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...orkers' compensation program for pipeline contractors underwritten by Empire U...ently Asked Questions What types of pipeline contractor accounts are a good fi...

...ety products Firms providing pipeline inspection, pig tracking, degassing,...?This program is ideal for terminal operators, tank manufacturers, contractors...

...ations (crop dusting, surveying, pipeline patrol, firefighting support) An...rations Flight schools, charter operators and airport service providers fo...

...s, petrochemical plants, and gas pipeline risks Power generation — fossil-...s such as refineries, power plants, pipelines, chemical manufacturers, mining ...

...tors serving large-scale farms Operators with fleets ranging from a single a...s program?This program is ideal for operators involved in aerial application o...

For logging and timber operations, Workers Compensation Insurance can be one of the most challenging and expensive coverages to secure. With high-risk job duties, remote work environments, and heavy machinery involved, many standard markets shy away from these accounts. That’s where Novatae Risk Group steps in. Through our specialized Workers Compensation Insurance for Loggers program, administered by Empire Underwriters, we help agents and brokers place tough-to-insure logging risks with confidence. With over 30 years of experience partnering with logging operations, we understand the unique exposures your clients face. Whether your client is a start-up logging outfit or a multi-state operation with prior losses or lapsed coverage, we provide customized solutions to meet their needs. Our team responds quickly, offers access to multiple "A" rated carriers, and delivers creative options for even the most distressed accounts. Ideal Accounts and Appetite: Experience MOD of 1.30 or higher High-hazard logging and timber classes Field, office, and mixed operations (blue, gray, and white collar) Accounts currently in state pools or assigned risk funds Distressed, lapsed, cancelled, or non-renewed policies New ventures and start-up logging companies Multi-state logging operations Hard-to-place Workers Compensation risks Coverage Highlights and Advantages: Stand-alone Workers Compensation coverage options Guaranteed cost, high deductible, dividend, and retro plans Integrated and customized work comp solutions Access to many top-rated national and regional carriers Fast turnaround and responsive underwriting team Custom account handling tailored to your client’s operation Submission Requirements: Completed ACORD 130 application 3–4 years of loss runs (if available) Details on any large losses Supplemental questionnaire (provided upon request) Territories and Availability: Our Workers Compensation Insurance for Loggers program is available in most states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, DC, WV, and WI. Minimum Premium and Market Access: Minimum premium starts at $10,000. We offer access to both admitted and non-admitted markets, depending on state and account characteristics. Carrier availability may vary by state. Why Partner With Novatae Risk Group: As a trusted Managing General Underwriter and Excess & Surplus Lines Broker, Novatae Risk Group provides deep expertise in complex and high-risk industries, including logging. Our streamlined submission process, flexible underwriting, and broad market access help agents place tough Workers Compensation accounts quickly and efficiently. Need a quote for Logging Workers Compensation Insurance? Email your submission to [email protected] or call 800-758-8113 to speak directly with an underwriter. Frequently Asked Questions What types of logging businesses are eligible for this Workers Compensation program?This program is designed for high-hazard logging operations, including companies with field crews, heavy equipment, or remote job sites. New ventures, multi-state operations, and distressed accounts are all considered. Can I submit an account with a high MOD or recent claims?Yes, we specialize in accounts with MODs of 1.30 or higher, including those with prior losses, lapses, cancellations, or non-renewals. Detailed loss information will help us find the best fit. What documentation is required to get a quote?Submit a completed ACORD 130, 3–4 years of loss runs (if available), a supplemental questionnaire, and details on any large losses. Are accounts in assigned risk pools eligible?Yes, we regularly help agents move clients out of state pools or funds by finding better-fit carrier options for their operations. How quickly can quotes be turned around?We offer fast turnaround on submissions, especially when complete documentation is provided up front. Contact our underwriting team for current timelines. Need help placing an account? Connect with a market specialist.

...servicing, equipment hauling, or pipeline work, we provide tailored placement ...including well servicing, drilling, pipeline construction, equipment haulers, ...

