https://completemarkets.com/company/kandkinsurance/Sport-Complex-Insurance/
https://completemarkets.com/company/amerspec/Family-Fun-Centers/
From miniature golf and arcades to go-karts and laser tag, Family Fun Centers offer a wide range of entertainment—and they come with a unique set of risks. American Specialty Insurance & Risk Services is proud to offer a comprehensive insurance program tailored specifically for Family Fun Centers. As the only IAAPA-endorsed insurance provider for this segment, American Specialty brings unmatched expertise to this niche market.
Eligible Operations
for Family Fun Centers Insurance
Batting Cages
Driving Ranges
Soft-Play Areas
Go-Karts
Bumper Cars
Arcades
Miniature Golf
Bumper Boats
Laser Tag
Program Highlights for Family Fun Centers Insurance
“Excellent” or higher A.M. Best rated carrier
IAAPA-Endorsed—available exclusively to IAAPA members
Admitted coverage available
Program-specific forms and rates
Non-auditable policies
24-hour claims service
In-house underwriting
In-house claims management
In-house risk management
In-house policy administration
Online tools and resources
Program Coverages for Family Fun Centers Insurance
General Liability
Excess/Umbrella Liability
Liquor Liability
Automobile
Property
Crime
Employee Benefits Liability
Workers Compensation
Deductible/SIR Options
Ideal Accounts and Appetite
This program is ideal for standalone or multi-attraction family entertainment centers with operations such as arcades, laser tag arenas, go-kart tracks, and soft play zones. Whether your client operates an indoor-only facility or a large-scale outdoor venue, American Specialty’s underwriting team understands the nuances of these environments.
You might have a client expanding their entertainment offerings to include bumper boats or adding a small food and beverage service—this program can help you provide the tailored protection they need.
Underwriting Notes and Minimum Premiums
Minimum premiums vary depending on the size and scope of the operation. American Specialty handles underwriting in-house, which allows for responsive and knowledgeable quote turnaround. The program is designed with non-auditable policies, making it easier for your clients to manage their insurance costs.
Territories and Availability
This program is available on an admitted basis in all 50 states, including DC. Whether your client is based in California, Texas, Florida, or anywhere in between, you can access this specialized coverage.
Why Work With American Specialty
As a Managing General Underwriter with deep roots in the amusement and recreation industry, American Specialty brings decades of hands-on experience to the table. Their exclusive IAAPA endorsement and in-house service capabilities—underwriting, claims, risk management, and administration—make them a one-stop solution for placing family fun center risks.
For agents and brokers, this means streamlined submissions, expert guidance, and strong carrier backing, making it easier to deliver a complete and competitive solution to your clients.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for standalone or multi-attraction family entertainment centers, including arcades, go-kart tracks, mini-golf, laser tag, and soft play areas.
Is this program available nationwide?Yes, the program is available in all 50 states and Washington, DC, on an admitted basis.
Does American Specialty offer in-house underwriting?Yes, underwriting is handled entirely in-house, which allows for efficient processing and a deep understanding of the exposures unique to this segment.
Are IAAPA members required to access this program?Yes, this program is exclusively available to IAAPA members and is the only IAAPA-endorsed option for family fun centers.
What coverages are included in the program?The program includes General Liability, Property, Workers Compensation, Liquor Liability, Auto, Excess/Umbrella, Crime, and more, with flexible deductible and SIR options.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/theinsco/Entertainment-and-Amusement-Risks/
This program from T.H.E. Insurance Company provides tailored coverage for a wide range of amusement and entertainment risks. Working directly with T.H.E. lets you bypass additional MGAs and intermediaries so you can place business faster with underwriters who have binding authority and industry experience.
Available package coverages include:
General Liability (monoline or package)
Auto
Excess liability
Workers Compensation
Property
Crime
Inland Marine
Overview of the Program from T.H.E. Insurance Company
This Entertainment & Amusement Risks program is built for agents who need a practical market for venues, operators, and event promoters. T.H.E. underwriters focus on delivering broad package solutions that combine liability, property, auto, workers’ compensation, and ancillary lines to create cohesive placements for mid-market amusement and entertainment exposures.
Ideal Accounts and Appetite
Small-to-mid sized amusement parks, family entertainment centers, trampoline parks, arcades, and indoor play centers
Seasonal carnivals, fairs and traveling attractions with licensed operators
Fixed and mobile concessions, event promoters, and production companies for live performances
Movie and film production support risks, set construction and equipment rentals (subject to inland marine and property terms)
Generally acceptable risks are those with documented maintenance programs, trained staff, and reasonable loss histories. The program is not intended for major theme parks, large-scale permanent roller coaster operations, or operators with unresolved regulatory or licensing issues.
Coverage Highlights and Advantages
Package flexibility — write monoline GL or comprehensive packages combining property, auto, WC and more.
Excess liability options to protect against high-severity incidents.
Inland marine to cover mobile equipment and rented attractions while in transit.
Crime coverage for cash-handling exposures at events and box offices.
Direct binding authority through T.H.E., which can speed turnaround and simplify placement.
Underwriting Notes and Typical Restrictions
Underwriters will evaluate operator qualifications, safety programs, ride maintenance records (when applicable), contracts with vendors/independent contractors, and loss runs. High-hazard features (unrated or unmaintained mechanical rides, pyrotechnics without licensed operators, or poor safety controls) typically require additional scrutiny and may be declined or quoted with restrictions.
Provide the following at submission for a faster review: current year loss runs, descriptions/photos of the site or equipment, copies of contracts with third-party vendors, and detail on staff training programs and inspection schedules.
Territories and Availability
Available for placement in: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY.
Why Work With T.H.E. Insurance Company on Entertainment & Amusement Risks
T.H.E. offers focused underwriting for entertainment and amusement classes and the ability to bind coverage directly — a benefit for agents who need speed and clarity on terms. Their packaged approach simplifies placements by combining complementary coverages, and the underwriting team is experienced with the unique operational and seasonal exposures common in this sector.
Frequently Asked Questions
What types of accounts are a good fit for this program?Accounts like family entertainment centers, small fixed amusement parks, traveling carnivals with licensed operators, concessions, and production support risks are a strong fit when they have documented safety programs and reasonable loss history.
What coverages can I combine in a package?T.H.E. can offer monoline general liability or multi-line packages that include property, auto, workers’ compensation, excess liability, inland marine, and crime — allowing you to tailor terms to the client’s exposures.
Which states is this program available in?This program is available in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY.
What information speeds up the underwriting process?Include current loss runs, equipment descriptions or photos, maintenance and inspection records, contracts with vendors, and details on staff training and safety protocols with your submission.
Are high-hazard attractions eligible?High-hazard attractions are considered on a case-by-case basis. Risks with unmaintained mechanical rides, pyrotechnics without licensed operators, or unresolved compliance issues are likely to face restrictions or declination.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/kandkinsurance/Zoo-and-Aquarium-Insurance/