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The band and performing group insurance program is designed for a U.S.-based performing band or group who work on an independent contractor basis entertaining at events and performances. Coverages provided include important protection for the performing group for liability claims arising out of the insured’s operations. The following criteria must be met to be eligible for coverage under this program: - All groups must have at least one member or representative who is at least 18 years of age - Annual gross income from the performing group activities cannot exceed $500,000 - No more than 30 members in a performing group Eligible Operations for Band and Performing Group Insurance: - Band Insurance (non-touring) - Mime Insurance - Belly Dancer Insurance - Musician Insurance - Choral Group Insurance - Musical ensemble Insurance - Clown Insurance - Poet Insurance - Comedian Insurance - Puppeteer Insurance - Contortionist Insurance - Singer Insurance - DJ or KJ Insurance - Story Teller Insurance - Impersonator Insurance - Ventriloquist Insurance - Juggler Insurance - Vocalist Insurance - Magician Insurance - Western Performer Insurance *Eligible/Approved Music Genres: - Big band - Jazz - Bluegrass - Oldies - Blues - Pop/soft rock - Classical - R&B - Country - Religious/gospel - Ethnic/world - Swing - Folk Other genres are subject to underwriting approval. Coverages Available & Program Highlights: General Liability - Bodily Injury and Property Damage - Products and Completed Operations - Damage to Premises Rented to You - Bodily Injury to Participants - Medical Payments for Participants - Abuse, Molestation, or Exploitation Defense Cost Reimbursement - Sexual Abuse or Sexual Molestation Liability (optional) K&K Insurance offers sports and recreation websites offering online purchasing capabilities and commission for agents and brokers. The website is simple to use and provides an option to purchase coverage immediately using a credit card. K&K, a leading provider of sports, leisure and entertainment insurance programs, is a key supplier of coverage to the sports and recreation industry and is pleased to offer this innovative technology for our clients’ convenience. The program offers 10% commission to insurance agents when using the online binding system. A convenient registration area allows agents to manage quotes and bound accounts. Coverage can be purchased at the following site: www.entertainerinsurance-kk.com – band and performing group Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

The entertainer and performer insurance program has been designed for a U.S. based entertainer or performer who works on an independent contractor basis entertaining at local fairs, festivals, special events, private parties, convention or tradeshow booths. Coverages provided under this program include important liability protection for the entertainer or performer for liability claims arising out of their operations. Eligible Operations for Entertainer and Performer Insurance: - Actor insurance (portraying a historical person, actual or fictional) - Balloon artist insurance - Belly dancer insurance - Caricature sketching insurance - Celebrity look-alike insurance - Clown insurance - Comedian insurance - Contortionist insurance - DJ or KJ insurance - Face/body painter insurance (FDA approved - compliant paint only) - Holiday character insurance (Santa, Easter Bunny, etc.) - Impersonator insurance - Impressionist insurance - Juggler insurance - Magician insurance - Mime insurance - Musician, singer or vocalist insurance - Poet insurance - Public speaker insurance (subject to revie and approval by K&K) - Psychic, Fortune teller, Puppeteer insurance - Storyteller, theatrical performer (single event only) - Tradeshow promotional model insurance (subject to review and approval by K&K) - Ventriloquist insurance - Western performer insurance - Yodeler insurance Coverages Available & Program Highlights: General Liability - Bodily Injury and Property Damage - Products and Completed Operations - Damage to Premises Rented to You - Medical Expense (other than participants) - Bodily Injury to Participants - Medical Payments for Participants K&K Insurance offers sports and recreation websites offering online purchasing capabilities and commission for agents and brokers. The website is simple to use and provides an option to purchase coverage immediately using a credit card. K&K, a leading provider of sports, leisure and entertainment insurance programs, is a key supplier of coverage to the sports and recreation industry and is pleased to offer this innovative technology for our clients’ convenience. The program offers 10% commission to insurance agents when using the online binding system. A convenient registration area allows agents to manage quotes and bound accounts. Coverage can be purchased at the following site: www.entertainerinsurance-kk.com – entertainer and performer Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

