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Overview of the Program from Maritime Program Group Does the purchase of a high performance vessel by a client give you that sinking feeling? Maritime Program Group’s Recreational Marine High Performance Vessel Division helps brokers place faster craft that many markets decline. Our program provides access to markets that will consider performance boats capable of speeds up to 125 mph and pairs that capacity with marine-specific underwriting and servicing tailored for high-performance craft. Ideal accounts and appetite This program is designed for independent agents and brokers seeking placement for clients who own performance-oriented recreational boats, including: High performance runabouts and performance center consoles Sterndrives and outboard-powered performance boats Well-maintained older performance boats and newly built performance designs Typical accounts fit when the vessel is well-maintained, used for private recreational purposes, and the operator demonstrates safe operation. Most markets will not consider vessels designed to exceed 55–60 mph; our High Performance program will consider vessels up to 125 mph. We generally do not place commercial-use high-speed craft, racing-only boats, or vessels with unreported structural or major engine modifications. Coverage highlights and program advantages The High Performance Vessel Insurance program at Maritime Program Group offers broad, marine-specific coverage features agents can offer to clients: Agreed Value for most performance boats Liability coverage with options for Pollution Liability and Uninsured Watercraft coverage Medical Payments and Personal Effects coverage Emergency Towing and Assistance coverage Optional Trailer Coverage and Boat Lift Coverage Dedicated in-house claims unit to support prompt handling • Work and negotiate directly with our in-house underwriters who have unmatched experience and hands-on trade knowledge. • Broad capacity, from bass boats to multi-million dollar luxury yachts. • Remarkable service with proactive communication and timely responses. • Instant online quotes, applications, commission reports, endorsement reprints and more. • Agency billing and competitive commission schedules. • Dedicated in-house claims unit. Underwriting notes and minimum premiums Underwriting focuses on vessel condition, horsepower-to-weight ratios, reported top speeds, and operator experience. Specific eligibility questions—such as modified engines, structural changes, or use for competition—should be referred to underwriting for review. Minimum premium: Varies by risk and state; submit details for a tailored quote. Territories and admitted status Available in: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Admitted status: All available states (carrier and state filing dependent). Why work with Maritime Program Group on High Performance Vessel business As a managing general agency specializing in recreational marine risks, Maritime Program Group gives agents direct access to experienced in-house underwriters and marine markets that will consider higher-speed vessels. You benefit from streamlined online quoting and servicing tools, agency billing, and a claims team focused on marine exposures. If you have a client who purchased a high-performance runabout or performance center console and needs agreed value and tailored liability options, this program was built to address those placements. For immediate assistance call 800-366-8086 or visit www.maritimepg.com for more information on High Performance Vessel Insurance. Frequently Asked Questions What speeds and vessel types does this program consider?Maritime Program Group’s High Performance program will consider recreational performance vessels capable of speeds up to 125 mph. The focus is private, recreational boats—racing-only or commercial high-speed craft typically do not qualify. What coverages are commonly available through this program?Common features include Agreed Value, Medical Payments, Personal Effects, Uninsured Watercraft coverage, Emergency Towing and Assistance, Pollution Liability, and optional Trailer and Boat Lift coverage. Specific options depend on the market selected for the risk. What information should I submit for a quick decision?Provide vessel year, make, model, length, engine type and horsepower, reported or GPS top speed if available, hull condition, recent survey or maintenance records, principal operator experience, and intended use. These details help underwriters assess eligibility and expedite quoting. Need help placing an account? Connect with a market specialist.

