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Overview of the Program from Maritime Program Group Does the purchase of a high performance vessel by a client give you that sinking feeling? Maritime Program Group’s Recreational Marine High Performance Vessel Division helps brokers place faster craft that many markets decline. Our program provides access to markets that will consider performance boats capable of speeds up to 125 mph and pairs that capacity with marine-specific underwriting and servicing tailored for high-performance craft. Ideal accounts and appetite This program is designed for independent agents and brokers seeking placement for clients who own performance-oriented recreational boats, including: High performance runabouts and performance center consoles Sterndrives and outboard-powered performance boats Well-maintained older performance boats and newly built performance designs Typical accounts fit when the vessel is well-maintained, used for private recreational purposes, and the operator demonstrates safe operation. Most markets will not consider vessels designed to exceed 55–60 mph; our High Performance program will consider vessels up to 125 mph. We generally do not place commercial-use high-speed craft, racing-only boats, or vessels with unreported structural or major engine modifications. Coverage highlights and program advantages The High Performance Vessel Insurance program at Maritime Program Group offers broad, marine-specific coverage features agents can offer to clients: Agreed Value for most performance boats Liability coverage with options for Pollution Liability and Uninsured Watercraft coverage Medical Payments and Personal Effects coverage Emergency Towing and Assistance coverage Optional Trailer Coverage and Boat Lift Coverage Dedicated in-house claims unit to support prompt handling • Work and negotiate directly with our in-house underwriters who have unmatched experience and hands-on trade knowledge. • Broad capacity, from bass boats to multi-million dollar luxury yachts. • Remarkable service with proactive communication and timely responses. • Instant online quotes, applications, commission reports, endorsement reprints and more. • Agency billing and competitive commission schedules. • Dedicated in-house claims unit. Underwriting notes and minimum premiums Underwriting focuses on vessel condition, horsepower-to-weight ratios, reported top speeds, and operator experience. Specific eligibility questions—such as modified engines, structural changes, or use for competition—should be referred to underwriting for review. Minimum premium: Varies by risk and state; submit details for a tailored quote. Territories and admitted status Available in: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Admitted status: All available states (carrier and state filing dependent). Why work with Maritime Program Group on High Performance Vessel business As a managing general agency specializing in recreational marine risks, Maritime Program Group gives agents direct access to experienced in-house underwriters and marine markets that will consider higher-speed vessels. You benefit from streamlined online quoting and servicing tools, agency billing, and a claims team focused on marine exposures. If you have a client who purchased a high-performance runabout or performance center console and needs agreed value and tailored liability options, this program was built to address those placements. For immediate assistance call 800-366-8086 or visit www.maritimepg.com for more information on High Performance Vessel Insurance. Frequently Asked Questions What speeds and vessel types does this program consider?Maritime Program Group’s High Performance program will consider recreational performance vessels capable of speeds up to 125 mph. The focus is private, recreational boats—racing-only or commercial high-speed craft typically do not qualify. What coverages are commonly available through this program?Common features include Agreed Value, Medical Payments, Personal Effects, Uninsured Watercraft coverage, Emergency Towing and Assistance, Pollution Liability, and optional Trailer and Boat Lift coverage. Specific options depend on the market selected for the risk. What information should I submit for a quick decision?Provide vessel year, make, model, length, engine type and horsepower, reported or GPS top speed if available, hull condition, recent survey or maintenance records, principal operator experience, and intended use. These details help underwriters assess eligibility and expedite quoting. Need help placing an account? Connect with a market specialist.