American Specialty Insurance & Risk Services provides a focused insurance program for Performing Arts Centers and large public venues. Whether a client’s facility seats 1,000 or 10,000, this program bundles the liability, property and ancillary protections commonly needed by concert halls, theaters, amphitheaters and similar cultural venues. Eligible Operations for Performing Arts Centers Insurance Concert Halls Amphitheaters Civic Centers Coliseums Stadiums Stage Theaters Musical Theaters Symphony Halls Convention Centers Program Highlights for Performing Arts Centers Insurance “Excellent” or higher A.M. Best rated carrier options Admitted coverage available nationwide (all states & DC) Program-specific forms and competitive rates Non-auditable policy options where applicable 24-hour claims service In-house underwriting, claims, risk management, and policy administration Online resources and tools for agents and brokers Program Coverages for Performing Arts Centers Insurance General Liability Participant Legal Liability Excess/Umbrella Liquor Liability Automobile Property (building, contents, business interruption) Crime Employee Benefits Liability Participant Accident Medical Catastrophic Medical Workers' Compensation Deductible / SIR options Why Work With American Specialty As a managing general underwriter with deep experience in entertainment and venue risks, American Specialty crafts a Performing Arts Centers program to address the complex exposures of large public venues and cultural institutions. Agents benefit from direct access to in-house underwriting, dedicated claims handling, and risk management support—helping speed placement and simplify policy administration. Ideal Accounts for This Program This program fits high-traffic facilities that host live performances, cultural events and large gatherings. Typical accounts you can place include: A civic center that runs concerts, trade shows and community exhibitions A regional symphony hall with seasonal programs and public events An outdoor amphitheater producing summer concert series and festivals The program is sized to handle venue-specific liabilities such as performer and participant exposures, liquor and concession risks, property and business interruption from event cancellations, and large-crowd liability. Territories and Availability Coverage is available on an admitted basis in all 50 states and the District of Columbia. Whether your client operates in California, New York, Texas or elsewhere, American Specialty can provide admitted solutions through this program. Underwriting Notes and Premiums Minimum premiums and final pricing vary by venue size, location, event types and frequency. Underwriters consider audience capacity, security and crowd management plans, alcohol service practices, onsite medical and emergency procedures, and past loss history. Program-specific forms and non-auditable options help give your clients predictable premium structures where appropriate. Frequently Asked Questions What types of accounts are a good fit for this program?Eligible accounts include concert halls, amphitheaters, civic centers, symphony halls and similar venues with audience capacities typically between 1,000 and 10,000. Is coverage available nationwide?Yes. The program is available on an admitted basis in all 50 states and the District of Columbia. What makes American Specialty’s program unique?American Specialty provides in-house underwriting, claims and risk management expertise, plus program-specific forms, rate structures and non-auditable policy options tailored to performing arts venues. Can this program cover liquor liability for venues that serve alcohol?Yes. Liquor liability is available as part of the program to protect venues that serve or sell alcoholic beverages, subject to underwriting review. How quickly can I get a quote?Turnaround depends on the account complexity and required documentation, but American Specialty’s dedicated underwriting and 24-hour claims service support prompt responses for agents. Need help placing an account? Connect with a market specialist.

