Search CompleteMarkets

Performing Arts Insurance Program from Gateway Specialty Insurance Gateway Specialty Insurance provides a focused wholesale program that helps agents and brokers place insurance for nonprofit performing arts organizations. The program is built for creative, volunteer-driven groups — from community theaters to regional orchestras — and is sized to protect the common liability and property exposures these clients face. Ideal Accounts and Appetite This program targets nonprofit performing arts entities, including: Ballet companies Choirs and vocal ensembles Comedians and improv/comedy groups Dance troupes and performance ensembles Musical groups and chamber ensembles Orchestras and symphonies Theater and drama groups Typical fits are nonprofit organizations with modest annual revenues, volunteer staff, rented or shared rehearsal space, and portable props or instruments. Organizations with significant for-profit activities, touring with high-value special effects, or unusually hazardous productions may fall outside appetite. Coverage Highlights and Advantages Gateway Specialty’s Performing Arts Insurance program brings together common coverages performing arts nonprofits need, with flexibility to tailor limits where appropriate: Directors & Officers (D&O) Liability — protection for board members and leadership against management-related claims. Employment Practices Liability (EPLI) — coverage for claims arising from employment-related allegations. General Liability — primary protection for third-party bodily injury and property damage at performances and rehearsals. Property Coverage — options for owned or leased premises, including contents and building exposures. Inland Marine — coverage for musical instruments, costumes, portable sound/lighting equipment, and other movable property. The program places business with highly rated carriers, including USLI and Alliance of Nonprofit, and offers admitted and non-admitted paper in select states to match each account’s needs. Underwriting Notes and Minimum Premiums Gateway Specialty keeps submissions simple for eligible risks. Minimum premiums typically fall between $400 and $750, which makes the program accessible for smaller nonprofit groups. For well-qualified accounts, underwriters can often return same-day or next-day indications. When submitting, include basic financials, details on volunteer versus paid staff, descriptions of performance venues and frequency, and a list of high-value portable items (instruments, sets, lighting). High-risk activities, significant gross receipts from commercial operations, or frequent out-of-state touring should be disclosed up front. Territories and Availability The program is available in most states, including AL, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WI, and WY. Admitted coverage is available in some states; non-admitted options are used where needed to secure capacity. Why Work With Gateway Specialty Insurance? As a wholesale broker focused on nonprofit insurance, Gateway Specialty combines specialty underwriting, responsive service, and access to A++ rated markets. Agents benefit from underwriters familiar with performing arts exposures and the flexibility to place admitted or non-admitted paper based on the client and location. Example scenarios you can place through this program: A community theater nonprofit that needs general liability and property coverage for a season of six productions, plus inland marine for props and costumes. A regional youth orchestra that requires D&O and EPLI coverage for a volunteer board and protection for high-value instruments transported between rehearsal sites. To learn more about Gateway Specialty’s A++ rated admitted and non-admitted options, see their product detail page and request a quote via the existing link: insurance for nonprofit performing arts. Frequently Asked Questions What types of accounts are a good fit for this program?Nonprofit performing arts organizations such as theater groups, choirs, orchestras, comedy troupes, and dance ensembles are ideal fits. Is coverage available on an admitted basis?Yes, admitted coverage is available in some states. Non-admitted options are also offered depending on the risk and location. What is the typical minimum premium for this program?Minimum premiums generally range from $400 to $750, depending on the type and size of the risk. Can I get a quote quickly?Yes, Gateway Specialty Insurance can often provide a same-day or next-day quote for qualified submissions. Which carriers are used for this program?This program is backed by trusted carriers including USLI and Alliance of Nonprofit, offering A++ rated coverage options. Need help placing an account? Connect with a market specialist.