Performing Arts Insurance Program from Gateway Specialty Insurance Gateway Specialty Insurance provides a focused wholesale program that helps agents and brokers place insurance for nonprofit performing arts organizations. The program is built for creative, volunteer-driven groups — from community theaters to regional orchestras — and is sized to protect the common liability and property exposures these clients face. Ideal Accounts and Appetite This program targets nonprofit performing arts entities, including: Ballet companies Choirs and vocal ensembles Comedians and improv/comedy groups Dance troupes and performance ensembles Musical groups and chamber ensembles Orchestras and symphonies Theater and drama groups Typical fits are nonprofit organizations with modest annual revenues, volunteer staff, rented or shared rehearsal space, and portable props or instruments. Organizations with significant for-profit activities, touring with high-value special effects, or unusually hazardous productions may fall outside appetite. Coverage Highlights and Advantages Gateway Specialty’s Performing Arts Insurance program brings together common coverages performing arts nonprofits need, with flexibility to tailor limits where appropriate: Directors & Officers (D&O) Liability — protection for board members and leadership against management-related claims. Employment Practices Liability (EPLI) — coverage for claims arising from employment-related allegations. General Liability — primary protection for third-party bodily injury and property damage at performances and rehearsals. Property Coverage — options for owned or leased premises, including contents and building exposures. Inland Marine — coverage for musical instruments, costumes, portable sound/lighting equipment, and other movable property. The program places business with highly rated carriers, including USLI and Alliance of Nonprofit, and offers admitted and non-admitted paper in select states to match each account’s needs. Underwriting Notes and Minimum Premiums Gateway Specialty keeps submissions simple for eligible risks. Minimum premiums typically fall between $400 and $750, which makes the program accessible for smaller nonprofit groups. For well-qualified accounts, underwriters can often return same-day or next-day indications. When submitting, include basic financials, details on volunteer versus paid staff, descriptions of performance venues and frequency, and a list of high-value portable items (instruments, sets, lighting). High-risk activities, significant gross receipts from commercial operations, or frequent out-of-state touring should be disclosed up front. Territories and Availability The program is available in most states, including AL, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WI, and WY. Admitted coverage is available in some states; non-admitted options are used where needed to secure capacity. Why Work With Gateway Specialty Insurance? As a wholesale broker focused on nonprofit insurance, Gateway Specialty combines specialty underwriting, responsive service, and access to A++ rated markets. Agents benefit from underwriters familiar with performing arts exposures and the flexibility to place admitted or non-admitted paper based on the client and location. Example scenarios you can place through this program: A community theater nonprofit that needs general liability and property coverage for a season of six productions, plus inland marine for props and costumes. A regional youth orchestra that requires D&O and EPLI coverage for a volunteer board and protection for high-value instruments transported between rehearsal sites. To learn more about Gateway Specialty’s A++ rated admitted and non-admitted options, see their product detail page and request a quote via the existing link: insurance for nonprofit performing arts. Frequently Asked Questions What types of accounts are a good fit for this program?Nonprofit performing arts organizations such as theater groups, choirs, orchestras, comedy troupes, and dance ensembles are ideal fits. Is coverage available on an admitted basis?Yes, admitted coverage is available in some states. Non-admitted options are also offered depending on the risk and location. What is the typical minimum premium for this program?Minimum premiums generally range from $400 to $750, depending on the type and size of the risk. Can I get a quote quickly?Yes, Gateway Specialty Insurance can often provide a same-day or next-day quote for qualified submissions. Which carriers are used for this program?This program is backed by trusted carriers including USLI and Alliance of Nonprofit, offering A++ rated coverage options. Need help placing an account? Connect with a market specialist.

A Performance Bond guarantees a contractor’s faithful performance of the terms of a written contract, whether for furnishing supplies or construction projects. These bonds often include additional protections such as payment bonds (covering labor and materials) and maintenance bond obligations, providing comprehensive coverage for project owners and investors. Allstar Surety Bonds, a division of Allstar Financial Group, is a national, full-service surety Managing General Underwriter offering a wide range of contractor bond solutions. As a trusted resource for independent insurance agents and brokers, Allstar specializes in both standard and non-standard surety markets, backed by flexible underwriting and responsive service. Ideal Accounts and Appetite This program is designed for licensed contractors and builders with performance obligations under public or private contracts. Whether your client is a general contractor handling a state-funded infrastructure project or a subcontractor providing specialty services on a commercial build, Allstar can help place the right bond solution. You might have a client bidding on a municipal road improvement project in Ohio or a contractor supplying materials for a commercial development in Pennsylvania. These are excellent fits for Allstar’s Performance Bond program. Coverage Highlights and Advantages Performance Bonds with optional Payment and Maintenance Bond coverage Access to a full suite of contract surety bonds including bid, license, permit, site improvement, and