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Overview — Surety & Fiduciary Bond Program from First Choice Insurance Intermediaries, Inc. First Choice Insurance Intermediaries, Inc. offers a dedicated Surety & Fiduciary Bond program designed for agents and brokers who need a reliable wholesale market for commercial surety, fiduciary and related public official bonds. As a wholesale broker, First Choice helps you place bonds that guarantee contract performance, honest fiduciary administration, and a range of commercial obligations your clients must meet to do business or comply with licensing and court requirements. What this program covers The program includes traditional surety and fiduciary instruments as well as a broad selection of commercial bonds. Below are concise definitions and the core commercial bond types we handle: Surety Bond - A three-party agreement that guarantees a principal will carry out their contractual obligations or compensate the obligee for losses if the principal fails to perform. Fiduciary Bond - Bonds that guarantee an honest accounting and faithful performance of duties by administrators, trustees, guardians, executors and other fiduciaries responsible for managing assets or estates. Commercial Bond Notary public, license and permit bonds; public official, court, probate/fiduciary bonds; Medicare program supplier and contract bonds Bid bonds, payment and performance bonds, material and supply bonds, fidelity bonds for business operations Dishonesty bonds, janitorial service bonds, ERISA pension trust bonds Ideal accounts and target classes This program is aimed at agents placing a wide range of commercial clients, including: Small-to-mid-size contractors requiring bid, performance or payment bonds for municipal or private projects Businesses and professionals needing license, permit or fidelity coverage Trustees, executors, guardians and other fiduciaries who must post probate or fiduciary bonds Service contractors (janitorial, security, suppliers) and organizations needing dishonesty or ERISA bonds Typical accounts: a local general contractor bidding on municipal work, an executor required to post a probate bond, or a notary seeking a state-issued notary public bond. Coverage highlights and advantages Access to multiple surety and fiduciary markets through First Choice’s wholesale distribution Ability to place both standard commercial bonds and specialized public official/fiduciary obligations Streamlined submission process aimed at quick decisions for common bond types Guidance for documentation and underwriting expectations to help you prepare stronger submissions Underwriting notes and submission requirements Underwriting varies by bond type and carrier. Common items underwriters will request include signed applications, financial statements (when applicable), a copy of the contract or court order, and background information on principals. If your submission involves performance or payment bonds, provide project details, contract terms and owner information to speed review. First Choice works with carriers to place bonds efficiently; if you have an unusual exposure or complex project, flag it early so we can route the account to the appropriate market. Territories and admitted status Available in the following states: AL, CA, CO, CT, DE, FL, GA, IL, IN, KS, LA, MD, MA, NV, NJ, NM, NY, NC, OH, OR, PA, SC, TX, VA, WA, WI. Admitted availability varies by state and bond type—some bonds may be written on admitted paper in certain states and non-admitted in others. Contact First Choice for state-specific placement options. Why place this business with First Choice Insurance Intermediaries, Inc. Wholesale broker access—multiple carrier relationships for flexible placement options Experienced in both commonplace commercial bonds and niche fiduciary obligations Focused support for agents: clear underwriting checklists and help with documentation to reduce turnaround time If you have a bond submission, prepare the basic documentation outlined above and contact your First Choice wholesaler to discuss appetite, turnaround and any state-specific requirements. Frequently Asked Questions What types of accounts are a good fit for this Surety & Fiduciary Bond program?Good fits include contractors needing bid/performance/payment bonds, individuals required to post probate or fiduciary bonds, notaries and businesses needing license or fidelity coverage, and service providers requiring dishonesty bonds. First Choice focuses on small- to mid-size commercial accounts and common public official obligations. Which states are supported and is coverage admitted?The program is available in AL, CA, CO, CT, DE, FL, GA, IL, IN, KS, LA, MD, MA, NV, NJ, NM, NY, NC, OH, OR, PA, SC, TX, VA, WA and WI. Admitted vs. non-admitted availability depends on the bond type and carrier—ask First Choice for state-specific options on each submission. What documentation should I include with a submission?Provide a completed bond application, contract or court order (if applicable), owner/obligee information, and financial statements or references when requested. For contractors, include project dollar values, contract terms and owner contact details to speed underwriting. Need help placing an account? Connect with a market specialist.