Surety One, Inc. provides a reliable, flexible market for agents placing contract bonds through its Performance Bond program. A performance bond is a surety guarantee that the contractor (the principal) will complete the contract according to its terms. This program is suitable for construction, service delivery, and supply contracts and protects project owners and stakeholders from financial loss caused by non-performance or default. Commonly required for public works and government-funded projects, performance bonds are frequently mandated for municipal, state, and federal contracts. Surety One understands public contracting requirements and can help agents place bonds required for bid, performance, and payment obligations. Ideal Accounts and Appetite Surety One, Inc. is a go-to market for a wide range of performance bond needs, including: General contractors bidding on public or private construction jobs Subcontractors with defined scopes of work needing contract guarantees Vendors and service providers on multi-year supply or service agreements Small and emerging contractors seeking support through the SBA Surety Bond Guarantee Program Typical fits include contractors bidding local government improvement projects, subcontractors requiring performance guarantees for specific trade work, and vendors awarded service contracts that include bonding requirements. Surety One will evaluate standard and non-standard accounts and is willing to consider applicants without prior surety experience, particularly under the SBA program. Coverage Highlights and Advantages Surety One’s performance bonds provide a third-party guarantee that contract obligations will be fulfilled. Key advantages for agents and their clients include: Underwriting focused on contract compliance and project completion Support for construction, service, supply, environmental, and subdivision obligations Access to the SBA Surety Bond Guarantee Program to help small contractors secure bonds they might not otherwise obtain Responsive, experienced underwriting and claims awareness for faster placement decisions Underwriting Notes and Minimum Premiums Surety One underwrites performance bonds across commercial and construction classes, including subdivision and environmental obligations. Underwriting considers the contractor’s financials, experience, contract terms, and project scope. Minimum premiums vary by the size and complexity of the risk; Surety One’s team will evaluate accounts of all sizes and can often place newer contractors who may not qualify with standard surety markets. Territories and Availability This program is available in all 50 U.S. states, the District of Columbia, Puerto Rico, the U.S. Virgin Islands, Canada, and the Dominican Republic. Surety One operates on a non-admitted basis, offering international reach with local flexibility for agents placing bonds across these territories. Why Work With Surety One, Inc.? Surety One, Inc. is a surety-focused managing general agency with decades of experience in contract bonding. As an approved SBA Surety Bond Guarantee Program underwriter, they are well-positioned to help small and emerging contractors access bonding capacity. Agents benefit from creative underwriting, practical claims awareness, and a dedicated underwriting team. To discuss a client or begin a submission, contact their underwriting team at (800) 373-2804 or email [email protected]. Watch a short video overview of Performance Bonds Frequently Asked Questions What types of accounts are a good fit for this program?Accounts that need contract performance guarantees—such as general contractors, subcontractors, or service vendors—are ideal. Surety One also supports small contractors through the SBA Bond Guarantee Program. Is this program available nationwide?Yes, Surety One offers performance bonds in all 50 states, DC, Puerto Rico, the U.S. Virgin Islands, Canada, and the Dominican Republic. Do you require contractors to have prior bonding history?No. Surety One is willing to consider accounts without prior surety experience, especially under the SBA Bond Guarantee Program. How quickly can bonds be issued?Turnaround times vary by account complexity, but Surety One is known for responsive and efficient underwriting, particularly for small to mid-sized contractors. Can you handle environmental or subdivision performance bonds?Yes, Surety One can underwrite a wide range of performance obligations, including environmental and subdivision-related projects. Need help placing an account? Connect with a market specialist.

The band and performing group insurance program is designed for a U.S.-based performing band or group who work on an independent contractor basis entertaining at events and performances. Coverages provided include important protection for the performing group for liability claims arising out of the insured’s operations. The following criteria must be met to be eligible for coverage under this program: - All groups must have at least one member or representative who is at least 18 years of age - Annual gross income from the performing group activities cannot exceed $500,000 - No more than 30 members in a performing group Eligible Operations for Band and Performing Group Insurance: - Band Insurance (non-touring) - Mime Insurance - Belly Dancer Insurance - Musician Insurance - Choral Group Insurance - Musical ensemble Insurance - Clown Insurance - Poet Insurance - Comedian Insurance - Puppeteer Insurance - Contortionist Insurance - Singer Insurance - DJ or KJ Insurance - Story Teller Insurance - Impersonator Insurance - Ventriloquist Insurance - Juggler Insurance - Vocalist Insurance - Magician Insurance - Western Performer Insurance *Eligible/Approved Music Genres: - Big band - Jazz - Bluegrass - Oldies - Blues - Pop/soft rock - Classical - R&B - Country - Religious/gospel - Ethnic/world - Swing - Folk Other genres are subject to underwriting approval. Coverages Available & Program Highlights: General Liability - Bodily Injury and Property Damage - Products and Completed Operations - Damage to Premises Rented to You - Bodily Injury to Participants - Medical Payments for Participants - Abuse, Molestation, or Exploitation Defense Cost Reimbursement - Sexual Abuse or Sexual Molestation Liability (optional) K&K Insurance offers sports and recreation websites offering online purchasing capabilities and commission for agents and brokers. The website is simple to use and provides an option to purchase coverage immediately using a credit card. K&K, a leading provider of sports, leisure and entertainment insurance programs, is a key supplier of coverage to the sports and recreation industry and is pleased to offer this innovative technology for our clients’ convenience. The program offers 10% commission to insurance agents when using the online binding system. A convenient registration area allows agents to manage quotes and bound accounts. Coverage can be purchased at the following site: www.entertainerinsurance-kk.com – band and performing group Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

A Performance Bond guarantees a contractor’s faithful performance of the terms of a written contract, whether for furnishing supplies or construction projects. These bonds often include additional protections such as payment bonds (covering labor and materials) and maintenance bond obligations, providing comprehensive coverage for project owners and investors. Allstar Surety Bonds, a division of Allstar Financial Group, is a national, full-service surety Managing General Underwriter offering a wide range of contractor bond solutions. As a trusted resource for independent insurance agents and brokers, Allstar specializes in both standard and non-standard surety markets, backed by flexible underwriting and responsive service. Ideal Accounts and Appetite This program is designed for licensed contractors and builders with performance obligations under public or private contracts. Whether your client is a general contractor handling a state-funded infrastructure project or a subcontractor providing specialty services on a commercial build, Allstar can help place the right bond solution. You might have a client bidding on a municipal road improvement project in Ohio or a contractor supplying materials for a commercial development in Pennsylvania. These are excellent fits for Allstar’s Performance Bond program. Coverage Highlights and Advantages Performance Bonds with optional Payment and Maintenance Bond coverage Access to a full suite of contract surety bonds including bid, license, permit, site improvement, and subdivision bonds Underwritten through A.M. Best-rated and U.S. Treasury-listed carriers Competitive pricing and fast turnaround times Local offices for responsive, personalized service Underwriting Notes and Minimum Premiums Allstar offers flexible terms and conditions designed to accommodate both standard and hard-to-place risks. Minimum premiums vary depending on the size and complexity of the bond request. Submissions should include contract details, financials, and relevant experience to expedite underwriting. Territories and Availability This program is available in most states, including KY, MD, MO, NJ, OH, PA, SD, and WV. Allstar works with Companion, American Southern, and Knightbrook to deliver admitted solutions in these regions, subject to market availability. Why Work With Allstar Financial Group With decades of experience in surety bonding, Allstar understands the urgency and complexity of contractor needs. Their dedicated underwriters provide quick responses, flexible structures, and access to multiple markets to help you place more business. Whether your client is a seasoned contractor or a new entrant with a solid opportunity, Allstar can help you deliver the right performance bond solution. Let Allstar be your preferred contract surety bond source. Contact one of our underwriters today! Frequently Asked Questions What types of accounts are a good fit for this Performance Bond program?Licensed contractors and subcontractors bidding on public or private construction projects, especially those in KY, MD, MO, NJ, OH, PA, SD, and WV, are excellent fits for this program. What supporting documents are needed for a Performance Bond submission?Typical submissions should include the contract agreement, project details, financial statements, and the contractor’s experience history. Are maintenance or payment bonds available as part of this program?Yes, Allstar Surety can include payment and maintenance bond coverage along with the primary performance bond as needed. How fast can Allstar issue a Performance Bond?Allstar is known for quick turnaround times, especially when complete submissions are provided. Local offices help ensure responsive service. Do you accept accounts that don’t qualify for standard surety markets?Yes, Allstar offers solutions for both standard and non-standard risks, with flexible underwriting to meet a wide range of client needs. Need help placing an account? Connect with a market specialist.