subdivision bonds Underwritten through A.M. Best-rated and U.S. Treasury-listed carriers Competitive pricing and fast turnaround times Local offices for responsive, personalized service Underwriting Notes and Minimum Premiums Allstar offers flexible terms and conditions designed to accommodate both standard and hard-to-place risks. Minimum premiums vary depending on the size and complexity of the bond request. Submissions should include contract details, financials, and relevant experience to expedite underwriting. Territories and Availability This program is available in most states, including KY, MD, MO, NJ, OH, PA, SD, and WV. Allstar works with Companion, American Southern, and Knightbrook to deliver admitted solutions in these regions, subject to market availability. Why Work With Allstar Financial Group With decades of experience in surety bonding, Allstar understands the urgency and complexity of contractor needs. Their dedicated underwriters provide quick responses, flexible structures, and access to multiple markets to help you place more business. Whether your client is a seasoned contractor or a new entrant with a solid opportunity, Allstar can help you deliver the right performance bond solution. Let Allstar be your preferred contract surety bond source. Contact one of our underwriters today! Frequently Asked Questions What types of accounts are a good fit for this Performance Bond program?Licensed contractors and subcontractors bidding on public or private construction projects, especially those in KY, MD, MO, NJ, OH, PA, SD, and WV, are excellent fits for this program. What supporting documents are needed for a Performance Bond submission?Typical submissions should include the contract agreement, project details, financial statements, and the contractor’s experience history. Are maintenance or payment bonds available as part of this program?Yes, Allstar Surety can include payment and maintenance bond coverage along with the primary performance bond as needed. How fast can Allstar issue a Performance Bond?Allstar is known for quick turnaround times, especially when complete submissions are provided. Local offices help ensure responsive service. Do you accept accounts that don’t qualify for standard surety markets?Yes, Allstar offers solutions for both standard and non-standard risks, with flexible underwriting to meet a wide range of client needs. Need help placing an account? Connect with a market specialist.

American Specialty Insurance & Risk Services offers a tailored insurance solution specifically designed for Performing Arts Centers. Whether your client’s venue seats 1,000 or 10,000 guests, this program delivers the specialized protection needed for the unique risks associated with entertainment and cultural venues. Eligible Operations for Performing Arts Centers Insurance Concert Halls Amphitheaters Civic Centers Coliseums Stadiums Stage Theaters Musical Theaters Symphony Halls Convention Centers Program Highlights for Performing Arts Centers Insurance “Excellent” or higher A.M. Best rated carrier Admitted coverage available Program-specific forms and rates Non-auditable policy options 24-hour claims service In-house underwriting, claims, risk management, and policy administration Online resources and tools for agents and brokers Program Coverages for Performing Arts Centers Insurance General Liability Participant Legal Liability Excess/Umbrella Liquor Liability Automobile Property Crime Employee Benefits Liability Participant Accident Medical Catastrophic Medical Workers Compensation Deductible/SIR Options Why Work With American Specialty As a leading Managing General Underwriter, American Specialty brings deep expertise in entertainment and venue-based risks. Our Performing Arts Centers Insurance Program is crafted to meet the complex needs of large public venues and cultural institutions. With in-house underwriting and claims handling, agents benefit from responsive service and streamlined policy management. Ideal Accounts for This Program This program is an excellent fit for high-traffic facilities that host live performances, cultural events, and large gatherings. You can place accounts such as: A civic center that hosts concerts, trade shows, and public exhibitions A regional symphony hall with seasonal performances and community events An outdoor amphitheater offering summer concert series and festivals The program is designed to handle the unique liability and property exposures that come with operating these types of venues, including participant liabilities, liquor exposures, and large crowd risks. Territories and Availability Coverage is available on an admitted basis in all 50 states and the District of Columbia. Whether your client is located in California, New York, Texas, or anywhere in between, American Specialty can provide access to this comprehensive solution. Underwriting Guidelines and Premiums Minimum premiums vary depending on the size and nature of the venue. Underwriters evaluate factors such as event type, audience size, location, and frequency of use. Program-specific pricing and non-auditable policies help ensure transparency and predictability for your clients. Frequently Asked Questions What types of accounts are a good fit for this program?Eligible accounts include concert halls, amphitheaters, civic centers, symphony halls, and similar performing arts venues with audience capacities ranging from 1,000 to 10,000. Is coverage available nationwide?Yes, the program is available in all 50 states and the District of Columbia on an admitted basis. What makes American Specialty’s program unique?American Specialty offers in-house underwriting, claims, and risk management, along with program-specific forms, rates, and non-auditable policy options tailored for performing arts venues. Can this program cover liquor liability for venues that serve alcohol?Yes. Liquor liability coverage is available as part of the program to help protect venues that serve or sell alcoholic beverages. How quickly can I get a quote?Turnaround time depends on the complexity of the account, but American Specialty provides responsive underwriting and 24-hour claims service to support agents efficiently. Need help placing an account? Connect with a market specialist.