Contract Bonds J.M. Wilson Corp. offers a full suite of Contract Bond solutions through A-rated carriers, helping you secure bonding for a wide range of contractor clients. Whether you're working with new, small, or hard-to-place accounts, we provide access to both standard and non-standard markets to help you place business more easily. Our team is committed to competitive pricing, fast quote turnaround, and responsive underwriting — with most new account submissions reviewed within 24-48 hours. Streamlined Underwriting Process (SUP) Bonds Designed for small or infrequent bond users Bond requests up to $1 million Total work programs up to $1.5 million Larger amounts may be considered Learn more and see requirements! Contractor Bid & Performance Bonds Ideal for public projects over $100,000 Also available for private job owners and smaller projects May be required of subcontractors and suppliers Bid Bonds guarantee contract acceptance if awarded Typically 5-10% of the bid amount Payment Bonds ensure labor and material costs are covered Learn more and see example classes! Subcontractor Bid & Performance Bonds Required by General Contractors, Project Managers, and Owners Protects general contractors in case of subcontractor default Learn more and see example classes! Quick Contract Bonds For projects up to $350,000 per job / $700,000 aggregate Great for new or small contractors Learn more and see coverages! SBA Bonds For small to mid-size contractors unable to access standard bonding markets SBA guarantees 80-90% of the bond penalty Reduces risk for sureties and expands bonding access Learn more and see requirements! Frequently Asked Bond Questions Trouble Obtaining Bonds in the Standard Market? Visit our website, www.jmwilson.com to learn more! Frequently Asked Questions What types of accounts are a good fit for this Contract Bond program?We work with a variety of contractor types, including small or new contractors, subcontractors, and those in need of SBA support. Accounts with bond needs up to $1.5 million are ideal. Can J.M. Wilson help with hard-to-place or non-standard bond requests?Yes. We have access to both admitted and non-admitted markets and specialize in finding solutions for difficult submissions and non-standard accounts. How fast can I expect a quote or response on a new submission?Most new account submissions receive a response within 24–48 hours. We prioritize quick turnaround to help you serve your clients efficiently. Is this program available in my state?Our Contract Bond solutions are available in over 30 states including MI, OH, FL, IL, NY, and more. Contact us to confirm availability in your state. What if my client already has a bond application from another surety?We accept applications from other surety companies and can use them to evaluate new submissions for our markets. Need help placing an account? Connect with a market specialist.

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J.M. Wilson offers access to SBA Bonds (Small Business Administration Bonds) through the SBA Bond Guarantee Program—specifically designed for small and emerging contractors who may not qualify for traditional bonding solutions. Overview of the SBA Bond Program from J.M. Wilson J.M. Wilson, a trusted Managing General Agency and Excess & Surplus Lines Broker, provides agents and brokers with a valuable solution for placing surety bonds for their small business contractor clients. Through the SBA Bond Guarantee Program, J.M. Wilson helps contractors gain access to surety credit by reducing the risk for surety companies—backing 80–90% of the bond penalty amount. Ideal Accounts and Appetite This program is ideal for: Start-up contractors with limited experience or financial history Emerging small contractors seeking bonding for the first time Contractors who have had difficulty obtaining bonds through the standard market If you have a client bidding on a public works or municipal contract under $2 million and struggling to secure bonding, this program may be the perfect fit. Coverage Highlights and Advantages The SBA Bond Guarantee Program enables eligible contractors to: Secure bid, performance, and payment bonds Access bonding capacity that may otherwise be unavailable Build a bond history and improve access to future bonding opportunities By supporting a large portion of the risk, the SBA allows sureties to consider accounts that may not meet traditional underwriting standards—giving your clients a path forward on bonded jobs. Underwriting Notes Financial statement requirements vary by project size: Projects up to $500,000 – In-house financials accepted Projects $500,000 to $1,000,000 – CPA compilation required Projects $1,000,000 to $2,000,000 – CPA review required J.M. Wilson can help guide you and your clients through the documentation process to meet SBA standards. Territories and Availability This program is available in the following states: AL, AR, FL, GA, IL, IN, IA, KS, KY, MI, MS, MO, NC, OH, OK, PA, SC, TN, VA, WV, and WI. Why Work With J.M. Wilson? J.M. Wilson brings years of surety expertise and a commitment to helping agents navigate challenging bonding needs. Steve Kuykendall is the SBA Bond and Surety expert at J.M. Wilson and can assist with submissions, underwriting questions, and SBA program requirements. You can contact him at 800-538-4796 or via email at [email protected]. Frequently Asked Questions What types of accounts are a good fit for this SBA Bond program?This program is ideal for small or emerging contractors who are unable to qualify for bonding through traditional surety markets. What kinds of bonds are available through this program?Eligible contractors can obtain bid, performance, and payment bonds under the SBA Bond Guarantee Program. How much of the bond penalty does the SBA cover?The SBA typically guarantees between 80% to 90% of the bond penalty, helping to reduce the surety’s risk. What financial documents are required for submission?Requirements vary by project size—ranging from in-house statements for small jobs to CPA-reviewed financials for larger projects. Who can I contact at J.M. Wilson for help with SBA Bonds?Steve Kuykendall is the designated SBA Bond expert and can assist with program details, submissions, and underwriting questions. Need help placing an account? Connect with a market specialist.