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Overview of the Program from Maritime Program Group Does the purchase of a high performance vessel by a client give you that sinking feeling? Maritime Program Group’s Recreational Marine High Performance Vessel Division helps brokers place faster craft that many markets decline. Our program provides access to markets that will consider performance boats capable of speeds up to 125 mph and pairs that capacity with marine-specific underwriting and servicing tailored for high-performance craft. Ideal accounts and appetite This program is designed for independent agents and brokers seeking placement for clients who own performance-oriented recreational boats, including: High performance runabouts and performance center consoles Sterndrives and outboard-powered performance boats Well-maintained older performance boats and newly built performance designs Typical accounts fit when the vessel is well-maintained, used for private recreational purposes, and the operator demonstrates safe operation. Most markets will not consider vessels designed to exceed 55–60 mph; our High Performance program will consider vessels up to 125 mph. We generally do not place commercial-use high-speed craft, racing-only boats, or vessels with unreported structural or major engine modifications. Coverage highlights and program advantages The High Performance Vessel Insurance program at Maritime Program Group offers broad, marine-specific coverage features agents can offer to clients: Agreed Value for most performance boats Liability coverage with options for Pollution Liability and Uninsured Watercraft coverage Medical Payments and Personal Effects coverage Emergency Towing and Assistance coverage Optional Trailer Coverage and Boat Lift Coverage Dedicated in-house claims unit to support prompt handling • Work and negotiate directly with our in-house underwriters who have unmatched experience and hands-on trade knowledge. • Broad capacity, from bass boats to multi-million dollar luxury yachts. • Remarkable service with proactive communication and timely responses. • Instant online quotes, applications, commission reports, endorsement reprints and more. • Agency billing and competitive commission schedules. • Dedicated in-house claims unit. Underwriting notes and minimum premiums Underwriting focuses on vessel condition, horsepower-to-weight ratios, reported top speeds, and operator experience. Specific eligibility questions—such as modified engines, structural changes, or use for competition—should be referred to underwriting for review. Minimum premium: Varies by risk and state; submit details for a tailored quote. Territories and admitted status Available in: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Admitted status: All available states (carrier and state filing dependent). Why work with Maritime Program Group on High Performance Vessel business As a managing general agency specializing in recreational marine risks, Maritime Program Group gives agents direct access to experienced in-house underwriters and marine markets that will consider higher-speed vessels. You benefit from streamlined online quoting and servicing tools, agency billing, and a claims team focused on marine exposures. If you have a client who purchased a high-performance runabout or performance center console and needs agreed value and tailored liability options, this program was built to address those placements. For immediate assistance call 800-366-8086 or visit www.maritimepg.com for more information on High Performance Vessel Insurance. Frequently Asked Questions What speeds and vessel types does this program consider?Maritime Program Group’s High Performance program will consider recreational performance vessels capable of speeds up to 125 mph. The focus is private, recreational boats—racing-only or commercial high-speed craft typically do not qualify. What coverages are commonly available through this program?Common features include Agreed Value, Medical Payments, Personal Effects, Uninsured Watercraft coverage, Emergency Towing and Assistance, Pollution Liability, and optional Trailer and Boat Lift coverage. Specific options depend on the market selected for the risk. What information should I submit for a quick decision?Provide vessel year, make, model, length, engine type and horsepower, reported or GPS top speed if available, hull condition, recent survey or maintenance records, principal operator experience, and intended use. These details help underwriters assess eligibility and expedite quoting. Need help placing an account? Connect with a market specialist.

Performing Arts Insurance Program from Gateway Specialty Insurance Gateway Specialty Insurance provides a focused wholesale program that helps agents and brokers place insurance for nonprofit performing arts organizations. The program is built for creative, volunteer-driven groups — from community theaters to regional orchestras — and is sized to protect the common liability and property exposures these clients face. Ideal Accounts and Appetite This program targets nonprofit performing arts entities, including: Ballet companies Choirs and vocal ensembles Comedians and improv/comedy groups Dance troupes and performance ensembles Musical groups and chamber ensembles Orchestras and symphonies Theater and drama groups Typical fits are nonprofit organizations with modest annual revenues, volunteer staff, rented or shared rehearsal space, and portable props or instruments. Organizations with significant for-profit activities, touring with high-value special effects, or unusually hazardous productions may fall outside appetite. Coverage Highlights and Advantages Gateway Specialty’s Performing Arts Insurance program brings together common coverages performing arts nonprofits need, with flexibility to tailor limits where appropriate: Directors & Officers (D&O) Liability — protection for board members and leadership against management-related claims. Employment Practices Liability (EPLI) — coverage for claims arising from employment-related allegations. General Liability — primary protection for third-party bodily injury and property damage at performances and rehearsals. Property Coverage — options for owned or leased premises, including contents and building exposures. Inland Marine — coverage for musical instruments, costumes, portable sound/lighting equipment, and other movable property. The program places business with highly rated carriers, including USLI and Alliance of Nonprofit, and offers admitted and non-admitted paper in select states to match each account’s needs. Underwriting Notes and Minimum Premiums Gateway Specialty keeps submissions simple for eligible risks. Minimum premiums typically fall between $400 and $750, which makes the program accessible for smaller nonprofit groups. For well-qualified accounts, underwriters can often return same-day or next-day indications. When submitting, include basic financials, details on volunteer versus paid staff, descriptions of performance venues and frequency, and a list of high-value portable items (instruments, sets, lighting). High-risk activities, significant gross receipts from commercial operations, or frequent out-of-state touring should be disclosed up front. Territories and Availability The program is available in most states, including AL, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WI, and WY. Admitted coverage is available in some states; non-admitted options are used where needed to secure capacity. Why Work With Gateway Specialty Insurance? As a wholesale broker focused on nonprofit insurance, Gateway Specialty combines specialty underwriting, responsive service, and access to A++ rated markets. Agents benefit from underwriters familiar with performing arts exposures and the flexibility to place admitted or non-admitted paper based on the client and location. Example scenarios you can place through this program: A community theater nonprofit that needs general liability and property coverage for a season of six productions, plus inland marine for props and costumes. A regional youth orchestra that requires D&O and EPLI coverage for a volunteer board and protection for high-value instruments transported between rehearsal sites. To learn more about Gateway Specialty’s A++ rated admitted and non-admitted options, see their product detail page and request a quote via the existing link: insurance for nonprofit performing arts. Frequently Asked Questions What types of accounts are a good fit for this program?Nonprofit performing arts organizations such as theater groups, choirs, orchestras, comedy troupes, and dance ensembles are ideal fits. Is coverage available on an admitted basis?Yes, admitted coverage is available in some states. Non-admitted options are also offered depending on the risk and location. What is the typical minimum premium for this program?Minimum premiums generally range from $400 to $750, depending on the type and size of the risk. Can I get a quote quickly?Yes, Gateway Specialty Insurance can often provide a same-day or next-day quote for qualified submissions. Which carriers are used for this program?This program is backed by trusted carriers including USLI and Alliance of Nonprofit, offering A++ rated coverage options. Need help placing an account? Connect with a market specialist.