American Specialty Insurance & Risk Services provides a focused insurance program for Performing Arts Centers and large public venues. Whether a client’s facility seats 1,000 or 10,000, this program bundles the liability, property and ancillary protections commonly needed by concert halls, theaters, amphitheaters and similar cultural venues. Eligible Operations for Performing Arts Centers Insurance Concert Halls Amphitheaters Civic Centers Coliseums Stadiums Stage Theaters Musical Theaters Symphony Halls Convention Centers Program Highlights for Performing Arts Centers Insurance “Excellent” or higher A.M. Best rated carrier options Admitted coverage available nationwide (all states & DC) Program-specific forms and competitive rates Non-auditable policy options where applicable 24-hour claims service In-house underwriting, claims, risk management, and policy administration Online resources and tools for agents and brokers Program Coverages for Performing Arts Centers Insurance General Liability Participant Legal Liability Excess/Umbrella Liquor Liability Automobile Property (building, contents, business interruption) Crime Employee Benefits Liability Participant Accident Medical Catastrophic Medical Workers' Compensation Deductible / SIR options Why Work With American Specialty As a managing general underwriter with deep experience in entertainment and venue risks, American Specialty crafts a Performing Arts Centers program to address the complex exposures of large public venues and cultural institutions. Agents benefit from direct access to in-house underwriting, dedicated claims handling, and risk management support—helping speed placement and simplify policy administration. Ideal Accounts for This Program This program fits high-traffic facilities that host live performances, cultural events and large gatherings. Typical accounts you can place include: A civic center that runs concerts, trade shows and community exhibitions A regional symphony hall with seasonal programs and public events An outdoor amphitheater producing summer concert series and festivals The program is sized to handle venue-specific liabilities such as performer and participant exposures, liquor and concession risks, property and business interruption from event cancellations, and large-crowd liability. Territories and Availability Coverage is available on an admitted basis in all 50 states and the District of Columbia. Whether your client operates in California, New York, Texas or elsewhere, American Specialty can provide admitted solutions through this program. Underwriting Notes and Premiums Minimum premiums and final pricing vary by venue size, location, event types and frequency. Underwriters consider audience capacity, security and crowd management plans, alcohol service practices, onsite medical and emergency procedures, and past loss history. Program-specific forms and non-auditable options help give your clients predictable premium structures where appropriate. Frequently Asked Questions What types of accounts are a good fit for this program?Eligible accounts include concert halls, amphitheaters, civic centers, symphony halls and similar venues with audience capacities typically between 1,000 and 10,000. Is coverage available nationwide?Yes. The program is available on an admitted basis in all 50 states and the District of Columbia. What makes American Specialty’s program unique?American Specialty provides in-house underwriting, claims and risk management expertise, plus program-specific forms, rate structures and non-auditable policy options tailored to performing arts venues. Can this program cover liquor liability for venues that serve alcohol?Yes. Liquor liability is available as part of the program to protect venues that serve or sell alcoholic beverages, subject to underwriting review. How quickly can I get a quote?Turnaround depends on the account complexity and required documentation, but American Specialty’s dedicated underwriting and 24-hour claims service support prompt responses for agents. Need help placing an account? Connect with a market specialist.

Quick Contract Bid, Payment and Performance Bond J.M. Wilson Corp. offers a Quick Contract Bid, Payment and Performance Bond program designed for small and newer contractors who need fast, reliable surety capacity. These quick-turn bonds are underwritten primarily on the applicant's credit and require minimal paperwork so you can obtain bid, payment and performance bonds quickly—typically when a prompt response is essential to secure a job. Coverages: Quick Contract Bonds (single-job performance and payment) Quick Bid Bonds to satisfy bid requirements Quick Payment & Performance Bond packages Alternative "Easy" or simplified bond options for smaller accounts Advantages: Fast quote and placement turnaround — new account submissions typically receive a response within 24–48 hours Competitive pricing within industry standards for small contractors Minimal underwriting paperwork when credit meets program requirements Ability to review and accept applications originally placed with other surety companies Access to J.M. Wilson surety markets that are "A" rated Quick Contract Bonds are intended for contractors who need bonding lines up to $350,000 per job with a $700,000 aggregate bonding line. These bonds are well suited to smaller projects and businesses that have fairly clean credit histories and need a fast solution for bid submission or to meet contract bonding requirements. Overview of the Program from J.M. Wilson Corp. This program is offered by J.M. Wilson Corp., a Managing General Agency and Excess & Surplus Lines broker with access to both admitted and non-admitted surety markets. The product is tailored to agents who need a quick surety option for clients that do not yet qualify for larger, more traditional bonding facilities. Ideal Accounts and Appetite - Small general contractors, subcontractors, and