Bid and Performance Contract Bonds Program from J.M. Wilson J.M. Wilson provides independent agents with access to specialized surety markets for Bid and Performance Contract Bonds. Whether your client is a first-time bidder for a public job or a seasoned contractor pursuing large commercial work, our program is designed to help you secure the right bonding solution — including for accounts other sureties may label hard-to-place. Ideal Accounts and Appetite General contractors and subcontractors bidding on municipal, state, or federal projects New and emerging contractors with limited or no prior bonding history Accounts with challenged financial statements or prior bonding issues Clients who need access to both standard admitted carriers and non-admitted/E&S markets Coverage Highlights and Advantages Competitive pricing within market standards Rapid quote turnaround with typical 24–48 hour response on new submissions Access to both admitted and non-admitted surety markets for wider placement options Experienced underwriting for difficult-to-place and borderline accounts Flexible submission process — applications from other sureties are accepted for review All primary surety partners are A-rated where applicable Underwriting Requirements Last 2–3 fiscal year-end business financial statements Current personal financial statements for all owners Completed Contractor's Surety Questionnaire Current work-in-progress schedule Bank reference letter outlining existing line(s) of credit Owner(s) resume Job reference letters Current Certificate of Insurance Territories and Availability This program is available to agents in the following states: AL, AR, FL, GA, IL, IN, IA, KS, KY, ME, MI, MN, MS, MO, MT, NE, NH, NY, NC, ND, OH, OK, PA, SC, SD, TN, VT, VA, WV, WI, and WY. Why Choose J.M. Wilson? As a Managing General Agency and Excess & Surplus Lines broker, J.M. Wilson combines deep surety expertise with broad market access. We represent a mix of admitted and non-admitted carriers so you can place a wide range of risk profiles. Our underwriters are construction-focused and responsive — helping you move quickly from submission to bid. Typical strengths of this program include fast response times on new accounts, a willingness to consider submissions declined elsewhere, and flexible underwriting for emerging contractors. We make it practical for agents to support clients across the lifecycle — from first-time bidders to established contractors pursuing large infrastructure or commercial projects. Example scenarios: You have a small contractor with limited bonding history bidding on a municipal repair contract — J.M. Wilson can help you find a market that will underwrite the risk and provide a bid bond. A regional builder needs performance and payment bonds for a multi-million-dollar commercial job but has prior financial challenges — our program can evaluate specialty and non-standard markets to secure capacity. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for general contractors and subcontractors bidding on public or private construction projects, including those with limited bonding history or challenging financials. What documents are needed to submit a bond application?Required documents include recent business and personal financials, a completed surety questionnaire, job references, a bank letter, resume of the owner(s), and a current insurance certificate. How quickly can I get a quote?J.M. Wilson typically provides a response within 24–48 hours for new account submissions, depending on the completeness of the application. Are you able to consider accounts that have been declined by other surety markets?Yes. J.M. Wilson specializes in difficult-to-place accounts and can review submissions based on applications from other surety companies. Is this program available in my state?This program is available in over 30 states, including MI, IL, FL, and NY. Please check the full list above or contact J.M. Wilson for confirmation. Need help placing an account? Connect with a market specialist.