Subcontractor Bid and Performance Bonds Overview — J.M. Wilson Corp. Subcontractor Bid & Performance Bonds J.M. Wilson Corp. offers subcontractor bid, payment and performance bond placement for independent agents and brokers. Our program helps general contractors and project owners obtain assurance that a subcontractor will honor the bid, perform the contract if awarded, and pay labor and materials. We place business through a mix of admitted and non-admitted surety markets and work with carriers that hold "A" ratings. Ideal Accounts and Appetite This program targets subcontractors who need to "bond back" to a general contractor or owner. Typical fits include small to mid-sized specialty contractors who regularly bid on public or private projects and require: Bid bonds (commonly 5–10% of the bid) Performance and payment bonds (frequently 100% of the contract amount) Examples of subcontractor classes we commonly place: Electricians HVAC contractors Excavation and sitework contractors Painters and finish trades Roofers Landscapers and site contractors You may also submit hybrid packages for contractors with mixed scopes; we review each submission for capacity and underwriting requirements. Coverage Highlights and Advantages Bid Bonds — guarantee the contractor will accept the contract if awarded as the low bidder. Performance Bonds — guarantee contract performance to the obligee. Payment Bonds — guarantee payment for labor and materials. Maintenance and subcontract bonds available where required. Competitive pricing within industry standards and access to both admitted and excess & surplus markets. J.M. Wilson offers quick quote turnaround and will typically respond to new account submissions within 24–48 hours. We also accept submissions from other surety relationships for review when appropriate. Underwriting Notes & Items Needed To expedite placement, provide the following where possible: Last 2–3 fiscal year-end financial statements for the business Current personal financial statements for all owners Completed contractor surety questionnaire Current schedule of work on hand Bank reference letter indicating established lines Owner resumes and key personnel qualifications Job reference letters Current certificate of insurance Underwriting will review financial strength, backlog, project size, references, and prior surety experience. Bond capacity and pricing vary by carrier and account specifics. Minimum Premiums, Markets & Territories Minimum premiums vary by carrier and state; please submit the full account package for an accurate quote. J.M. Wilson represents a number of carriers, both admitted and non-admitted, and places bonds through "A" rated surety markets. Available in: AL, AK, GA, IL, IN, IA, KS, KY, ME, MI, MN, MS, MO, MT, NE, NH, NY, NC, ND, OH, OK, PA, SC, SD, TN, VT, VA, WV, WI, WY. Why Work With J.M. Wilson Corp. on Subcontractor Bonds As a Managing General Agency and Excess & Surplus Lines broker with specialized surety relationships, J.M. Wilson provides: Access to multiple admitted and non-admitted surety markets Fast response times and underwriting guidance for agents Experience placing bid, performance, payment and maintenance bonds Flexibility to consider submissions from producers' own surety partners Two sample scenarios where this program is a good fit: You have a subcontractor client bidding a $250,000 interior renovation who needs a 5% bid bond and a performance/payment bond if awarded. You represent a roofing contractor with several municipal bids on the radar and limited prior bonding history; we can evaluate capacity and provide a placement strategy. For more details or to submit a new account, prepare the underwriting items above and expect a timely response from our surety team. Frequently Asked Questions What types of subcontractor accounts are a good fit for J.M. Wilson's bond program?Small to mid-sized specialty subcontractors who bid on public or private work and need bid, performance or payment bonds are the primary fit. We place electricians, HVAC, roofers, excavators, painters, landscapers and similar trades. How long does it take to get a quote or decision?J.M. Wilson aims to respond to new submissions within 24–48 hours. Complete financials and supporting documents help speed underwriting and bonding decisions. Do you place bonds through admitted carriers?Yes. We represent multiple carriers and place bonds through both admitted and non-admitted surety markets. All primary J.M. Wilson surety markets used for this program carry an "A" rating. What documentation should I submit to get started?Typical submission items include 2–3 years of business financial statements, personal financial statements for owners, a completed contractor surety questionnaire, schedule of work on hand, bank reference letter, owner resumes, job references and current COI. Are there typical bond sizes or limits you can handle?Bond size and capacity depend on the contractor's financials, experience and the carrier's appetite. Bid bonds are commonly 5–10% of the bid and payment/performance bonds are often written at 100% of the contract amount. Submit the full account for a realistic assessment of capacity. Need help placing an account? Connect with a market specialist.