American Specialty Insurance & Risk Services provides a focused insurance program for Performing Arts Centers and large public venues. Whether a client’s facility seats 1,000 or 10,000, this program bundles the liability, property and ancillary protections commonly needed by concert halls, theaters, amphitheaters and similar cultural venues. Eligible Operations for Performing Arts Centers Insurance Concert Halls Amphitheaters Civic Centers Coliseums Stadiums Stage Theaters Musical Theaters Symphony Halls Convention Centers Program Highlights for Performing Arts Centers Insurance “Excellent” or higher A.M. Best rated carrier options Admitted coverage available nationwide (all states & DC) Program-specific forms and competitive rates Non-auditable policy options where applicable 24-hour claims service In-house underwriting, claims, risk management, and policy administration Online resources and tools for agents and brokers Program Coverages for Performing Arts Centers Insurance General Liability Participant Legal Liability Excess/Umbrella Liquor Liability Automobile Property (building, contents, business interruption) Crime Employee Benefits Liability Participant Accident Medical Catastrophic Medical Workers' Compensation Deductible / SIR options Why Work With American Specialty As a managing general underwriter with deep experience in entertainment and venue risks, American Specialty crafts a Performing Arts Centers program to address the complex exposures of large public venues and cultural institutions. Agents benefit from direct access to in-house underwriting, dedicated claims handling, and risk management support—helping speed placement and simplify policy administration. Ideal Accounts for This Program This program fits high-traffic facilities that host live performances, cultural events and large gatherings. Typical accounts you can place include: A civic center that runs concerts, trade shows and community exhibitions A regional symphony hall with seasonal programs and public events An outdoor amphitheater producing summer concert series and festivals The program is sized to handle venue-specific liabilities such as performer and participant exposures, liquor and concession risks, property and business interruption from event cancellations, and large-crowd liability. Territories and Availability Coverage is available on an admitted basis in all 50 states and the District of Columbia. Whether your client operates in California, New York, Texas or elsewhere, American Specialty can provide admitted solutions through this program. Underwriting Notes and Premiums Minimum premiums and final pricing vary by venue size, location, event types and frequency. Underwriters consider audience capacity, security and crowd management plans, alcohol service practices, onsite medical and emergency procedures, and past loss history. Program-specific forms and non-auditable options help give your clients predictable premium structures where appropriate. Frequently Asked Questions What types of accounts are a good fit for this program?Eligible accounts include concert halls, amphitheaters, civic centers, symphony halls and similar venues with audience capacities typically between 1,000 and 10,000. Is coverage available nationwide?Yes. The program is available on an admitted basis in all 50 states and the District of Columbia. What makes American Specialty’s program unique?American Specialty provides in-house underwriting, claims and risk management expertise, plus program-specific forms, rate structures and non-auditable policy options tailored to performing arts venues. Can this program cover liquor liability for venues that serve alcohol?Yes. Liquor liability is available as part of the program to protect venues that serve or sell alcoholic beverages, subject to underwriting review. How quickly can I get a quote?Turnaround depends on the account complexity and required documentation, but American Specialty’s dedicated underwriting and 24-hour claims service support prompt responses for agents. Need help placing an account? Connect with a market specialist.

Quick Contract Bid, Payment and Performance Bond J.M. Wilson Corp. offers a Quick Contract Bid, Payment and Performance Bond program designed for small and newer contractors who need fast, reliable surety capacity. These quick-turn bonds are underwritten primarily on the applicant's credit and require minimal paperwork so you can obtain bid, payment and performance bonds quickly—typically when a prompt response is essential to secure a job. Coverages: Quick Contract Bonds (single-job performance and payment) Quick Bid Bonds to satisfy bid requirements Quick Payment & Performance Bond packages Alternative "Easy" or simplified bond options for smaller accounts Advantages: Fast quote and placement turnaround — new account submissions typically receive a response within 24–48 hours Competitive pricing within industry standards for small contractors Minimal underwriting paperwork when credit meets program requirements Ability to review and accept applications originally placed with other surety companies Access to J.M. Wilson surety markets that are "A" rated Quick Contract Bonds are intended for contractors who need bonding lines up to $350,000 