Bonds Insurance Solutions from J.R. Olsen Bonds & Insurance Brokers, Inc. As a trusted Managing General Agency with access to 25 top-rated insurance carriers, J.R. Olsen Bonds & Insurance Brokers, Inc. offers a comprehensive suite of bond solutions for agents and brokers across the U.S. Whether your client needs a surety or fidelity bond, we make it easy to place a wide variety of bond types—many of which can be issued regardless of credit history. Ideal Accounts and Appetite We specialize in helping agents place bonds for a variety of clients, including: Construction contractors needing bid, payment, or performance bonds Developers requiring subdivision bonds for land improvement obligations Businesses or professionals needing license and permit bonds for regulatory compliance Entities involved in litigation requiring court bonds (plaintiff or defendant) Firms needing fidelity bonds to protect against employee dishonesty or fraud We also accommodate niche opportunities, such as mortgage brokers, title and escrow companies, and city/municipal entities that require bonding as part of their operations. Coverage Highlights and Advantages We offer a broad range of bond types, including: Surety Bonds: Contract Bonds — Bid, Payment, and Performance Subdivision Bonds Court Bonds — Plaintiff and Defendant License & Permit (Compliance) Bonds Miscellaneous Financial Guarantee Bonds Fidelity Bonds: ERISA Bonds Manufacturers Business Service Bonds Mortgage Brokers/Bankers Third Party (Loss Payee) Banks, Cities, Title Companies, Escrow Companies Special Programs: Contractors License Bonds — Often issued regardless of credit License & Permit Bonds — Issued up to $50,000 regardless of credit Performance Bonds — Streamlined 2-page app for bonds up to $100,000 California Insurance Broker Bonds — 3-year term for $120 New Program Highlights: Bonds up to $50,000 issued regardless of credit (excludes contract, court, and subdivision bonds) Underwriting Notes Thanks to our wide market access, we offer both specialty and preferred rates based on credit and financial strength. Many bond types can be issued quickly and without extensive credit requirements, allowing you to serve more clients efficiently. We also streamline the application process for specific bond types, including short-form apps for performance bonds. Territories and Availability Our bond programs are available in all 50 states and the District of Columbia, including key markets such as California, Texas, Florida, and New York. We can help you place business wherever your clients operate. Why Work With J.R. Olsen Bonds & Insurance Brokers, Inc.? We combine deep expertise in the bond market with responsive service and flexible underwriting. As a Managing General Agency with access to 25 respected carriers, we can accommodate a wide range of bond needs, from standard license bonds to complex financial guarantee bonds. Our specialty programs and credit-friendly options make it easier for you to serve clients of all sizes. Whether you're helping a small contractor obtain a license bond, or supporting a real estate developer with a large performance bond requirement, J.R. Olsen Bonds & Insurance Brokers, Inc. offers the tools and support you need to succeed. Frequently Asked Questions What types of accounts are a good fit for this program?Our program is ideal for contractors, developers, mortgage brokers, title companies, and other businesses needing surety or fidelity bonds, including those with limited credit history. Can bonds be issued regardless of credit?Yes, many of our license, permit, and contractor license bonds can be issued up to $50,000 regardless of credit. Some exclusions apply, such as contract, court, and subdivision bonds. What is the underwriting process like?We offer streamlined applications for many bonds. For example, performance bonds up to $100,000 can often be written using a two-page application. Our underwriting focuses on credit and financial strength when applicable. Are your bond programs available nationwide?Yes, we offer coverage in all 50 states and Washington, D.C., making it easy for you to serve clients across the country. What carriers do you work with?We have access to 25 different insurance carriers, allowing us to match your client’s needs with the most competitive and appropriate market. Need help placing an account? Connect with a market specialist.

Atlantic Coast Surety The Surety Bond Specialists Surety Bonding Solutions for Contractors of All Sizes Bid and Performance Bonds for Any Size Contractor Atlantic Coast Surety, offered through VAIL - Value Added Insurance Lines, is your go-to partner for placing a wide range of surety bond needs. Whether you're working with a small contractor just starting out or a large firm managing complex infrastructure projects, we provide tailored bonding solutions that help you close deals and support your clients' growth. Ideal Accounts and Appetite Our program is built to serve contractors of all sizes and specialties, including those who may not qualify for standard markets. We write: General and specialty contractors Start-up contractors with limited financial history School bus operators and transportation-related businesses Developers and builders needing subdivision or improvement bonds You might have a client bidding on a municipal paving project or a contractor expanding into public school renovations—both are great fits for our bonding program. Coverage Highlights and Bond Types We offer access to both standard and specialty markets, including Treasury-listed sureties. Our goal is to help you secure the right bond with competitive terms and fast turnaround. Available bond types include: Bid Bonds Performance and Payment Bonds Subdivision Bonds Site Improvement Bonds License & Permit Bonds Motor Vehicle Dealer Bonds Court Bonds Fidelity and Service Contractor Bonds Underwriting Approach and Minimum Premiums Our underwriting team understands the nuances of the construction and service industries. We can structure customized programs for your insureds, whether they need a single bond or an ongoing bonding line. There is no minimum premium required, making this a flexible solution for smaller or emerging contractors. States and Availability The Surety Bonding program is available in most U.S. states, including AL, AZ, CA, FL, GA, IL, NY, TX, and many more. Our broad state availability means you can rely on us as a national resource for your bonding needs. Why Work With VAIL and Atlantic Coast Surety? Backed by the wholesale expertise of VAIL - Value Added Insurance Lines, Atlantic Coast Surety offers personalized service, deep market access, and the experience to handle both routine and challenging placements. We specialize in finding solutions where others may fall short—especially for emerging contractors or unique bond requirements. Let us help you grow your book by delivering fast, reliable surety solutions tailored to your client’s needs. Frequently Asked Questions What types of accounts are a good fit for this program?We work with contractors of all sizes, including general contractors, school bus operators, and developers in need of subdivision or improvement bonds. Do you offer bonding solutions for new or small contractors?Yes, we specialize in helping start-ups and smaller contractors secure bid and performance bonds, even if they have limited financial history. What types of bonds can I place through this program?You can place bid bonds, performance bonds, license and permit bonds, court bonds, fidelity bonds, and more. Is there a minimum premium requirement?No, there is no minimum premium, making it accessible for small and emerging contractors. In which states is this program available?This program is available in most U.S. states, including but not limited to CA, FL, TX, NY, GA, and IL. Need help placing an account? Connect with a market specialist.