A Performance Bond guarantees a contractor’s faithful performance of the terms of a written contract, whether for furnishing supplies or construction projects. These bonds often include additional protections such as payment bonds (covering labor and materials) and maintenance bond obligations, providing comprehensive coverage for project owners and investors. Allstar Surety Bonds, a division of Allstar Financial Group, is a national, full-service surety Managing General Underwriter offering a wide range of contractor bond solutions. As a trusted resource for independent insurance agents and brokers, Allstar specializes in both standard and non-standard surety markets, backed by flexible underwriting and responsive service. Ideal Accounts and Appetite This program is designed for licensed contractors and builders with performance obligations under public or private contracts. Whether your client is a general contractor handling a state-funded infrastructure project or a subcontractor providing specialty services on a commercial build, Allstar can help place the right bond solution. You might have a client bidding on a municipal road improvement project in Ohio or a contractor supplying materials for a commercial development in Pennsylvania. These are excellent fits for Allstar’s Performance Bond program. Coverage Highlights and Advantages Performance Bonds with optional Payment and Maintenance Bond coverage Access to a full suite of contract surety bonds including bid, license, permit, site improvement, and subdivision bonds Underwritten through A.M. Best-rated and U.S. Treasury-listed carriers Competitive pricing and fast turnaround times Local offices for responsive, personalized service Underwriting Notes and Minimum Premiums Allstar offers flexible terms and conditions designed to accommodate both standard and hard-to-place risks. Minimum premiums vary depending on the size and complexity of the bond request. Submissions should include contract details, financials, and relevant experience to expedite underwriting. Territories and Availability This program is available in most states, including KY, MD, MO, NJ, OH, PA, SD, and WV. Allstar works with Companion, American Southern, and Knightbrook to deliver admitted solutions in these regions, subject to market availability. Why Work With Allstar Financial Group With decades of experience in surety bonding, Allstar understands the urgency and complexity of contractor needs. Their dedicated underwriters provide quick responses, flexible structures, and access to multiple markets to help you place more business. Whether your client is a seasoned contractor or a new entrant with a solid opportunity, Allstar can help you deliver the right performance bond solution. Let Allstar be your preferred contract surety bond source. Contact one of our underwriters today! Frequently Asked Questions What types of accounts are a good fit for this Performance Bond program?Licensed contractors and subcontractors bidding on public or private construction projects, especially those in KY, MD, MO, NJ, OH, PA, SD, and WV, are excellent fits for this program. What supporting documents are needed for a Performance Bond submission?Typical submissions should include the contract agreement, project details, financial statements, and the contractor’s experience history. Are maintenance or payment bonds available as part of this program?Yes, Allstar Surety can include payment and maintenance bond coverage along with the primary performance bond as needed. How fast can Allstar issue a Performance Bond?Allstar is known for quick turnaround times, especially when complete submissions are provided. Local offices help ensure responsive service. Do you accept accounts that don’t qualify for standard surety markets?Yes, Allstar offers solutions for both standard and non-standard risks, with flexible underwriting to meet a wide range of client needs. Need help placing an account? Connect with a market specialist.