per job with a $700,000 aggregate bonding line. These bonds are well suited to smaller projects and businesses that have fairly clean credit histories and need a fast solution for bid submission or to meet contract bonding requirements. Overview of the Program from J.M. Wilson Corp. This program is offered by J.M. Wilson Corp., a Managing General Agency and Excess & Surplus Lines broker with access to both admitted and non-admitted surety markets. The product is tailored to agents who need a quick surety option for clients that do not yet qualify for larger, more traditional bonding facilities. Ideal Accounts and Appetite - Small general contractors, subcontractors, and specialty trades with limited bonding histories - Newer firms that can demonstrate responsible credit and financial stability - Projects where single-job bonding needs do not exceed the program limits (up to $350,000 per job; $700,000 aggregate) Accounts that typically do not fit: contractors with significant adverse credit, ongoing claims or litigation, or complex multi-year contracts requiring large aggregate capacity. Coverage Highlights and When to Use This Program Use J.M. Wilson’s Quick Contract program when you need: A fast bid bond to meet a tight bidding deadline Payment and performance bonds for smaller public or private contracts A simplified underwriting path based primarily on credit rather than extensive financial histories Underwriting Notes and Minimum Premium Underwriting focuses on applicant credit; applicants should have fairly clean credit reports. Required items for submission generally include a completed application and a signed indemnity agreement. J.M. Wilson can also review applications previously submitted to other surety companies. Minimum premium and final terms vary by carrier and state—minimum premium: Varies. Territories and Availability Available in: AL, AK, GA, IL, IN, IA, KS, KY, ME, MI, MN, MS, MO, MT, NE, NH, NY, NC, ND, OH, OK, PA, SC, SD, TN, VT, VA, WV, WI, WY. Availability is subject to carrier approval and admitted vs. non-admitted market rules in each state. The program includes some admitted markets and non-admitted options depending on the state and risk profile. Why Work with J.M. Wilson Corp. on This Business As an MGA and E&S broker, J.M. Wilson provides agents with access to multiple A-rated surety markets and a streamlined underwriting process tailored for smaller accounts. The firm emphasizes quick turnaround, competitive pricing within industry standards, and flexible underwriting that can evaluate submissions previously placed with other sureties. This makes the program a practical solution when an insured needs bonding quickly to bid or secure smaller contracts. Example Scenarios - You have a client who is a small paving contractor bidding a municipal job valued at $200,000 and needs a bid bond within 48 hours. - A new roofing subcontractor wins a $60,000 private contract and requires a performance and payment bond but lacks an extensive bonding history. What is needed to get started: a completed application and a signed indemnity agreement. For more information on submission requirements or to discuss a specific account, contact J.M. Wilson Corp. — we look forward to working with you. Frequently Asked Questions What types of accounts are a good fit for the Quick Contract Bond program?Small or newer contractors with fairly clean credit who need bid, payment or performance bonds for single jobs up to $350,000 (with a $700,000 aggregate line). Ideal for trades and subcontractors with limited bonding histories. How fast can I expect a quote or decision on a submission?J.M. Wilson typically responds to new account submissions within 24–48 hours, assuming required documentation (application and signed indemnity) is provided promptly. What documentation is required to submit an account?At minimum, a completed bond application and a signed indemnity agreement. Additional information may be requested depending on the applicant’s credit and the size of the bond request. Are these bonds admitted or non-admitted?J.M. Wilson represents a mix of admitted and non-admitted carriers. Availability depends on the state and the specific surety market; some markets are admitted while others are non-admitted. Need help placing an account? Connect with a market specialist.

Bid and Performance Contract Bonds Program from J.M. Wilson J.M. Wilson provides independent agents with access to specialized surety markets for Bid and Performance Contract Bonds. Whether your client is a first-time bidder for a public job or a seasoned contractor pursuing large commercial work, our program is designed to help you secure the right bonding solution — including for accounts other sureties may label hard-to-place. Ideal Accounts and Appetite General contractors and subcontractors bidding on municipal, state, or federal projects New and emerging contractors with limited or no prior bonding history Accounts with challenged financial statements or prior bonding issues Clients who need access to both standard admitted carriers and non-admitted/E&S markets Coverage Highlights and Advantages Competitive pricing within market standards Rapid quote turnaround with typical 24–48 hour response on new submissions