Contract Surety - Bid Bonds Allstar Surety, a division of Allstar Financial Group, is a national managing general underwriter focused on contract surety. Our Bid Bond program helps you place contractors on public and private bids by providing the financial backing owners expect — showing a bidder will enter the contract and, if awarded, obtain required performance and payment bonds. Overview of the Program Bid bonds protect project owners by guaranteeing a bidder will honor its proposal and execute the contract if awarded. When a contractor fails to perform as promised, the bond provides the owner a remedy—typically up to the bond penalty—so owners can reprocure the work or recover damages. Ideal Accounts and Bond Appetite Allstar’s Bid Bond program accommodates a broad range of contractors: small specialty trades, emerging contractors, and mid-sized general contractors bidding on public works, commercial construction, and municipal infrastructure. We routinely place accounts for state and local projects, utilities, and private commercial bids. We also work with harder-to-place risks and newer contractors who may have limited operating history. Coverage Highlights and Advantages Bid Bonds, Performance Bonds, Payment Bonds, Maintenance Bonds, and Supply Bonds Extended options: License, Permit, Subdivision, and Site Improvement Bonds Access to both standard and non-standard surety markets A.M. Best–rated and U.S. Treasury–listed surety carriers Underwriting flexibility to fit contractor size and project type Fast turnaround and a responsive underwriting team focused on placement Underwriting Notes and Minimum Premiums Minimum premiums depend on bond size, the contractor’s financials and experience, and project specifics. Allstar underwriters will review bid specs, bond form requirements, contractor financials, and background information to structure the submission. For non-standard cases we can often craft alternative structures or introduce markets that will consider limited-history contractors. Territories and Availability This Bid Bond program is available in KY, MD, MO, NJ, OH, PA, and WV. Our market relationships and local presence enable placement across these states with carriers admitted where applicable. Why Work With Allstar Financial Group? Allstar Surety brings decades of surety underwriting experience and deep carrier relationships. We focus on practical, placement-oriented underwriting that helps you get bids bonded and contractors positioned to win work. Our team is accustomed to handling both routine and complex placements and delivering quick, transparent responses to agents and brokers. Let Allstar be a go-to source for contract surety. Contact one of our underwriters to discuss a submission or get a quote. - Standard and Non-Standard Surety Market - Flexible Terms and Conditions - Quick Turn-Around - Local Offices to Provide Outstanding Service Frequently Asked Questions What types of contractor accounts are a good fit for this Bid Bond program?We place a wide range of contractors, including general contractors, specialty trades, and emerging firms bidding on public or private projects in the eligible states. Can Allstar Surety help with non-standard or hard-to-place accounts?Yes. We provide access to both standard and non-standard surety markets, which helps when a contractor has limited operating history or nontraditional financials. What information is needed to get a quote for a bid bond?Typical submissions include the bid specifications, required bond form, contractor financial statements, and background on experience and key personnel. Our underwriters will outline any additional documentation needed. Are Allstar’s surety markets admitted?Most of our markets are admitted in the states we serve and are A.M. Best–rated and U.S. Treasury–listed. Which states is this program available in?This Bid Bond program is currently available in KY, MD, MO, NJ, OH, PA, and WV. Need help placing an account? Connect with a market specialist.