Bid and Performance Contract Bonds Program from J.M. Wilson J.M. Wilson provides independent agents with access to specialized surety markets for Bid and Performance Contract Bonds. Whether your client is a first-time bidder for a public job or a seasoned contractor pursuing large commercial work, our program is designed to help you secure the right bonding solution — including for accounts other sureties may label hard-to-place. Ideal Accounts and Appetite General contractors and subcontractors bidding on municipal, state, or federal projects New and emerging contractors with limited or no prior bonding history Accounts with challenged financial statements or prior bonding issues Clients who need access to both standard admitted carriers and non-admitted/E&S markets Coverage Highlights and Advantages Competitive pricing within market standards Rapid quote turnaround with typical 24–48 hour response on new submissions Access to both admitted and non-admitted surety markets for wider placement options Experienced underwriting for difficult-to-place and borderline accounts Flexible submission process — applications from other sureties are accepted for review All primary surety partners are A-rated where applicable Underwriting Requirements Last 2–3 fiscal year-end business financial statements Current personal financial statements for all owners Completed Contractor's Surety Questionnaire Current work-in-progress schedule Bank reference letter outlining existing line(s) of credit Owner(s) resume Job reference letters Current Certificate of Insurance Territories and Availability This program is available to agents in the following states: AL, AR, FL, GA, IL, IN, IA, KS, KY, ME, MI, MN, MS, MO, MT, NE, NH, NY, NC, ND, OH, OK, PA, SC, SD, TN, VT, VA, WV, WI, and WY. Why Choose J.M. Wilson? As a Managing General Agency and Excess & Surplus Lines broker, J.M. Wilson combines deep surety expertise with broad market access. We represent a mix of admitted and non-admitted carriers so you can place a wide range of risk profiles. Our underwriters are construction-focused and responsive — helping you move quickly from submission to bid. Typical strengths of this program include fast response times on new accounts, a willingness to consider submissions declined elsewhere, and flexible underwriting for emerging contractors. We make it practical for agents to support clients across the lifecycle — from first-time bidders to established contractors pursuing large infrastructure or commercial projects. Example scenarios: You have a small contractor with limited bonding history bidding on a municipal repair contract — J.M. Wilson can help you find a market that will underwrite the risk and provide a bid bond. A regional builder needs performance and payment bonds for a multi-million-dollar commercial job but has prior financial challenges — our program can evaluate specialty and non-standard markets to secure capacity. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for general contractors and subcontractors bidding on public or private construction projects, including those with limited bonding history or challenging financials. What documents are needed to submit a bond application?Required documents include recent business and personal financials, a completed surety questionnaire, job references, a bank letter, resume of the owner(s), and a current insurance certificate. How quickly can I get a quote?J.M. Wilson typically provides a response within 24–48 hours for new account submissions, depending on the completeness of the application. Are you able to consider accounts that have been declined by other surety markets?Yes. J.M. Wilson specializes in difficult-to-place accounts and can review submissions based on applications from other surety companies. Is this program available in my state?This program is available in over 30 states, including MI, IL, FL, and NY. Please check the full list above or contact J.M. Wilson for confirmation. Need help placing an account? Connect with a market specialist.

Overview — Surety & Fiduciary Bond Program from First Choice Insurance Intermediaries, Inc. First Choice Insurance Intermediaries, Inc. offers a dedicated Surety & Fiduciary Bond program designed for agents and brokers who need a reliable wholesale market for commercial surety, fiduciary and related public official bonds. As a wholesale broker, First Choice helps you place bonds that guarantee contract performance, honest fiduciary administration, and a range of commercial obligations your clients must meet to do business or comply with licensing and court requirements. What this program covers The program includes traditional surety and fiduciary instruments as well as a broad selection of commercial bonds. Below are concise definitions and the core commercial bond types we handle: Surety Bond - A three-party agreement that guarantees a principal will carry out their contractual obligations or compensate the obligee for losses if the principal fails to perform. Fiduciary Bond - Bonds that guarantee an honest accounting and faithful performance of duties by administrators, trustees, guardians, executors and other fiduciaries responsible for managing assets or estates. Commercial Bond Notary public, license and permit bonds; public official, court, probate/fiduciary bonds; Medicare program supplier and contract bonds Bid bonds, payment and performance bonds, material and supply bonds, fidelity bonds for business operations Dishonesty bonds, janitorial service bonds, ERISA pension trust bonds Ideal accounts and target classes This program is aimed at agents placing a wide range of commercial clients, including: Small-to-mid-size contractors requiring bid, performance or payment bonds for municipal or private projects Businesses and professionals needing license, permit or fidelity coverage Trustees, executors, guardians and other fiduciaries who must post probate or fiduciary bonds Service contractors (janitorial, security, suppliers) and organizations needing dishonesty or ERISA bonds Typical accounts: a local general contractor