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Grocery Store Insurance Allstar Financial Group’s Grocery Store Insurance program is built for the un... for this program?Independent grocery stores, ethnic and specialty markets, corner stores, and retail food operations with ...

Convenience Store Insurance Allstar Financial Group offers a comprehensive Convenience Store Insurance program designed to meet th...This program is ideal for convenience stores, retail shops, wholesale outlets,...

...uce the likelihood of costly third-party claims. EIS provides quick and coord...gram is available in most states (see storefront for the full state list). Ava...

Lost Instrument Surety Bonds from Allstar Financial Group Allstar Financial Group, through its surety division Allstar Surety, places Lost Instrument Surety Bonds for clients who have lost stock certificates, savings bonds, cashier’s checks, promissory notes, or other negotiable instruments when a replacement requires a bond. We work with multiple surety markets to deliver fast underwriting decisions and practical placement solutions so you can move accounts quickly and reduce administrative delays for your insureds. Ideal Accounts and Appetite This program fits a wide range of individual and business situations. Typical accounts include: Individuals who have lost savings bonds, stock certificates, cashier’s checks, or personal checks Estate administrators needing bonds to replace missing instruments during probate Corporations or institutions that have misplaced issued securities or negotiable documents We evaluate each file on its own merits and can handle single-issue bonds as well as recurring needs for firms that frequently replace lost instruments. Coverage Highlights and Advantages Fast turnaround—most complete submissions receive an initial response within 24 hours Access to multiple surety carriers increases placement options for unusual or higher-value instruments Assistance with required underwriting documentation, including affidavit forms and applications Flexible solutions for one-time bonds and ongoing program needs Underwriting Notes and Minimum Premiums Submit completed, signed, dated, and witnessed applications and affidavits to start underwriting. Each case is reviewed individually; minimum premiums vary based on instrument value, applicant history, and carrier appetite. Expect requests for proof of ownership, loss details, and any prior claims or indemnity agreements. We aim to provide competitive pricing while matching the file to the most appropriate market. Territories and Availability Allstar Financial Group offers this program in most states, including major markets such as CA, FL, TX, NY, IL, and GA. Our placement network spans 49 states and Washington, D.C., providing broad geographic access for your clients. Why Work With Allstar Financial Group As a Brokerage General Agency with deep surety experience, Allstar Financial Group combines market access with responsive service. Our underwriters understand the documentation and affidavit requirements common to lost instrument matters and work to expedite placement. Whether you have a straightforward replacement request or a complex, higher-value instrument, we help match the risk to the right carrier and support you through submission and issuance. Example scenarios you can place through this program: An executor needs a bond so a bank will issue a replacement cashier’s check during probate. A small corporation requests a bond after discovering missing stock certificates for issued shares. To learn more about Lost Instrument Surety Bonds or other commercial surety products, contact us today or visit our program page. Frequently Asked Questions What types of accounts are a good fit for this Lost Instrument Surety Bond program?This program works well for individuals and businesses that have lost negotiable instruments—stock certificates, promissory notes, cashier’s or certified checks, or savings bonds—and need a bond to obtain replacements. How quickly can I expect a response after submitting a bond request?We typically respond within 24 hours of receiving a completed, signed, and witnessed application and affidavit. Complex or high-value files may require additional underwriting time. What documentation is required to get started?At minimum, provide a completed application and a notarized affidavit describing the loss. Depending on the file, carriers may request proof of ownership, indemnity agreements, corporate resolutions, or other supporting documents. Are there any restrictions on the types or amounts of instruments covered?We evaluate each request individually. Most instruments are placeable, but extremely high-value, unusual, or disputed instruments may need enhanced underwriting or specialist carrier consideration. In which states is this program available?This program is available in most states, including major markets like California, Florida, Texas, New York, and Illinois. Availability can vary by carrier, so confirm state eligibility at submission. Need help placing an account? Connect with a market specialist.