specialty trades with limited bonding histories - Newer firms that can demonstrate responsible credit and financial stability - Projects where single-job bonding needs do not exceed the program limits (up to $350,000 per job; $700,000 aggregate) Accounts that typically do not fit: contractors with significant adverse credit, ongoing claims or litigation, or complex multi-year contracts requiring large aggregate capacity. Coverage Highlights and When to Use This Program Use J.M. Wilson’s Quick Contract program when you need: A fast bid bond to meet a tight bidding deadline Payment and performance bonds for smaller public or private contracts A simplified underwriting path based primarily on credit rather than extensive financial histories Underwriting Notes and Minimum Premium Underwriting focuses on applicant credit; applicants should have fairly clean credit reports. Required items for submission generally include a completed application and a signed indemnity agreement. J.M. Wilson can also review applications previously submitted to other surety companies. Minimum premium and final terms vary by carrier and state—minimum premium: Varies. Territories and Availability Available in: AL, AK, GA, IL, IN, IA, KS, KY, ME, MI, MN, MS, MO, MT, NE, NH, NY, NC, ND, OH, OK, PA, SC, SD, TN, VT, VA, WV, WI, WY. Availability is subject to carrier approval and admitted vs. non-admitted market rules in each state. The program includes some admitted markets and non-admitted options depending on the state and risk profile. Why Work with J.M. Wilson Corp. on This Business As an MGA and E&S broker, J.M. Wilson provides agents with access to multiple A-rated surety markets and a streamlined underwriting process tailored for smaller accounts. The firm emphasizes quick turnaround, competitive pricing within industry standards, and flexible underwriting that can evaluate submissions previously placed with other sureties. This makes the program a practical solution when an insured needs bonding quickly to bid or secure smaller contracts. Example Scenarios - You have a client who is a small paving contractor bidding a municipal job valued at $200,000 and needs a bid bond within 48 hours. - A new roofing subcontractor wins a $60,000 private contract and requires a performance and payment bond but lacks an extensive bonding history. What is needed to get started: a completed application and a signed indemnity agreement. For more information on submission requirements or to discuss a specific account, contact J.M. Wilson Corp. — we look forward to working with you. Frequently Asked Questions What types of accounts are a good fit for the Quick Contract Bond program?Small or newer contractors with fairly clean credit who need bid, payment or performance bonds for single jobs up to $350,000 (with a $700,000 aggregate line). Ideal for trades and subcontractors with limited bonding histories. How fast can I expect a quote or decision on a submission?J.M. Wilson typically responds to new account submissions within 24–48 hours, assuming required documentation (application and signed indemnity) is provided promptly. What documentation is required to submit an account?At minimum, a completed bond application and a signed indemnity agreement. Additional information may be requested depending on the applicant’s credit and the size of the bond request. Are these bonds admitted or non-admitted?J.M. Wilson represents a mix of admitted and non-admitted carriers. Availability depends on the state and the specific surety market; some markets are admitted while others are non-admitted. Need help placing an account? Connect with a market specialist.

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Overview — Surety & Fiduciary Bond Program from First Choice Insurance Intermediaries, Inc. First Choice Insurance Intermediaries, Inc. offers a dedicated Surety & Fiduciary Bond program designed for agents and brokers who need a reliable wholesale market for commercial surety, fiduciary and related public official bonds. As a wholesale broker, First Choice helps you place bonds that guarantee contract performance, honest fiduciary administration, and a range of commercial obligations your clients must meet to do business or comply with licensing and court requirements. What this program covers The program includes traditional surety and fiduciary instruments as well as a broad selection of commercial bonds. Below are concise definitions and the core commercial bond types we handle: Surety Bond - A three-party agreement that guarantees a principal will carry out their contractual obligations or compensate the obligee for losses if the principal fails to perform. Fiduciary Bond - Bonds that guarantee an honest accounting and faithful performance of duties by administrators, trustees, guardians, executors and other fiduciaries responsible for managing assets or estates. Commercial Bond Notary public, license and permit bonds; public official, court, probate/fiduciary bonds; Medicare program supplier and contract bonds Bid bonds, payment and performance bonds, material and supply bonds, fidelity bonds for business operations Dishonesty bonds, janitorial service bonds, ERISA pension trust bonds Ideal accounts and target classes This program is aimed at agents placing a wide range of commercial clients, including: Small-to-mid-size contractors requiring bid, performance or payment bonds for municipal or private projects Businesses and professionals needing license, permit or fidelity coverage Trustees, executors, guardians and other fiduciaries who must post probate or fiduciary bonds Service contractors (janitorial, security, suppliers) and organizations needing dishonesty or ERISA bonds Typical accounts: a local general contractor bidding on municipal work, an executor required to post a probate bond, or a notary seeking a state-issued notary public bond. Coverage highlights and advantages Access