Overview — Special Event Liability Insurance from Access E&S Insurance Services Access E&S Insurance Services places Special Event Liability coverage through a select group of markets that underwrite event exposures—coverage many admitted carriers no longer add simply by endorsement to a commercial general liability policy. As an Excess & Surplus Lines broker, Access E&S works with markets that write dedicated event forms and can include optional coverages such as Event Cancellation (economic loss for weather, performer/speaker cancellation, and other perils when quoted). Ideal Accounts and Appetite Corporate off-premises meetings, conferences and trade shows Public festivals, concerts and fairs (small–medium attendance) Sporting and recreational outings (e.g., guided rafting or adventure trips) Equine events, horse shows and similar animal exposures Weddings, private parties and vendor markets Charity runs, community events and fundraising galas Access E&S favors accounts where the event organizer can supply clear risk controls: documented security, alcohol management plans, vendor certificates, emergency plans and well-defined participant limits. High-hazard or carnival-style rides, unregulated pyrotechnics, or ongoing operations with a history of large losses may need specialized underwriting and could be limited. Coverage Highlights and Advantages Dedicated event liability forms designed for off-premises and temporary operations. Event Cancellation/Non-Appearance options available to cover economic loss from weather, performer or speaker cancellation, and broader perils when quoted. Markets that will consider unique exposures — adventure sports, equine activities, mobile vendors — with tailored terms. Flexible limits and wording for Additional Insured endorsements and certificate requests to support venue, vendors, and sponsors. Access to multiple non-admitted markets that underwrite event risk where admitted markets may not respond. Underwriting Notes and Submission Requirements To obtain competitive terms, submit early — markets tighten quickly as event dates approach. Typical submission items underwriting will request include: Event description, date(s), location and expected attendance Activity details (alcohol service, vendors, rides/attractions, animals, water activities) Security and crowd control plans; medical and emergency procedures Copies of vendor contracts, hold-harmless language, and any venue insurance requirements Loss history for the organizer and prior event claims (if any) Because Access E&S places with Excess & Surplus markets, some binding conditions or premium adjustments may apply for higher exposures. If Event Cancellation coverage is required, underwriters often need lead time to evaluate weather risks and performer contracts. Territories and Availability This program is available in AZ, CA, CO, NV, TX and WA. Availability across those states is generally strong through Access E&S’s markets, but final eligibility and admitted vs. non-admitted placement depend on the specific risk and state regulations. Why Place Event Business with Access E&S Insurance Services Specialized event markets — Access E&S maintains relationships with underwriters experienced in event and cancellation exposures. Practical underwriting guidance — brokers receive clear submission checklists and risk improvement suggestions to increase the chance of placement. Responsive quoting in E&S markets where admitted options are limited or unavailable. Flexible solutions for one-off events and recurring programs. Example scenarios: You might have a client running a weekend equine show who needs combined liability and cancellation protection, or an association planning an offsite conference that requires host venue additional insured endorsements and non-appearance coverage for a keynote speaker. Access E&S can help you package the submission so markets can evaluate and quote. Frequently Asked Questions What types of events are a good fit for this program?Small to medium public or private events such as conferences, festivals, charity runs, equine shows, guided adventure trips and weddings are typical fits. Events with clear risk controls and documented vendor management are preferred. What information do underwriters need to quote an event?Underwriters usually require an event description, dates, location, expected attendance, details on activities (alcohol, vendors, rides, animals), security plans, vendor agreements, and the organizer’s loss history. Does Access E&S provide Event Cancellation coverage?Yes. Access E&S has markets that quote Event Cancellation and Non-Appearance coverage for weather and, when quoted, broader perils including speaker or performer cancellation. These coverages should be requested early in the placement process. Is coverage placed admitted or non-admitted?Access E&S is an Excess & Surplus Lines broker and primarily places with non-admitted markets that specialize in event risk. Admitted options may be available in some states or for certain lower-exposure events; check state availability and market appetite. Need help placing an account? Connect with a market specialist.