Lost Instrument Surety Bonds from Allstar Financial Group Allstar Financial Group, through its surety division Allstar Surety, places Lost Instrument Surety Bonds for clients who have lost stock certificates, savings bonds, cashier’s checks, promissory notes, or other negotiable instruments when a replacement requires a bond. We work with multiple surety markets to deliver fast underwriting decisions and practical placement solutions so you can move accounts quickly and reduce administrative delays for your insureds. Ideal Accounts and Appetite This program fits a wide range of individual and business situations. Typical accounts include: Individuals who have lost savings bonds, stock certificates, cashier’s checks, or personal checks Estate administrators needing bonds to replace missing instruments during probate Corporations or institutions that have misplaced issued securities or negotiable documents We evaluate each file on its own merits and can handle single-issue bonds as well as recurring needs for firms that frequently replace lost instruments. Coverage Highlights and Advantages Fast turnaround—most complete submissions receive an initial response within 24 hours Access to multiple surety carriers increases placement options for unusual or higher-value instruments Assistance with required underwriting documentation, including affidavit forms and applications Flexible solutions for one-time bonds and ongoing program needs Underwriting Notes and Minimum Premiums Submit completed, signed, dated, and witnessed applications and affidavits to start underwriting. Each case is reviewed individually; minimum premiums vary based on instrument value, applicant history, and carrier appetite. Expect requests for proof of ownership, loss details, and any prior claims or indemnity agreements. We aim to provide competitive pricing while matching the file to the most appropriate market. Territories and Availability Allstar Financial Group offers this program in most states, including major markets such as CA, FL, TX, NY, IL, and GA. Our placement network spans 49 states and Washington, D.C., providing broad geographic access for your clients. Why Work With Allstar Financial Group As a Brokerage General Agency with deep surety experience, Allstar Financial Group combines market access with responsive service. Our underwriters understand the documentation and affidavit requirements common to lost instrument matters and work to expedite placement. Whether you have a straightforward replacement request or a complex, higher-value instrument, we help match the risk to the right carrier and support you through submission and issuance. Example scenarios you can place through this program: An executor needs a bond so a bank will issue a replacement cashier’s check during probate. A small corporation requests a bond after discovering missing stock certificates for issued shares. To learn more about Lost Instrument Surety Bonds or other commercial surety products, contact us today or visit our program page. Frequently Asked Questions What types of accounts are a good fit for this Lost Instrument Surety Bond program?This program works well for individuals and businesses that have lost negotiable instruments—stock certificates, promissory notes, cashier’s or certified checks, or savings bonds—and need a bond to obtain replacements. How quickly can I expect a response after submitting a bond request?We typically respond within 24 hours of receiving a completed, signed, and witnessed application and affidavit. Complex or high-value files may require additional underwriting time. What documentation is required to get started?At minimum, provide a completed application and a notarized affidavit describing the loss. Depending on the file, carriers may request proof of ownership, indemnity agreements, corporate resolutions, or other supporting documents. Are there any restrictions on the types or amounts of instruments covered?We evaluate each request individually. Most instruments are placeable, but extremely high-value, unusual, or disputed instruments may need enhanced underwriting or specialist carrier consideration. In which states is this program available?This program is available in most states, including major markets like California, Florida, Texas, New York, and Illinois. Availability can vary by carrier, so confirm state eligibility at submission. Need help placing an account? Connect with a market specialist.

Mercantile Insurance Allstar Financial Group, through its Allstar Underwriters division, offers a comprehensive Mercantile Insurance program tailored for small to mid-sized businesses. Designed for independent agents and brokers seeking fast, flexible, and competitive solutions, this program includes Property, Casualty, and Umbrella coverages. With access to multiple carriers and underwriting expertise, Allstar makes it easy to quote and bind coverage quickly through its Small Business Solutions division. Ideal Accounts and Appetite The Mercantile Insurance program is built to accommodate a broad range of commercial risks, including: Retail and Wholesale Operations Contractors and Construction-related Businesses Habitational and Institutional Properties Office Buildings and Professional Services Vacant Properties Whether your client is a general contractor, a retail shop owner, or manages a vacant commercial property, this program offers solutions that meet a wide range of needs and exposures. Coverage Highlights and Advantages Property Coverage Total Insured Value (TIV) up to $5 million per location Available as monoline or packaged policies No coinsurance options (subject to risk type) Optional enhancements, including equipment breakdown Casualty Coverage Monoline or packaged options Minimum premium starting at $500 Primary limits up to $5 million / $5 million Project-specific policies available Coverage for uninsured subcontractors Optional endorsements such as: Blanket Additional Insured Waiver of Subrogation Primary Non-Contributory Per Project / Per Location Aggregate Hired & Non-Owned Auto (select classes) Miscellaneous Professional Liability (select classes) Umbrella Coverage Limits available up to $5 million Minimum premium from $750 Supported and unsupported options Underlying requirements include carriers rated A-VI or better (Auto/GL) and B++ or better (Employers Liability) GL limits must meet $1 million / $2 million / $2 million minimums Underwriting Notes and Minimum Premiums Minimum premiums vary by line of coverage and risk type, starting at $500 for Casualty and $750 for Umbrella coverage. Allstar Underwriters is experienced in handling a wide range of mercantile risks and offers flexible underwriting and optional enhancements to tailor coverage. Monoline or package policies are available depending on your client's needs. Territories and Availability This program is available in most states, with a strong focus on the Southeastern U.S., including Alabama, Georgia, Louisiana, Mississippi, North Carolina, South Carolina, Tennessee, and Virginia. Admitted and non-admitted options are available depending on the state and class of business. Why Work With Allstar Financial Group? Allstar Financial Group is a Managing General Underwriter and E&S Broker with a reputation for responsive service and underwriting expertise. Their Mercantile Insurance program is backed by multiple carriers and designed to streamline the placement process for agents and brokers. With quick turnaround times and flexible options, Allstar makes it easier to serve your small business clients across a wide range of industries. You might have a retail client needing a quick package quote including property and liability, or a contractor requiring project-specific liability with optional umbrella limits — Allstar has the tools and market access to help you place that business efficiently. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for contractors, retail and wholesale businesses, habitational properties, office buildings, institutional risks, and vacant properties. Can I write monoline coverage or must it be packaged?You can write either monoline or package policies depending on the client's needs and the line of business. What is the minimum premium for Casualty and Umbrella coverage?Casualty coverage starts at $500 minimum premium, while Umbrella coverage starts at $750. Actual premiums may vary based on the specific risk. Which states is this program available in?This program is available in most states, with a primary focus on AL, GA, LA, MS, NC, SC, TN, and VA. Are enhancements like Additional Insured and Waiver of Subrogation available?Yes, optional enhancements such as Blanket Additional Insured, Waiver of Subrogation, and others are available for qualifying classes. Need help placing an account? Connect with a market specialist.