to multiple surety and fiduciary markets through First Choice’s wholesale distribution Ability to place both standard commercial bonds and specialized public official/fiduciary obligations Streamlined submission process aimed at quick decisions for common bond types Guidance for documentation and underwriting expectations to help you prepare stronger submissions Underwriting notes and submission requirements Underwriting varies by bond type and carrier. Common items underwriters will request include signed applications, financial statements (when applicable), a copy of the contract or court order, and background information on principals. If your submission involves performance or payment bonds, provide project details, contract terms and owner information to speed review. First Choice works with carriers to place bonds efficiently; if you have an unusual exposure or complex project, flag it early so we can route the account to the appropriate market. Territories and admitted status Available in the following states: AL, CA, CO, CT, DE, FL, GA, IL, IN, KS, LA, MD, MA, NV, NJ, NM, NY, NC, OH, OR, PA, SC, TX, VA, WA, WI. Admitted availability varies by state and bond type—some bonds may be written on admitted paper in certain states and non-admitted in others. Contact First Choice for state-specific placement options. Why place this business with First Choice Insurance Intermediaries, Inc. Wholesale broker access—multiple carrier relationships for flexible placement options Experienced in both commonplace commercial bonds and niche fiduciary obligations Focused support for agents: clear underwriting checklists and help with documentation to reduce turnaround time If you have a bond submission, prepare the basic documentation outlined above and contact your First Choice wholesaler to discuss appetite, turnaround and any state-specific requirements. Frequently Asked Questions What types of accounts are a good fit for this Surety & Fiduciary Bond program?Good fits include contractors needing bid/performance/payment bonds, individuals required to post probate or fiduciary bonds, notaries and businesses needing license or fidelity coverage, and service providers requiring dishonesty bonds. First Choice focuses on small- to mid-size commercial accounts and common public official obligations. Which states are supported and is coverage admitted?The program is available in AL, CA, CO, CT, DE, FL, GA, IL, IN, KS, LA, MD, MA, NV, NJ, NM, NY, NC, OH, OR, PA, SC, TX, VA, WA and WI. Admitted vs. non-admitted availability depends on the bond type and carrier—ask First Choice for state-specific options on each submission. What documentation should I include with a submission?Provide a completed bond application, contract or court order (if applicable), owner/obligee information, and financial statements or references when requested. For contractors, include project dollar values, contract terms and owner contact details to speed underwriting. Need help placing an account? Connect with a market specialist.

Contract Bonds J.M. Wilson Corp. offers a full suite of Contract Bond solutions through A-rated carriers, helping you secure bonding for a wide range of contractor clients. Whether you're working with new, small, or hard-to-place accounts, we provide access to both standard and non-standard markets to help you place business more easily. Our team is committed to competitive pricing, fast quote turnaround, and responsive underwriting — with most new account submissions reviewed within 24-48 hours. Streamlined Underwriting Process (SUP) Bonds Designed for small or infrequent bond users Bond requests up to $1 million Total work programs up to $1.5 million Larger amounts may be considered Learn more and see requirements! Contractor Bid & Performance Bonds Ideal for public projects over $100,000 Also available for private job owners and smaller projects May be required of subcontractors and suppliers Bid Bonds guarantee contract acceptance if awarded Typically 5-10% of the bid amount Payment Bonds ensure labor and material costs are covered Learn more and see example classes! Subcontractor Bid & Performance Bonds Required by General Contractors, Project Managers, and Owners Protects general contractors in case of subcontractor default Learn more and see example classes! Quick Contract Bonds For projects up to $350,000 per job / $700,000 aggregate Great for new or small contractors Learn more and see coverages! SBA Bonds For small to mid-size contractors unable to access standard bonding markets SBA guarantees 80-90% of the bond penalty Reduces risk for sureties and expands bonding access Learn more and see requirements! Frequently Asked Bond Questions Trouble Obtaining Bonds in the Standard Market? Visit our website, www.jmwilson.com to learn more! Frequently Asked Questions What types of accounts are a good fit for this Contract Bond program?We work with a variety of contractor types, including small or new contractors, subcontractors, and those in need of SBA support. Accounts with bond needs up to $1.5 million are ideal. Can J.M. Wilson help with hard-to-place or non-standard bond requests?Yes. We have access to both admitted and non-admitted markets and specialize in finding solutions for difficult submissions and non-standard accounts. How fast can I expect a quote or response on a new submission?Most new account submissions receive a response within 24–48 hours. We prioritize quick turnaround to help you serve your clients efficiently. Is this program available in my state?Our Contract Bond solutions are available in over 30 states including MI, OH, FL, IL, NY, and more. Contact us to confirm availability in your state. What if my client already has a bond application from another surety?We accept applications from other surety companies and can use them to evaluate new submissions for our markets. Need help placing an account? Connect with a market specialist.