Access to both admitted and non-admitted surety markets for wider placement options Experienced underwriting for difficult-to-place and borderline accounts Flexible submission process — applications from other sureties are accepted for review All primary surety partners are A-rated where applicable Underwriting Requirements Last 2–3 fiscal year-end business financial statements Current personal financial statements for all owners Completed Contractor's Surety Questionnaire Current work-in-progress schedule Bank reference letter outlining existing line(s) of credit Owner(s) resume Job reference letters Current Certificate of Insurance Territories and Availability This program is available to agents in the following states: AL, AR, FL, GA, IL, IN, IA, KS, KY, ME, MI, MN, MS, MO, MT, NE, NH, NY, NC, ND, OH, OK, PA, SC, SD, TN, VT, VA, WV, WI, and WY. Why Choose J.M. Wilson? As a Managing General Agency and Excess & Surplus Lines broker, J.M. Wilson combines deep surety expertise with broad market access. We represent a mix of admitted and non-admitted carriers so you can place a wide range of risk profiles. Our underwriters are construction-focused and responsive — helping you move quickly from submission to bid. Typical strengths of this program include fast response times on new accounts, a willingness to consider submissions declined elsewhere, and flexible underwriting for emerging contractors. We make it practical for agents to support clients across the lifecycle — from first-time bidders to established contractors pursuing large infrastructure or commercial projects. Example scenarios: You have a small contractor with limited bonding history bidding on a municipal repair contract — J.M. Wilson can help you find a market that will underwrite the risk and provide a bid bond. A regional builder needs performance and payment bonds for a multi-million-dollar commercial job but has prior financial challenges — our program can evaluate specialty and non-standard markets to secure capacity. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for general contractors and subcontractors bidding on public or private construction projects, including those with limited bonding history or challenging financials. What documents are needed to submit a bond application?Required documents include recent business and personal financials, a completed surety questionnaire, job references, a bank letter, resume of the owner(s), and a current insurance certificate. How quickly can I get a quote?J.M. Wilson typically provides a response within 24–48 hours for new account submissions, depending on the completeness of the application. Are you able to consider accounts that have been declined by other surety markets?Yes. J.M. Wilson specializes in difficult-to-place accounts and can review submissions based on applications from other surety companies. Is this program available in my state?This program is available in over 30 states, including MI, IL, FL, and NY. Please check the full list above or contact J.M. Wilson for confirmation. Need help placing an account? Connect with a market specialist.

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Bonds Insurance Solutions from J.R. Olsen Bonds & Insurance Brokers, Inc. As a trusted Managing General Agency with access to 25 top-rated insurance carriers, J.R. Olsen Bonds & Insurance Brokers, Inc. offers a comprehensive suite of bond solutions for agents and brokers across the U.S. Whether your client needs a surety or fidelity bond, we make it easy to place a wide variety of bond types—many of which can be issued regardless of credit history. Ideal Accounts and Appetite We specialize in helping agents place bonds for a variety of clients, including: Construction contractors needing bid, payment, or performance bonds Developers requiring subdivision bonds for land improvement obligations Businesses or professionals needing license and permit bonds for regulatory compliance Entities involved in litigation requiring court bonds (plaintiff or defendant) Firms needing fidelity bonds to protect against employee dishonesty or fraud We also accommodate niche opportunities, such as mortgage brokers, title and escrow companies, and city/municipal entities that require bonding as part of their operations. Coverage Highlights and Advantages We offer a broad range of bond types, including: Surety Bonds: Contract Bonds — Bid, Payment, and Performance Subdivision Bonds Court Bonds — Plaintiff and Defendant License & Permit (Compliance) Bonds Miscellaneous Financial Guarantee Bonds Fidelity Bonds: ERISA Bonds Manufacturers Business Service Bonds Mortgage Brokers/Bankers Third Party (Loss Payee) Banks, Cities, Title Companies, Escrow Companies Special Programs: Contractors License Bonds — Often issued regardless of credit License & Permit Bonds — Issued up to $50,000 regardless of credit Performance Bonds — Streamlined 2-page app for bonds up to $100,000 California Insurance Broker Bonds — 3-year term for $120 New Program Highlights: Bonds up to $50,000 issued regardless of credit (excludes contract, court, and subdivision bonds) Underwriting Notes Thanks to our wide market access, we offer both specialty and preferred rates based on credit and financial strength. Many bond