Policy Highlights: Colonial General Insurance Agency, Inc. offers a landscaping insurance program designed for landscape contractors whose primary operations include lawn care, sprinkler installation and maintenance, and incidental tree trimming (tree trimming must be less than 15% of total sales). This program is not intended for landscape architects who only design and do not perform work, or for contractors who subcontract the majority of their work. Commercial General Liability — Key Features Primary limits available up to $3,000,000 occurrence / aggregate Blanket Additional Insured endorsement available Excess / Umbrella capacity up to $25,000,000 Errors & Omissions Coverage Part — policy limits available Included coverages: Medical payments — $5,000 limit Pesticide / herbicide applicator coverage — policy limits In-Transit Pollution Coverage — $25,000 occurrence / $100,000 aggregate Lost key coverage — $25,000 limit Property damage extension (care, custody & control) — $5,000 occurrence / $25,000 aggregate included (higher limits available) $500 minimum deductible required Loss prevention brochure available for insureds Property, Crime and Equipment Property coverages can be written on Basic, Broad, or Special form with options for replacement cost or actual cash value. Available property features include: Accounts receivable Building and business income Business personal property and computer equipment Contractors’ equipment and equipment breakdown Outside signs and valuable papers Crime coverage options include inside-the-premises theft of money and securities, robbery or safe burglary of other property, and outside-the-premises loss. Overview — How agents can use this program This program from Colonial General is positioned for independent agents and brokers seeking admitted and excess & surplus placement options for landscape contractors in the western U.S. You can place mono-line liability or package accounts that combine liability, property and ancillary coverages tailored to contractors who perform on-site work (installation and hands-on services). Ideal accounts & appetite Small to mid-sized landscape and lawn care contractors Businesses that install and service irrigation systems and sprinkler maintenance Contractors who perform occasional tree trimming (under 15% of total revenue) Accounts that apply pesticides/herbicides as part of lawn care services Not a fit: firms that only provide landscape design without performing work, businesses that subcontract nearly all field work, or accounts with heavy tree removal or forestry operations exceeding incidental trimming. Underwriting notes & minimums $500 minimum deductible is required for liability placement. In-transit pollution and pesticide applicator coverages can be valuable for contractors transporting chemicals or performing applicator services — disclose chemical use and transport details at submission. Provide schedules of contractors’ equipment, payroll and revenue breakdowns (showing percent of trimming/tree work) to speed underwriting. Minimum premium information varies by market; submit accounts to Colonial General for specific quoting. Territories, admitted status & markets Available in: AZ, CA, CO, ID, NV, NM, UT, WY. Admitted capacity is available in some markets; where admitted capacity is not available, placement may be on a non-admitted / E&S basis. Carrier participation varies by state and account characteristics. Why work with Colonial General on landscaping business Specialized program built for hands-on landscape contractors — tailored coverages for pesticide application, irrigation work and contractors’ equipment. MGA and E&S broker expertise to access both admitted and excess markets in western states. Flexible limits (up to $3M primary and sizable umbrella capacity) and packaged property/liability solutions to reduce placement complexity. Underwriting support and loss prevention materials that help agents close and retain accounts. Example accounts Example 1 — A local lawn-care company that performs weekly lawn maintenance, seasonal pesticide applications, and installs sprinkler systems. Needs CGL with pesticide applicator coverage, in-transit pollution protection, and business personal property coverage for small tools. Example 2 — A mid-sized landscape contractor that installs irrigation systems, maintains commercial grounds, and owns several pieces of contractors’ equipment. Needs a package that includes contractors’ equipment, business income, and higher limits of liability plus an excess layer. Program details Provider: Colonial General Insurance Agency, Inc. — Managing General Agency and Excess & Surplus Lines Broker. Carriers: varies by state and risk. For submissions, include operations description, revenue breakdown (including percent tree work), list of equipment, and claims history to help underwriters evaluate quickly. Frequently Asked Questions What types of landscaping accounts are a good fit for this Colonial General program?Small to mid-sized contractors who perform lawn care, irrigation/sprinkler installation & service, and incidental tree trimming (under 15% of revenue). Accounts that apply pesticides or transport chemicals also fit due to included applicator and in-transit pollution options. Are admitted policies available?Some admitted markets are available depending on state and risk characteristics. Where admitted capacity is not available, Colonial General can place accounts in the excess & surplus market. Carrier availability varies by state. What underwriting information speeds quoting?Provide a description of operations, revenue by service type (showing percent tree work), payroll, list and values of contractors’ equipment, loss history, and details on pesticide/herbicide usage and transport. Is pesticide/herbicide exposure covered?Yes — pesticide/herbicide applicator coverage is available up to policy limits. Disclose products used and applicator licensing at submission to ensure appropriate coverage and limits. What deductibles and limits should I expect?The program requires a minimum $500 deductible for liability. Primary CGL limits are available up to $3,000,000 with excess/umbrella capacity to $25,000,000. Specific deductibles and limits depend on the carrier and account details. Need help placing an account? Connect with a market specialist.