Bonds Insurance Solutions from J.R. Olsen Bonds & Insurance Brokers, Inc. As a trusted Managing General Agency with access to 25 top-rated insurance carriers, J.R. Olsen Bonds & Insurance Brokers, Inc. offers a comprehensive suite of bond solutions for agents and brokers across the U.S. Whether your client needs a surety or fidelity bond, we make it easy to place a wide variety of bond types—many of which can be issued regardless of credit history. Ideal Accounts and Appetite We specialize in helping agents place bonds for a variety of clients, including: Construction contractors needing bid, payment, or performance bonds Developers requiring subdivision bonds for land improvement obligations Businesses or professionals needing license and permit bonds for regulatory compliance Entities involved in litigation requiring court bonds (plaintiff or defendant) Firms needing fidelity bonds to protect against employee dishonesty or fraud We also accommodate niche opportunities, such as mortgage brokers, title and escrow companies, and city/municipal entities that require bonding as part of their operations. Coverage Highlights and Advantages We offer a broad range of bond types, including: Surety Bonds: Contract Bonds — Bid, Payment, and Performance Subdivision Bonds Court Bonds — Plaintiff and Defendant License & Permit (Compliance) Bonds Miscellaneous Financial Guarantee Bonds Fidelity Bonds: ERISA Bonds Manufacturers Business Service Bonds Mortgage Brokers/Bankers Third Party (Loss Payee) Banks, Cities, Title Companies, Escrow Companies Special Programs: Contractors License Bonds — Often issued regardless of credit License & Permit Bonds — Issued up to $50,000 regardless of credit Performance Bonds — Streamlined 2-page app for bonds up to $100,000 California Insurance Broker Bonds — 3-year term for $120 New Program Highlights: Bonds up to $50,000 issued regardless of credit (excludes contract, court, and subdivision bonds) Underwriting Notes Thanks to our wide market access, we offer both specialty and preferred rates based on credit and financial strength. Many bond types can be issued quickly and without extensive credit requirements, allowing you to serve more clients efficiently. We also streamline the application process for specific bond types, including short-form apps for performance bonds. Territories and Availability Our bond programs are available in all 50 states and the District of Columbia, including key markets such as California, Texas, Florida, and New York. We can help you place business wherever your clients operate. Why Work With J.R. Olsen Bonds & Insurance Brokers, Inc.? We combine deep expertise in the bond market with responsive service and flexible underwriting. As a Managing General Agency with access to 25 respected carriers, we can accommodate a wide range of bond needs, from standard license bonds to complex financial guarantee bonds. Our specialty programs and credit-friendly options make it easier for you to serve clients of all sizes. Whether you're helping a small contractor obtain a license bond, or supporting a real estate developer with a large performance bond requirement, J.R. Olsen Bonds & Insurance Brokers, Inc. offers the tools and support you need to succeed. Frequently Asked Questions What types of accounts are a good fit for this program?Our program is ideal for contractors, developers, mortgage brokers, title companies, and other businesses needing surety or fidelity bonds, including those with limited credit history. Can bonds be issued regardless of credit?Yes, many of our license, permit, and contractor license bonds can be issued up to $50,000 regardless of credit. Some exclusions apply, such as contract, court, and subdivision bonds. What is the underwriting process like?We offer streamlined applications for many bonds. For example, performance bonds up to $100,000 can often be written using a two-page application. Our underwriting focuses on credit and financial strength when applicable. Are your bond programs available nationwide?Yes, we offer coverage in all 50 states and Washington, D.C., making it easy for you to serve clients across the country. What carriers do you work with?We have access to 25 different insurance carriers, allowing us to match your client’s needs with the most competitive and appropriate market. Need help placing an account? Connect with a market specialist.