...ployee, customer, vendor, or third party — the program helps insureds contain ... or higher-stress operations — retail stores, restaurants, healthcare provider...

Allstar Surety, a division of Allstar Financial Group, is a national, full-service Managing General Underwriter (MGU) focused exclusively on surety solutions. Our Contract Surety Bond program is designed to help agents and brokers serve contractors of all sizes and specialties, from small local builders to large infrastructure specialists. We offer a full spectrum of construction-related bonds to meet your clients’ needs, including bid bonds, performance bonds, payment bonds, maintenance bonds, and supply bonds. We also provide a wide array of license and permit bonds, as well as site improvement and subdivision bonds. Whether your client is a general contractor bidding on a public works project or a developer requiring a subdivision bond, Allstar Surety has the expertise and market access to help you close the deal quickly and efficiently. Ideal Accounts and Appetite We work with both standard and non-standard surety markets, making this program ideal for: General contractors and subcontractors Site and utility contractors Specialty trade contractors (e.g., HVAC, electrical, plumbing) Developers in need of subdivision or site improvement bonds Construction firms with challenging financials or unique risks You might have a client who is bidding on a municipal road improvement project and needs a bid bond within 24 hours—or a contractor expanding into public contracts who needs a full bonding program. We help you deliver reliable solutions fast. Coverage Highlights and Advantages Access to A.M. Best-rated and U.S. Treasury-listed surety markets Full range of contract surety bond types available Flexible underwriting for standard and non-standard accounts Competitive rates with fast turnaround Local offices for responsive, personalized service We understand that timing is critical in construction. Our streamlined process allows us to move quickly—so you can keep your clients' projects moving forward. Underwriting Notes and Minimum Premiums Our underwriting process accommodates a wide range of contractor profiles, including new ventures and accounts with financial or operational challenges. Minimum premiums vary depending on bond type, size, and other underwriting criteria. We encourage you to reach out early to discuss account fit and documentation requirements. Territories and Availability Allstar Surety’s Contract Surety Bonds are available in most states, including AL, AZ, AR, CO, CT, FL, GA, IL, IN, KS, KY, LA, MD, MI, MN, MS, MO, MT, NE, NV, NJ, NM, NC, OH, OK, OR, PA, SC, TN, TX, UT, VA, DC, WV, WI, and WY. Most bonds are offered on an admitted basis, depending on the state and specific bond class. Why Work With Allstar Financial Group? With over 50 years of experience in surety and access to top-rated carriers including Companion, American Southern, and Knightbrook, Allstar Surety delivers the expertise, market flexibility, and service you need to win and retain contractor clients. Our local offices provide hands-on support and fast response times, helping you navigate complex bond requests with confidence. Let Allstar be your preferred source for contract surety bonds. - Standard and Non-Standard Surety Market - Flexible Terms and Conditions - Quick Turn-Around - Local Offices to provide outstanding Service Frequently Asked Questions What types of accounts are a good fit for Allstar’s Contract Surety Bond program?We serve general contractors, subcontractors, developers, and specialty trade contractors, including those with non-standard underwriting needs. Are bonds offered on an admitted basis?Yes, most of our contract surety bonds are offered on an admitted basis in available states, depending on the bond class and carrier. How quickly can I get a bond issued?We offer fast turnaround times, especially for bid and performance bonds. Timing depends on the completeness of the submission and bond type. Do you work with new or financially challenged contractors?Yes, we have flexible underwriting options and access to non-standard surety markets to help place challenging accounts. Which states is this program available in?The program is available in most states, including AL, FL, TX, GA, PA, and many others. Contact us to confirm availability in your client’s state. Need help placing an account? Connect with a market specialist.