bidding on municipal work, an executor required to post a probate bond, or a notary seeking a state-issued notary public bond. Coverage highlights and advantages Access to multiple surety and fiduciary markets through First Choice’s wholesale distribution Ability to place both standard commercial bonds and specialized public official/fiduciary obligations Streamlined submission process aimed at quick decisions for common bond types Guidance for documentation and underwriting expectations to help you prepare stronger submissions Underwriting notes and submission requirements Underwriting varies by bond type and carrier. Common items underwriters will request include signed applications, financial statements (when applicable), a copy of the contract or court order, and background information on principals. If your submission involves performance or payment bonds, provide project details, contract terms and owner information to speed review. First Choice works with carriers to place bonds efficiently; if you have an unusual exposure or complex project, flag it early so we can route the account to the appropriate market. Territories and admitted status Available in the following states: AL, CA, CO, CT, DE, FL, GA, IL, IN, KS, LA, MD, MA, NV, NJ, NM, NY, NC, OH, OR, PA, SC, TX, VA, WA, WI. Admitted availability varies by state and bond type—some bonds may be written on admitted paper in certain states and non-admitted in others. Contact First Choice for state-specific placement options. Why place this business with First Choice Insurance Intermediaries, Inc. Wholesale broker access—multiple carrier relationships for flexible placement options Experienced in both commonplace commercial bonds and niche fiduciary obligations Focused support for agents: clear underwriting checklists and help with documentation to reduce turnaround time If you have a bond submission, prepare the basic documentation outlined above and contact your First Choice wholesaler to discuss appetite, turnaround and any state-specific requirements. Frequently Asked Questions What types of accounts are a good fit for this Surety & Fiduciary Bond program?Good fits include contractors needing bid/performance/payment bonds, individuals required to post probate or fiduciary bonds, notaries and businesses needing license or fidelity coverage, and service providers requiring dishonesty bonds. First Choice focuses on small- to mid-size commercial accounts and common public official obligations. Which states are supported and is coverage admitted?The program is available in AL, CA, CO, CT, DE, FL, GA, IL, IN, KS, LA, MD, MA, NV, NJ, NM, NY, NC, OH, OR, PA, SC, TX, VA, WA and WI. Admitted vs. non-admitted availability depends on the bond type and carrier—ask First Choice for state-specific options on each submission. What documentation should I include with a submission?Provide a completed bond application, contract or court order (if applicable), owner/obligee information, and financial statements or references when requested. For contractors, include project dollar values, contract terms and owner contact details to speed underwriting. Need help placing an account? Connect with a market specialist.

Contract Bonds J.M. Wilson Corp. offers a full suite of Contract Bond solutions through A-rated carriers, helping you secure bonding for a wide range of contractor clients. Whether you're working with new, small, or hard-to-place accounts, we provide access to both standard and non-standard markets to help you place business more easily. Our team is committed to competitive pricing, fast quote turnaround, and responsive underwriting — with most new account submissions reviewed within 24-48 hours. Streamlined Underwriting Process (SUP) Bonds Designed for small or infrequent bond users Bond requests up to $1 million Total work programs up to $1.5 million Larger amounts may be considered Learn more and see requirements! Contractor Bid & Performance Bonds Ideal for public projects over $100,000 Also available for private job owners and smaller projects May be required of subcontractors and suppliers Bid Bonds guarantee contract acceptance if awarded Typically 5-10% of the bid amount Payment Bonds ensure labor and material costs are covered Learn more and see example classes! Subcontractor Bid & Performance Bonds Required by General Contractors, Project Managers, and Owners Protects general contractors in case of subcontractor default Learn more and see example classes! Quick Contract Bonds For projects up to $350,000 per job / $700,000 aggregate Great for new or small contractors Learn more and see coverages! SBA Bonds For small to mid-size contractors unable to access standard bonding markets SBA guarantees 80-90% of the bond penalty Reduces risk for sureties and expands bonding access Learn more and see requirements! Frequently Asked Bond Questions Trouble Obtaining Bonds in the Standard Market? Visit our website, www.jmwilson.com to learn more! Frequently Asked Questions What types of accounts are a good fit for this Contract Bond program?We work with a variety of contractor types, including small or new contractors, subcontractors, and those in need of SBA support. Accounts with bond needs up to $1.5 million are ideal. Can J.M. Wilson help with hard-to-place or non-standard bond requests?Yes. We have access to both admitted and non-admitted markets and specialize in finding solutions for difficult submissions and non-standard accounts. How fast can I expect a quote or response on a new submission?Most new account submissions receive a response within 24–48 hours. We prioritize quick turnaround to help you serve your clients efficiently. Is this program available in my state?Our Contract Bond solutions are available in over 30 states including MI, OH, FL, IL, NY, and more. Contact us to confirm availability in your state. What if my client already has a bond application from another surety?We accept applications from other surety companies and can use them to evaluate new submissions for our markets. Need help placing an account? Connect with a market specialist.