...nagement and runners to hands-on operators. This program is built to address t...defined roles (management, runners, operators), documented safety and maintena...

Running a drilling business is complex. Managing rigs and tools, evaluating wells, supervising crews, and keeping up with evolving regulations creates many potential exposures. Agents need confidence that a wholesale market understands those risks and will respond quickly when something goes wrong. At Novatae Risk Group, we place Drilling Contractor General Liability insurance tailored to the unique needs of the drilling industry. Our underwriting partners combine deep industry knowledge with fast, practical service so your clients get timely solutions that protect operations and keep projects moving. Contact us at 800-758-8113 to speak with an experienced broker about General Liability coverage for drilling contractors. Overview: This wholesale broker program is designed for small- to medium-size drilling contractors. The appetite and endorsements are built to handle the operational and third-party liability exposures common to drilling operations—while giving brokers the flexible wording and quick responses needed to place accounts efficiently. Ideal Accounts and Appetite: We generally target contractors with annual payrolls under $1,000,000. Typical classes include: Oil, gas, and energy drilling contractors Water well drilling contractors Deep hole and exploration drilling Microdrilling and specialty drilling services Generally not a fit: large national contractors, risks with severe loss histories, or operations involving unusual environmental hazards without prior discussion with underwriting. Coverage Highlights and Advantages: Blanket Additional Insured available Waiver of Subrogation endorsements Primary and Non-Contributory wording Per-Project Aggregate options Subsidence coverage available (with limitations) Prior Projects coverage available (with limitations) Underwriting Notes and Minimum Premiums: To expedite placement, submit complete ACORD applications, currently valued loss runs (3–5 years), the program supplemental application, and a project-specific pollution application when applicable. Minimum premiums typically start at $1,500. Final terms and pricing depend on operations, limits, location, and loss history. Territories and Admitted Positioning: This program is available in most states (AL, AK, AZ, AR, CA, CO, CT, FL, GA, IL, KY, LA, MS, MO, NV, NJ, NM, NC, PA, SC, TN, TX, UT, VA, WV). We place both admitted and non-admitted business and have access to admitted and non-admitted carriers up to A-XV rated panels. Why Work With Novatae Risk Group? As a wholesale broker specializing in construction and energy-related risks, Novatae Risk Group gives retail agents streamlined access to underwriting expertise and multiple carrier options. We focus on pragmatic solutions—matchable endorsements, responsive endorsement handling, and fast consideration of complex accounts—so you can place business with confidence. Typical Account Examples Mid-size water well contractor with several crews operating in multiple counties seeking per-project aggregate limits and blanket additional insured endorsements. Specialty microdrilling firm needing primary/non-contributory wording and limited subsidence coverage for short-term exploration projects. Need a General Liability quote for a drilling contractor? Send an email to [email protected] with your coverage needs or call 800-758-8113 to speak to an underwriter immediately. Frequently Asked Questions What types of drilling accounts fit this program?We focus on small- to medium-size drilling contractors—oil, gas, water well, deep hole, and microdrilling operations—with annual payrolls generally under $1,000,000. What submission documents are required?Submit ACORD applications, 3–5 years of currently valued loss runs, the program supplemental application, and a pollution project application when pollution exposures exist. Are admitted paper and non-admitted paper both available?Yes. We place admitted and non-admitted coverage and work with admitted and non-admitted carriers, including panels up to A-XV rated. What is the minimum premium and how does it affect placements?Minimum premiums typically start at $1,500. Final premium and terms depend on operations, limits, location, and loss history—so complete submissions help secure the best terms. Can you provide blanket additional insured and primary/non-contributory wording?Yes. Blanket Additional Insured and Primary & Non-Contributory endorsements are available and commonly included based on contract requirements and underwriting review. Need help placing an account? Connect with a market specialist.

...nderwater inspections Subsea pipeline and cable placement Hull and pro...ubsea construction contractors, ROV operators, dredging companies, and marine ...