types can be issued quickly and without extensive credit requirements, allowing you to serve more clients efficiently. We also streamline the application process for specific bond types, including short-form apps for performance bonds. Territories and Availability Our bond programs are available in all 50 states and the District of Columbia, including key markets such as California, Texas, Florida, and New York. We can help you place business wherever your clients operate. Why Work With J.R. Olsen Bonds & Insurance Brokers, Inc.? We combine deep expertise in the bond market with responsive service and flexible underwriting. As a Managing General Agency with access to 25 respected carriers, we can accommodate a wide range of bond needs, from standard license bonds to complex financial guarantee bonds. Our specialty programs and credit-friendly options make it easier for you to serve clients of all sizes. Whether you're helping a small contractor obtain a license bond, or supporting a real estate developer with a large performance bond requirement, J.R. Olsen Bonds & Insurance Brokers, Inc. offers the tools and support you need to succeed. Frequently Asked Questions What types of accounts are a good fit for this program?Our program is ideal for contractors, developers, mortgage brokers, title companies, and other businesses needing surety or fidelity bonds, including those with limited credit history. Can bonds be issued regardless of credit?Yes, many of our license, permit, and contractor license bonds can be issued up to $50,000 regardless of credit. Some exclusions apply, such as contract, court, and subdivision bonds. What is the underwriting process like?We offer streamlined applications for many bonds. For example, performance bonds up to $100,000 can often be written using a two-page application. Our underwriting focuses on credit and financial strength when applicable. Are your bond programs available nationwide?Yes, we offer coverage in all 50 states and Washington, D.C., making it easy for you to serve clients across the country. What carriers do you work with?We have access to 25 different insurance carriers, allowing us to match your client’s needs with the most competitive and appropriate market. Need help placing an account? Connect with a market specialist.

Contract Bonds J.M. Wilson Corp. offers a full suite of Contract Bond solutions through A-rated carriers, helping you secure bonding for a wide range of contractor clients. Whether you're working with new, small, or hard-to-place accounts, we provide access to both standard and non-standard markets to help you place business more easily. Our team is committed to competitive pricing, fast quote turnaround, and responsive underwriting — with most new account submissions reviewed within 24-48 hours. Streamlined Underwriting Process (SUP) Bonds Designed for small or infrequent bond users Bond requests up to $1 million Total work programs up to $1.5 million Larger amounts may be considered Learn more and see requirements! Contractor Bid & Performance Bonds Ideal for public projects over $100,000 Also available for private job owners and smaller projects May be required of subcontractors and suppliers Bid Bonds guarantee contract acceptance if awarded Typically 5-10% of the bid amount Payment Bonds ensure labor and material costs are covered Learn more and see example classes! Subcontractor Bid & Performance Bonds Required by General Contractors, Project Managers, and Owners Protects general contractors in case of subcontractor default Learn more and see example classes! Quick Contract Bonds For projects up to $350,000 per job / $700,000 aggregate Great for new or small contractors Learn more and see coverages! SBA Bonds For small to mid-size contractors unable to access standard bonding markets SBA guarantees 80-90% of the bond penalty Reduces risk for sureties and expands bonding access Learn more and see requirements! Frequently Asked Bond Questions Trouble Obtaining Bonds in the Standard Market? Visit our website, www.jmwilson.com to learn more! Frequently Asked Questions What types of accounts are a good fit for this Contract Bond program?We work with a variety of contractor types, including small or new contractors, subcontractors, and those in need of SBA support. Accounts with bond needs up to $1.5 million are ideal. Can J.M. Wilson help with hard-to-place or non-standard bond requests?Yes. We have access to both admitted and non-admitted markets and specialize in finding solutions for difficult submissions and non-standard accounts. How fast can I expect a quote or response on a new submission?Most new account submissions receive a response within 24–48 hours. We prioritize quick turnaround to help you serve your clients efficiently. Is this program available in my state?Our Contract Bond solutions are available in over 30 states including MI, OH, FL, IL, NY, and more. Contact us to confirm availability in your state. What if my client already has a bond application from another surety?We accept applications from other surety companies and can use them to evaluate new submissions for our markets. Need help placing an account? Connect with a market specialist.

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