https://completemarkets.com/company/kandkinsurance/Sport-Complex-Insurance/
https://completemarkets.com/company/amerspec/Family-Fun-Centers/
From miniature golf and arcades to go-karts and laser tag, Family Fun Centers offer a wide range of entertainment—and they come with a unique set of risks. American Specialty Insurance & Risk Services is proud to offer a comprehensive insurance program tailored specifically for Family Fun Centers. As the only IAAPA-endorsed insurance provider for this segment, American Specialty brings unmatched expertise to this niche market.
Eligible Operations
for Family Fun Centers Insurance
Batting Cages
Driving Ranges
Soft-Play Areas
Go-Karts
Bumper Cars
Arcades
Miniature Golf
Bumper Boats
Laser Tag
Program Highlights for Family Fun Centers Insurance
“Excellent” or higher A.M. Best rated carrier
IAAPA-Endorsed—available exclusively to IAAPA members
Admitted coverage available
Program-specific forms and rates
Non-auditable policies
24-hour claims service
In-house underwriting
In-house claims management
In-house risk management
In-house policy administration
Online tools and resources
Program Coverages for Family Fun Centers Insurance
General Liability
Excess/Umbrella Liability
Liquor Liability
Automobile
Property
Crime
Employee Benefits Liability
Workers Compensation
Deductible/SIR Options
Ideal Accounts and Appetite
This program is ideal for standalone or multi-attraction family entertainment centers with operations such as arcades, laser tag arenas, go-kart tracks, and soft play zones. Whether your client operates an indoor-only facility or a large-scale outdoor venue, American Specialty’s underwriting team understands the nuances of these environments.
You might have a client expanding their entertainment offerings to include bumper boats or adding a small food and beverage service—this program can help you provide the tailored protection they need.
Underwriting Notes and Minimum Premiums
Minimum premiums vary depending on the size and scope of the operation. American Specialty handles underwriting in-house, which allows for responsive and knowledgeable quote turnaround. The program is designed with non-auditable policies, making it easier for your clients to manage their insurance costs.
Territories and Availability
This program is available on an admitted basis in all 50 states, including DC. Whether your client is based in California, Texas, Florida, or anywhere in between, you can access this specialized coverage.
Why Work With American Specialty
As a Managing General Underwriter with deep roots in the amusement and recreation industry, American Specialty brings decades of hands-on experience to the table. Their exclusive IAAPA endorsement and in-house service capabilities—underwriting, claims, risk management, and administration—make them a one-stop solution for placing family fun center risks.
For agents and brokers, this means streamlined submissions, expert guidance, and strong carrier backing, making it easier to deliver a complete and competitive solution to your clients.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for standalone or multi-attraction family entertainment centers, including arcades, go-kart tracks, mini-golf, laser tag, and soft play areas.
Is this program available nationwide?Yes, the program is available in all 50 states and Washington, DC, on an admitted basis.
Does American Specialty offer in-house underwriting?Yes, underwriting is handled entirely in-house, which allows for efficient processing and a deep understanding of the exposures unique to this segment.
Are IAAPA members required to access this program?Yes, this program is exclusively available to IAAPA members and is the only IAAPA-endorsed option for family fun centers.
What coverages are included in the program?The program includes General Liability, Property, Workers Compensation, Liquor Liability, Auto, Excess/Umbrella, Crime, and more, with flexible deductible and SIR options.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/usg/security--alarm/
Allied American Underwriters (AAU) is a specialty product provider and commercial lines program manager. Currently, there are five divisions: Workers Compensation, Programs, Environmental, Personal Lines, and Bonds. AAU can consider standard workers' comp, hazardous workers' comp, staffing workers' comp, USL&H workers' comp, and large account workers' comp. Programs consist of Commercial Storage Tanks, Dealers Storage Tanks, Dance Schools, Educational Institutions, Non-Profit and Human Services, Religious Institutions, Security and Alarm, Special Events, and Youth & Adult Team Sports. AAU takes great pride in playing an integral part in the growth of your agency to develop a book of business together.
AAU is a division of USG Insurance Services, Inc., a national wholesaler and managing general agent (MGA) with 18 offices across the country and the ability to write in all 50 states. AAU's flagship office is located in Canonsburg, Pennsylvania.
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