets to provide competitive options for farm and ranch risks. Need help placing an account? Connect with a market specialist.

...ral Liability — coverage for third-party bodily injury and property damage ari...

...You might have a client who runs a party rental company with bounce houses, in...r inflatable exposures • Coverage for party and event rental equipment and ope...

K&K's Tenant User Liability Insurance Program (TULIP) offers a convenient way for tenants, who are hosting special events at certain facilities, to obtain event liability coverage. The TULIP is designed for owners of premises and facilities like banquet halls or churches that are rented or leased to tenants for short-term special events that meet the following criteria: - Maximum total attendance is 3,000 or less. - Maximum number of consecutive event days (not including set-up or tear-down) is 10. - The event is head at a single location. - Event location is in the United States. Eligible Operations for TULIP Insurance: (Including but not limited to) - Auctions - Banquets - Picnics (no water activities) - Baptisms - Proms, debutant balls - Bar/bat mitzvahs - Recitals - Bingo games (for charity - Reunions fundraising only) - Rummage sales - Birthday parties - School band or drill - Business dinners team competitions and meetings - School carnivals - Car, RV, boat, and motorcycle (no rides/inflatables) shows (static displays only) - Shows (antique, art, baby, - Charity or fundraising events craft, fashion, flower, home - Conventions, trade shows and garden) - Dinners, luncheons or showers - Festivals - Speaking engagements - Stage shows, theatrical - Lectures, seminars performances - Meetings (clubs or business) - Swap meets - Memorial services - Walking tours (garden, holiday, - Pageants parade of homes, historical sites) - Parties (anniversary, baby shower, engagement, graduation, retirement) - Wedding ceremony, shower, reception, or rehearsal dinner Coverages Available & Program Highlights: Commercial General Liability - Each Occurrence - General Aggregate (other than products-completed operations) - Products-Completed Operations Aggregate - Personal and Advertising Injury - Damage to Premises Rented to You - Medical Expense Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

...s — such as alcohol service, third-party vendors, pyrotechnics, or large crowd...