...ess, accident, or injury to key performers or acts Unavoidable travel dela...

... program for local and regional performers and event entertainers. The program...e, and optional abuse coverage for performers working with children. An agen...

Allstar Surety, a division of Allstar Financial Group, is a national, full-service Managing General Underwriter (MGU) focused exclusively on surety. Our Contract Surety Bond program helps agents and brokers place contractors of every size and specialty—from small local builders to large infrastructure firms. We offer the full spectrum of construction-related bonds, including bid, performance, payment, maintenance, and supply bonds. In addition to contract bonds, we place a broad range of license and permit bonds, plus site improvement and subdivision bonds. Whether your client is a general contractor bidding on a public works contract or a developer needing a subdivision bond, Allstar Surety gives you market access and underwriting expertise to close the transaction quickly. Ideal Accounts and Appetite We work with both standard and non-standard surety markets. This program is a strong option for: General contractors and subcontractors Site and utility contractors Specialty trade contractors (HVAC, electrical, plumbing, etc.) Developers needing subdivision or site improvement bonds Construction firms with challenging financials or unique risks Examples you may encounter: a client who needs a bid bond within 24 hours to submit a municipal road-improvement proposal, or a contractor transitioning into public contracting who requires a full program of bid, performance, and payment bonds. We help you deliver those solutions fast. Coverage Highlights and Advantages Access to A.M. Best–rated and U.S. Treasury–listed surety markets Full range of contract surety bond types available Flexible underwriting for both standard and non-standard accounts Competitive rates with fast turnaround Local offices for responsive, personalized service We understand timing is critical in construction. Our streamlined submission and issuance process is built to move quickly so your clients can keep projects on schedule. Underwriting Notes and Minimum Premiums Our underwriters evaluate a wide range of contractor profiles, including new ventures and accounts with financial or operational complexities. Minimum premiums vary by bond type, size, and underwriting factors. Contact us early in the process so we can confirm documentation needs, expected timing, and whether the account fits our appetite. Territories and Availability Allstar Surety’s Contract Surety Bonds are available in most states, including AL, AZ, AR, CO, CT, FL, GA, IL, IN, KS, KY, LA, MD, MI, MN, MS, MO, MT, NE, NV, NJ, NM, NC, OH, OK, OR, PA, SC, TN, TX, UT, VA, DC, WV, WI, and WY. Most bonds are offered on an admitted basis where applicable, depending on the state and bond class. Why Work With Allstar Financial Group? With more than 50 years of surety experience and access to top-rated carriers such as Companion, American Southern, and Knightbrook, Allstar Surety delivers market flexibility and hands-on underwriting support. Our local offices provide direct service and fast response times to help you navigate complex bond requests and keep your clients moving forward. Let Allstar be your preferred source for contract surety bonds. - Standard and Non-Standard Surety Market - Flexible Terms and Conditions - Quick Turn-Around - Local Offices to provide outstanding Service Frequently Asked Questions What types of accounts are a good fit for Allstar’s Contract Surety Bond program?We serve general contractors, subcontractors, developers, and specialty trade contractors, including those with non-standard underwriting needs. Are bonds offered on an admitted basis?Yes. Most contract surety bonds are offered on an admitted basis in states where admission is appropriate, depending on bond class and carrier. How quickly can I get a bond issued?We offer fast turnaround, especially for bid and performance bonds. Actual timing depends on submission completeness and bond type. Do you work with new or financially challenged contractors?Yes. We have flexible underwriting and non-standard market access to help place accounts with challenging financials. Which states is this program available in?The program is available in most states, including AL, FL, TX, GA, PA, and many others. Contact us to confirm availability in your client’s state. Need help placing an account? Connect with a market specialist.