...States, including both traditional storefront agencies and online booking plat...

Offices Insurance Allstar Financial Group’s Offices Insurance program through Allstar Underwriters is designed to help independent agents place property and casualty coverage for office-occupancy small businesses quickly and efficiently. Our underwriting team focuses on straightforward underwriting, flexible package or monoline options, and optional enhancements that make it easier to tailor terms for typical office risks and related occupancies. Use this program when you need an experienced MGA/E&S broker that can handle moderate-value office locations, package property and liability together, or place project-specific casualty limits with common contract endorsements. Ideal accounts and appetite Small to mid-size office buildings, professional suites, and multi-tenant office locations Related occupancies within the same risk profile: light retail, wholesale/showroom, institutional support spaces, and certain contractor or habitational adjuncts Accounts that require flexible limit structures, per-project or per-location aggregates, or common contractual coverages such as additional insured and waiver of subrogation Not typically intended for high-hazard manufacturing, heavy exposures, or large vacant-adapted redevelopment projects without prior approval Coverage highlights and advantages Property: Total Insurable Value (TIV) up to $5 million per location Monoline or packaged property/GL placements No coinsurance options available (subject to risk type) Optional property enhancements, including equipment breakdown Casualty: Primary limits up to $5M/$5M with minimum premiums starting around $500 and project-specific policy options Casualty optional endorsements: blanket additional insured, waiver of subrogation, primary/non-contributory wording, per-project/per-location aggregates, hired & non-owned auto (certain classes), and miscellaneous professional liability (certain classes) Umbrella: Limits up to $5 million; supported or unsupported umbrellas available with minimum premiums beginning near $750 Underwriting notes Allstar Underwriters works with multiple carrier partners and can place admitted or E&S paper depending on state and risk particulars. Typical underwriting considerations include occupancy details, tenant mix, property condition, loss history, and contract requirements. Common underwriting prerequisites include: AM Best-rated carriers for underlying limits (A-VI or better for auto/GL; B++ or better for employers liability where applicable) Typical GL underlying limits of $1M/$2M/$2M unless alternate structures are requested Minimum premiums can vary by product and state—refer to program guidelines for account-specific pricing Territories and availability This program is available through Allstar Financial Group in AL, GA, LA, MS, NC, SC, TN, and VA. Coverage form availability (admitted vs. non-admitted) may vary by state and carrier — please confirm state eligibility when submitting. Example accounts that fit well A local property management client with several 10,000–30,000 sq ft multi-tenant office locations seeking a package policy with equipment breakdown and per-location property limits. A regional contractor needing project-specific primary liability coverage for office build-outs where contract endorsements (additional insured, waiver of subrogation, and primary/non-contributory wording) are required. Why work with Allstar Financial Group on Offices Insurance Allstar combines dedicated small-business underwriting with the placement flexibility of an MGA and E&S broker. That means faster responses on mid-market office risks, tailored endorsements for contract-driven accounts, and access to multiple carrier platforms for admitted or non-admitted placements. Our Small Business Solutions underwriters are available to review submissions, suggest appropriate enhancements, and help structure limits to match your client’s contractual and operational needs. Ready to submit? Prepare loss runs, tenant/occupancy information, building values, and any contract wording requests to accelerate review. For complex or higher-value accounts, include photos and a description of risk mitigation measures (sprinklers, alarms, security) to improve placement options. Frequently Asked Questions What types of office accounts are a good fit for this program?Small to mid-size office buildings and multi-tenant professional suites with TIV up to $5M per location, plus related light retail, wholesale, and institutional occupancies. The program also supports contractor-related office build-outs and project-specific casualty placements. Can I get both property and liability in a single package?Yes. The program offers monoline or packaged property and casualty solutions. Package options are helpful when you want coordinated limits and endorsements across property and liability lines. Which endorsements and contractual coverages are available?Common optional enhancements include blanket additional insured, waiver of subrogation, primary/non-contributory wording, per-project/per-location aggregates, and hired & non-owned auto or miscellaneous professional liability for certain classes. What are the minimum premiums and limits I should expect?Minimum premiums vary by product and state. As a guideline from the program: casualty minimums start around $500 and umbrella minimums start around $750; property and umbrella limits are available up to $5M. Submit specifics for an accurate premium indication. Need help placing an account? Connect with a market specialist.